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Steve Dasseos (the Head Honcho & Trip Insurance Guru / Ninja) will write you back promptly, unless it’s the middle of the night (if the email time stamp’s at an odd hour he’s probably up too late!).
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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