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This is a long page – You get lots of information and prices. This FlexiPAX plan is for anyone except HI, IN, MO, NY, VA or WA residents. Click here if you live in HI, here if you live in IN, here if you live in MO, here if you live in NY, here if you live in VA or here if you live in WA.
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy.
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus

Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

Travel Insured has its strengths & quibbles:
Why Buy It? Quibbles
Round bullet point Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. Round bullet point Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy.
Round bullet point You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional CFAR-IFAR upgrade. Round bullet point Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). Round bullet point The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
Round bullet point The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
Round bullet point “Hospital of Your choice” emergency transportation if medically necessary is included
Round bullet point Travel Insured will advance payment to a medical facility if needed to secure Your admission
Round bullet point You have a 14 day Free Look Period
Round bullet point You get a 150% trip interruption benefit
Round bullet point FlexiPAX’s maximum trip length is 180 days
Round bullet point Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
Round bullet point $50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Travel InsuredTravel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured’s Certificates of Coverage
Most States’ FlexiPAX plan Certificate Illinois Residents
Indiana Residents Montana Residents
New Hampshire Residents Oregon Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form

Travel Insured’s FlexiPAX plan covers:
Plan Name FlexiPAX
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Who can get this? Any US resident
Trip Cancellation Up to the insured amount
Trip Interruption Up to 150% of the insured amount
Medical $100,000 Primary
Emergency Medical Transportation $500,000
Dental Treatment for Accidental Injury $750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Trip Delay $1,000 after 6 hours / $150 per day
Baggage/Personal Effects $1,000 Primary ($250 per item / $500 combined)
Baggage Delay $300 (after 6 hours)
Change Fee $200
24-hr Accidental Death & Dismemberment $10,000
24-hour Assistance Services Yes
3rd Party Travel Supplier Financial Default 15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter United States Fire Insurance Company (A Rated)
Money Back Guarantee 14 days

Optional Upgrades
Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess) $30,000 for $7 per day you have the car (except Hawaii residents)
Cancel for Work Reasons $10
Trip Delay Increase $1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase $1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase $500 for $2 or $1,500 for $5 or $2,000 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000 $9
Increase Evacuation to $1,000,000 & Medical to $250,000 $7
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Travel Insured’s Cancel for Any Reason:

The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost.

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and
2) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.

This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form

Here are the Travel Insured FlexiPAX Plan Prices:

Note this important Travel Insured FlexiPAX Plan pricing information:

  • Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
  • It’s the same price for a trip of up to 30 days
  • All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
  • The daily per person rates for a 31 – 180 day long trip is $11
  • Here’s the Travel Insured FlexiPAX secure online order form

Travel Insured FlexiPAX Plan Prices

Add 52.9% to these prices for the Cancel and Interrupt for Any Reason coverage
For all States except HI, IN, MO, PA, NY, VA, WA
Per Person
Trip Cost		 Ages 0-
25		 26-
30		 31-
50		 51-
55		 56-
58		 59-
60		 61-
62		 63-
65		 66-
70		 71-
72		 73-
75		 76-
78		 79-
80		 81-
85		 86-
100
$0 -0 $22 25 27 28 29 30 30 31 34 41 44 51 61 79 176
1 -250 30 33 35 39 41 43 44 46 51 60 65 74 87 110 218
251 -500 38 40 44 49 52 55 57 60 67 78 84 95 111 137 255
501 -1,000 50 52 56 65 70 73 76 81 91 104 113 127 146 179 311
1,001 -1,500 64 65 71 84 90 94 98 105 118 134 145 163 187 226 375
1,501 -2,000 77 78 84 100 107 113 118 126 141 160 173 194 222 266 430
2,001 -2,500 91 91 100 119 128 134 140 149 168 190 205 229 261 312 491
2,501 -3,000 103 103 113 136 146 154 160 171 193 218 235 262 298 356 551
3,001 -3,500 117 117 128 154 166 175 182 195 220 248 268 298 339 403 614
3,501 -4,000 135 135 147 179 193 204 213 228 258 291 314 349 396 470 706
4,001 -4,500 147 146 159 194 209 221 231 247 279 315 340 377 428 507 756
4,501 -5,000 161 159 175 213 230 243 254 272 308 346 374 415 470 556 822
5,001 -5,500 178 176 193 237 256 270 283 303 343 386 417 462 523 618 906
5,501 -6,000 198 196 215 264 285 301 316 339 384 432 466 517 585 691 1005
6,001 -6,500 224 221 242 298 322 340 356 382 432 486 525 581 657 774 1118
6,501 -7,000 236 233 255 314 340 359 376 403 456 512 553 612 692 815 1173
7,001 -8,000 252 248 272 335 363 383 402 431 489 549 592 655 741 872 1250
8,001 -9,000 269 264 290 358 387 409 429 460 521 585 632 698 789 928 1326
9,001 -10,000 304 298 327 404 438 463 486 522 592 664 717 792 895 1051 1493
10,001 -11,000 346 339 372 461 499 528 554 595 675 757 817 903 1019 1196 1688
11,001 -12,000 367 360 395 489 530 561 589 633 717 804 868 959 1082 1269 1787
12,001 -13,000 395 387 425 527 572 605 635 683 774 868 937 1035 1168 1370 1923
13,001 -14,000 423 415 455 566 613 649 681 733 832 932 1006 1111 1254 1470 2060
14,001 -15,000 451 442 485 604 655 693 728 783 889 996 1075 1188 1340 1570 2196
15,001 -16,000 480 470 516 642 697 737 774 833 946 1060 1145 1264 1425 1671 2332
16,001 -17,000 508 497 546 680 738 781 821 883 1003 1124 1214 1340 1511 1771 2468
17,001 -18,000 536 525 576 718 779 825 867 933 1060 1188 1283 1416 1597 1871 2604
18,001 -19,000 564 552 606 756 821 869 913 983 1117 1252 1352 1492 1683 1971 2739
19,001 -20,000 592 579 636 794 862 913 960 1033 1174 1316 1421 1569 1768 2071 2875
20,001 -21,000 621 607 666 832 904 957 1006 1084 1232 1380 1490 1645 1854 2171 3011
21,001 -22,000 649 634 696 870 945 1001 1052 1134 1289 1444 1559 1721 1940 2271 3147
22,001 -23,000 677 662 726 908 987 1045 1099 1184 1346 1507 1628 1797 2026 2372 3283
23,001 -24,000 705 689 756 946 1028 1089 1145 1234 1403 1571 1697 1873 2111 2472 3419
24,001 -25,000 733 716 787 984 1070 1133 1192 1284 1460 1635 1766 1949 2197 2572 3555

Click here to go to the Travel Insured’s secure online order form


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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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