Click here to Get Side-by-Side Quotes

Instant Message / Chat

In The News

Subscribe to Steve's Wall Street Journal Recommended Blog

Site support provided by Credible Content Writing & SEO Copywriting Services
This is a long page – You get lots of information and prices. This FlexiPAX plan is for Virginia residents. Click here if you live in HI, here if you live in IN, here if you live in MO, here if you live in NY, here if you live in WA or here if you live in the other States to see your information. And, the WTP plan is here.
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy.
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus

Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

Travel Insured has its strengths & quibbles:
Why Buy It? Quibbles
Round bullet point Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. Round bullet point Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy.
Round bullet point You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional CFAR-IFAR upgrade. Round bullet point Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). Round bullet point The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
Round bullet point The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
Round bullet point “Hospital of Your choice” emergency transportation if medically necessary is included
Round bullet point Travel Insured will advance payment to a medical facility if needed to secure Your admission
Round bullet point You have a 14 day Free Look Period
Round bullet point You get a 150% trip interruption benefit
Round bullet point FlexiPAX’s maximum trip length is 180 days
Round bullet point Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
Round bullet point $50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Travel InsuredTravel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured’s Certificates of Coverage
Most States’ FlexiPAX plan Certificate Illinois Residents
Indiana Residents Montana Residents
New Hampshire Residents Oregon Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form

Travel Insured’s FlexiPAX plan covers:
Plan Name FlexiPAX
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Who can get this? Residents of Virginia
Trip Cancellation Up to the insured amount
Trip Interruption Up to 150% of the insured amount
Medical $100,000 Primary
Emergency Medical Transportation $500,000
Dental Treatment for Accidental Injury $750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Trip Delay $1,000 after 6 hours / $150 per day
Baggage/Personal Effects $1,000 Primary ($250 per item / $500 combined)
Baggage Delay $300 (after 6 hours)
Change Fee $200
24-hr Accidental Death & Dismemberment $10,000
24-hour Assistance Services Yes
3rd Party Travel Supplier Financial Default 15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter United States Fire Insurance Company (A Rated)
Money Back Guarantee 14 days

Optional Upgrades
Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess) $30,000 for $7 per day you have the car
Cancel for Work Reasons $10
Trip Delay Increase $1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase $1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase $500 for $2 or $1,500 for $5 or $2,000 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000 $9
Increase Evacuation to $1,000,000 & Medical to $250,000 $7
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Travel Insured’s Cancel for Any Reason:

The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost.

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and
2) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.

This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form

Here are the Travel Insured FlexiPAX Plan Prices:

Note this important Travel Insured FlexiPAX Plan pricing information:

  • Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
  • It’s the same price for a trip of up to 30 days
  • All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
  • The daily per person rates for a 31 – 180 day long trip is $11
  • Here’s the Travel Insured FlexiPAX secure online order form

Travel Insured FlexiPAX Plan Prices

Add 52.9% to these prices for the Cancel and Interrupt for Any Reason coverage
Per Person
Trip Cost		 Ages 0-
25		 26-
30		 31-
50		 51-
55		 56-
58		 59-
60		 61-
62		 63-
65		 66-
70		 71-
72		 73-
75		 76-
78		 79-
80		 81-
85		 86-
100
$0-0 $29 33 35 37 38 39 40 41 45 54 59 68 81 105 233
1 -250 40 43 47 51 54 56 58 61 68 79 86 98 115 145 288
251 -500 50 53 57 65 69 72 75 79 89 102 111 126 147 182 338
501 -1,000 66 69 74 86 92 97 100 107 120 137 149 168 193 236 412
1,001 -1,500 85 86 94 111 119 125 130 138 156 177 192 215 247 299 496
1,501 -2,000 101 102 111 132 142 149 156 166 187 212 229 256 293 352 569
2,001 -2,500 120 121 132 157 169 178 185 197 222 251 272 303 345 413 650
2,501 -3,000 136 137 149 179 193 203 212 226 255 288 311 347 394 470 728
3,001 -3,500 155 154 169 204 219 231 241 258 291 328 355 394 448 533 813
3,501 -4,000 179 178 195 237 255 269 282 302 341 384 415 461 524 621 934
4,001 -4,500 194 192 211 256 277 292 305 327 369 416 449 499 566 670 1000
4,501 -5,000 213 211 231 282 304 321 336 360 407 458 495 548 621 735 1087
5,001 -5,500 236 233 255 313 338 357 374 401 454 510 551 611 692 817 1199
5,501 -6,000 262 259 284 349 377 399 418 448 508 571 617 683 774 913 1330
6,001 -6,500 296 292 320 394 426 450 471 505 572 642 694 768 869 1024 1479
6,501 -7,000 313 308 337 415 449 474 497 533 604 678 732 810 916 1078 1552
7,001 -8,000 333 328 360 443 480 507 531 571 646 726 784 867 980 1154 1654
8,001 -9,000 356 350 384 473 512 541 567 609 690 774 836 924 1044 1228 1754
9,001 -10,000 401 394 433 535 580 613 643 690 782 878 948 1048 1184 1391 1975
10,001 -11,000 457 449 492 610 661 698 733 787 893 1001 1081 1194 1348 1582 2233
11,001 -12,000 485 476 522 647 702 742 778 837 949 1064 1148 1268 1431 1679 2364
12,001 -13,000 522 512 562 698 756 800 840 903 1024 1148 1240 1369 1545 1812 2545
13,001 -14,000 560 549 602 748 811 859 901 969 1100 1233 1331 1470 1659 1945 2725
14,001 -15,000 597 585 642 798 866 917 963 1036 1176 1318 1423 1571 1772 2077 2905
15,001 -16,000 635 621 682 849 921 975 1024 1102 1252 1402 1514 1672 1886 2210 3085
16,001 -17,000 672 658 722 899 976 1034 1086 1168 1327 1487 1606 1773 1999 2343 3265
17,001 -18,000 709 694 762 950 1,031 1,092 1147 1235 1403 1571 1697 1874 2113 2475 3444
18,001 -19,000 746 730 802 1000 1086 1150 1208 1301 1478 1656 1788 1974 2226 2608 3624
19,001 -20,000 784 766 841 1051 1141 1208 1270 1367 1554 1741 1880 2075 2340 2740 3804
20,001 -21,000 821 803 881 1101 1196 1266 1331 1433 1629 1825 1971 2176 2453 2873 3984
21,001 -22,000 858 839 921 1151 1250 1325 1392 1500 1705 1910 2062 2277 2566 3005 4164
22,001 -23,000 895 875 961 1202 1305 1383 1454 1566 1780 1994 2154 2377 2680 3137 4343
23,001 -24,000 933 911 1001 1252 1360 1441 1515 1632 1856 2079 2245 2478 2793 3270 4523
24,001 -25,000 970 948 1041 1302 1415 1499 1576 1698 1932 2163 2336 2579 2907 3402 4703

Click here to go to the Travel Insured’s secure online order form


adservices

Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

Get side-by-side plan & price comparisons


Home |  Popular |  FAQs |  Site Map |  Buy |  Wall Street Journal Recommended Blog |  Privacy |  Links

11414