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Generali Premium or Generali Preferred or Generali Standard Trip Cancellation Plans

The Generali Premium, Generali Preferred and Generali Standard plans have their strengths & quibbles:

Why Buy It? Quibbles
Round bullet point You have to buy the Premium policy no later than 24 hours after your final trip payment and insure your full prepaid trip cost to cover pre-existing medical conditions. You also have to be medically able to travel at the time the coverage is purchased. Round bullet point The Final Payment is the last pre-paid payment (prior to departure) of the most expensive part of the trip, unless the main air arrangements are added last. “Main air arrangements” refer to air to / from the main destination vs. tickets for a side trip during the vacation.
Round bullet point The Generali plans have $50,000 to $250,000 Excess (Secondary) Emergency Medical and Dental Coverage Round bullet point Neither the Preferred nor the Standard plan cover pre-existing medical conditions
Round bullet point Trip interruption coverage is 125% to 175% of trip cost Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Round bullet point The Generali Global Assistance Plans do not exclude pre-existing medical conditions of family members who are not scheduled or booked to travel with you. Round bullet point The Generali plans are not available if your departure date is more than 18 months in the future
Round bullet point Generali’s maximum trip length is 365 Days (some state limitations may apply) Round bullet point Baggage coverage excludes telephones, computer hardware or software
Round bullet point The lowest trip cost you can cover is $0. This means you don’t have Trip Cancellation or Trip Interruption coverage.
Round bullet point You have a 10 day Free Look Period
Round bullet point Generali covers revocation of the Insured’s previously granted leave
Round bullet point Identity Theft Resolution Services are available for six full months, beginning on trip departure day
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If you already know which Generali plan you want, click here for Generali and click here for Generali secure online quote & order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone.

Generali logoGenerali provides coverage up to $250,000 per plan for Medical and Dental coverage, up to $1,000,000 per plan for Emergency Assistance and Transportation and up to 175% of trip cost for Trip Interruption coverage. You may up to 10 travelers on each plan.

The Generali Plans’ Descriptions of Coverage / Policy:

Generali Premium Generali Preferred Generali Standard
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Generali Description of Coverage or Policy.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The Generali Premium, Generali Preferred, Generali Standard Plan Details:

Plan Name / Maximum Benefit Limits Per Person Generali Standard Generali Preferred Generali Premium
Secure online order form link (you don’t pay extra fees) The Generali Global Assistance’s Secure online order form
Money Back Guarantee 10-day free look
Trip Cancellation (each person) 100% of Trip Cost
Trip Interruption (each) 125% of Trip Cost 150% of Trip Cost 175% of Trip Cost
Excess (Secondary) Medical and Dental $50,000 Policy Maximum $150,000 Policy Maximum $250,000 Policy Maximum
Emergency Assistance and Transportation ($10,000 Limit Applies for Companion Hospitality Expenses) $250,000 Policy Maximum $500,000 Policy Maximum $1,000,000 Policy Maximum
Your deadline to waive the Pre-Existing Condition exclusion Not covered Not covered No later than 24 hours after your final trip payment. Besides the deadline, other conditions apply. Read the Description of Coverage or Policy.
Pre-Existing Condition Lookback Period 180 Days
Travel Delay (per person) $1,000 (after 10 hours) $150 per day $1,000 (after 8 hours) $200 per day $1,000 (after 6 hours) $300 per day
Baggage Coverage (per person) $1,000 $1,500 $2,000
Baggage Delay (per person) $200 after 24 hours $300 after 18 hours $500 after 12 hours
Missed Connection (per person) $500 (more than 3 hours) $750 (more than 3 hours) $1,000 (more than 3 hours)
Rental Car Damage Coverage None None $25,000 (not available to residents of Texas)
A, D and D – Travel Accident None $25,000 Per Person
$150,000 plan limit
$50,000 Per Person
$100,000 plan limit
A, D and D – Air Flight Accident $50,000 Per Person
$100,000 plan limit
$75,000 Per Person
$50,000 plan limit
$100,000 Per Person
$200,000 plan limit
24 Hour Emergency Assistance Yes
Travel Supplier Financial Default Not covered Yes, if purchased no later than 24 hours after your final trip payment. There’s a 14 Day Wait after purchase before this goes into effect.
Trip Cancellation and Trip Interruption Coverage for Terrorist Incident coverage “A terrorist act which occurs in your departure city or in a city to which you are scheduled to travel while on your trip, and which occurs within 30 days of your scheduled departure date, provided the city has not experienced a terrorist act in the 30 days prior to the effective date of your coverage.”
Concierge Services Yes
Insurance Underwriter Generali U.S. Branch (A Rated)
Secure online order form link (you don’t pay extra fees) The Generali Global Assistance’s Secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here Are the Maximum Trip Cost Limits for Trip Cancellation Coverage:

Traveler’s Age Each Individual’s Maximum Trip Cost Coverage Amount Per Trip Maximum Trip Cost Coverage Amount
Up to Age 70 $50,000 per individual $100,000 per trip
Age 71 – 80 $25,000 $50,000
Age 81 & Over $20,000 $30,000

Click here to go to the Generali secure online order form.


Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Steve at (888) 407-3854 or (816) 282-6858.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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