Click here to Get Side-by-Side Quotes

Instant Message / Chat

In The News



Subscribe to Steve's Wall Street Journal Recommended Blog

Site support provided by Credible Content Writing & SEO Copywriting Services
This is a long page – You get lots of information and prices. This FlexiPAX plan is for Hawaii residents. Click here if you live in IN, here if you live in MO, here if you live in NY, here if you live in VA, here if you live in WA or here if you live in the other States to see your correct information.
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy.
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus

Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

 

Travel Insured has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. Round bullet point Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy.
Round bullet point You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional CFAR-IFAR upgrade. Round bullet point Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). Round bullet point The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
Round bullet point You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
Round bullet point The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
Round bullet point “Hospital of Your choice” emergency transportation if medically necessary is included
Round bullet point Travel Insured will advance payment to a medical facility if needed to secure Your admission
Round bullet point You have a 14 day Free Look Period
Round bullet point You get a 150% trip interruption benefit
Round bullet point FlexiPAX’s maximum trip length is 30 days
Round bullet point Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
Round bullet point $50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Travel InsuredTravel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured’s Certificates of Coverage

Most States’ FlexiPAX plan Certificate Illinois Residents
Indiana Residents Montana Residents
New Hampshire Residents Oregon Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form

Travel Insured’s FlexiPAX plan covers:

Plan Name FlexiPAX
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Who can get this? Residents of Hawaii
Trip Cancellation Up to the insured amount
Trip Interruption Up to 150% of the insured amount
Medical $100,000 Primary
Emergency Medical Transportation $500,000
Dental Treatment for Accidental Injury $750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Trip Delay $1,000 after 6 hours / $150 per day
Baggage/Personal Effects $1,000 Primary ($250 per item / $500 combined)
Baggage Delay $300 (after 6 hours)
Change Fee $200
24-hr Accidental Death & Dismemberment $10,000
24-hour Assistance Services Yes
3rd Party Travel Supplier Financial Default 15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter United States Fire Insurance Company (A Rated)
Money Back Guarantee 14 days

Optional Upgrades

Cancel and Interrupt For Any Reason Optional Upgrade for a 52.9% surcharge
Cancel for Work Reasons $10
Trip Delay Increase $1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase $1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase $500 for $2 or $1,500 for $5 or $2,000 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000 $9
Increase Evacuation to $1,000,000 & Medical to $250,000 $7
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Travel Insured’s Cancel for Any Reason:

The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost.

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and
2) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.

This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form

Here are the Travel Insured FlexiPAX Plan Prices:

Note this important Travel Insured FlexiPAX Plan pricing information:

  • Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
  • It’s the same price for a trip of up to 30 days long which is the longest trip a Hawaiian resident may insure.
  • All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
  • Here’s the Travel Insured FlexiPAX secure online order form

Travel Insured FlexiPAX Plan Prices

Add 52.9% to these prices for the Cancel and Interrupt for Any Reason coverage

Per Person
Trip Cost
Ages 0-
25
26-
30
31-
50
51-
55
56-
58
59-
60
61-
62
63-
65
66-
70
71-
72
73-
75
76-
78
79-
80
81-
85
86-
100
$0-0 $22 25 27 28 29 30 31 32 35 42 46 53 64 83 187
1 -250 31 33 36 40 42 44 45 48 53 62 68 78 92 116 232
251 -500 39 41 45 51 54 57 59 62 70 81 88 100 117 145 272
501 -1,000 52 54 58 68 73 77 80 85 95 110 119 134 155 190 332
1,001 -1,500 67 68 74 88 94 99 103 110 124 142 154 173 198 240 401
1,501 -2,000 80 81 89 106 113 119 124 133 150 170 184 206 236 284 460
2,001 -2,500 96 96 105 126 135 142 148 158 178 202 218 244 278 333 526
2,501 -3,000 109 109 119 144 155 163 170 182 205 232 251 279 318 380 589
3,001 -3,500 124 123 135 163 176 186 194 207 234 264 286 318 362 430 658
3,501 -4,000 143 143 156 190 205 217 227 243 275 310 335 372 423 502 756
4,001 -4,500 155 154 169 206 223 235 246 263 298 336 363 403 457 542 809
4,501 -5,000 171 169 185 227 245 259 271 290 328 370 399 443 502 595 880
5,001 -5,500 189 187 205 252 272 288 301 323 366 412 445 494 560 661 971
5,501 -6,000 211 208 228 281 304 322 337 362 410 462 499 553 626 739 1077
6,001 -6,500 239 235 258 317 344 363 380 408 462 519 561 621 703 829 1198
6,501 -7,000 252 248 272 335 363 383 401 431 488 548 592 655 741 873 1257
7,001 -8,000 269 264 290 358 388 410 429 461 523 587 634 702 793 934 1340
8,001 -9,000 287 282 309 382 414 437 458 492 558 626 676 748 845 994 1421
9,001 -10,000 324 318 349 432 468 495 519 558 633 710 767 848 958 1127 1601
10,001 -11,000 369 362 398 493 534 565 593 637 722 810 875 967 1092 1282 1810
11,001 -12,000 392 384 422 523 567 600 630 677 768 861 930 1027 1159 1361 1917
12,001 -13,000 422 414 454 564 612 647 680 731 829 930 1004 1109 1252 1468 2063
13,001 -14,000 452 443 487 605 656 695 729 785 891 999 1078 1191 1344 1576 2209
14,001 -15,000 483 473 519 646 701 742 779 839 952 1067 1153 1273 1436 1684 2355
15,001 -16,000 513 502 552 687 746 790 829 892 1014 1136 1227 1355 1528 1791 2501
16,001 -17,000 543 532 584 728 790 837 879 946 1075 1205 1301 1437 1620 1899 2647
17,001 -18,000 573 561 616 769 835 884 929 1,000 1136 1273 1375 1518 1712 2006 2793
18,001 -19,000 604 591 648 810 879 931 979 1054 1198 1342 1449 1600 1805 2114 2939
19,001 -20,000 634 620 681 851 924 979 1028 1107 1259 1411 1523 1682 1897 2221 3085
20,001 -21,000 664 649 713 891 968 1026 1078 1161 1320 1479 1597 1764 1989 2329 3231
21,001 -22,000 694 679 745 932 1013 1073 1128 1215 1381 1548 1671 1845 2081 2436 3377
22,001 -23,000 725 708 778 973 1057 1120 1178 1269 1443 1616 1746 1927 2173 2544 3522
23,001 -24,000 755 738 810 1014 1102 1168 1227 1323 1504 1685 1820 2009 2265 2651 3668
24,001 -25,000 785 767 842 1055 1146 1215 1277 1376 1565 1754 1894 2091 2357 2759 3814

Click here to go to the Travel Insured’s secure online order form


adservices


Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

Get side-by-side plan & price comparisons


Home |  Popular |  FAQs |  Site Map |  Buy |  Wall Street Journal Recommended Blog |  Privacy |  Links

11412