This is a long page – You get lots of information and prices. This FlexiPAX plan is for Hawaii residents. Click here if you live in IN, here if you live in MO, here if you live in NY, here if you live in VA, here if you live in WA or here if you live in the other States to see your correct information.

If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy.

This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.

Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus

Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage.	Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy.
You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional CFAR-IFAR upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
You get a 150% trip interruption benefit
FlexiPAX’s maximum trip length is 30 days
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Travel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured’s Certificates of Coverage
Most States’ FlexiPAX plan Certificate	Illinois Residents
Indiana Residents	Montana Residents
New Hampshire Residents	Oregon Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form

Travel Insured’s FlexiPAX plan covers:
Plan Name	FlexiPAX
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Residents of Hawaii
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers, co-travelers & family members)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Cancel for Work Reasons	$10
Trip Delay Increase	$1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $5 or $2,000 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$7
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Travel Insured’s Cancel for Any Reason:

The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost.

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and
2) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.

This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Here are the Travel Insured FlexiPAX Plan Prices:

Note this important Travel Insured FlexiPAX Plan pricing information:

Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days long which is the longest trip a Hawaiian resident may insure.
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
Here’s the Travel Insured FlexiPAX secure online order form

Travel Insured FlexiPAX Plan Prices Add 52.9% to these prices for the Cancel and Interrupt for Any Reason coverage
Per Person Trip Cost	Ages 0- 25	26- 30	31- 50	51- 55	56- 58	59- 60	61- 62	63- 65	66- 70	71- 72	73- 75	76- 78	79- 80	81- 85	86- 100
$0-0	$22	25	27	28	29	30	31	32	35	42	46	53	64	83	187
1 -250	31	33	36	40	42	44	45	48	53	62	68	78	92	116	232
251 -500	39	41	45	51	54	57	59	62	70	81	88	100	117	145	272
501 -1,000	52	54	58	68	73	77	80	85	95	110	119	134	155	190	332
1,001 -1,500	67	68	74	88	94	99	103	110	124	142	154	173	198	240	401
1,501 -2,000	80	81	89	106	113	119	124	133	150	170	184	206	236	284	460
2,001 -2,500	96	96	105	126	135	142	148	158	178	202	218	244	278	333	526
2,501 -3,000	109	109	119	144	155	163	170	182	205	232	251	279	318	380	589
3,001 -3,500	124	123	135	163	176	186	194	207	234	264	286	318	362	430	658
3,501 -4,000	143	143	156	190	205	217	227	243	275	310	335	372	423	502	756
4,001 -4,500	155	154	169	206	223	235	246	263	298	336	363	403	457	542	809
4,501 -5,000	171	169	185	227	245	259	271	290	328	370	399	443	502	595	880
5,001 -5,500	189	187	205	252	272	288	301	323	366	412	445	494	560	661	971
5,501 -6,000	211	208	228	281	304	322	337	362	410	462	499	553	626	739	1077
6,001 -6,500	239	235	258	317	344	363	380	408	462	519	561	621	703	829	1198
6,501 -7,000	252	248	272	335	363	383	401	431	488	548	592	655	741	873	1257
7,001 -8,000	269	264	290	358	388	410	429	461	523	587	634	702	793	934	1340
8,001 -9,000	287	282	309	382	414	437	458	492	558	626	676	748	845	994	1421
9,001 -10,000	324	318	349	432	468	495	519	558	633	710	767	848	958	1127	1601
10,001 -11,000	369	362	398	493	534	565	593	637	722	810	875	967	1092	1282	1810
11,001 -12,000	392	384	422	523	567	600	630	677	768	861	930	1027	1159	1361	1917
12,001 -13,000	422	414	454	564	612	647	680	731	829	930	1004	1109	1252	1468	2063
13,001 -14,000	452	443	487	605	656	695	729	785	891	999	1078	1191	1344	1576	2209
14,001 -15,000	483	473	519	646	701	742	779	839	952	1067	1153	1273	1436	1684	2355
15,001 -16,000	513	502	552	687	746	790	829	892	1014	1136	1227	1355	1528	1791	2501
16,001 -17,000	543	532	584	728	790	837	879	946	1075	1205	1301	1437	1620	1899	2647
17,001 -18,000	573	561	616	769	835	884	929	1,000	1136	1273	1375	1518	1712	2006	2793
18,001 -19,000	604	591	648	810	879	931	979	1054	1198	1342	1449	1600	1805	2114	2939
19,001 -20,000	634	620	681	851	924	979	1028	1107	1259	1411	1523	1682	1897	2221	3085
20,001 -21,000	664	649	713	891	968	1026	1078	1161	1320	1479	1597	1764	1989	2329	3231
21,001 -22,000	694	679	745	932	1013	1073	1128	1215	1381	1548	1671	1845	2081	2436	3377
22,001 -23,000	725	708	778	973	1057	1120	1178	1269	1443	1616	1746	1927	2173	2544	3522
23,001 -24,000	755	738	810	1014	1102	1168	1227	1323	1504	1685	1820	2009	2265	2651	3668
24,001 -25,000	785	767	842	1055	1146	1215	1277	1376	1565	1754	1894	2091	2357	2759	3814

Click here to go to the Travel Insured’s secure online order form

Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan

Travel Insured has its strengths & quibbles:

Travel Insured’s Certificates of Coverage

Travel Insured’s FlexiPAX plan covers:

Optional Upgrades

Travel Insured’s Cancel for Any Reason:

Travel Insured’s Interruption for Any Reason:

Here are the Travel Insured FlexiPAX Plan Prices:

Travel Insured FlexiPAX Plan Prices