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Geo Blue Trekker Essential and Choice Travel Multi-Trip Medical Plans for Trips Outside the USA

Click here to find the Geo-Blue Voyager Single-Trip plans

Multi Trip Travel Medical & International Health Insurance

Trekker Essential

Click here to see more benefits

Trekker Choice

  • Multi-Trip annual travel medical coverage
  • Higher limits of coverage than Trekker Essential
  • Primary health coverage is required*
  • Coverage for pre-existing conditions
  • 24/7 emergency assistance
  • Age 84 is maximum allowed age
  • Get a GeoBlue Trekker quote and order safely online

Click here to see more benefits

Annual Per Person Prices

  • Up to Age 50 = $100
  • Ages 51 – 66 = $120
  • Ages 67 – 84 = $150
  • Discount for two or more people on the same policy

Annual Per Person Prices

  • Up to Age 50 = $175
  • Ages 51 – 66 = $220
  • Ages 67 – 84 = $265
  • Discount for two or more people on the same policy

Trekker Eligibility Requirements

  • Home Country is the U.S.; and
  • You must be under Age 85 and;
  • Enrolled in a Primary Plan* and;
  • For Children under age 6, must be enrolled with a parent and;
  • Initial purchase must be made in the USA at least one day prior to departing on your trip:

Family Members included in your GeoBlue Trekker Choice Plan (if applicable) must be:

  • Your spouse; civil union partner or domestic partner age 84 or younger, and/or your eligible child(ren) or other eligible dependent(s) — see the Eligible Dependents list below.
  • Resident(s) of the United States except MD, NY and WA
  • Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.

The term primary care means that the Insured Participant provides food, clothing and shelter on a regular and continuous basis.

A person may not be an Insured Dependent for more than one Insured Participant.

If an insured reaches age 85, the policy is cancelled and a pro-rated refund is given.

* A Primary Plan is a Group Health Benefit Plan, an individual health benefit plan, or certain governmental health plan (including Medicare Supplements and Medicare Advantage plans) designed to be the first payor of claims for an Insured Person prior to the responsibility of this Plan. Medicaid and Veterans Administration health benefit plans are not considered a primary plan under this policy.

Geo Blue Trekker Essential and Choice Descriptions of Coverage:

Geo Blue Trekker Essential Description of Coverage Geo Blue Trekker Choice Description of Coverage
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Geo Blue Trekker Essential or Choice Certificate of Coverage. You can view or download Geo Blue Trekker’s Certificates with the free Adobe Acrobat Reader.

The Geo Blue Trekker Essential & Trekker Choice Multi-Trip Travel Medical Plans Cover:

Plan Name and Secure online order form link (you don’t pay extra fees using us) Geo Blue Trekker Essential Geo Blue Trekker Choice
Duration of Benefits and Services Multi Trip means Less than 70 days duration in a 12 month period
Availability All U.S. States except MD, NY and WA
Maximum Trip Coverage Period Coverage starts on the first day of any trip and continues for a maximum of the first 70 consecutive days of such trip.

Insurance Coverage

Maximum International Medical Coverage Limits $50,000 $250,000 ($100,000 if age 70-84)
Coinsurance Level 100% of Reasonable Charges
Maximum Emergency Medical Evacuation Coverage $250,000 $500,000
Maximum Accidental Death & Dismemberment Coverage $0 $25,000
Maximum Repatriation of Remains Coverage $15,000 $25,000
Outpatient Prescription Drug Reimbursement Outside US: Yes – 100% up to $2,500 Outside US: Yes – 100% up to $5,000
Dental Care for Relief of Pain 100% of Covered Expenses up to $100 max per Trip Period and $100 per tooth. 100% of Covered Expenses up to $100 max per Trip Period and $100 per tooth.
Pre-existing Conditions Covered Yes
Primary Health Plan Required Yes
Coverage for Non-Emergency Medical Care Yes
Coverage for Emergency Medical Care Yes
Deductible $50
Details, Exclusions and Limitations Plan Description Plan Description

Global Health and Safety Resources

Doctor Search Yes
Destination Health and Security Information Yes
GeoBlue Drug Translation Guide Yes
Medical Term and Phrase Translation Databases Yes
Health and Security News Alerts Yes

Additional Benefits

Toll Free Telephone Access to All Services Yes
24 hours / 7 days Global Medical Assistance Yes
10 Day Money back Guarantee Yes
Insurance Underwriter Generali US Branch (A Rated)
Secure online order form link (you don’t pay extra fees using us) Geo Blue Trekker Essential Geo Blue Trekker Choice

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Use the GeoBlue Trekker quote tool on this page to figure out the prices. You may buy from the quote, too.

Medical Insurance Important Information

If you have individual or group medical insurance it will have deductibles and copays when you are out of network (out of the USA is out of network). And, did you know that Medicare doesn’t cover you outside the USA? If you get hurt (ie – hit by a cement truck) or sick on your trip and you don’t want to pay everything out of pocket yourself, you will need Travel Insurance.

Plus, Medical Evacuations are expensive. The GeoBlue Trekker includes coverage and assistance for medical evacuation.

Eligible Dependents

An Eligible Dependent means a person who is the Eligible Participant’s:

  1. spouse; civil union partner, or domestic partner;
  2. natural child, stepchild or legally adopted child who has not yet reached age 26;
  3. own or spouse’s, civil union partner’s or domestic partner’s own child, of any age, enrolled prior to age 26, who is incapable of self support due to continuing mental retardation or physical disability and who is chiefly dependent on the Eligible Participant. The Insurer requires written proof from a Physician of such disability and dependency within 31 days of the child’s 26thbirthday and annually thereafter;
  4. For a person who becomes an Eligible Dependent (as described below) after the date the Eligible Participant’s coverage begins, coverage for the Eligible Dependent will become effective in accordance with the following provisions:
    1. Newborn Children: Coverage will be automatic for the first 31 days following the birth of an Insured Participant’s Newborn Child. To continue coverage beyond 31 days, the Newborn child must be enrolled within 31 days of birth.
    2. Adopted Children: An Insured Participant’s adopted child is automatically covered for Illness or Injury for 31 days from either date of placement of the child in the home, or the date of the final decree of adoption, whichever is earlier. To continue coverage beyond 31 days, as Insured Participant must enroll the adopted child within 31 days either from the date of placement or the final decree of adoption.
    3. Court Ordered Coverage for a Dependent: If a court has ordered an Insured Participant to provide coverage for an Eligible Dependent who is spouse, civil union partner, domestic partner or minor child, coverage will be automatic for the first 31 days following the date which the court order is issued. To continue coverage beyond 31 days, and Insured Participant must enroll the Eligible Dependent within that 31 day period;
  5. grandchild, niece or nephew who otherwise qualifies as a dependent child, if: (i) the child is under the primary care of the Insured Participant; and (ii) the legal guardian of the child, if other than the Insured Participant, is not covered by an accident or sickness policy.

The term primary care means that the Insured Participant provides food, clothing and shelter on a regular and continuous basis.

A person may not be an Insured Dependent for more than one Insured Participant.

GeoBlue is a trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross Blue Shield Association.

Click here to get a GeoBlue Trekker prices. You may buy from the quote, too.


Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Steve at (888) 407-3854 or (816) 282-6858.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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