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This is a long page – You get lots of information. This FlexiPAX plan is for anyone except HI, IN, MO, MT, NY, VA or WA residents. Click here if you live in HI, here if you live in IN, here if you live in NY, here if you live in VA or here if you live in WA. |
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
As of Oct 9, 2023 new Travel Insured plans won’t cover trips to Israel |
Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person. | Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy for Trip Cancellation. |
You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and both the optional CFAR-IFAR upgrade and Cancel For Work reasons upgrade. | Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). | The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage. | |
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members | |
“Hospital of Your choice” emergency transportation if medically necessary is included | |
Travel Insured will advance payment to a medical facility if needed to secure Your admission | |
You have a 14 day Free Look Period | |
You get a 150% trip interruption benefit | |
FlexiPAX’s maximum trip length is 180 days | |
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. | |
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included. | |
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPAX’s Certificates of Coverage |
|
Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPAX plan covers:
|
||
Plan Name | FlexiPAX | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Any US resident except HI, IN, MO, MT, NY, VA or WA residents | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car (except Hawaii residents) | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,000 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPAX Plan pricing information:
- Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPAX secure online order form
This is a long page – You get lots of information. This FlexiPAX plan is for Virginia residents. Click here if you live in HI, here if you live in IN, here if you live in NY, here if you live in WA or here if you live in the other States to see your information. And, the WTP plan is here. |
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
As of Oct 9, 2023 new Travel Insured plans won’t cover trips to Israel |
Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person. | Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy for Trip Cancellation. |
You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and both the optional CFAR-IFAR upgrade and Cancel For Work reasons upgrade. | Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). | The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage. | |
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members | |
“Hospital of Your choice” emergency transportation if medically necessary is included | |
Travel Insured will advance payment to a medical facility if needed to secure Your admission | |
You have a 14 day Free Look Period | |
You get a 150% trip interruption benefit | |
FlexiPAX’s maximum trip length is 180 days | |
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. | |
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included. | |
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPAX’s Certificates of Coverage |
|
Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPAX plan covers:
|
||
Plan Name | FlexiPAX | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Virginia | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,000 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPAX Plan pricing information:
- Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPAX secure online order form
This is a long page – You get lots of information. This FlexiPAX plan is for Hawaii residents. Click here if you live in IN, here if you live in NY, here if you live in VA, here if you live in WA or here if you live in the other States to see your correct information. |
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
As of Oct 9, 2023 new Travel Insured plans won’t cover trips to Israel |
Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
|
Why Buy It? | Quibbles |
Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person. | Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy for Trip Cancellation. |
You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and both the optional CFAR-IFAR upgrade and Cancel For Work reasons upgrade. | Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). | The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage. | |
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members | |
“Hospital of Your choice” emergency transportation if medically necessary is included | |
Travel Insured will advance payment to a medical facility if needed to secure Your admission | |
You have a 14 day Free Look Period | |
You get a 150% trip interruption benefit | |
FlexiPAX’s maximum trip length is 30 days | |
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. | |
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included. | |
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPAX’s Certificates of Coverage |
|
Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPAX plan covers:
|
||
Plan Name | FlexiPAX | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Hawaii | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
||
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,000 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Here are the Travel Insured FlexiPAX Plan Prices:
Note this important Travel Insured FlexiPAX Plan pricing information:
- Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days long which is the longest trip a Hawaiian resident may insure.
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- Here’s the Travel Insured FlexiPAX secure online order form
This is a long page – You get lots of information. This FlexiPAX plan is for Indiana residents. Click here if you live in HI, here if you live in NY, here if you live in VA, here if you live in WA or here if you live in the other States to see your correct information. |
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
As of Oct 9, 2023 new Travel Insured plans won’t cover trips to Israel |
Travel Insured’s FlexiPAX Trip Cancellation Insurance Plan
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
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Why Buy It? | Quibbles |
Travel Insured’s FlexiPAX plan has $100,000 Primary Medical coverage. These limits may be increased for $7 or $9 per person. | Travel Insured plans cover up to a $25,000 per person trip cost and $200,000 per policy for Trip Cancellation. |
You have to buy the FlexiPAX plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and both the optional CFAR-IFAR upgrade and Cancel For Work reasons upgrade. | Children aren’t free for the optional upgrades. Their CFAR-IFAR price is 3% of their trip cost. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs for the Cancel for Any Reason (CFAR) and the Interrupt for Any Reason (IFAR). | The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip. |
You don’t have to insure 100% of all prepaid and non-refundable trip costs to have pre-existing medical condition coverage. | |
The pre-existing medical conditions Lookback Period is 60 days and also applies to non-traveling family members | |
“Hospital of Your choice” emergency transportation if medically necessary is included | |
Travel Insured will advance payment to a medical facility if needed to secure Your admission | |
You have a 14 day Free Look Period | |
You get a 150% trip interruption benefit | |
FlexiPAX’s maximum trip length is 180 days | |
Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. | |
$50,000 Political or Security Evacuation and Natural Disaster Evacuation is included. | |
Travel Insured is 1 of the few companies we trust | |
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured FlexiPAX covers you for $100,000 Primary Medical, up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s FlexiPAX plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured FlexiPAX’s Certificates of Coverage |
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Most States’ FlexiPAX plan Certificate | Illinois Residents |
Indiana Residents | |
New Hampshire Residents | Oregon Residents |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
Travel Insured’s FlexiPAX plan covers:
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Plan Name | FlexiPAX | |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Who can get this? | Residents of Indiana | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Primary | |
Emergency Medical Transportation | $500,000 | |
Political or Security Evacuation and Natural Disaster Evacuation | Up to $50,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Trip Delay | $1,000 after 6 hours / $150 per day | |
Baggage/Personal Effects | $1,000 Primary ($250 per item / $500 combined) | |
Baggage Delay | $300 (after 6 hours) | |
Change Fee | $200 | |
24-hr Accidental Death & Dismemberment | $10,000 | |
24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 15 Day Wait after purchase | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs during your trip within 30 miles of the city listed on the scheduled itinerary of Your Trip; provided Your Travel Supplier (if applicable) did not offer a substitute itinerary.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Optional Upgrades |
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Cancel and Interrupt For Any Reason | Optional Upgrade for a 52.9% surcharge | |
Rental Car Damage (Excess) | $30,000 for $7 per day you have the car | |
Cancel for Work Reasons | $10 | |
Trip Delay Increase | $1,500 for $11 or $2,000 for $15 or $2,500 for $18 | |
Baggage & Personal Effects Increase | $1,500 for $2 or $2,000 for $3 or $2,500 for $4 | |
Baggage Delay Increase | $500 for $2 or $1,500 for $5 or $2,000 for $6 | |
Increase Evacuation to $1,500,000 & Medical to $500,000 | $9 | |
Increase Evacuation to $1,000,000 & Medical to $250,000 | $7 | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Travel Insured’s Cancel for Any Reason:The Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) coverage increases the Travel Insured FlexiPAX plan’s price by 52.9%. You can only purchase this benefit at the time the FlexiPAX plan is purchased. And, children aren’t free for the CFAR-IFAR. Their price is 3% of their trip cost. Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met: 1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period; (within 21 days after the date your Initial Payment or Deposit for your Trip) and This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. Travel Insured’s Interruption for Any Reason:Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met: 1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip). If the above conditions are met, Travel Insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to: a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason. In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Note this important Travel Insured FlexiPAX Plan pricing information:
- Travel Insured plans will cover up to $25,000 p/p trip cost and $200,000 per policy
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge except for the optional upgrades
- The daily per person rates for a 31 – 180 day long trip is $11
- Here’s the Travel Insured FlexiPAX secure online order form
Cigna Global Private Health Plans to Cover You when Residing Outside Your Home Country at Least 3 Months
In addition, you will be covered for a total of 6 months in your country of Citizenship for each plan year you have Cigna.
Cigna International Medical plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. They are specifically designed expat health insurance options to meet your needs, as well as to give you the flexibility you desire. Choose your level of cover and All amounts apply per beneficiary and per period of cover (except where otherwise noted).
Click here to get Your Customized Cigna Global Health Plan quote
International Health Insurance is your essential cover for inpatient, day patient and accommodation costs, as well as cover for cancer, psychiatric care and much more. Our Gold and Platinum plans also give you cover for maternity care.
Cigna has worked in international health insurance for more than 30 years. Today, Cigna has 60 million customer relationships around the world. Looking after them is an international workforce of 30,000 people, plus a network of more than 1 million hospitals, physicians, clinics and health and wellness specialists.
Cigna’s full-time, clinical team is led by physicians. They have years of experience in dealing with varied and unique clinical and service situations worldwide. Their vast experience means they provide high standards of healthcare, regardless of where you are in the world.
Cigna’s Global Health Mission
Everything we do is around our mission to help improve your health, wellbeing and sense of security.
Cigna’s customer care promise
- You can seek help for free any hour of the day or night
- You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts
- You will have instant and easy access to healthcare facilities and professionals around the world.
- You’ll be reimbursed, wherever possible, within five days of receiving your claim. On the rare occasion you have to pay for your treatment directly
- You can receive payment in over 135 currencies
Cigna Global Private Health Insurance Plans |
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Choose your level of cover from the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted). International Medical Insurance is your essential cover for inpatient, outpatient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and daypatient maternity care. Click here to get Your Customized Cigna Global Health Plan quote. | Benefits | Silver | Gold | Platinum |
Annual beneft – maximum per beneficiary per period of cover. This includes claims paid across all sections of International Medical Insurance. |
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Hospital charges for: Nursing and accomodation for inpatient and daypatient treatment and recovery room | Paid in full for semi-private room | Paid in full for a private room | Paid in full for a private room |
Hospital charges for:
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Paid in Full | Paid in Full | Paid in Full |
Intensive care
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Paid in Full | Paid in Full | Paid in Full |
Surgeons’ and anaesthetists’ fees Where surgery is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Specialists’ consultation fees Paid in full for regular visits by a specialist during stays in hospital including intensive care by a specialist for as long as is required by medical necessity. |
Paid in Full | Paid in Full | Paid in Full |
Hospital accommodation for a parent or guardian Up to the maximum amount shown per period of cover. If a beneficiary who is under the age of 18 years old needs inpatient treatment and has to stay in hospital overnight, we will also pay for hospital accommodation for a parent or legal guardian, if:
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Paid in Full |
Transplant services for organ, bone marrow and stem cell transplants We will pay for inpatient treatment directly associated with an organ transplant, for the beneficiary if:
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Paid in Full | Paid in Full | Paid in Full |
Kidney dialysis Where treatment is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging) Where investigations are provided on an inpatient or daypatient basis. |
Paid in Full | Paid in Full | Paid in Full |
Advanced Medical Imaging (MRI, CT and PET scans) Up to the maximum amount shown per period of cover. We will pay for these scans whether received on an inpatient, daypatient or an outpatient basis. |
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Paid in Full |
Physiotherapy and complementary therapies Up to the maximum amount shown per period of cover. Where treatment is provided on an inpatient or daypatient basis. |
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Paid in Full |
Home nursing Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
Rehabilitation Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
Hospice and palliative care Up to the maximum amount shown per lifetime. |
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Paid in Full |
Internal prosthetic devices/surgical and medical appliances We will pay for:
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Paid in Full | Paid in Full | Paid in Full |
External prosthetic devices/surgical and medical appliances Up to the maximum amount shown per period of cover. We will pay for:
For adults, we will pay for one external prosthetic device. For children up to the age of 16, we will pay for the initial prosthetic device and up to two replacement devices. |
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Local ambulance and air ambulance services Medically necessary travel by local road ambulance or local air ambulance, such as a helicopter, when related to covered hospitalisation. |
Paid in Full | Paid in Full | Paid in Full |
Inpatient cash benefit Per night up to 30 nights per period of cover. We will make a cash payment to the beneficiary when they:
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Emergency inpatient dental treatment Dental treatment in hospital after a serious accident. |
Paid in Full | Paid in Full | Paid in Full |
Mental health care Up to the maximum amount shown per period of cover Subject to the limits explained below we will pay for: • the treatment of mental health conditions and disorders; and • the diagnosis of addictions (including alcoholism); |
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Paid in Full |
Cancer care › Following a diagnosis of cancer, we will pay for costs for the treatment of cancer if the treatment is considered by us to be active treatment and evidence-based treatment. This includes chemotherapy, radiotherapy, oncology, diagnostic tests and drugs, whether the beneficiary is staying in a hospital overnight or receiving treatment as a daypatient or outpatient. › We do not pay for genetic cancer screening. |
Paid in Full | Paid in Full | Paid in Full |
Routine maternity benefit care (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for the following parent and baby care and treatment, on an inpatient or daypatient basis as appropriate, if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more: • hospital, obstetricians’ and midwives’ fees for routine childbirth; and • any fees as a result of post-natal care required by the mother immediately following routine childbirth. › We will not pay for surrogacy or any related treatment. We will not pay for maternity benefit care or treatment for a beneficiary acting as a surrogate or anyone acting as a surrogate for a beneficiary. |
Not covered |
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Complications from maternity (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for inpatient or outpatient treatment relating to complications resulting from pregnancy or childbirth if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more. This is limited to conditions which can only arise as a direct result of pregnancy or childbirth, including miscarriage and ectopic pregnancy. |
Not covered |
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Homebirths (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay midwives’ and specialists’ fees relating to routine home births if the mother has been a beneficiary under this policy for a continuous period of 12months or more. › Please note that the Complications from maternity cover explained above does not include cover for home childbirth. This means that any costs relating to complications which arise in relation to home childbirth will only be paid in accordance with the home childbirth limits, as explained in the list of benefits. |
Not covered |
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Newborn care Up to the maximum amount shown for treatment within the first 90 days following birth. Available once at least one parent has been covered by the policy for 12 months or more. › Provided the newborn is added to the policy, we will pay for: • up to 10 days routine care for the baby following birth; and • all treatment required for the baby during the first 90 days after birth instead of any other benefit; if at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth. |
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Congenital conditions Up to the maximum amount shown per period of cover. › We will pay for treatment of congenital conditions on an inpatient or daypatient basis which manifest themselves before the beneficiary’s 18th birthday if: • at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth and the newborn is added to the policy within 30 days of the birth. • they were not evident at policy inception. |
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Deductible (various) A deductible is the amount which you must pay before any claims are covered by your plan. |
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Cost share after deductible and out of pocket maximum Cost share is the percentage of each claim not covered by your plan.The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum. |
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Add Optional Benefits
Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.
Click here to get Your Customized Cigna Global Health Plan quote
This is a long page – You get lots of information and prices. The prices on this page are for anyone except MO, NY, PA and WA residents. Click here if you live in NY or PA, here if you live in MO or here if you live in WA. |
If you are receiving a full refund or travel credit due to Covid, IMG can change the dates on your policy. Click here to learn what you can do with your IMG iTI policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
As of Feb 1, 2024 new IMG Trip Cancellation plans cover trips to Israel. CFAR isn’t available and losses due to, arising, or resulting from the conflict in Israel are not covered. |
IMG SE and LX Trip Cancellation Plans
IMG SE and IMG LX have their strengths & quibbles: |
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Why Buy It? | Quibbles |
The SE has $250,000 Primary Emergency Medical & $500,000 Emergency Medical Evacuation and Repatriation | The SE plan’s medical is $20,000 Secondary for MO, WA residents |
IMG SE & LX plans’ maximum trip cost is $150,000 per person for all States except MO, MT, NY, OR, PA and WA | IMG SE & LX plans’ maximum trip cost is $50,000 per person for MO, MT, NY, OR, PA and WA |
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition and the LX plan’s Cancel for Any Reason benefits. | You can’t buy a policy for a trip departing more than 2 years from the purchase date |
You don’t have to insure your full trip cost to get the pre-existing medical condition coverage. | |
You have to buy the LX plan at or before the Final Payment for your trip to get the LX plan’s pre-existing condition waiver | |
The IMG LX has $500,000 Primary Emergency Medical & $1,000,000 Emergency Medical Evac / Repatriation | |
You can cancel your trip within 24 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date | |
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip. | |
IMG SE & LX plans’ maximum trip length is 180 days | |
The IMG plans have a 60 day pre-existing conditions Lookback Period | |
Cancellation due to Work Reasons coverage is included | |
The IMG plans do not exclude stable pre-existing medical conditions of non-traveling family members | |
IMG is one of the few companies we trust | |
If you already know you want the IMG SE plan, click here for IMG SE’s secure online order form or here for IMG LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too. |
IMG covers you for up to $500,000 Primary Emergency Medical (SE is secondary for MO and WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
Download IMG’s Policy Wording: |
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IMG SE Policy of Insurance |
IMG LX Policy of Insurance |
A brief description is below. For SE or LX coverage, terms, conditions and exclusions, select the IMG SE or LX Description of Coverage. |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG SE & IMG LX plans cover: |
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Plan Name | IMG SE | IMG LX |
Secure online order link (you don’t pay extra fees using us) | Buy the IMG’s SE plan | Buy the IMG LX plan |
Cancel For Any Reason | Not available | Available for a 50% surcharge within 20 days of your Initial Trip Deposit Date |
Trip Cancellation (per person) | Up to the insured amount | |
Trip Interruption (per person) | Up to 150% of the insured amount | |
Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $250,000 (SE is secondary for MO and WA residents) | $500,000 |
Emergency Medical Evacuation / Repatriation (per person) $1,000 Dental Expense sublimit |
$500,000 | $1,000,000 |
Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | No later than Final Trip payment |
Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
Travel Baggage (per person) | $1,500 | $2,500 |
Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
Travel Delay (per person) | $2,000 (after 12 hours) $125 per day | $2,500 (after 6 hours) $250 per day |
Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
Common Carrier AD&D (per person) | $25,000 | $100,000 |
$40,000 Rental Car Damage | $40,000 Included | |
24 Hour Emergency Assistance | Yes | |
Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 10 days | |
Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the IMG LX Plan’s
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Here’s How the IMG LX Plan’s
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Here are the IMG SE Plan Prices:
Note this important IMG SE Plan pricing information:
- The table contains rates for Trip costs up to $150,000 per person
- Steve rounded the prices to the nearest integer
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 180 days’ trip varies by age
- Here’s the IMG SE secure online order form
The IMG SE Plan Prices: |
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Per Person Trip Cost |
Ages 0-39 |
Ages 40-49 |
Ages 50-59 |
Ages 60-64 |
Ages 65-69 |
Ages 70-74 |
Ages 75-79 |
Ages 80-99 |
$1 – 500 | $24 | $34 | $36 | $40 | $46 | $53 | $66 | $94 |
$501-1,000 | $37 | $51 | $58 | $68 | $79 | $93 | $114 | $158 |
$1,001-1,500 | $54 | $73 | $83 | $98 | $115 | $136 | $164 | $227 |
$1,501-2,000 | $69 | $94 | $108 | $129 | $151 | $179 | $215 | $294 |
$2,001-2,500 | $84 | $117 | $135 | $160 | $188 | $222 | $266 | $359 |
$2,501-3,000 | $100 | $140 | $162 | $192 | $225 | $265 | $317 | $424 |
$3,001-3,500 | $118 | $163 | $188 | $224 | $262 | $309 | $367 | $487 |
$3,501-4,000 | $135 | $187 | $215 | $257 | $300 | $352 | $417 | $550 |
$4,001-4,500 | $152 | $210 | $243 | $290 | $337 | $395 | $467 | $612 |
$4,501-5,000 | $169 | $235 | $272 | $323 | $376 | $439 | $519 | $674 |
$5,001-5,500 | $188 | $259 | $300 | $357 | $414 | $484 | $569 | $736 |
$5,501-6,000 | $205 | $284 | $330 | $391 | $452 | $528 | $619 | $798 |
$6,001-6,500 | $224 | $309 | $358 | $425 | $492 | $573 | $670 | $861 |
$6,501-7,000 | $242 | $334 | $386 | $460 | $533 | $619 | $723 | $925 |
$7,001-7,500 | $261 | $360 | $417 | $495 | $572 | $666 | $776 | $989 |
$7,501-8,000 | $281 | $385 | $448 | $531 | $612 | $712 | $830 | $1,054 |
$8,001-8,500 | $299 | $412 | $478 | $567 | $655 | $760 | $884 | $1,122 |
$8,501-9,000 | $319 | $439 | $509 | $603 | $698 | $809 | $941 | $1,192 |
$9,001-9,500 | $337 | $466 | $540 | $640 | $740 | $858 | $999 | $1,264 |
$9,501-10,000 | $358 | $493 | $572 | $678 | $784 | $909 | $1,058 | $1,339 |
$10,001-10,500 | $361 | $502 | $588 | $702 | $814 | $948 | $1,106 | $1,405 |
$10,501-11,000 | $380 | $528 | $621 | $740 | $859 | $1,001 | $1,168 | $1,486 |
$11,001-11,500 | $401 | $556 | $653 | $779 | $906 | $1,054 | $1,232 | $1,570 |
$11,501-12,000 | $419 | $584 | $687 | $820 | $953 | $1,111 | $1,299 | $1,658 |
$12,001-12,500 | $439 | $612 | $720 | $861 | $1,002 | $1,169 | $1,368 | $1,751 |
$12,501-13,000 | $461 | $641 | $754 | $901 | $1,051 | $1,228 | $1,441 | $1,849 |
$13,001-13,500 | $480 | $669 | $789 | $946 | $1,103 | $1,290 | $1,515 | $1,951 |
$13,501-14,000 | $500 | $700 | $824 | $990 | $1,156 | $1,354 | $1,593 | $2,059 |
$14,001-14,500 | $521 | $729 | $861 | $1,036 | $1,210 | $1,419 | $1,673 | $2,172 |
$14,501-15,000 | $543 | $759 | $898 | $1,082 | $1,264 | $1,487 | $1,757 | $2,291 |
Prices for $15,001-$150,000 Multiply the following amounts by your trip cost to get the price: |
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$15,001-$150,000 | .0362 | .0506 | .0599 | .0721 | .0843 | .0991 | .1172 | .1528 |
Per Day Cost for Over 31 days Trip Length: | ||||||||
$2.41 | 3.50 | 3.80 | 4.45 | 5.35 | 6.77 | 9.11 | 15.56 |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the IMG LX Plan Prices:
Note this important IMG LX Plan pricing information:
- The table contains rates for Trip costs up to $150,000 per person
- Steve rounded the prices to the nearest integer
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 180 days’ trip varies by age
- Multiply the LX price by 1.5 to get the 75% Cancel & Interrupt For Any Reason price
- Here’s the IMG LX secure online order form
The IMG LX Prices:(Add 50% to get the Cancel & Interrupt For Any Reason prices) |
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Per Person Trip Cost |
Ages 0-39 |
Ages 40-49 |
Ages 50-59 |
Ages 60-64 |
Ages 65-69 |
Ages 70-74 |
Ages 75-79 |
Ages 80-99 |
$1 – 500 | $33 | $41 | $45 | $54 | $59 | $70 | $86 | $126 |
$501-1,000 | $94 | $106 | $117 | $128 | $139 | $154 | $176 | $230 |
$1,001-1,500 | $114 | $131 | $148 | $167 | $184 | $206 | $239 | $315 |
$1,501-2,000 | $135 | $157 | $182 | $209 | $232 | $262 | $305 | $400 |
$2,001-2,500 | $160 | $185 | $218 | $251 | $282 | $318 | $371 | $484 |
$2,501-3,000 | $183 | $215 | $254 | $295 | $331 | $377 | $437 | $567 |
$3,001-3,500 | $209 | $245 | $292 | $340 | $382 | $435 | $504 | $649 |
$3,501-4,000 | $236 | $278 | $331 | $386 | $435 | $493 | $571 | $731 |
$4,001-4,500 | $264 | $310 | $372 | $435 | $487 | $553 | $639 | $813 |
$4,501-5,000 | $292 | $344 | $414 | $483 | $541 | $613 | $707 | $895 |
$5,001-5,500 | $322 | $380 | $456 | $535 | $598 | $675 | $778 | $977 |
$5,501-6,000 | $353 | $416 | $500 | $583 | $654 | $739 | $848 | $1,061 |
$6,001-6,500 | $386 | $455 | $547 | $637 | $712 | $802 | $920 | $1,145 |
$6,501-7,000 | $420 | $494 | $593 | $690 | $772 | $870 | $992 | $1,230 |
$7,001-7,500 | $456 | $536 | $642 | $746 | $834 | $937 | $1,068 | $1,320 |
$7,501-8,000 | $493 | $581 | $694 | $805 | $897 | $1,007 | $1,145 | $1,410 |
$8,001-8,500 | $552 | $645 | $765 | $884 | $979 | $1,094 | $1,239 | $1,515 |
$8,501-9,000 | $619 | $719 | $841 | $968 | $1,069 | $1,189 | $1,340 | $1,627 |
$9,001-9,500 | $696 | $803 | $936 | $1,062 | $1,168 | $1,292 | $1,448 | $1,744 |
$9,501-10,000 | $786 | $901 | $1,038 | $1,168 | $1,278 | $1,405 | $1,566 | $1,874 |
$10,001-10,500 | $870 | $993 | $1,136 | $1,271 | $1,382 | $1,515 | $1,680 | $1,997 |
$10,501-11,000 | $989 | $1,122 | $1,267 | $1,405 | $1,519 | $1,653 | $1,822 | $2,150 |
$11,001-11,500 | $1,130 | $1,271 | $1,420 | $1,559 | $1,674 | $1,810 | $1,981 | $2,318 |
$11,501-12,000 | $1,295 | $1,447 | $1,597 | $1,736 | $1,852 | $1,987 | $2,161 | $2,503 |
$12,001-12,500 | $1,372 | $1,533 | $1,690 | $1,836 | $1,957 | $2,100 | $2,283 | $2,647 |
$12,501-13,000 | $1,450 | $1,618 | $1,783 | $1,937 | $2,063 | $2,214 | $2,409 | $2,797 |
$13,001-13,500 | $1,529 | $1,706 | $1,877 | $2,038 | $2,172 | $2,332 | $2,538 | $2,953 |
$13,501-14,000 | $1,607 | $1,792 | $1,973 | $2,143 | $2,282 | $2,452 | $2,670 | $3,114 |
$14,001-14,500 | $1,686 | $1,881 | $2,070 | $2,247 | $2,395 | $2,573 | $2,808 | $3,285 |
$14,501-15,000 | $1,764 | $1,969 | $2,166 | $2,353 | $2,508 | $2,699 | $2,948 | $3,461 |
Prices for $15,001-$150,000 Multiply the following amounts by your trip cost to get the price: |
||||||||
$15,001-$150,000 | .1238 | .1382 | .152 | .1651 | .176 | .1894 | .2068 | .2429 |
Per Day Cost for Over 31 days Trip Length: | ||||||||
$4.70 | 5.96 | 6.78 | 7.98 | 9.42 | 11.69 | 15.57 | 26.27 |
8 Travel Insurance Hacks You Should Know, According to Experts
Before you set off exploring, ensure you’re protecting your trip the right way.
By Zachary Mack
October 27, 2022
2) Take a photographic note of everything you’ve packed in your checked luggage.
Whether packing is a long, drawn-out, and traumatic process for you or an easy last-minute task you breeze through, you still might not recall everything that makes its way into your bag. That’s why experts say it’s important to remember to do one thing before you zip up and take off. “Before you close your suitcases, take photos of the contents, so you have an accurate list for a claim,” Steve Dasseos from Trip Insurance Store tells Best Life. “It’s nearly impossible to remember what you packed if your suitcase is lost.”
This is a long page – You get lots of information and prices. This plan is for MT, NY, OR and PA residents. Click here if you live in MO, here if you live in WA or here if you live in the other States to see your correct information. |
If you are receiving a full refund or travel credit due to Covid, TravelSafe can change the dates on your policy. Click here to learn what you can do with your TravelSafe policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
As of Oct 9, 2023 new TravelSafe plans won’t cover trips to Israel |
TravelSafe’s Trip Cancellation Insurance Plans:
Classic or Classic with 75% CFAR upgrade
TravelSafe Classic or Classic with 75% CFAR upgrade
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Why Buy It? | Quibbles |
You may upgrade the TravelSafe Classic plan to include 75% Cancel For Any Reason benefit if purchased within 21 calendar days after your initial trip deposit date and you insure your full prepaid trip costs. | The TravelSafe Classic with 75% CFAR upgrade is not available to NY residents |
You have 21 calendar days after your initial trip deposit date to get a plan to cover Pre-Existing Medical Conditions. You don’t have to insure your full trip cost. | The TravelSafe Classic with 75% CFAR upgrade covers a maximum per person trip cost of $40,000 |
The Classic plan has $100,000 Primary Emergency Medical coverage | Baggage coverage excludes telephones, tablets, laptops, PDAs, computer hardware or software |
You can get the optional $15 Extended Personal Property Pac to cover $1,000 Cell Phones, Laptops, Tablets & PDAs (a $100 deductible applies) and Sports Equipment Rental | |
TravelSafe can advance payment to a medical facility if needed to secure Your admission | |
TravelSafe has a 60 day Lookback Period for pre-existing conditions. | |
TravelSafe’s maximum trip length is 150 days | |
$25,000 Non-Medical Emergency Evacuation coverage is included | |
TravelSafe covers stable pre-existing medical conditions of family members who are not travelling with you | |
Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included | |
You can cancel your trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following the effective date of coverage for your plan | |
You have a 14 day Free Look Period | |
TravelSafe is one of the few companies we trust | |
If you already know you want the TravelSafe Classic plan, click here to go to the TravelSafe Classic plan’s secure online order form. You call us toll free at 1-888-407-3854 to order over the telephone, too. |
TravelSafe gives you up to $100,000 Primary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Available to US residents.
TravelSafe Classic Plan Documents |
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Classic plan for Montana | |
TravelSafe Classic plan for New York CFAR’s not available for NY Residents |
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Classic plan for Oregon | |
Classic plan for Pennsylvania | |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the TravelSafe Classic or CFAR plan Document. You may view or download TravelSafe’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The TravelSafe Classic (no CFAR)
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Plan Name |
TravelSafe Classic or |
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Secure online order link (you don’t pay extra fees using us) | ||
Cancel For Any Reason on Classic only (except NY residents) |
75% of non-refundable trip costs | |
Who can get this? | Any US resident | |
Trip Cancellation (per person) | Up to the insured amount | |
Trip Interruption (per person) | Up to 150% of the insured amount | |
Primary Emergency Medical (per person) – TravelSafe can advance payment to a medical facility if needed to secure Your admission (this doesn’t mean paying your full bill). | $100,000 | |
Emergency Dental Treatment for Accidental Injury (per person) | $750 | |
Emergency Medical Evacuation / Repatriation | $1,000,000 | |
Your deadline to waive the Pre-Existing Condition exclusion (travelers only) | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Condition Lookback Period | 60 Days | |
Travel Baggage (per person) | $2,500 | |
Travel Baggage Delay (per person) | $250 (12 Hours or more) | |
Trip Delay (per person) | $750 (after 6 hours) $150 per day | |
Missed Connection (per person) | $2,500 (after 3 hours) | |
24-hr Accidental Death & Dismemberment (per person) | $25,000 | |
Damage To Your Rental Car | Optional $35,000 CDW ($7 per calendar day) | |
Up to $500,000 Optional Flight Insurance Upgrade | $10 for $100,000 $25 for $250,000 $50 for $500,000 |
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24 Hour Emergency Assistance | Yes | |
3rd Party Travel Supplier Financial Default | 14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days | |
Terrorist Incident coverage | Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip | |
$15 per person Extended Personal Property Pac | Covers $1,000 Cell Phones, Laptops, Tablets & PDAs (a $100 deductible applies) and Sports Equipment Rental | |
Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Secure online order link (you don’t pay extra fees using us) | Classic or Classic with 75% CFAR upgrade |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the TravelSafe Classic with the optional Cancel For Any Reason upgrade Benefit Works: The TravelSafe Classic upgrade includes 75% Cancel For Any Reason coverage If You cancel Your Trip for any reason not otherwise covered by the TravelSafe Classic Plus policy, you will be reimbursed for 75% of the non-refundable prepaid expenses for Travel Arrangements You paid for Your Trip, provided:
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Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the TravelSafe Classic plan prices:
Take note of this important TravelSafe Classic plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person.
- It’s the same price for a trip of up to 30 days in length.
- The daily per person rates for a 31 – 150 days’ trip is on the last row of the price table.
Ready to order the TravelSafe Classic plan? You can click here or call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The TravelSafe Classic Plan’s Prices: | |||||||
Per Person Trip Cost | To Age 18 with adult | Ages 0-34 | Ages 35-55 | Ages 56-64 | Ages 65-72 | Ages 73-79 | Ages 80+ |
$0 | $24 | $54 | $62 | $74 | $112 | $177 | $194 |
$1 – $500 | $24 | $49 | $54 | $65 | $98 | $155 | $170 |
$501 – $1,000 | $24 | $60 | $66 | $76 | $105 | $162 | $217 |
$1,001 – $1,500 | $24 | $74 | $87 | $101 | $141 | $251 | $290 |
$1,501 – $2,000 | $24 | $103 | $116 | $133 | $189 | $337 | $397 |
$2,001 – $2,500 | $24 | $130 | $156 | $175 | $236 | $422 | $502 |
$2,501 – $3,000 | $24 | $147 | $179 | $220 | $291 | $511 | $608 |
$3,001 – $3,500 | $24 | $169 | $217 | $294 | $359 | $596 | $712 |
$3,501 – $4,000 | $24 | $202 | $251 | $358 | $414 | $683 | $817 |
$4,001 – $4,500 | $24 | $234 | $282 | $407 | $469 | $771 | $923 |
$4,501 – $5,000 | $24 | $265 | $314 | $469 | $543 | $858 | $1,031 |
$5,001 – $5,500 | $24 | $311 | $348 | $517 | $705 | $943 | $1,149 |
$5,501 – $6,000 | $24 | $330 | $380 | $567 | $778 | $1,031 | $1,240 |
$6,001 – $6,500 | $24 | $362 | $412 | $616 | $839 | $1,118 | $1,348 |
$6,501 – $7,000 | $24 | $395 | $446 | $664 | $925 | $1,205 | $1,454 |
$7,001 – $7,500 | $24 | $429 | $482 | $713 | $993 | $1,291 | $1,559 |
$7,501 – $8,000 | $24 | $460 | $512 | $760 | $1,062 | $1,380 | $1,665 |
$8,001 – $8,500 | $24 | $494 | $550 | $811 | $1,132 | $1,466 | $1,770 |
$8,501 – $9,000 | $24 | $524 | $575 | $859 | $1,198 | $1,553 | $1,875 |
$9,001 – $9,500 | $24 | $558 | $607 | $908 | $1,268 | $1,638 | $1,981 |
$9,501 – $10,000 | $24 | $590 | $638 | $959 | $1,333 | $1,728 | $2,086 |
$10,001 – $11,000 | $24 | $710 | $911 | $1,212 | $1,590 | $1,943 | $2,539 |
$11,001 – $12,000 | $24 | $782 | $998 | $1,328 | $1,741 | $2,126 | $2,781 |
$12,001 – $13,000 | $24 | $854 | $1,084 | $1,442 | $1,892 | $2,312 | $3,022 |
$13,001 – $14,000 | $24 | $925 | $1,169 | $1,557 | $2,042 | $2,496 | $3,264 |
$14,001 – $15,000 | $24 | $998 | $1,256 | $1,672 | $2,193 | $2,680 | $3,505 |
$15,001 – $16,000 | $25 | $1,035 | $1,331 | $1,726 | $2,268 | $2,761 | N/A |
$16,001 – $17,000 | $25 | $1,103 | $1,418 | $1,838 | $2,416 | $2,941 | N/A |
$17,001 – $18,000 | $25 | $1,170 | $1,505 | $1,950 | $2,563 | $3,121 | N/A |
$18,001 – $19,000 | $25 | $1,238 | $1,591 | $2,063 | $2,711 | $3,301 | N/A |
$19,001 – $20,000 | $25 | $1,305 | $1,678 | $2,175 | $2,859 | $3,480 | N/A |
$20,001 – $25,000 | $25 | $1,467 | $1,886 | $2,445 | $3,214 | $3,912 | N/A |
$25,001 – $30,000 | $25 | $1,804 | $2,320 | $3,007 | $3,952 | $4,812 | N/A |
$30,001 – $35,000 | $25 | $2,142 | $2,753 | $3,569 | $4,691 | $5,711 | N/A |
$35,001 – $40,000 | $25 | $2,479 | $3,187 | $4,131 | $5,430 | $6,610 | N/A |
$40,001 – $45,000 | $25 | $2,816 | $3,621 | $4,693 | $6,169 | $7,510 | N/A |
$45,001 – $50,000 | $25 | $3,153 | $4,054 | $5,256 | $6,907 | $8,409 | N/A |
$50,001 – $60,000 | $25 | $3,609 | $4,640 | $6,014 | $7,905 | $9,623 | N/A |
$60,001 – $70,000 | $25 | $4,283 | $5,507 | $7,139 | $9,382 | $11,422 | N/A |
$70,001 – $80,000 | $25 | $4,958 | $6,374 | $8,263 | $10,860 | $13,220 | N/A |
$80,001 – $90,000 | $25 | $5,632 | $7,241 | $9,387 | $12,337 | $15,019 | N/A |
$90,001 – $100,000 | $25 | $6,307 | $8,109 | $10,511 | $13,815 | $16,818 | N/A |
Per Day Cost for Over 36 days Trip Length | |||||||
N/A | $6.35 | $6.35 | $6.35 | $8.90 | $11.44 | $13.98 | $16.52 |
Click here to go to the TravelSafe secure online order form.
The TravelSafe Classic with 75% CFAR upgrade plan prices:
Take note of this important TravelSafe Classic with 75% CFAR upgrade plan pricing information:
- The table contains rates for Trip costs up to $40,000 per person
- It’s the same price for a trip of up to 30 days in length.
- The daily per person rates for a 31 – 150 days’ trip is on the last row of the price table.
Ready to order the TravelSafe Classic plan? You can click here or call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the TravelSafe secure online order form
The TravelSafe Classic plan’s 75% CFAR upgrade Prices: | |||||||
Per Person Trip Cost | To Age 18 with adult | Ages 0-34 | Ages 35-55 | Ages 56-64 | Ages 65-72 | Ages 73-79 | Ages 80+ |
$1 – $500 | $62 | $87 | $93 | $111 | $159 | $252 | $279 |
$501 – $1,000 | $72 | $108 | $114 | $132 | $171 | $265 | $354 |
$1,001 – $1,500 | $86 | $135 | $151 | $174 | $230 | $409 | $475 |
$1,501 – $2,000 | $111 | $190 | $201 | $231 | $309 | $553 | $650 |
$2,001 – $2,500 | $137 | $243 | $273 | $304 | $386 | $694 | $825 |
$2,501 – $3,000 | $152 | $274 | $313 | $385 | $476 | $840 | $999 |
$3,001 – $3,500 | $171 | $315 | $380 | $515 | $592 | $981 | $1,173 |
$3,501 – $4,000 | $199 | $377 | $440 | $631 | $681 | $1,124 | $1,347 |
$4,001 – $4,500 | $227 | $436 | $496 | $716 | $771 | $1,271 | $1,520 |
$4,501 – $5,000 | $256 | $496 | $552 | $826 | $893 | $1,413 | $1,699 |
$5,001 – $5,500 | $294 | $580 | $613 | $912 | $1,161 | $1,554 | $1,893 |
$5,501 – $6,000 | $314 | $620 | $668 | $999 | $1,281 | $1,698 | $2,045 |
$6,001 – $6,500 | $342 | $680 | $725 | $1,085 | $1,382 | $1,843 | $2,223 |
$6,501 – $7,000 | $370 | $740 | $785 | $1,172 | $1,525 | $1,985 | $2,397 |
$7,001 – $7,500 | $400 | $804 | $848 | $1,258 | $1,638 | $2,129 | $2,571 |
$7,501 – $8,000 | $429 | $864 | $903 | $1,341 | $1,750 | $2,274 | $2,745 |
$8,001 – $8,500 | $459 | $929 | $969 | $1,431 | $1,863 | $2,418 | $2,919 |
$8,501 – $9,000 | $485 | $984 | $1,014 | $1,517 | $1,974 | $2,559 | $3,092 |
$9,001 – $9,500 | $515 | $1,049 | $1,069 | $1,604 | $2,089 | $2,701 | $3,267 |
$9,501 – $10,000 | $543 | $1,108 | $1,126 | $1,694 | $2,196 | $2,848 | $3,442 |
$10,001 – $11,000 | $650 | $1,336 | $1,608 | $2,142 | $2,622 | $3,203 | $4,187 |
$11,001 – $12,000 | $714 | $1,471 | $1,761 | $2,346 | $2,871 | $3,506 | $4,586 |
$12,001 – $13,000 | $777 | $1,607 | $1,914 | $2,548 | $3,120 | $3,811 | $4,984 |
$13,001 – $14,000 | $842 | $1,743 | $2,065 | $2,750 | $3,368 | $4,117 | $5,384 |
$14,001 – $15,000 | $906 | $1,879 | $2,219 | $2,956 | $3,617 | $4,421 | $5,782 |
$15,001 – $16,000 | $955 | $1,965 | $2,368 | $3,070 | $3,761 | $4,578 | N/A |
$16,001 – $17,000 | $1,014 | $2,092 | $2,521 | $3,268 | $4,003 | $4,874 | N/A |
$17,001 – $18,000 | $1,073 | $2,219 | $2,674 | $3,466 | $4,246 | $5,169 | N/A |
$18,001 – $19,000 | $1,132 | $2,346 | $2,827 | $3,664 | $4,489 | $5,465 | N/A |
$19,001 – $20,000 | $1,192 | $2,472 | $2,979 | $3,862 | $4,732 | $5,761 | N/A |
$20,001 – $25,000 | $1,417 | $2,859 | $3,439 | $4,457 | $5,448 | $6,632 | N/A |
$25,001 – $30,000 | $1,713 | $3,493 | $4,203 | $5,447 | $6,662 | $8,110 | N/A |
$30,001 – $35,000 | $2,009 | $4,126 | $4,966 | $6,437 | $7,876 | $9,588 | N/A |
$35,001 – $40,000 | $2,305 | $4,760 | $5,730 | $7,427 | $9,090 | $11,066 | N/A |
Per Day Cost for Over 36 days Trip Length | |||||||
$7.54 | $7.54 | $7.54 | $10.56 | $13.57 | $19.61 | $19.61 |
This is a long page – You get lots of information. This WTP plan is for NY and PA residents. Click here if you live in HI, here if you live in IN, here if you live in VA, here if you live in WA. Here’s the new FlexiPAX plan. |
If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
Travel Insured doesn’t cover trips that include destinations of Russia and/or Belarus |
As of Oct 9, 2023 new Travel Insured plans won’t cover trips to Israel |
Travel Insured’s Trip Cancellation
Travel Insurance Plans
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
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Why Buy It? | Quibbles |
Travel Insured’s Worldwide Trip Protector plan (WTP) has $100,000 Secondary Medical coverage. You can change Medical & Baggage to Primary for $25 a person. | Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000. |
Travel Insured’s Worldwide Trip Protector Plus plan has $100,000 Primary Medical coverage | You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage |
The lowest trip cost you can cover is $0. You won’t have trip cancellation coverage. You have $1,000 Return Air only for the Plus & $500 for the WTP. | Business owners, partners, temporary or self-employed persons are not covered under the Cancel for Work Reasons |
You have to buy a Travel Insured WTP or Plus plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and default coverage. And have the Cancel for Any Reason on the Plus plan. | The Cancel for Any Reason on the Plus plan requires you to cancel Your Trip 48 hours or more before Your Scheduled Departure Date |
Utah, Ohio and Connecticut residents have Primary medical coverage | |
You can cancel your trip within 48 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date | |
The WTP and Plus plans include $150,000 Non-Medical Emergency Evacuation coverage from a safe departure point to the nearest safe location if there was no Travel Advisory or Travel Warning from the US State Dept. | |
Both the Travel Insured’s Worldwide Trip Protector & Plus plans include “Hospital of Your choice” emergency transportation if medically necessary | |
Travel Insured can advance payment to a medical facility if needed to secure Your admission | |
The pre-existing medical conditions Lookback Period is 60 days | |
You have a 14 day Free Look Period | |
You get a 150% trip interruption benefit | |
Travel Insured’s maximum trip length is 180 days | |
Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included | |
Travel to Cuba is covered if you are going for an allowed reason | |
Travel Insured is 1 of the few companies we trust | |
If you already know which Travel Insured plan you want & your trip cost isn’t over $25,000 per person click here to go to Travel Insured’s secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. |
Travel Insured covers you for $100,000 Primary or Secondary Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee.
Travel Insured’s Worldwide Trip Protector plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured’s Certificates of Coverage |
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Worldwide Trip Protector plan’s Certificate | Worldwide Trip Protector Plus plan’s Certificate |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
The Travel Insured Worldwide Trip Protector
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Plan Name | Worldwide Trip Protector | Worldwide Trip Protector Plus |
Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Cancel For Any Reason | Not available | Included Benefit: 75% (except NY residents) |
Who can get this? | Any US resident | |
Trip Cancellation | Up to the insured amount | |
Trip Interruption | Up to 150% of the insured amount | |
Medical | $100,000 Secondary You can change Medical & Baggage to Primary for $25 a person. If your trip’s longer than 90 days you have 90 days of coverage for Sickness. |
$100,000 Primary If your trip is longer than 90 days you have 90 days of coverage for Sickness |
Emergency Medical Transportation | $1,000,000 | |
Dental Treatment for Accidental Injury | $750 sublimit of medical | |
Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
Baggage/Personal Effects | $1,000 Secondary ($250 per item / $500 combined) | $1,000 Primary ($250 per item / $500 combined) |
Baggage Delay | $300 (after 12 hours) | |
Trip Delay | $1,000 after 6 hours / $200 per day | |
Missed Connection | $500 after 3 hours en route to cruise or tour | |
Itinerary Change | $500 | |
Change Fee | $250 | |
Reimbursement of Miles or Rewards Points | $250 | |
Damage To Your Rental Car | $50,000 for $7 per day only if included when policy is purchased | $50,000 Included |
24-hr Accidental Death & Dismemberment | $10,000 | |
Up to $1,000,000 Optional Flight Insurance Upgrade | $8 for $100,000 $18 for $250,000 $39 for $500,000 $50 for $1,000,000 |
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$35 per person Optional Increase Benefit Limit Upgrade | Additional Travel Delay ($2,000 total) Additional Missed Connection ($1,000 total) Additional Baggage/Personal Effects ($2,000 total) Additional Baggage Delay ($600 total) |
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24-hour Assistance Services | Yes | |
3rd Party Travel Supplier Financial Default | 14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days | |
Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Money Back Guarantee | 14 days | |
Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the Travel Insured Plus Cancel for Any Reason Benefit Works:If You cancel Your Covered Trip for any reason not otherwise covered by this plan at least fortyeight (48) hours or more before Your Scheduled Departure Date, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Covered Trip provided: Here’s How the Travel Insured Plus Interruption for Any Reason Benefit Works:If You interrupt Your Trip, 72 hours or more after Your actual Departure Date, for any reason not otherwise covered by this Policy, benefits will be paid, up to the lesser of a) the Maximum Benefit Amount shown in Your Confirmation of Benefits; or b) 75% the total amount of coverage You purchased, to reimburse You for unused non-refundable land or water Travel Arrangements; Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there’s no coverage available under the Optional Cancel and Interrupt for Any Reason Benefit. |
Note this important Travel Insured Plus Plan pricing information:
- Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
- It’s the same price for a trip of up to 30 days
- The daily per person rates for a 31 – 180 days’ trip is $8
- Here’s the Travel Insured Worldwide Trip Protector Plus secure online order form
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Note this important Travel Insured Worldwide Trip Protector Plan pricing information:
- Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge
- Get Primary medical for just $25 per person
- The daily per person rates for a 31 – 180 days’ trip is $5
- Here’s the Travel Insured Worldwide Trip Protector secure online order form
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
PS - Read Steve's Blog or you may Subscribe to Steve's blog here
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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