Travel Insured WTP for Montana
P/P Trip Cost	0-25	26-30	31-50	51-55	56-58	59-60	61-62	63-65	66-70	71-72	73-75	76-78	79-80	81-85	86-100
1-250	38	38	49	49	49	66	66	66	66	111	117	143	175	206	206
251-500	38	38	49	49	49	66	66	66	66	117	117	143	194	206	206
501-1,000	53	53	76	76	76	100	100	100	100	142	142	174	246	246	248
1,001-1,500	70	70	102	102	102	138	138	138	138	188	188	231	322	322	343
1,501-2,000	88	88	134	134	134	187	187	187	187	240	240	294	405	405	438
2,001-2,500	119	119	168	168	168	217	223	224	224	302	302	369	496	504	539
2,501-3,000	140	140	190	190	190	246	253	258	258	341	341	416	563	565	631
3,001-3,500	162	162	192	192	192	275	283	299	299	387	389	474	633	643	725
3,501-4,000	177	177	218	218	218	307	317	334	334	433	433	554	706	752	815
4,001-4,500	218	218	225	225	225	343	343	343	343	497	497	614	783	822	884
4,501-5,000	220	220	312	312	312	391	404	427	462	558	596	732	862	977	978
5,001-5,500	249	249	357	357	357	424	437	463	522	605	672	827	943	1,101	1,149
5,501-6,000	277	277	401	401	401	457	471	499	581	654	750	923	1,027	1,227	1,308
6,001-6,500	332	332	465	481	490	511	528	560	653	736	888	1,085	1,113	1,397	1,473
6,501-7,000	372	372	492	510	527	542	560	593	692	780	942	1,151	1,200	1,508	1,712
7,001-8,000	394	394	562	581	581	618	639	677	791	892	1,048	1,287	1,378	1,700	1,997
8,001-9,000	431	431	634	640	640	698	721	765	894	1,009	1,149	1,412	1,565	1,862	2,221
9,001-10,000	458	458	684	684	684	761	786	834	965	1,101	1,222	1,502	1,759	1,979	2,321
10,001-11,000	616	672	755	755	755	844	873	926	1,082	1,223	1,482	1,815	1,959	2,469	2,847
11,001-12,000	678	755	847	854	854	930	961	1,020	1,193	1,348	1,635	2,001	2,170	2,738	2,976
12,001-13,000	745	848	936	957	957	1,029	1,064	1,129	1,321	1,493	1,810	2,217	2,388	3,014	3,371
13,001-14,000	814	914	1,020	1,054	1,062	1,120	1,158	1,229	1,438	1,626	1,972	2,415	2,615	3,303	3,862
14,001-15,000	871	983	1,098	1,134	1,169	1,204	1,244	1,319	1,543	1,745	2,116	2,592	2,802	3,538	4,139
15,001-16,000	927	1,059	1,167	1,203	1,242	1,276	1,319	1,398	1,635	1,849	2,243	2,747	2,980	3,763	4,401
16,001-17,000	982	1,083	1,243	1,280	1,320	1,356	1,400	1,483	1,733	1,959	2,376	2,910	3,158	3,989	4,571
17,001-18,000	1,037	1,154	1,317	1,354	1,395	1,432	1,479	1,566	1,828	2,067	2,507	3,069	3,335	4,212	4,633
18,001-19,000	1,092	1,224	1,396	1,433	1,475	1,513	1,561	1,652	1,927	2,178	2,641	3,233	3,514	4,439	4,909
19,001-20,000	1,148	1,325	1,471	1,508	1,552	1,591	1,641	1,736	2,023	2,287	2,773	3,394	3,693	4,665	5,190
20,001-21,000	1,204	1,390	1,552	1,589	1,633	1,674	1,725	1,823	2,123	2,399	2,909	3,560	3,873	4,894	5,722
21,001-22,000	1,261	1,456	1,630	1,666	1,711	1,753	1,806	1,908	2,220	2,509	3,041	3,721	4,056	5,126	5,992
22,001-23,000	1,318	1,522	1,705	1,748	1,794	1,837	1,891	1,996	2,321	2,623	3,178	3,888	4,239	5,358	6,265
23,001-24,000	1,376	1,589	1,779	1,827	1,873	1,917	1,974	2,082	2,419	2,733	3,312	4,051	4,424	5,592	6,537
24,001-25,000	1,433	1,655	1,854	1,911	1,958	2,003	2,060	2,172	2,521	2,848	3,450	4,219	4,609	5,827	6,811
25,001-26,000	1,492	1,722	1,928	1,986	2,034	2,080	2,140	2,255	2,617	2,956	3,580	4,378	4,796	6,061	7,085
26,001-27,000	1,607	1,856	2,041	2,072	2,120	2,167	2,228	2,346	2,720	3,072	3,719	4,547	5,170	6,534	7,638
27,001-28,000	1,607	1,856	2,077	2,154	2,202	2,250	2,312	2,434	2,820	3,184	3,855	4,712	5,170	6,534	7,638
28,001-29,000	1,723	1,990	2,214	2,241	2,290	2,339	2,402	2,526	2,924	3,301	3,995	4,882	5,541	7,005	8,190
29,001-30,000	1,723	1,990	2,226	2,324	2,373	2,423	2,487	2,615	3,025	3,414	4,131	5,048	5,541	7,005	8,190
30,001-31,000	1,850	2,136	2,388	2,414	2,463	2,513	2,578	2,709	3,130	3,532	4,273	5,220	5,949	7,522	8,79
31,001-32,000	1,850	2,136	2,388	2,499	2,548	2,598	2,665	2,799	3,232	3,647	4,410	5,387	5,949	7,522	8,792
32,001-33,000	1,976	2,284	2,551	2,590	2,639	2,690	2,758	2,894	3,339	3,766	4,553	5,560	6,362	8,046	9,405
33,001-34,000	1,976	2,284	2,551	2,676	2,725	2,777	2,846	2,985	3,441	3,881	4,691	5,727	6,362	8,046	9,405
34,001-35,000	2,106	2,433	2,717	2,770	2,817	2,869	2,939	3,081	3,549	4,002	4,835	5,902	6,777	8,577	10,027
35,001-36,000	2,106	2,433	2,717	2,858	2,905	2,958	3,029	3,173	3,653	4,118	4,975	6,071	6,782	8,577	10,027
36,001-37,000	2,237	2,586	2,886	2,953	2,999	3,052	3,124	3,270	3,761	4,239	5,120	6,246	7,171	9,117	10,658
37,001-38,000	2,237	2,586	2,886	3,042	3,088	3,141	3,214	3,364	3,866	4,356	5,260	6,416	7,208	9,117	10,658
38,001-39,000	2,370	2,739	3,058	3,139	3,184	3,237	3,311	3,462	3,976	4,479	5,406	6,593	7,567	9,666	11,299
39,001-40,000	2,370	2,739	3,058	3,230	3,275	3,328	3,402	3,556	4,081	4,597	5,548	6,764	7,641	9,666	11,299
40,001-41,000	2,505	2,895	3,229	3,321	3,366	3,419	3,494	3,651	4,187	4,715	5,689	6,935	7,958	10,221	11,948
41,001-42,000	2,505	2,895	3,229	3,398	3,443	3,498	3,575	3,735	4,283	4,823	5,819	7,094	8,079	10,221	11,948
42,001-43,000	2,636	3,048	3,401	3,475	3,521	3,577	3,655	3,818	4,378	4,931	5,950	7,253	8,323	10,772	12,592
43,001-44,000	2,636	3,048	3,401	3,552	3,598	3,655	3,735	3,902	4,474	5,039	6,080	7,412	8,505	10,772	12,592
44,001-45,000	2,777	3,210	3,580	3,629	3,676	3,734	3,815	3,985	4,570	5,147	6,210	7,571	8,688	11,355	13,275
45,001-46,000	2,777	3,210	3,580	3,705	3,754	3,813	3,896	4,069	4,665	5,254	6,340	7,730	8,870	11,355	13,275
46,001-47,000	2,914	3,369	3,757	3,782	3,831	3,891	3,976	4,153	4,761	5,362	6,471	7,889	9,053	11,928	13,944
,001-48,000	2,914	3,369	3,757	3,859	3,909	3,970	4,056	4,236	4,857	5,470	6,601	8,047	9,235	11,928	13,944
48,001-49,000	3,054	3,532	3,939	3,936	3,986	4,049	4,137	4,320	4,952	5,578	6,731	8,206	9,417	12,515	14,631
49,001-50,000	3,054	3,532	3,939	4,013	4,064	4,127	4,217	4,404	5,048	5,686	6,861	8,365	9,600	12,515	14,631
50,001-51,000	3,173	3,669	4,091	4,089	4,142	4,206	4,297	4,487	5,143	5,793	6,992	8,524	9,782	13,005	15,204
51,001-52,000	3,173	3,669	4,091	4,166	4,219	4,285	4,377	4,571	5,239	5,901	7,122	8,683	9,964	13,005	15,204
52,001-53,000	3,337	3,861	4,255	4,243	4,297	4,363	4,458	4,655	5,335	6,009	7,252	8,842	10,147	13,697	16,014
53,001-54,000	3,337	3,861	4,303	4,320	4,374	4,442	4,538	4,738	5,430	6,117	7,382	9,001	10,329	13,697	16,014
54,001-55,000	3,483	4,029	4,410	4,396	4,452	4,521	4,618	4,822	5,526	6,225	7,512	9,160	10,512	14,307	16,729
55,001-56,000	3,483	4,029	4,487	4,473	4,529	4,600	4,698	4,905	5,621	6,332	7,643	9,319	10,694	14,307	16,729
56,001-57,000	3,636	4,205	4,564	4,550	4,607	4,678	4,779	4,989	5,717	6,440	7,773	9,477	10,876	14,943	17,471
57,001-58,000	3,636	4,205	4,642	4,627	4,685	4,757	4,859	5,073	5,813	6,548	7,903	9,636	11,059	14,943	17,471
58,001-59,000	3,784	4,379	4,719	4,704	4,762	4,836	4,939	5,156	5,908	6,656	8,033	9,795	11,241	15,570	18,206
59,001-60,000	3,784	4,379	4,796	4,780	4,840	4,914	5,020	5,240	6,004	6,764	8,164	9,954	11,423	15,570	18,206
60,001-61,000	3,937	4,555	4,874	4,857	4,917	4,993	5,100	5,324	6,099	6,871	8,294	10,113	11,606	16,205	18,949
61,001-62,000	3,937	4,555	4,951	4,934	4,995	5,072	5,180	5,407	6,195	6,979	8,424	10,272	11,788	16,205	18,949
62,001-63,000	4,090	4,733	5,028	5,011	5,073	5,150	5,260	5,491	6,291	7,087	8,554	10,431	11,970	16,849	19,701
63,001-64,000	4,090	4,733	5,105	5,087	5,150	5,229	5,341	5,575	6,386	7,195	8,684	10,590	12,153	16,849	19,701
64,001-65,000	4,245	4,913	5,183	5,164	5,228	5,308	5,421	5,658	6,482	7,302	8,815	10,748	12,335	17,500	20,464
65,001-66,000	4,245	4,913	5,260	5,241	5,305	5,386	5,501	5,742	6,577	7,410	8,945	10,907	12,700	17,500	20,464
66,001-67,000	4,398	5,090	5,337	5,318	5,383	5,465	5,581	5,825	6,673	7,518	9,075	11,066	12,700	18,139	21,211
67,001-68,000	4,398	5,090	5,415	5,395	5,461	5,544	5,662	5,909	6,769	7,626	9,205	11,225	12,882	18,139	21,211
68,001-69,000	4,558	5,277	5,492	5,471	5,538	5,622	5,742	5,993	6,864	7,734	9,336	11,384	13,065	18,817	22,005
69,001-70,000	4,558	5,277	5,569	5,548	5,616	5,701	5,822	6,076	6,960	7,841	9,466	11,543	13,247	18,817	22,005
70,001-71,000	4,719	5,463	5,647	5,625	5,693	5,780	5,902	6,160	7,055	7,949	9,596	11,702	13,429	19,491	22,795
71,001-72,000	4,719	5,463	5,724	5,702	5,771	5,858	5,983	6,244	7,151	8,057	9,726	11,861	13,612	19,491	22,795
72,001-73,000	4,849	5,612	5,801	5,779	5,849	5,937	6,063	6,327	7,247	8,165	9,857	12,020	13,794	20,026	23,419
73,001-74,000	4,849	5,612	5,878	5,855	5,926	6,016	6,143	6,411	7,342	8,273	9,987	12,178	13,977	20,026	23,419
74,001-75,000	5,047	5,842	5,956	5,932	6,004	6,095	6,224	6,495	7,438	8,380	10,117	12,337	14,159	20,866	24,403
75,001-76,000	5,047	5,842	6,033	6,009	6,081	6,173	6,304	6,578	7,533	8,488	10,247	12,496	14,341	20,866	24,403
76,001-77,000	5,182	6,000	6,110	6,086	6,159	6,252	6,384	6,662	7,629	8,596	10,377	12,655	14,524	21,430	25,064
77,001-78,000	5,182	6,000	6,188	6,162	6,236	6,331	6,464	6,745	7,725	8,704	10,508	12,814	14,706	21,430	25,064
78,001-79,000	5,313	6,151	6,265	6,239	6,314	6,409	6,545	6,829	7,820	8,812	10,638	12,973	14,888	21,974	25,698
79,001-80,000	5,313	6,151	6,342	6,316	6,392	6,488	6,625	6,913	7,916	8,919	10,768	13,132	15,071	21,974	25,698
80,001-81,000	5,443	6,302	6,420	6,393	6,469	6,567	6,705	6,996	8,011	9,027	10,898	13,291	15,253	22,516	26,334
81,001-82,000	5,443	6,302	6,497	6,470	6,547	6,645	6,785	7,080	8,107	9,135	11,029	13,450	15,436	22,516	26,334
82,001-83,000	5,574	6,453	6,574	6,546	6,624	6,724	6,866	7,164	8,203	9,243	11,159	13,608	15,618	23,060	26,968
83,001-84,000	5,574	6,453	6,651	6,623	6,702	6,803	6,946	7,247	8,298	9,350	11,289	13,767	15,800	23,060	26,968
84,001-85,000	5,704	6,606	6,729	6,700	6,780	6,881	7,026	7,331	8,394	9,458	11,419	13,926	15,983	23,603	27,603
85,001-86,000	5,704	6,606	6,806	6,777	6,857	6,960	7,107	7,415	8,489	9,566	11,549	14,085	16,165	23,603	27,603
86,001-87,000	5,835	6,756	6,883	6,854	6,935	7,039	7,187	7,498	8,585	9,674	11,680	14,244	16,347	24,145	28,239
87,001-88,000	5,835	6,756	6,961	6,930	7,012	7,117	7,267	7,582	8,681	9,782	11,810	14,403	16,530	24,145	28,239
88,001-89,000	5,966	6,907	7,038	7,007	7,090	7,196	7,347	7,665	8,776	9,889	11,940	14,562	16,712	24,689	28,873
89,001-90,000	5,966	6,907	7,115	7,084	7,168	7,275	7,428	7,749	8,872	9,997	12,070	14,721	16,894	24,689	28,873
90,001-91,000	6,096	7,058	7,193	7,161	7,245	7,354	7,508	7,833	8,967	10,105	12,201	14,879	17,077	25,232	29,509
91,001-92,000	6,096	7,058	7,270	7,237	7,323	7,432	7,588	7,916	9,063	10,213	12,331	15,038	17,259	25,232	29,509
92,001-93,000	6,227	7,210	7,347	7,314	7,400	7,511	7,668	8,000	9,159	10,321	12,461	15,197	17,442	25,775	30,144
93,001-94,000	6,227	7,210	7,424	7,391	7,478	7,590	7,749	8,084	9,254	10,428	12,591	15,356	17,624	25,775	30,144
94,001-95,000	6,357	7,362	7,502	7,468	7,556	7,668	7,829	8,167	9,350	10,536	12,722	15,515	17,806	26,318	30,779
95,001-96,000	6,357	7,362	7,579	7,545	7,633	7,747	7,909	8,251	9,445	10,644	12,852	15,674	17,989	26,318	30,779
96,001-97,000	6,487	7,512	7,656	7,621	7,711	7,826	7,990	8,335	9,541	10,752	12,982	15,833	18,171	26,861	31,415
97,001-98,000	6,487	7,512	7,734	7,698	7,788	7,904	8,070	8,418	9,637	10,860	13,112	15,992	18,353	26,861	31,415
98,001-99,000	6,619	7,663	7,811	7,775	7,866	7,983	8,150	8,502	9,732	10,967	13,242	16,151	18,536	27,404	32,049
99,001-100,000	6,619	7,663	7,888	7,852	7,943	8,062	8,230	8,585	9,828	11,075	13,373	16,309	18,718	27,404	32,049

===================

Travel Insured WTP additional cost to add CFAR for Montana
P/P Trip Cost	0-25	26-30	31-50	51-55	56-58	59-60	61-62	63-65	66-70	71-72	73-75	76-78	79-80	81-85	86-100
1-250	17	17	22	22	22	30	30	30	30	49	52	63	77	91	91
251-500	17	17	22	22	22	30	30	30	30	52	52	63	86	91	91
501-1,000	24	24	34	34	34	44	44	44	44	63	63	77	109	109	110
1,001-1,500	31	31	45	45	45	61	61	61	61	83	83	102	142	142	151
1,501-2,000	39	39	59	59	59	83	83	83	83	106	106	130	179	179	193
2,001-2,500	53	53	74	74	74	96	99	99	99	133	133	163	219	222	238
2,501-3,000	62	62	86	86	86	109	112	114	114	151	151	184	248	249	278
3,001-3,500	72	72	85	85	85	121	125	132	132	171	172	209	279	283	319
3,501-4,000	78	78	96	96	96	136	140	147	147	191	191	244	311	331	359
4,001-4,500	96	96	99	99	99	151	151	151	151	219	219	271	345	362	389
4,501-5,000	97	97	138	138	138	173	178	188	204	246	263	323	380	430	431
5,001-5,500	110	110	158	158	158	187	193	204	230	267	296	364	415	485	506
5,501-6,000	122	122	177	177	177	202	208	220	256	288	330	407	452	540	576
6,001-6,500	147	147	205	212	216	225	233	247	288	324	391	478	490	615	649
6,501-7,000	164	164	217	225	232	239	247	261	305	344	415	507	528	664	754
7,001-8,000	174	174	248	256	256	272	282	298	349	393	462	567	607	748	879
8,001-9,000	190	190	279	282	282	308	318	337	394	444	506	622	689	820	978
9,001-10,000	202	202	301	301	301	335	346	367	425	485	538	661	774	871	1,022
10,001-11,000	272	296	333	333	333	372	385	408	477	539	653	799	862	1,087	1,253
11,001-12,000	299	333	373	376	376	410	423	449	525	594	720	881	955	1,205	1,310
12,001-13,000	328	374	412	422	422	453	469	497	582	657	797	976	1,051	1,327	1,484
13,001-14,000	359	403	449	464	468	493	510	541	633	716	868	1,063	1,151	1,454	1,700
14,001-15,000	384	433	484	499	515	530	548	581	679	768	932	1,141	1,233	1,557	1,822
15,001-16,000	408	466	514	530	547	562	581	616	720	814	987	1,209	1,312	1,656	1,937
16,001-17,000	433	477	547	564	581	597	616	653	763	862	1,046	1,281	1,390	1,756	2,012
17,001-18,000	457	508	580	596	614	631	651	690	805	910	1,104	1,351	1,468	1,854	2,039
18,001-19,000	481	539	615	631	649	666	687	727	848	959	1,163	1,423	1,547	1,954	2,160
19,001-20,000	506	583	648	664	683	701	723	764	891	1,007	1,221	1,494	1,625	2,053	2,284
20,001-21,000	530	612	683	700	719	737	759	803	935	1,056	1,280	1,567	1,705	2,154	2,518
21,001-22,000	555	641	718	734	753	772	795	840	977	1,104	1,339	1,638	1,785	2,256	2,637
22,001-23,000	580	670	751	770	790	809	833	879	1,022	1,155	1,399	1,711	1,866	2,358	2,757
23,001-24,000	606	700	783	804	825	844	869	917	1,065	1,203	1,458	1,783	1,947	2,461	2,877
24,001-25,000	631	729	816	841	862	882	907	956	1,110	1,254	1,518	1,857	2,028	2,564	2,997
25,001-26,000	657	758	849	874	895	916	942	993	1,152	1,301	1,576	1,927	2,111	2,667	3,118
26,001-27,000	708	817	899	912	933	954	981	1,033	1,197	1,352	1,637	2,001	2,275	2,875	3,361
27,001-28,000	708	817	914	948	969	990	1,018	1,071	1,241	1,401	1,697	2,074	2,275	2,875	3,361
28,001-29,000	759	876	975	987	1,008	1,030	1,057	1,112	1,287	1,453	1,758	2,149	2,439	3,083	3,604
29,001-30,000	759	876	980	1,023	1,045	1,067	1,095	1,151	1,331	1,503	1,818	2,222	2,439	3,083	3,604
30,001-31,000	814	940	1,051	1,063	1,084	1,106	1,135	1,192	1,378	1,555	1,881	2,297	2,618	3,310	3,869
31,001-32,000	814	940	1,051	1,100	1,122	1,144	1,173	1,232	1,423	1,605	1,941	2,371	2,618	3,310	3,869
32,001-33,000	870	1,005	1,123	1,140	1,162	1,184	1,214	1,274	1,470	1,658	2,004	2,447	2,800	3,541	4,139
33,001-34,000	870	1,005	1,123	1,178	1,199	1,222	1,253	1,314	1,515	1,708	2,065	2,520	2,800	3,541	4,139
34,001-35,000	927	1,071	1,196	1,219	1,240	1,263	1,294	1,356	1,562	1,761	2,128	2,597	2,982	3,774	4,412
35,001-36,000	927	1,071	1,196	1,258	1,279	1,302	1,333	1,397	1,608	1,812	2,189	2,672	2,985	3,774	4,412
36,001-37,000	985	1,138	1,270	1,300	1,320	1,343	1,375	1,439	1,655	1,866	2,253	2,749	3,156	4,012	4,690
37,001-38,000	985	1,138	1,270	1,339	1,359	1,383	1,415	1,481	1,702	1,917	2,315	2,824	3,172	4,012	4,690
38,001-39,000	1,043	1,206	1,346	1,382	1,401	1,425	1,457	1,524	1,750	1,971	2,379	2,901	3,330	4,254	4,972
39,001-40,000	1,043	1,206	1,346	1,422	1,441	1,465	1,497	1,565	1,796	2,023	2,442	2,977	3,363	4,254	4,972
40,001-41,000	1,103	1,274	1,421	1,462	1,482	1,505	1,538	1,607	1,843	2,075	2,504	3,052	3,502	4,498	5,258
41,001-42,000	1,103	1,274	1,421	1,496	1,515	1,540	1,573	1,644	1,885	2,123	2,561	3,122	3,555	4,498	5,258
42,001-43,000	1,160	1,342	1,497	1,529	1,550	1,574	1,609	1,680	1,927	2,170	2,618	3,192	3,663	4,740	5,541
43,001-44,000	1,160	1,342	1,497	1,563	1,584	1,609	1,644	1,717	1,969	2,218	2,676	3,262	3,743	4,740	5,541
44,001-45,000	1,222	1,413	1,576	1,597	1,618	1,643	1,679	1,754	2,011	2,265	2,733	3,332	3,823	4,997	5,841
45,001-46,000	1,222	1,413	1,576	1,631	1,652	1,678	1,715	1,791	2,053	2,312	2,790	3,402	3,903	4,997	5,841
46,001-47,000	1,283	1,483	1,654	1,665	1,686	1,713	1,750	1,828	2,095	2,360	2,848	3,472	3,984	5,249	6,136
47,001-48,000	1,283	1,483	1,654	1,698	1,720	1,747	1,785	1,864	2,138	2,407	2,905	3,541	4,064	5,249	6,136
48,001-49,000	1,344	1,555	1,734	1,732	1,754	1,782	1,821	1,901	2,179	2,455	2,962	3,611	4,144	5,507	6,438
49,001-50,000	1,344	1,555	1,734	1,766	1,789	1,816	1,856	1,938	2,222	2,502	3,019	3,681	4,224	5,507	6,438
50,001-51,000	1,397	1,615	1,801	1,800	1,823	1,851	1,891	1,975	2,263	2,549	3,077	3,751	4,305	5,723	6,690
51,001-52,000	1,397	1,615	1,801	1,834	1,857	1,886	1,926	2,012	2,306	2,597	3,134	3,821	4,385	5,723	6,690
52,001-53,000	1,469	1,699	1,873	1,867	1,891	1,920	1,962	2,049	2,348	2,644	3,191	3,891	4,465	6,027	7,047
53,001-54,000	1,469	1,699	1,894	1,901	1,925	1,955	1,997	2,085	2,390	2,692	3,249	3,961	4,545	6,027	7,047
54,001-55,000	1,533	1,773	1,941	1,935	1,959	1,990	2,032	2,122	2,432	2,739	3,306	4,031	4,626	6,296	7,361
55,001-56,000	1,533	1,773	1,975	1,969	1,993	2,024	2,068	2,159	2,474	2,787	3,363	4,101	4,706	6,296	7,361
56,001-57,000	1,600	1,851	2,009	2,002	2,028	2,059	2,103	2,196	2,516	2,834	3,421	4,170	4,786	6,575	7,688
57,001-58,000	1,600	1,851	2,043	2,036	2,062	2,094	2,138	2,233	2,558	2,882	3,478	4,240	4,866	6,575	7,688
58,001-59,000	1,665	1,927	2,077	2,070	2,096	2,128	2,174	2,269	2,600	2,929	3,535	4,310	4,947	6,851	8,011
59,001-60,000	1,665	1,927	2,111	2,104	2,130	2,163	2,209	2,306	2,642	2,977	3,593	4,380	5,027	6,851	8,011
60,001-61,000	1,733	2,005	2,145	2,138	2,164	2,197	2,244	2,343	2,684	3,024	3,650	4,450	5,107	7,131	8,338
61,001-62,000	1,733	2,005	2,179	2,171	2,198	2,232	2,280	2,380	2,726	3,071	3,707	4,520	5,187	7,131	8,338
62,001-63,000	1,800	2,083	2,213	2,205	2,233	2,266	2,315	2,417	2,769	3,119	3,764	4,590	5,267	7,414	8,669
63,001-64,000	1,800	2,083	2,247	2,239	2,266	2,301	2,351	2,453	2,810	3,166	3,821	4,660	5,348	7,414	8,669
64,001-65,000	1,868	2,162	2,281	2,273	2,301	2,336	2,386	2,490	2,853	3,213	3,879	4,730	5,428	7,700	9,005
65,001-66,000	1,868	2,162	2,315	2,307	2,335	2,370	2,421	2,527	2,894	3,261	3,936	4,800	5,588	7,700	9,005
66,001-67,000	1,936	2,240	2,349	2,340	2,369	2,405	2,456	2,563	2,937	3,308	3,993	4,870	5,588	7,982	9,333
67,001-68,000	1,936	2,240	2,383	2,374	2,403	2,440	2,492	2,600	2,979	3,356	4,051	4,939	5,669	7,982	9,333
68,001-69,000	2,006	2,322	2,417	2,408	2,437	2,474	2,527	2,637	3,021	3,403	4,108	5,009	5,749	8,280	9,683
69,001-70,000	2,006	2,322	2,451	2,442	2,472	2,509	2,562	2,674	3,063	3,451	4,166	5,079	5,829	8,280	9,683
70,001-71,000	2,077	2,404	2,485	2,475	2,505	2,544	2,597	2,711	3,105	3,498	4,223	5,149	5,909	8,577	10,030
71,001-72,000	2,077	2,404	2,519	2,509	2,540	2,578	2,633	2,748	3,147	3,546	4,280	5,219	5,990	8,577	10,030
72,001-73,000	2,134	2,470	2,553	2,543	2,574	2,613	2,668	2,784	3,189	3,593	4,338	5,289	6,070	8,812	10,305
73,001-74,000	2,134	2,470	2,587	2,577	2,608	2,648	2,703	2,821	3,231	3,641	4,395	5,359	6,150	8,812	10,305
74,001-75,000	2,221	2,571	2,621	2,611	2,642	2,682	2,739	2,858	3,273	3,688	4,452	5,429	6,230	9,182	10,738
75,001-76,000	2,221	2,571	2,655	2,644	2,676	2,717	2,774	2,895	3,315	3,735	4,509	5,499	6,311	9,182	10,738
76,001-77,000	2,281	2,640	2,689	2,678	2,710	2,751	2,809	2,932	3,357	3,783	4,566	5,569	6,391	9,430	11,029
77,001-78,000	2,281	2,640	2,723	2,712	2,744	2,786	2,845	2,968	3,399	3,830	4,624	5,639	6,471	9,430	11,029
78,001-79,000	2,338	2,707	2,757	2,746	2,779	2,820	2,880	3,005	3,441	3,878	4,681	5,709	6,551	9,669	11,308
79,001-80,000	2,338	2,707	2,791	2,780	2,813	2,855	2,915	3,042	3,484	3,925	4,738	5,779	6,632	9,669	11,308
80,001-81,000	2,395	2,773	2,825	2,813	2,847	2,890	2,951	3,079	3,525	3,972	4,796	5,849	6,712	9,908	11,587
81,001-82,000	2,395	2,773	2,859	2,847	2,881	2,924	2,986	3,116	3,568	4,020	4,853	5,918	6,792	9,908	11,587
82,001-83,000	2,453	2,840	2,893	2,881	2,915	2,959	3,022	3,153	3,610	4,067	4,910	5,988	6,872	10,147	11,866
83,001-84,000	2,453	2,840	2,927	2,915	2,949	2,994	3,057	3,189	3,652	4,114	4,968	6,058	6,952	10,147	11,866
84,001-85,000	2,510	2,907	2,961	2,948	2,984	3,028	3,092	3,226	3,694	4,162	5,025	6,128	7,033	10,386	12,146
85,001-86,000	2,510	2,907	2,995	2,982	3,018	3,063	3,128	3,263	3,736	4,210	5,082	6,198	7,113	10,386	12,146
86,001-87,000	2,568	2,973	3,029	3,016	3,052	3,098	3,163	3,300	3,778	4,257	5,140	6,268	7,193	10,624	12,426
87,001-88,000	2,568	2,973	3,063	3,050	3,086	3,132	3,198	3,337	3,820	4,305	5,197	6,338	7,274	10,624	12,426
88,001-89,000	2,626	3,040	3,097	3,084	3,120	3,167	3,233	3,373	3,862	4,352	5,254	6,408	7,354	10,864	12,705
89,001-90,000	2,626	3,040	3,131	3,117	3,154	3,201	3,269	3,410	3,904	4,399	5,311	6,478	7,434	10,864	12,705
90,001-91,000	2,683	3,106	3,165	3,151	3,188	3,236	3,304	3,447	3,946	4,447	5,369	6,547	7,514	11,103	12,984
91,001-92,000	2,683	3,106	3,199	3,185	3,223	3,271	3,339	3,484	3,988	4,494	5,426	6,617	7,594	11,103	12,984
92,001-93,000	2,740	3,173	3,233	3,219	3,256	3,305	3,374	3,520	4,030	4,542	5,483	6,687	7,675	11,341	13,264
93,001-94,000	2,740	3,173	3,267	3,253	3,291	3,340	3,410	3,557	4,072	4,589	5,541	6,757	7,755	11,341	13,264
94,001-95,000	2,798	3,240	3,301	3,286	3,325	3,374	3,445	3,594	4,114	4,636	5,598	6,827	7,835	11,580	13,543
95,001-96,000	2,798	3,240	3,335	3,320	3,359	3,409	3,480	3,631	4,156	4,684	5,655	6,897	7,916	11,580	13,543
96,001-97,000	2,855	3,306	3,369	3,354	3,393	3,444	3,516	3,668	4,199	4,731	5,713	6,967	7,996	11,819	13,823
97,001-98,000	2,855	3,306	3,403	3,388	3,427	3,478	3,551	3,704	4,241	4,779	5,770	7,037	8,076	11,819	13,823
98,001-99,000	2,913	3,372	3,437	3,421	3,462	3,513	3,586	3,741	4,283	4,826	5,827	7,107	8,156	12,058	14,102
99,001-100,000	2,913	3,372	3,471	3,455	3,495	3,548	3,622	3,778	4,325	4,873	5,885	7,176	8,236	12,058	14,102

This FlexiPax page has lots of information for Missouri residents. Click here for Hawaii, here for Indiana, here for Virginia or here for the other States.

This is important: If you are paying any part of your trip with a travel credit from a cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.

Travel Insured plans will not cover trips to Afghanistan, Belarus, Haiti, Iran, Iraq, Libya, Myanmar, N. Korea, Palestine, Russia, S. Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen. Israel’s covered, but without CFAR.

Travel Insured’s FlexiPax Trip Cancellation Insurance Plan

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured. Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPax plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person.	Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy for Trip Cancellation.
You have to buy the FlexiPax plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and the optional CFAR-IFAR upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.	Trip Cancellation and Trip Interruption do not cover a Travel Companion’s family member.
Cancel For Work Reasons is included at no extra cost.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members.
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
FlexiPax’s maximum trip length is 180 days
Trip cancellation within 24 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
US Expats are eligible to buy this plan if they have a residence in the USA.
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to FlexiPax’s secure online order form.

Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured’s FlexiPax plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

The Missouri Certificate of Coverage

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s FlexiPax plan covers: (all coverages are per person)
Plan Name	FlexiPax
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Residents of Missouri
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Political or Security Evacuation and Natural Disaster Evacuation	Up to $50,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers and co-travelers)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City if there were no incidents in same city during the 90 days before purchase	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess)	$30,000 for $7 per day you have the car
Trip Delay Increase	$1,500 for $11 or $2,000 for $14 or $2,500 for $187
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $4 or $2,500 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$8
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s Cancel for Any Reason:

The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPax plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPax plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost.

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and
2) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.

This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Note this important Travel Insured FlexiPax Plan pricing information:

Travel Insured covers up to a $25,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
The daily per person rates for a 31 – 180 day long trip is $11
Here’s the Travel Insured FlexiPax secure online order form

Fill this out for your Customized Quote and Recommendations

Here’s our Our Privacy Policy | * Required Information

This is a long page – You get lots of information. This FlexiPax plan is for anyone except HI, IN, MO, MT, NY, VA or WA residents. Click here for HI, here for IN, here for MO or here for VA.

Travel Insured’s FlexiPax Trip Cancellation Insurance Plan

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPax plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person.	Travel Insured plans cover up to a $100,000 per person trip cost and $250,000 per policy for Trip Cancellation.
You have to buy the FlexiPax plan within 21 calendar days after your initial trip deposit date to get the pre-existing medical condition coverage, the CFAR-IFAR upgrade and the Cancel For Work reasons upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
FlexiPax’s maximum trip length is 180 days
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
US Expats are eligible to buy this plan if they have a residence in the USA.
Travel Insured is 1 of the few companies we trust
If you already know you want the FlexiPax plan click here to go to the FlexiPax secure online order form.

Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

Travel Insured FlexiPax’s Certificates of Coverage
The other States’ Certificate	Illinois Residents
Indiana Residents	Missouri Residents
New Hampshire Residents	Oregon Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s FlexiPax plan covers: (all coverages are per person)
Plan Name	FlexiPax
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Any US resident except HI, IN, MO, MT, NY, VA or WA residents
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Political or Security Evacuation and Natural Disaster Evacuation	Up to $50,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers, co-travelers & family members)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess)	$30,000 for $7 per day you have the car (except Hawaii residents)
Cancel for Work Reasons	$10
Trip Delay Increase	$1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $5 or $2,500 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$7
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s Cancel for Any Reason:

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form
Note this important Travel Insured FlexiPax Plan pricing information:

Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
The daily per person rates for a 31 – 180 day long trip is $11
Here’s the Travel Insured FlexiPax secure online order form

This FlexiPax page has lots of information for Virginia residents. Click here for Hawaii, here for Indiana, here for Missouri or here for the other States.

Travel Insured’s FlexiPax Trip Cancellation Insurance Plan

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPax plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person.	Travel Insured plans cover up to a $100,000 per person trip cost and $250,000 per policy for Trip Cancellation.
You have to buy the FlexiPax plan within 21 calendar days after your initial trip deposit date to get the pre-existing medical condition coverage, the CFAR-IFAR upgrade and the Cancel For Work reasons upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
FlexiPax’s maximum trip length is 180 days
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
US Expats are eligible to buy this plan if they have a residence in the USA.
Travel Insured is one of the few companies we trust
If you already know you want the FlexiPax plan click here to go to the FlexiPax secure online order form.

Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

The Virginia Certificate of Coverage

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s FlexiPax plan covers: (all coverages are per person)
Plan Name	FlexiPax
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Residents of Virginia
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Political or Security Evacuation and Natural Disaster Evacuation	Up to $50,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers, co-travelers & family members)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess)	$30,000 for $7 per day you have the car
Cancel for Work Reasons	$10
Trip Delay Increase	$1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $5 or $2,500 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$7
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s Cancel for Any Reason:

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Note this important Travel Insured FlexiPax Plan pricing information:

Travel Insured plans covers up to a $25,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
The daily per person rates for a 31 – 180 day long trip is $11
Here’s the Travel Insured FlexiPax secure online order form

This FlexiPax page has lots of information for Hawaii residents. Click here for Indiana, here for Missouri, here for Virginia or here for the other States.

Travel Insured’s FlexiPax Trip Cancellation Insurance Plan

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPax plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person.	Travel Insured plans cover up to a $100,000 per person trip cost and $250,000 per policy for Trip Cancellation.
You have to buy the FlexiPax plan within 21 calendar days after your initial trip deposit date to get the pre-existing medical condition coverage, the CFAR-IFAR upgrade and the Cancel For Work reasons upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.	The maximum insurable trip length for a resident of Hawaii is 30 days.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
FlexiPax’s maximum trip length is 30 days
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
US Expats are eligible to buy this plan if they have a residence in the USA.
Travel Insured is 1 of the few companies we trust
If you already know you want the FlexiPax plan click here to go to the FlexiPax secure online order form.

Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

The Hawaii Certificate of Coverage

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s FlexiPAX plan covers: (all coverages are per person)
Plan Name	FlexiPax
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Residents of Hawaii
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Political or Security Evacuation and Natural Disaster Evacuation	Up to $50,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers, co-travelers & family members)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Cancel for Work Reasons	$10
Trip Delay Increase	$1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $5 or $2,500 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$7
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s Cancel for Any Reason:

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Note this important Travel Insured FlexiPax Plan pricing information:

Travel Insured plans covers up to a $100,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days long which is the longest trip a Hawaiian resident may insure.
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
Here’s the Travel Insured FlexiPAX secure online order form

This FlexiPax page has lots of information for Indiana residents. Click here for Hawaii, here for Missouri, here for Virginia or here for the other States.

Travel Insured’s FlexiPax Trip Cancellation Insurance Plan

Travel Insured has its strengths & quibbles:
Why Buy It?	Quibbles
Travel Insured’s FlexiPax plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person.	Travel Insured plans cover up to a $100,000 per person trip cost and $250,000 per policy for Trip Cancellation.
You have to buy the FlexiPax plan within 21 calendar days after your initial trip deposit date to get the pre-existing medical condition coverage, the CFAR-IFAR upgrade and the Cancel For Work reasons upgrade.	Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost.
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR).	The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage.
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members.
“Hospital of Your choice” emergency transportation if medically necessary is included
Travel Insured will advance payment to a medical facility if needed to secure Your admission
You have a 14 day Free Look Period
FlexiPax’s maximum trip length is 180 days
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date.
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included.
US Expats are eligible to buy this plan if they have a residence in the USA.
Travel Insured is 1 of the few companies we trust
If you already know you want the FlexiPax plan click here to go to the FlexiPax secure online order form.

Travel Insured FlexiPax covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.

The Indiana Certificate of Coverage

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s FlexiPax plan covers: (all coverages are per person)
Plan Name	FlexiPax
Secure online order form link (you don’t pay extra fees using us)	Travel Insured’s secure online order form
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Who can get this?	Residents of Indiana
Trip Cancellation	Up to the insured amount
Trip Interruption	Up to 150% of the insured amount
Medical	$100,000 Primary
Emergency Medical Transportation	$500,000
Political or Security Evacuation and Natural Disaster Evacuation	Up to $50,000
Dental Treatment for Accidental Injury	$750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion	Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period	60 Days (travelers, co-travelers & family members)
Trip Delay	$1,000 after 6 hours / $150 per day
Baggage/Personal Effects	$1,000 Primary ($250 per item / $500 combined)
Baggage Delay	$300 (after 6 hours)
Change Fee	$200
24-hr Accidental Death & Dismemberment	$10,000
24-hour Assistance Services	Yes
3rd Party Travel Supplier Financial Default	15 Day Wait after purchase
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.”
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Money Back Guarantee	14 days
Optional Upgrades
Cancel and Interrupt For Any Reason	Optional Upgrade for a 52.9% surcharge
Rental Car Damage (Excess)	$30,000 for $7 per day you have the car
Cancel for Work Reasons	$10
Trip Delay Increase	$1,500 for $11 or $2,000 for $15 or $2,500 for $18
Baggage & Personal Effects Increase	$1,500 for $2 or $2,000 for $3 or $2,500 for $4
Baggage Delay Increase	$500 for $2 or $1,500 for $5 or $2,500 for $6
Increase Evacuation to $1,500,000 & Medical to $500,000	$9
Increase Evacuation to $1,000,000 & Medical to $250,000	$7
Secure online order link (you don’t pay extra fees using us)	Travel Insured’s secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Travel Insured’s Cancel for Any Reason:

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip).

If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online. Click here to go to the FlexiPax’s secure online order form

Note this important Travel Insured FlexiPax Plan pricing information:

Travel Insured plans covers up to a $100,000 p/p trip cost and $200,000 per policy
It’s the same price for a trip of up to 30 days
All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
The daily per person rates for a 31 – 180 day long trip is $11
Here’s the Travel Insured FlexiPax secure online order form

Cigna Global Private Health Plans to Cover You when Residing Outside Your Home Country at Least 3 Months

In addition, you will be covered for a total of 6 months in your country of Citizenship for each plan year you have Cigna.

Cigna International Medical plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. They are specifically designed expat health insurance options to meet your needs, as well as to give you the flexibility you desire. Choose your level of cover and All amounts apply per beneficiary and per period of cover (except where otherwise noted).

Click here to get Your Customized Cigna Global Health Plan quote

International Health Insurance is your essential cover for inpatient, day patient and accommodation costs, as well as cover for cancer, psychiatric care and much more. Our Gold and Platinum plans also give you cover for maternity care.

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has 60 million customer relationships around the world. Looking after them is an international workforce of 30,000 people, plus a network of more than 1 million hospitals, physicians, clinics and health and wellness specialists.

Cigna’s full-time, clinical team is led by physicians. They have years of experience in dealing with varied and unique clinical and service situations worldwide. Their vast experience means they provide high standards of healthcare, regardless of where you are in the world.

Cigna’s Global Health Mission

Everything we do is around our mission to help improve your health, wellbeing and sense of security.

Cigna’s customer care promise

You can seek help for free any hour of the day or night
You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts
You will have instant and easy access to healthcare facilities and professionals around the world.
You’ll be reimbursed, wherever possible, within five days of receiving your claim. On the rare occasion you have to pay for your treatment directly
You can receive payment in over 135 currencies

Cigna Global Private Health Insurance Plans
Choose your level of cover from the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted). International Medical Insurance is your essential cover for inpatient, outpatient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and daypatient maternity care. Click here to get Your Customized Cigna Global Health Plan quote.
Benefits	Silver	Gold	Platinum
Annual beneft – maximum per beneficiary per period of cover. This includes claims paid across all sections of International Medical Insurance.	$1,000,000 €800,000 £650,000	$2,000,000 €1,600,000 £1,300,000	Unlimited
Hospital charges for: Nursing and accomodation for inpatient and daypatient treatment and recovery room	Paid in full for semi-private room	Paid in full for a private room	Paid in full for a private room
Hospital charges for: Operating theatre. Prescribed medicines, drugs and dressings for inpatient or daypatient treatment. Treatment room fees for outpatient surgery.	Paid in Full	Paid in Full	Paid in Full
Intensive care Intensive therapy. Coronary care. High dependency unit.	Paid in Full	Paid in Full	Paid in Full
Surgeons’ and anaesthetists’ fees Where surgery is provided on an inpatient, daypatient or outpatient basis.	Paid in Full	Paid in Full	Paid in Full
Specialists’ consultation fees Paid in full for regular visits by a specialist during stays in hospital including intensive care by a specialist for as long as is required by medical necessity.	Paid in Full	Paid in Full	Paid in Full
Hospital accommodation for a parent or guardian Up to the maximum amount shown per period of cover. If a beneficiary who is under the age of 18 years old needs inpatient treatment and has to stay in hospital overnight, we will also pay for hospital accommodation for a parent or legal guardian, if: accommodation is available in the same hospital; and the cost is reasonable.	$1,000 €740 £665	$1,000 €740 £665	Paid in Full
Transplant services for organ, bone marrow and stem cell transplants We will pay for inpatient treatment directly associated with an organ transplant, for the beneficiary if: the transplant is medically necessary, and the organ to be transplanted has been donated by a member of the beneficiary’s family or comes from a varified or legitimate source.	Paid in Full	Paid in Full	Paid in Full
Kidney dialysis Where treatment is provided on an inpatient, daypatient or outpatient basis.	Paid in Full	Paid in Full	Paid in Full
Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging) Where investigations are provided on an inpatient or daypatient basis.	Paid in Full	Paid in Full	Paid in Full
Advanced Medical Imaging (MRI, CT and PET scans) Up to the maximum amount shown per period of cover. We will pay for these scans whether received on an inpatient, daypatient or an outpatient basis.	$5,000 €3,700 £3,325	$10,000 €7,400 £6,650	Paid in Full
Physiotherapy and complementary therapies Up to the maximum amount shown per period of cover. Where treatment is provided on an inpatient or daypatient basis.	$2,500 €1,850 £1,650	$5,000 €3,700 £3,325	Paid in Full
Home nursing Up to 30 days and the maximum amount shown per period of cover.	$2,500 €1,850 £1,650	$5,000 €3,700 £3,325	Paid in Full
Rehabilitation Up to 30 days and the maximum amount shown per period of cover.	$2,500 €1,850 £1,650	$5,000 €3,700 £3,325	Paid in Full
Hospice and palliative care Up to the maximum amount shown per lifetime.	$2,500 €1,850 £1,650	$5,000 €3,700 £3,325	Paid in Full
Internal prosthetic devices/surgical and medical appliances We will pay for: a prosthetic implant, device or appliance which is inserted during surgery.	Paid in Full	Paid in Full	Paid in Full
External prosthetic devices/surgical and medical appliances Up to the maximum amount shown per period of cover. We will pay for: a prosthetic device or appliance which is a necessary part of the treatment immediately following surgery for as long as is required by medical necessity. a prosthetic device or appliance which is medically necessary and is part of the recuperation process on a short-term basis. For adults, we will pay for one external prosthetic device. For children up to the age of 16, we will pay for the initial prosthetic device and up to two replacement devices.	$3,100 (for each prosthetic device) €2,400 (for each prosthetic device) £2,000 (for each prosthetic device)	$3,100 (for each prosthetic device) €2,400 (for each prosthetic device) £2,000 (for each prosthetic device)	$3,100 (for each prosthetic device) €2,400 (for each prosthetic device) £2,000 (for each prosthetic device)
Local ambulance and air ambulance services Medically necessary travel by local road ambulance or local air ambulance, such as a helicopter, when related to covered hospitalisation.	Paid in Full	Paid in Full	Paid in Full
Inpatient cash benefit Per night up to 30 nights per period of cover. We will make a cash payment to the beneficiary when they: receive treatment in hospital which is covered under this plan; stay in a hospital overnight; and have not been charged for their room, board and treatment costs.	$100 €75 £65	$100 €75 £65	$200 €150 £130
Emergency inpatient dental treatment Dental treatment in hospital after a serious accident.	Paid in Full	Paid in Full	Paid in Full
Mental health care Up to the maximum amount shown per period of cover Subject to the limits explained below we will pay for: • the treatment of mental health conditions and disorders; and • the diagnosis of addictions (including alcoholism);	$5,000 €3,700 £3,325	$10,000 €7,400 £6,650	Paid in Full
Cancer care › Following a diagnosis of cancer, we will pay for costs for the treatment of cancer if the treatment is considered by us to be active treatment and evidence-based treatment. This includes chemotherapy, radiotherapy, oncology, diagnostic tests and drugs, whether the beneﬁciary is staying in a hospital overnight or receiving treatment as a daypatient or outpatient. › We do not pay for genetic cancer screening.	Paid in Full	Paid in Full	Paid in Full
Routine maternity benefit care (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for the following parent and baby care and treatment, on an inpatient or daypatient basis as appropriate, if the mother has been a beneﬁciary under this policy for a continuous period of at least 12 months or more: • hospital, obstetricians’ and midwives’ fees for routine childbirth; and • any fees as a result of post-natal care required by the mother immediately following routine childbirth. › We will not pay for surrogacy or any related treatment. We will not pay for maternity beneﬁt care or treatment for a beneﬁciary acting as a surrogate or anyone acting as a surrogate for a beneﬁciary.	Not covered	$7,000 €5,500 £4,500	$14,000 €11,000 £9,000
Complications from maternity (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for inpatient or outpatient treatment relating to complications resulting from pregnancy or childbirth if the mother has been a beneﬁciary under this policy for a continuous period of at least 12 months or more. This is limited to conditions which can only arise as a direct result of pregnancy or childbirth, including miscarriage and ectopic pregnancy.	Not covered	$14,000 €11,000 £9,000	$28,000 €22,000 £18,000
Homebirths (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay midwives’ and specialists’ fees relating to routine home births if the mother has been a beneﬁciary under this policy for a continuous period of 12months or more. › Please note that the Complications from maternity cover explained above does not include cover for home childbirth. This means that any costs relating to complications which arise in relation to home childbirth will only be paid in accordance with the home childbirth limits, as explained in the list of beneﬁts.	Not covered	$500 €370 £335	$1,100 €850 £700
Newborn care Up to the maximum amount shown for treatment within the first 90 days following birth. Available once at least one parent has been covered by the policy for 12 months or more. › Provided the newborn is added to the policy, we will pay for: • up to 10 days routine care for the baby following birth; and • all treatment required for the baby during the ﬁrst 90 days after birth instead of any other beneﬁt; if at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth.	$25,000 €18,500 £16,500	$75,000 €55,500 £48,000	$156,000 €122,000 £100,000
Congenital conditions Up to the maximum amount shown per period of cover. › We will pay for treatment of congenital conditions on an inpatient or daypatient basis which manifest themselves before the beneficiary’s 18th birthday if: • at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth and the newborn is added to the policy within 30 days of the birth. • they were not evident at policy inception.	$5,000 €3,700 £3,325	$20,000 €14,800 £13,300	$39,000 €30,500 £25,000
Deductible (various) A deductible is the amount which you must pay before any claims are covered by your plan.	$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 €0 / €275 / €550 / €1,100 / €2,200 / €5,500 / €7,400 £0 / £250 / £500 / £1,000 / £2,000 / £5,000 / £6,650	$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 €0 / €275 / €550 / €1,100 / €2,200 / €5,500 / €7,400 £0 / £250 / £500 / £1,000 / £2,000 / £5,000 / £6,650	$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 €0 / €275 / €550 / €1,100 / €2,200 / €5,500 / €7,400 £0 / £250 / £500 / £1,000 / £2,000 / £5,000 / £6,650
Cost share after deductible and out of pocket maximum Cost share is the percentage of each claim not covered by your plan.The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum.	First, choose your cost share percentage: 0% / 10% / 20% / 30% Next, choose your out of pocket maximum: $2,000 or $5,000 €1,480 or €3,700 £1,330 or £3,325	First, choose your cost share percentage: 0% / 10% / 20% / 30% Next, choose your out of pocket maximum: $2,000 or $5,000 €1,480 or €3,700 £1,330 or £3,325	First, choose your cost share percentage: 0% / 10% / 20% / 30% Next, choose your out of pocket maximum: $2,000 or $5,000 €1,480 or €3,700 £1,330 or £3,325

Add Optional Benefits

Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.

Click here to get Your Customized Cigna Global Health Plan quote

This is a long page – You get lots of information

This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit.

IMG plans bought after 8/13/2024 will not cover trips to Afghanistan, Belarus, Cuba, Haiti, Iran, Iraq, Israel (just CFAR), Libya, Myanmar, North Korea, Palestine, Russia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen.

IMG SE and LX Trip Cancellation Plans

IMG SE and IMG LX have their strengths & quibbles:
Why Buy It?	Quibbles
The SE has $250,000 Primary Emergency Medical & $500,000 Emergency Medical Evacuation and Repatriation	The SE plan’s medical is $20,000 Secondary for WA residents and both the SE and LX plans are Secondary for MO residents
IMG SE & LX plans’ maximum trip cost is $150,000 per person for most States	IMG LX plan’s Cancel for Any Reason isn’t available to NY and WA residents
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition and the LX plan’s Cancel for Any Reason benefits.	You can’t buy a policy for a trip departing more than 3 years from the purchase date
You don’t have to insure your full trip cost to get the pre-existing medical condition coverage.	Cancellation due to a NOAA hurricane warning or watch must occur more than 14 days after Your Effective Date
You have to buy the LX plan at or before the Final Payment for your trip to get the LX plan’s pre-existing condition waiver except for WA residents.	The maximum trip length for NY and WA residents is 90 days
Your domesticated dog(s) or cat(s) that live with you in your primary residence are covered the same as a family member for Trip Cancellation and Interruption except for MO, NY and WA residents.	The LX plan’s “Final Payment” means your last payment(s) or deposit(s) for your trip made to the organization or provider with whom your booking your trip.
The IMG LX has $500,000 Primary Emergency Medical & $1,000,000 Emergency Medical Evac / Repatriation	NY residents have $150,000 Primary Emergency Medical
You can cancel your trip within 24 hours of Your Scheduled Departure Date if Your Scheduled Departure City or Scheduled Destination is under a hurricane warning or watch as issued by the NOAA National Hurricane Center	A Washington State resident has 20 days after your initial trip deposit date to get the LX plan’s pre-existing condition.
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
IMG SE & LX plans’ maximum trip length is 180 days
The IMG plans have a 60 day pre-existing conditions Lookback Period
Cancellation due to Work Reasons coverage is included
The IMG plans do not exclude stable pre-existing medical conditions of non-traveling family members
IMG is one of the few companies we trust
If you already know you want the IMG SE plan, click here for IMG SE’s secure online order form or here for IMG LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG covers you for up to $500,000 Primary Emergency Medical (SE is secondary for WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

View or Download IMG’s State-Specific Policy Wordings:
IMG SE Plan Wording	IMG LX Plan Wording
A brief description is below. For SE or LX coverage, terms, conditions and exclusions, select the IMG SE or LX Plan Wordings.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG SE & IMG LX plans cover:
Plan Name	IMG SE	IMG LX
Secure online order link (you don’t pay extra fees using us)	Buy the IMG’s SE plan	Buy the IMG LX plan
Cancel For Any Reason upgrade	Not available	Yes, if bought within 20 days of your Initial Trip Deposit Date
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 150% of the insured amount
Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission	$250,000 ($20,000 secondary for WA residents, Secondary for MO residents and $150,000 primary for NY residents)	$500,000 ($100,000 for WA residents and Secondary for MO residents)
Emergency Medical Evacuation / Repatriation (per person) $1,000 Dental Expense sublimit	$500,000	$1,000,000
Non-Medical Emergency Evacuation (per person)	No Coverage	$50,000
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 20 days	No later than Final Trip payment except for Washington State.
Pre-Existing Condition Lookback Period	60 Days (you or your Traveling Companion)
Travel Baggage (per person)	$1,500	$2,500
Travel Baggage Delay (per person)	$250 (12 Hours or More)	$500 (12 Hours or More)
Travel Delay (per person)	$2,000 (after 12 hours) $125 per day	$2,500 (after 6 hours) $250 per day
Missed Connection (per person)	$500 (more than 6 hours)	$500 (more than 3 hours)
Common Carrier AD&D (per person)	$25,000	$100,000
$40,000 Rental Car Damage	$40,000 Included (not for NY residents)	$40,000 Included
24 Hour Emergency Assistance	Yes
Travel Supplier Financial Insolvency	14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Terrorist Incident coverage in Itinerary City	“a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.”
Insurance Underwriter	United States Fire Insurance Company or SiriusPoint America Insurance Company
Money Back Guarantee	10 days
Secure online order link (you don’t pay extra fees using us)	Buy the IMG SE plan	Buy the IMG LX plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here’s How the IMG LX Plan’s
Cancel For Any Reason Benefit Works:

There’s an optional 75% Cancel and Interrupt For Any Reason upgrade if bought not more than 20 days after your initial trip deposit date.

If You cancel Your Trip for any reason not otherwise covered by the IMG LX policy, IMG will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits Travel Arrangements You purchased for Your Trip, when You cancel Your Trip prior to Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

You cancel Your Trip no later than two (2) days prior to the Scheduled Departure Date of Your Trip.

You can only purchase this benefit at the time the base policy is purchased and within twenty (20) days of the initial trip deposit.

This Cancel for Any Reason Benefit does not cover the failure of the Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

Special Conditions: In the event of a Cancel for Any Reason claim, You must advise the Travel Supplier and Us as soon as possible in the event of a claim or of learning of a potential need to cancel Your Trip prior to Your Scheduled Departure Date, whichever is sooner.

IMG will not pay benefits for any additional penalty charges incurred that would not have been imposed had You notified the Travel Supplier and Us within the specified period.
These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Here’s How the IMG LX Plan’s
Interruption for Any Reason Works: Benefit Works:

If you interrupt Your Trip forty-eight (48) or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by the IMG LX policy, IMG will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, provided the following conditions are met:

You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period; and
You insure the full cost of any subsequent arrangements added to the same Trip within twenty (20) days of the date of Your payments for any subsequent Travel Arrangements.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

This benefit does not cover the failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It's easy and safe to purchase online.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

Get side-by-side plan & price comparisons

	Expensive Trip? Call Steve, Deanna or Kim at 888-407-3854 or 816-282-6858, or email us for the right Travel Insurance advice from the most recommended travel insurance website in travel forums & online. Mon - Fri: 7:30 am - 4:30 pm, Sat: 11 am - 3 pm Central Time
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Travel Insured WTP for Montana

Travel Insured WTP additional cost to add CFAR for Montana

Travel Insured has its strengths & quibbles:

Travel Insured’s FlexiPax plan covers: (all coverages are per person)

Optional Upgrades

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Travel Insured has its strengths & quibbles:

Travel Insured FlexiPax’s Certificates of Coverage

Travel Insured’s FlexiPax plan covers: (all coverages are per person)

Optional Upgrades

Travel Insured has its strengths & quibbles:

Travel Insured’s FlexiPax plan covers: (all coverages are per person)

Optional Upgrades

Travel Insured has its strengths & quibbles:

Travel Insured’s FlexiPAX plan covers: (all coverages are per person)

Optional Upgrades

Travel Insured has its strengths & quibbles:

Travel Insured’s FlexiPax plan covers: (all coverages are per person)

Optional Upgrades

Cigna’s Global Health Mission

Add Optional Benefits

IMG SE and LX Trip Cancellation Plans

IMG SE and IMG LX have their strengths & quibbles:

View or Download IMG’s State-Specific Policy Wordings:

The IMG SE & IMG LX plans cover:

Here’s How the IMG LX Plan’s Cancel For Any Reason Benefit Works:

Here’s How the IMG LX Plan’s Interruption for Any Reason Works: Benefit Works:

Travel Insured’s FlexiPax plan covers:
(all coverages are per person)

Travel Insured’s FlexiPax plan covers:
(all coverages are per person)

Travel Insured’s FlexiPax plan covers:
(all coverages are per person)

Travel Insured’s FlexiPAX plan covers:
(all coverages are per person)

Travel Insured’s FlexiPax plan covers:
(all coverages are per person)

Here’s How the IMG LX Plan’s
Cancel For Any Reason Benefit Works:

Here’s How the IMG LX Plan’s
Interruption for Any Reason Works: Benefit Works: