This FlexiPax page has lots of information for Missouri residents. Click here for Hawaii, here for Indiana, here for Virginia or here for the other States. |
This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured Trip Cancellation plans bought after 1/31/2024 cover trips to Israel. Cancel for Any Reason isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
Travel Insured’s FlexiPax Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
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Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPax’s Certificates of Coverage |
|
Most States’ plan Certificate | Illinois Residents |
Indiana Residents | Missouri Residents |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPax plan covers:
|
||
Plan Name | FlexiPax | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Missouri | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers and co-travelers) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City if there were no incidents in same city during the 90 days before purchase |
“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $14 or $2,500 for $187 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $4 or $2,500 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $8 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:
- Travel Insured covers up to a $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPax secure online order form
Fill this out for your Customized Quote and Recommendations
Here’s our Our Privacy Policy | * Required Information
This is a long page – You get lots of information. This FlexiPax plan is for anyone except HI, IN, MO, MT, NY, VA or WA residents. Click here for Hawaii, here for Indiana, here for Missouri or here for Virginia. |
This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured Trip Cancellation plans bought after 1/31/2024 cover trips to Israel. Cancel for Any Reason isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
Travel Insured’s FlexiPax Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
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|
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPax’s Certificates of Coverage |
|
Most States’ FlexiPax plan Certificate | Illinois Residents |
Indiana Residents | Missouri Residents |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPax plan covers:
|
||
Plan Name | FlexiPax | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Any US resident except HI, IN, MO, MT, NY, VA or WA residents | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car (except Hawaii residents) | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,500 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:
- Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPax secure online order form
This FlexiPax page has lots of information for Virginia residents. Click here for Hawaii, here for Indiana, here for Missouri or here for the other States. |
This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured Trip Cancellation plans bought after 1/31/2024 cover trips to Israel. Cancel for Any Reason isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
Travel Insured’s FlexiPax Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
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![]() |
|
![]() |
|
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|
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|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
Travel Insured is one of the few companies we trust | |
If you already know you want the Travel Insured FlexiPax plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FFlexiPax’s Certificates of Coverage |
|
Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | Missouri Residents |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPax plan covers:
|
||
Plan Name | FlexiPax | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Virginia | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,500 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:
- Travel Insured plans covers up to a $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPax secure online order form
This FlexiPax page has lots of information for Hawaii residents. Click here for Indiana, here for Missouri, here for Virginia or here for the other States. |
This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured Trip Cancellation plans bought after 1/31/2024 cover trips to Israel. Cancel for Any Reason isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
Travel Insured’s FlexiPax Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
![]() |
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![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPax’s Certificates of Coverage |
|
Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | Missouri Residents |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPAX plan covers:
|
||
Plan Name | FlexiPax | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Hawaii | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
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Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,500 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:
- Travel Insured plans covers up to a $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days long which is the longest trip a Hawaiian resident may insure.
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- Here’s the Travel Insured FlexiPAX secure online order form
This FlexiPax page has lots of information for Indiana residents. Click here for Hawaii, here for Missouri, here for Virginia or here for the other States. |
This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured Trip Cancellation plans bought after 1/31/2024 cover trips to Israel. Cancel for Any Reason isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
Travel Insured’s FlexiPax Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
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Why Buy It? | Quibbles |
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Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPax’s Certificates of Coverage |
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Most States’ plan Certificate | Illinois Residents |
Indiana Residents | Missouri Residents |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPax plan covers:
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Plan Name | FlexiPax | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Indiana | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
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Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,500 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:
- Travel Insured plans covers up to a $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPax secure online order form
Cigna Global Private Health Plans to Cover You when Residing Outside Your Home Country at Least 3 Months
In addition, you will be covered for a total of 6 months in your country of Citizenship for each plan year you have Cigna.
Cigna International Medical plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. They are specifically designed expat health insurance options to meet your needs, as well as to give you the flexibility you desire. Choose your level of cover and All amounts apply per beneficiary and per period of cover (except where otherwise noted).
Click here to get Your Customized Cigna Global Health Plan quote
International Health Insurance is your essential cover for inpatient, day patient and accommodation costs, as well as cover for cancer, psychiatric care and much more. Our Gold and Platinum plans also give you cover for maternity care.
Cigna has worked in international health insurance for more than 30 years. Today, Cigna has 60 million customer relationships around the world. Looking after them is an international workforce of 30,000 people, plus a network of more than 1 million hospitals, physicians, clinics and health and wellness specialists.
Cigna’s full-time, clinical team is led by physicians. They have years of experience in dealing with varied and unique clinical and service situations worldwide. Their vast experience means they provide high standards of healthcare, regardless of where you are in the world.
Cigna’s Global Health Mission
Everything we do is around our mission to help improve your health, wellbeing and sense of security.
Cigna’s customer care promise
- You can seek help for free any hour of the day or night
- You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts
- You will have instant and easy access to healthcare facilities and professionals around the world.
- You’ll be reimbursed, wherever possible, within five days of receiving your claim. On the rare occasion you have to pay for your treatment directly
- You can receive payment in over 135 currencies
Cigna Global Private Health Insurance Plans |
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Choose your level of cover from the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted). International Medical Insurance is your essential cover for inpatient, outpatient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and daypatient maternity care. Click here to get Your Customized Cigna Global Health Plan quote. | Benefits | Silver | Gold | Platinum |
Annual beneft – maximum per beneficiary per period of cover. This includes claims paid across all sections of International Medical Insurance. |
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Hospital charges for: Nursing and accomodation for inpatient and daypatient treatment and recovery room | Paid in full for semi-private room | Paid in full for a private room | Paid in full for a private room |
Hospital charges for:
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Paid in Full | Paid in Full | Paid in Full |
Intensive care
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Paid in Full | Paid in Full | Paid in Full |
Surgeons’ and anaesthetists’ fees Where surgery is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Specialists’ consultation fees Paid in full for regular visits by a specialist during stays in hospital including intensive care by a specialist for as long as is required by medical necessity. |
Paid in Full | Paid in Full | Paid in Full |
Hospital accommodation for a parent or guardian Up to the maximum amount shown per period of cover. If a beneficiary who is under the age of 18 years old needs inpatient treatment and has to stay in hospital overnight, we will also pay for hospital accommodation for a parent or legal guardian, if:
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Paid in Full |
Transplant services for organ, bone marrow and stem cell transplants We will pay for inpatient treatment directly associated with an organ transplant, for the beneficiary if:
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Paid in Full | Paid in Full | Paid in Full |
Kidney dialysis Where treatment is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging) Where investigations are provided on an inpatient or daypatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Advanced Medical Imaging (MRI, CT and PET scans) Up to the maximum amount shown per period of cover. We will pay for these scans whether received on an inpatient, daypatient or an outpatient basis. |
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Paid in Full |
Physiotherapy and complementary therapies Up to the maximum amount shown per period of cover. Where treatment is provided on an inpatient or daypatient basis. |
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Paid in Full |
Home nursing Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
Rehabilitation Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
Hospice and palliative care Up to the maximum amount shown per lifetime. |
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Paid in Full |
Internal prosthetic devices/surgical and medical appliances We will pay for:
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Paid in Full | Paid in Full | Paid in Full |
External prosthetic devices/surgical and medical appliances Up to the maximum amount shown per period of cover. We will pay for:
For adults, we will pay for one external prosthetic device. For children up to the age of 16, we will pay for the initial prosthetic device and up to two replacement devices. |
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Local ambulance and air ambulance services Medically necessary travel by local road ambulance or local air ambulance, such as a helicopter, when related to covered hospitalisation. |
Paid in Full | Paid in Full | Paid in Full |
Inpatient cash benefit Per night up to 30 nights per period of cover. We will make a cash payment to the beneficiary when they:
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Emergency inpatient dental treatment Dental treatment in hospital after a serious accident. |
Paid in Full | Paid in Full | Paid in Full |
Mental health care Up to the maximum amount shown per period of cover Subject to the limits explained below we will pay for: • the treatment of mental health conditions and disorders; and • the diagnosis of addictions (including alcoholism); |
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Paid in Full |
Cancer care › Following a diagnosis of cancer, we will pay for costs for the treatment of cancer if the treatment is considered by us to be active treatment and evidence-based treatment. This includes chemotherapy, radiotherapy, oncology, diagnostic tests and drugs, whether the beneficiary is staying in a hospital overnight or receiving treatment as a daypatient or outpatient. › We do not pay for genetic cancer screening. |
Paid in Full | Paid in Full | Paid in Full |
Routine maternity benefit care (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for the following parent and baby care and treatment, on an inpatient or daypatient basis as appropriate, if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more: • hospital, obstetricians’ and midwives’ fees for routine childbirth; and • any fees as a result of post-natal care required by the mother immediately following routine childbirth. › We will not pay for surrogacy or any related treatment. We will not pay for maternity benefit care or treatment for a beneficiary acting as a surrogate or anyone acting as a surrogate for a beneficiary. |
Not covered |
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Complications from maternity (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for inpatient or outpatient treatment relating to complications resulting from pregnancy or childbirth if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more. This is limited to conditions which can only arise as a direct result of pregnancy or childbirth, including miscarriage and ectopic pregnancy. |
Not covered |
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Homebirths (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay midwives’ and specialists’ fees relating to routine home births if the mother has been a beneficiary under this policy for a continuous period of 12months or more. › Please note that the Complications from maternity cover explained above does not include cover for home childbirth. This means that any costs relating to complications which arise in relation to home childbirth will only be paid in accordance with the home childbirth limits, as explained in the list of benefits. |
Not covered |
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Newborn care Up to the maximum amount shown for treatment within the first 90 days following birth. Available once at least one parent has been covered by the policy for 12 months or more. › Provided the newborn is added to the policy, we will pay for: • up to 10 days routine care for the baby following birth; and • all treatment required for the baby during the first 90 days after birth instead of any other benefit; if at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth. |
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Congenital conditions Up to the maximum amount shown per period of cover. › We will pay for treatment of congenital conditions on an inpatient or daypatient basis which manifest themselves before the beneficiary’s 18th birthday if: • at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth and the newborn is added to the policy within 30 days of the birth. • they were not evident at policy inception. |
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Deductible (various) A deductible is the amount which you must pay before any claims are covered by your plan. |
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Cost share after deductible and out of pocket maximum Cost share is the percentage of each claim not covered by your plan.The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum. |
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Add Optional Benefits
Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.
Click here to get Your Customized Cigna Global Health Plan quote
This is a long page – You get lots of information |
If you are receiving a full refund or travel credit due to Covid, IMG can change the dates on your policy. Click here to learn what you can do with your IMG iTI policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
IMG plans bought after 8/13/2024 will not cover trips to Afghanistan, Belarus, Cuba, Haiti, Iran, Iraq, Israel (just CFAR), Libya, Myanmar, North Korea, Palestine, Russia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen. |
IMG SE and LX Trip Cancellation Plans
IMG SE and IMG LX have their strengths & quibbles: |
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Why Buy It? | Quibbles |
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IMG is one of the few companies we trust | |
If you already know you want the IMG SE plan, click here for IMG SE’s secure online order form or here for IMG LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too. |
IMG covers you for up to $500,000 Primary Emergency Medical (SE is secondary for WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
View or Download IMG’s State-Specific Policy Wordings: |
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IMG SE Policy Wording |
IMG LX Policy Wording |
A brief description is below. For SE or LX coverage, terms, conditions and exclusions, select the IMG SE or LX Policy Wordings. |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG SE & IMG LX plans cover: |
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Plan Name | IMG SE | IMG LX |
Secure online order link (you don’t pay extra fees using us) | Buy the IMG’s SE plan | Buy the IMG LX plan |
Cancel For Any Reason upgrade | Not available | Yes, if bought within 20 days of your Initial Trip Deposit Date |
Trip Cancellation (per person) | Up to the insured amount | |
Trip Interruption (per person) | Up to 150% of the insured amount | |
Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $250,000 ($20,000 secondary for WA residents and $150,000 primary for NY residents) |
$500,000 ($100,000 for WA residents) |
Emergency Medical Evacuation / Repatriation (per person) $1,000 Dental Expense sublimit |
$500,000 | $1,000,000 |
Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | No later than Final Trip payment |
Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
Travel Baggage (per person) | $1,500 | $2,500 |
Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
Travel Delay (per person) | $2,000 (after 12 hours) $125 per day | $2,500 (after 6 hours) $250 per day |
Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
Common Carrier AD&D (per person) | $25,000 | $100,000 |
$40,000 Rental Car Damage | $40,000 Included | |
24 Hour Emergency Assistance | Yes | |
Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
Insurance Underwriter | United States Fire Insurance Company or SiriusPoint America Insurance Company | |
Money Back Guarantee | 10 days | |
Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the IMG LX Plan’s
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Here’s How the IMG LX Plan’s
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8 Travel Insurance Hacks You Should Know, According to Experts
Before you set off exploring, ensure you’re protecting your trip the right way.
By Zachary Mack
October 27, 2022
2) Take a photographic note of everything you’ve packed in your checked luggage.
Whether packing is a long, drawn-out, and traumatic process for you or an easy last-minute task you breeze through, you still might not recall everything that makes its way into your bag. That’s why experts say it’s important to remember to do one thing before you zip up and take off. “Before you close your suitcases, take photos of the contents, so you have an accurate list for a claim,” Steve Dasseos from Trip Insurance Store tells Best Life. “It’s nearly impossible to remember what you packed if your suitcase is lost.”
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
PS - Read Steve's Blog or you may Subscribe to Steve's blog here
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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