| This is a long page – You get lots of information and prices. This WTP plan is for anyone except HI, IN, MO, NY, VA or WA residents. Click here if you live in HI, here if you live in IN, here if you live in MO, here if you live in NY, here if you live in VA or here if you live in WA. The new FlexiPAX plan is here. |
| If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
| This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
| Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
Travel Insured’s Trip Cancellation
Travel Insurance Plans
| Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
| Why Buy It? | Quibbles |
 Travel Insured’s Worldwide Trip Protector plan (WTP) has $100,000 Primary Medical coverage. |
Travel Insured plans cover up to $100,000 p/p trip cost and $200,000 per policy. $25,000 p/p maximum is quoted online. Ask us for quotes to $100,000. |
| You have to buy this plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional upgrades. |
You must insure 100% of all prepaid and non-refundable trip costs to have the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). |
| Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. |
The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip. |
| The pre-existing medical conditions Lookback is 60 days |
Children aren’t free for the optional upgrades (CFAR, IFAR, etc). Their CFAR price is 3.28% of their trip cost. |
| $150,000 Political or Security Evacuation and Natural Disaster Evacuation is included. |
|
| “Hospital of Your choice” emergency transportation if medically necessary is included |
|
| Travel Insured can advance payment to a medical facility if needed to secure Your admission |
|
| You have a 14 day Free Look Period |
|
| You get a 150% trip interruption benefit |
|
| Travel Insured’s maximum trip length is 180 days |
|
| Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included |
|
| Travel to Cuba is covered if you are going for an allowed reason |
|
| Travel Insured is 1 of the few companies we trust | |
| If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. | |
Travel Insured covers you for $100,000 Primary or Secondary Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s Worldwide Trip Protector plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured’s Certificates of Coverage |
|
| Most States’ WTP plan Certificate | Illinois Residents |
| Indiana Residents | Montana Residents |
| New Hampshire Residents | |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. | |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s Worldwide Trip Protector plan covers: |
||
| Plan Name | Worldwide Trip Protector | |
| Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
| Cancel For Any Reason | Optional Upgrade for a 44% surcharge | |
| Interrupt For Any Reason | Optional Upgrade for a 10% surcharge | |
| Who can get this? | Any US resident | |
| Trip Cancellation | Up to the insured amount | |
| Trip Interruption | Up to 150% of the insured amount | |
| Medical | $100,000 Primary. If your trip’s longer than 90 days you have 90 days of coverage for Sickness. | |
| Emergency Medical Transportation | $1,000,000 | |
| Dental Treatment for Accidental Injury | $750 sublimit of medical | |
| Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
| Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
| Trip Delay | $1,500 after 3 hours / $200 per day | |
| Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
| Baggage Delay | $500 (after 3 hours) | |
| Missed Tour or Cruise Connection | $500 after 3 hours en route to cruise or tour | |
| Itinerary Change | $500 | |
| Change Fee | $250 | |
| Reimbursement of Miles or Rewards Points | $250 | |
| Optional Rental Car Damage | $100,000 for $8 per day only if included when policy is purchased | |
| 24-hr Accidental Death & Dismemberment | $10,000 | |
| Up to $1,000,000 Optional Flight Insurance Upgrade | $9 for $100,000 $20 for $250,000 $44 for $500,000 $56 for $1,000,000 |
|
| 24-hour Assistance Services | Yes | |
| 3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
| Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
| $15 p/p Optional Travel Inconvenience | $250 per Inconvenience ($750 maximum) | |
| $34 p/p Optional Event Ticket | $1000 | |
| $4 p/p Optional Electronic Equipment | $2000 | |
| $28 p/p Optional Bed Rest | $4000 | |
| Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 14 days | |
| Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for for Any Reason coverage increases the Travel Insured plan’s price by 44%. Travel insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: If You cancel Your Covered Trip for any reason not otherwise covered by this plan at least fortyeight (48) hours or more before Your Scheduled Departure Date, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Covered Trip provided: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip); and You can only purchase this benefit at the time the base policy is purchased. Children aren’t free for the Cancel For Any Reason (CFAR). Their price is 3.28% of their trip cost. This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:The Interruption for Any Reason coverage increases the Travel Insured plan’s price by 10%. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip); and You can only purchase this benefit at the time the base policy is purchased. If the above conditions are met, We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Here are the Travel Insured Worldwide
Trip Protector Plan Prices:
Note this important Travel Insured Worldwide Trip Protector Plan pricing information:
- Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
- The table contains rates for Trip costs up to $25,000 per person
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge
- The daily per person rates for a 31 – 180 days’ trip is $7
- Here’s the Travel Insured Worldwide Trip Protector secure online order form
Travel Insured’s Worldwide Trip Protector PricesAdd 44% to these prices for the Cancel for for Any Reason coverage For all States except MO, NY, PA, and WA |
||||||||
| Per Person Trip Cost |
Ages 0-34 |
Ages 35-58 |
Ages 59-65 |
Ages 66-70 |
Ages 71-80 |
Ages 81-85 |
Age 86+ |
|
| $1-250 | $30 | $44 | $48 | $57 | $79 | $138 | $168 | |
| $251-500 | $31 | $47 | $50 | $58 | $85 | $143 | $178 | |
| $501-1,000 | $55 | $66 | $74 | $92 | $140 | $217 | $260 | |
| $1,001-1,500 | $70 | $96 | $100 | $134 | $189 | $296 | $360 | |
| $1,501-2,000 | $96 | $112 | $138 | $184 | $258 | $380 | $459 | |
| $2,001-2,500 | $124 | $154 | $181 | $211 | $358 | $471 | $566 | |
| $2,501-3,000 | $151 | $189 | $219 | $247 | $473 | $552 | $662 | |
| $3001-3,500 | $174 | $205 | $273 | $301 | $525 | $629 | $761 | |
| $3,501-4,000 | $197 | $228 | $331 | $359 | $586 | $769 | $855 | |
| $4,001-4,500 | $217 | $258 | $405 | $419 | $622 | $820 | $928 | |
| $4,501-5,000 | $246 | $290 | $451 | $471 | $670 | $923 | $1027 | |
| $5,001-5,500 | $279 | $334 | $512 | $556 | $734 | $1086 | $1206 | |
| $5,501-6,000 | $313 | $373 | $531 | $615 | $770 | $1128 | $1373 | |
| $6,001-6,500 | $346 | $409 | $587 | $679 | $817 | $1203 | $1491 | |
| $6,501-7,000 | $375 | $446 | $627 | $725 | $885 | $1302 | $1798 | |
| $7,001-8,000 | $417 | $500 | $705 | $816 | $1066 | $1590 | $2097 | |
| $8,001-9,000 | $471 | $539 | $782 | $905 | $1172 | $1806 | $2332 | |
| $9,001-10,000 | $520 | $575 | $859 | $1029 | $1299 | $2023 | $2437 | |
| $10,001-11,000 | $578 | $696 | $905 | $1248 | $1662 | $2184 | $2608 | |
| $11,001-12,000 | $631 | $765 | $1012 | $1361 | $1817 | $2441 | $2891 | |
| $12,001-13,000 | $681 | $832 | $1119 | $1475 | $1974 | $2650 | $3120 | |
| $13,001-14,000 | $732 | $908 | $1227 | $1595 | $2137 | $2868 | $3346 | |
| $14,001-15,000 | $785 | $975 | $1335 | $1709 | $2292 | $3077 | $3575 | |
| $15,001-16,000 | $835 | $1043 | $1443 | $1822 | $2448 | $3287 | $3805 | |
| $16,001-17,000 | $886 | $1136 | $1551 | $1935 | $2604 | $3497 | $4033 | |
| $17,001-18,000 | $939 | $1206 | $1658 | $2048 | $2760 | $3707 | $4260 | |
| $18,001-19,000 | $989 | $1274 | $1766 | $2161 | $2916 | $3917 | $4488 | |
| $19,001-20,000 | $1040 | $1344 | $1874 | $2275 | $3072 | $4127 | $4717 | |
| $20,001-21,000 | $1093 | $1414 | $1982 | $2388 | $3227 | $4338 | $4945 | |
| $21,001-22,000 | $1143 | $1483 | $2089 | $2502 | $3383 | $4546 | $5173 | |
| $22,001-23,000 | $1194 | $1586 | $2197 | $2615 | $3538 | $4755 | $5400 | |
| $23,001-24,000 | $1247 | $1658 | $2305 | $2729 | $3695 | $4966 | $5628 | |
| $24,001-25,000 | $1297 | $1729 | $2413 | $2842 | $3850 | $5175 | $5857 | |
Click here to go to the Travel Insured’s secure online order form
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
PS - Read Steve's Blog or you may Subscribe to Steve's blog here
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
| Home | Popular | FAQs | Site Map | Buy | Wall Street Journal Recommended Blog | Privacy | Links |