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The Travel Guard Plus
Trip Cancellation Travel Insurance Plan

Click here if you are looking for the Travel Guard Preferred plan

The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
You may have coverage due to the Coronavirus outbreak

This is an overview of the Travel Guard Plus Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the insurance policy, the policy terms govern in all cases.

Travel Guard Plus has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point The Plus Plan includes $100,000 Primary Medical Expense coverage Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Forefinger bullet point You have to buy the Travel Guard Plus plan within 20 days of your initial trip payment to get the pre existing condition exclusion waiver, and the optional Cancel for Any Reason coverages. Forefinger bullet point The optional “Cancel For Any Reason” coverage provides reimbursement for non-refundable trip costs up to 50% or 75% of total trip cost
Forefinger bullet point The Plus plan’s Pre-existing medical condition Lookback Period is 180 days for all States. Forefinger bullet point The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
Forefinger bullet point Travel Guard can arrange payment to a medical facility if needed to secure your admission
Forefinger bullet point This plan includes “Hospital of Your choice” emergency transportation if medically necessary
Forefinger bullet point Cancellation due to Work Reasons coverage is included
Forefinger bullet point You have a 14 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip.
Forefinger bullet point The Plus plan provides a Trip Interruption benefit of up to 150% of total trip cost
Forefinger bullet point Travel to Cuba is covered if you are going for an allowed reason.
The Plus plan’s maximum trip length is 364 days
Travel Guard is 1 of the few companies we trust
If you already know you want the Travel Guard Plus plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone.

Travel GuardThe Travel Guard Plus plan includes $100,000 Primary Medical Expense, $1,000,000 Emergency Evacuation and 150% Trip Interruption. Includes a 14 day satisfaction guarantee.

Travel Guard Plus – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

The Travel Guard Plus Plan:

Secure online enrollment form link (you don’t pay extra fees using us) Travel Guard Plus’s secure online purchase page
Optional:
Cancel For Any Reason
50% or 75% of non-refundable trip costs
Satisfaction Guarantee 14 days
Trip Cancellation (per person) 100% of the insured trip cost
Trip Interruption (per person) 150% of the insured trip cost
Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill).
$100,000 Primary

$500 Dental (emergency dental treatment) and
2,500 Physical Therapy sublimits

Emergency Evacuation and Repatriation of Remains (per person) $1,000,000
Pre-Existing Medical Condition Exclusion Waiver Included if coverage is purchased within 20 days of Initial Trip Deposit Date
Pre-Existing Medical Condition Lookback Period 180 Days
Baggage and Personal Effects (per person) $2,500
Baggage Delay (per person) $400 (after 12 hours)
Trip Delay (per person) $200 per day, to a maximum of $1,000 (after 12 hours)
Missed Connection (per person) $1,000 (after 3 hours)
24 Hour Accidental Death & Dismemberment (per person) $50,000
3rd Party Financial Default 14 day wait after plan purchase
Trip Cancellation/Interruption due to Terrorist Incident “a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival.”
24-hour Assistance Services Included
Insurance Underwriter National Union Fire Insurance Company of Pittsburgh, PA (A Rated)
Secure online order form link (you don’t pay extra fees using us) Go to the Travel Guard Plus secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

Click here to go directly to Plus’s secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.

Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.


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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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