Cigna Global Private Health Plans to Cover You when Residing Outside Your Home Country at Least 3 Months
In addition, you will be covered for a total of 6 months in your country of Citizenship for each plan year you have Cigna.
Cigna International Medical plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. They are specifically designed expat health insurance options to meet your needs, as well as to give you the flexibility you desire. Choose your level of cover and All amounts apply per beneficiary and per period of cover (except where otherwise noted).
Click here to get Your Customized Cigna Global Health Plan quote
International Health Insurance is your essential cover for inpatient, day patient and accommodation costs, as well as cover for cancer, psychiatric care and much more. Our Gold and Platinum plans also give you cover for maternity care.
Cigna has worked in international health insurance for more than 30 years. Today, Cigna has 60 million customer relationships around the world. Looking after them is an international workforce of 30,000 people, plus a network of more than 1 million hospitals, physicians, clinics and health and wellness specialists.
Cigna’s full-time, clinical team is led by physicians. They have years of experience in dealing with varied and unique clinical and service situations worldwide. Their vast experience means they provide high standards of healthcare, regardless of where you are in the world.
Cigna’s Global Health Mission
Everything we do is around our mission to help improve your health, wellbeing and sense of security.
Cigna’s customer care promise
- You can seek help for free any hour of the day or night
- You can talk to the right person at the right time. Our customer care team will direct your call to one of our healthcare experts
- You will have instant and easy access to healthcare facilities and professionals around the world.
- You’ll be reimbursed, wherever possible, within five days of receiving your claim. On the rare occasion you have to pay for your treatment directly
- You can receive payment in over 135 currencies
Cigna Global Private Health Insurance Plans |
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| Choose your level of cover from the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted). International Medical Insurance is your essential cover for inpatient, outpatient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and daypatient maternity care. Click here to get Your Customized Cigna Global Health Plan quote. | Benefits | Silver | Gold | Platinum |
| Annual beneft – maximum per beneficiary per period of cover. This includes claims paid across all sections of International Medical Insurance. |
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| Hospital charges for: Nursing and accomodation for inpatient and daypatient treatment and recovery room | Paid in full for semi-private room | Paid in full for a private room | Paid in full for a private room |
Hospital charges for:
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Paid in Full | Paid in Full | Paid in Full |
Intensive care
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Paid in Full | Paid in Full | Paid in Full |
| Surgeons’ and anaesthetists’ fees Where surgery is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
| Specialists’ consultation fees Paid in full for regular visits by a specialist during stays in hospital including intensive care by a specialist for as long as is required by medical necessity. |
Paid in Full | Paid in Full | Paid in Full |
| Hospital accommodation for a parent or guardian Up to the maximum amount shown per period of cover. If a beneficiary who is under the age of 18 years old needs inpatient treatment and has to stay in hospital overnight, we will also pay for hospital accommodation for a parent or legal guardian, if:
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Paid in Full |
| Transplant services for organ, bone marrow and stem cell transplants We will pay for inpatient treatment directly associated with an organ transplant, for the beneficiary if:
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Paid in Full | Paid in Full | Paid in Full |
| Kidney dialysis Where treatment is provided on an inpatient, daypatient or outpatient basis. |
Paid in Full | Paid in Full | Paid in Full |
| Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging) Where investigations are provided on an inpatient or daypatient basis. |
Paid in Full | Paid in Full | Paid in Full |
| Advanced Medical Imaging (MRI, CT and PET scans) Up to the maximum amount shown per period of cover. We will pay for these scans whether received on an inpatient, daypatient or an outpatient basis. |
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Paid in Full |
| Physiotherapy and complementary therapies Up to the maximum amount shown per period of cover. Where treatment is provided on an inpatient or daypatient basis. |
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Paid in Full |
| Home nursing Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
| Rehabilitation Up to 30 days and the maximum amount shown per period of cover. |
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Paid in Full |
| Hospice and palliative care Up to the maximum amount shown per lifetime. |
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Paid in Full |
| Internal prosthetic devices/surgical and medical appliances We will pay for:
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Paid in Full | Paid in Full | Paid in Full |
| External prosthetic devices/surgical and medical appliances Up to the maximum amount shown per period of cover. We will pay for:
For adults, we will pay for one external prosthetic device. For children up to the age of 16, we will pay for the initial prosthetic device and up to two replacement devices. |
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| Local ambulance and air ambulance services Medically necessary travel by local road ambulance or local air ambulance, such as a helicopter, when related to covered hospitalisation. |
Paid in Full | Paid in Full | Paid in Full |
| Inpatient cash benefit Per night up to 30 nights per period of cover. We will make a cash payment to the beneficiary when they:
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| Emergency inpatient dental treatment Dental treatment in hospital after a serious accident. |
Paid in Full | Paid in Full | Paid in Full |
| Mental health care Up to the maximum amount shown per period of cover Subject to the limits explained below we will pay for: • the treatment of mental health conditions and disorders; and • the diagnosis of addictions (including alcoholism); |
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Paid in Full |
| Cancer care › Following a diagnosis of cancer, we will pay for costs for the treatment of cancer if the treatment is considered by us to be active treatment and evidence-based treatment. This includes chemotherapy, radiotherapy, oncology, diagnostic tests and drugs, whether the beneficiary is staying in a hospital overnight or receiving treatment as a daypatient or outpatient. › We do not pay for genetic cancer screening. |
Paid in Full | Paid in Full | Paid in Full |
| Routine maternity benefit care (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for the following parent and baby care and treatment, on an inpatient or daypatient basis as appropriate, if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more: • hospital, obstetricians’ and midwives’ fees for routine childbirth; and • any fees as a result of post-natal care required by the mother immediately following routine childbirth. › We will not pay for surrogacy or any related treatment. We will not pay for maternity benefit care or treatment for a beneficiary acting as a surrogate or anyone acting as a surrogate for a beneficiary. |
Not covered |
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| Complications from maternity (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay for inpatient or outpatient treatment relating to complications resulting from pregnancy or childbirth if the mother has been a beneficiary under this policy for a continuous period of at least 12 months or more. This is limited to conditions which can only arise as a direct result of pregnancy or childbirth, including miscarriage and ectopic pregnancy. |
Not covered |
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| Homebirths (Gold and Platinum plans only) Up to the maximum amount shown per period of cover. Available once the mother has been covered by the policy for 12 months or more. › We will pay midwives’ and specialists’ fees relating to routine home births if the mother has been a beneficiary under this policy for a continuous period of 12months or more. › Please note that the Complications from maternity cover explained above does not include cover for home childbirth. This means that any costs relating to complications which arise in relation to home childbirth will only be paid in accordance with the home childbirth limits, as explained in the list of benefits. |
Not covered |
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| Newborn care Up to the maximum amount shown for treatment within the first 90 days following birth. Available once at least one parent has been covered by the policy for 12 months or more. › Provided the newborn is added to the policy, we will pay for: • up to 10 days routine care for the baby following birth; and • all treatment required for the baby during the first 90 days after birth instead of any other benefit; if at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth. |
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| Congenital conditions Up to the maximum amount shown per period of cover. › We will pay for treatment of congenital conditions on an inpatient or daypatient basis which manifest themselves before the beneficiary’s 18th birthday if: • at least one parent has been covered by the policy for a continuous period of 12 months or more prior to the newborn’s birth and the newborn is added to the policy within 30 days of the birth. • they were not evident at policy inception. |
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| Deductible (various) A deductible is the amount which you must pay before any claims are covered by your plan. |
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| Cost share after deductible and out of pocket maximum Cost share is the percentage of each claim not covered by your plan.The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum. |
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Add Optional Benefits
Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.
Click here to get Your Customized Cigna Global Health Plan quote
| This is a long page – You get lots of information and prices. The prices on this page are for anyone except MO, NY, PA and WA residents. Click here if you live in NY or PA, here if you live in MO or here if you live in WA. |
| If you are receiving a full refund or travel credit due to Covid, IMG can change the dates on your policy. Click here to learn what you can do with your IMG iTI policy. |
| This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
IMG iTravelInsured SE and LX Trip Cancellation Plans
IMG iTI SE and IMG iTI LX have their strengths & quibbles: |
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| Why Buy It? | Quibbles |
 The iTravelInsured SE has $250,000 Primary Emergency Medical & $500,000 Emergency Medical Evacuation and Repatriation |
The iTravelInsured SE plan’s medical is $20,000 Secondary for MO, WA residents |
| IMG iTravelInsured SE & LX plans’ maximum trip cost is $150,000 per person for all States except MO, MT, NY, OR, PA and WA |
IMG iTravelInsured SE & LX plans’ maximum trip cost is $50,000 per person for MO, MT, NY, OR, PA and WA |
| You have 20 days after your initial trip deposit date to get the iTravelInsured SE plan’s pre-existing condition and the LX plan’s Cancel for Any Reason benefits. |
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| You don’t have to insure your full trip cost to get the pre-existing medical condition coverage. |
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| You have to buy the LX plan at or before the Final Payment for your trip to get the LX plan’s pre-existing condition waiver |
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| The IMG iTravelInsured LX has $500,000 Primary Emergency Medical & $1,000,000 Emergency Medical Evac / Repatriation |
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| You can cancel your trip within 24 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date |
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| Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip. |
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| IMG iTravelInsured SE & LX plans’ maximum trip length is 180 days |
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| The IMG iTravelInsured plans have a 60 day pre-existing conditions Lookback Period |
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| Cancellation due to Work Reasons coverage is included |
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| The IMG iTravelInsured plans cover stable pre-existing medical conditions of non-traveling family members |
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| IMG is one of the few companies we trust | |
| If you already know you want the IMG iTravelInsured SE plan, click here for IMG iTravelInsured SE’s secure online order form or here for IMG iTravelInsured LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too. | |
IMG iTravelInsured covers you for up to $500,000 Primary Emergency Medical (SE is secondary for MO and WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
Download IMG iTravelInsured’s Policy Wording: |
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| IMG iTravelInsured SE Policy of Insurance |
IMG iTravelInsured LX Policy of Insurance |
| A brief description is below. For iTravelInsured SE or LX coverage, terms, conditions and exclusions, select the IMG iTravelInsured SE or LX Description of Coverage. | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG iTI SE & IMG iTI LX plans cover: |
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| Plan Name | IMG iTravelInsured SE | IMG iTravelInsured LX |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG’s iTI SE plan | Buy the IMG iTI LX plan |
| Cancel For Any Reason | Not available | Available for a 50% surcharge within 20 days of your Initial Trip Deposit Date |
| Trip Cancellation (per person) | Up to the insured amount | |
| Trip Interruption (per person) | Up to 150% of the insured amount | |
| Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $250,000 (SE is secondary for MO and WA residents) | $500,000 |
| Emergency Medical Evacuation / Repatriation (per person) $1,000 Dental Expense sublimit |
$500,000 | $1,000,000 |
| Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
| Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | No later than Final Trip payment |
| Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
| Travel Baggage (per person) | $1,500 | $2,500 |
| Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
| Travel Delay (per person) | $2,000 (after 12 hours) $125 per day | $2,500 (after 6 hours) $250 per day |
| Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
| Common Carrier AD&D (per person) | $25,000 | $100,000 |
| $40,000 Rental Car Damage | $40,000 Included | |
| 24 Hour Emergency Assistance | Yes | |
| Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
| Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
| Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 10 days | |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG iTI SE plan | Buy the IMG iTI LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the IMG iTravelInsured LX Plan’s
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Here’s How the IMG iTravelInsured LX Plan’s
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Here are the IMG iTravelInsured SE Plan Prices:
Note this important IMG iTravelInsured SE Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- Steve rounded the prices to the nearest integer
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 180 days’ trip varies by age
- Here’s the IMG iTravelInsured SE secure online order form
The IMG iTravelInsured SE Plan Prices: |
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| Per Person Trip Cost |
Ages 0-39 |
Ages 40-49 |
Ages 50-59 |
Ages 60-64 |
Ages 65-69 |
Ages 70-74 |
Ages 75-79 |
Ages 80-99 |
| $1 – 500 | $24 | $34 | $36 | $40 | $46 | $53 | $66 | $94 |
| $501-1,000 | $37 | $51 | $58 | $68 | $79 | $93 | $114 | $158 |
| $1,001-1,500 | $54 | $73 | $83 | $98 | $115 | $136 | $164 | $227 |
| $1,501-2,000 | $69 | $94 | $108 | $129 | $151 | $179 | $215 | $294 |
| $2,001-2,500 | $84 | $117 | $135 | $160 | $188 | $222 | $266 | $359 |
| $2,501-3,000 | $100 | $140 | $162 | $192 | $225 | $265 | $317 | $424 |
| $3,001-3,500 | $118 | $163 | $188 | $224 | $262 | $309 | $367 | $487 |
| $3,501-4,000 | $135 | $187 | $215 | $257 | $300 | $352 | $417 | $550 |
| $4,001-4,500 | $152 | $210 | $243 | $290 | $337 | $395 | $467 | $612 |
| $4,501-5,000 | $169 | $235 | $272 | $323 | $376 | $439 | $519 | $674 |
| $5,001-5,500 | $188 | $259 | $300 | $357 | $414 | $484 | $569 | $736 |
| $5,501-6,000 | $205 | $284 | $330 | $391 | $452 | $528 | $619 | $798 |
| $6,001-6,500 | $224 | $309 | $358 | $425 | $492 | $573 | $670 | $861 |
| $6,501-7,000 | $242 | $334 | $386 | $460 | $533 | $619 | $723 | $925 |
| $7,001-7,500 | $261 | $360 | $417 | $495 | $572 | $666 | $776 | $989 |
| $7,501-8,000 | $281 | $385 | $448 | $531 | $612 | $712 | $830 | $1,054 |
| $8,001-8,500 | $299 | $412 | $478 | $567 | $655 | $760 | $884 | $1,122 |
| $8,501-9,000 | $319 | $439 | $509 | $603 | $698 | $809 | $941 | $1,192 |
| $9,001-9,500 | $337 | $466 | $540 | $640 | $740 | $858 | $999 | $1,264 |
| $9,501-10,000 | $358 | $493 | $572 | $678 | $784 | $909 | $1,058 | $1,339 |
| $10,001-10,500 | $361 | $502 | $588 | $702 | $814 | $948 | $1,106 | $1,405 |
| $10,501-11,000 | $380 | $528 | $621 | $740 | $859 | $1,001 | $1,168 | $1,486 |
| $11,001-11,500 | $401 | $556 | $653 | $779 | $906 | $1,054 | $1,232 | $1,570 |
| $11,501-12,000 | $419 | $584 | $687 | $820 | $953 | $1,111 | $1,299 | $1,658 |
| $12,001-12,500 | $439 | $612 | $720 | $861 | $1,002 | $1,169 | $1,368 | $1,751 |
| $12,501-13,000 | $461 | $641 | $754 | $901 | $1,051 | $1,228 | $1,441 | $1,849 |
| $13,001-13,500 | $480 | $669 | $789 | $946 | $1,103 | $1,290 | $1,515 | $1,951 |
| $13,501-14,000 | $500 | $700 | $824 | $990 | $1,156 | $1,354 | $1,593 | $2,059 |
| $14,001-14,500 | $521 | $729 | $861 | $1,036 | $1,210 | $1,419 | $1,673 | $2,172 |
| $14,501-15,000 | $543 | $759 | $898 | $1,082 | $1,264 | $1,487 | $1,757 | $2,291 |
| Prices for $15,001-$100,000 Multiply the following amounts by your trip cost to get the price: |
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| $15,001-$100,000 | .0362 | .0506 | .0599 | .0721 | .0843 | .0991 | .1172 | .1528 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $2.41 | 3.50 | 3.80 | 4.45 | 5.35 | 6.77 | 9.11 | 15.56 | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the IMG iTravelInsured LX Plan Prices:
Note this important IMG iTravelInsured LX Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- Steve rounded the prices to the nearest integer
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 180 days’ trip varies by age
- Multiply the iTravelInsured LX price by 1.5 to get the 75% Cancel & Interrupt For Any Reason price
- Here’s the IMG iTravelInsured LX secure online order form
The IMG iTravelInsured LX Prices:(Add 50% to get the Cancel & Interrupt For Any Reason prices) |
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| Per Person Trip Cost |
Ages 0-39 |
Ages 40-49 |
Ages 50-59 |
Ages 60-64 |
Ages 65-69 |
Ages 70-74 |
Ages 75-79 |
Ages 80-99 |
| $1 – 500 | $33 | $41 | $45 | $54 | $59 | $70 | $86 | $126 |
| $501-1,000 | $94 | $106 | $117 | $128 | $139 | $154 | $176 | $230 |
| $1,001-1,500 | $114 | $131 | $148 | $167 | $184 | $206 | $239 | $315 |
| $1,501-2,000 | $135 | $157 | $182 | $209 | $232 | $262 | $305 | $400 |
| $2,001-2,500 | $160 | $185 | $218 | $251 | $282 | $318 | $371 | $484 |
| $2,501-3,000 | $183 | $215 | $254 | $295 | $331 | $377 | $437 | $567 |
| $3,001-3,500 | $209 | $245 | $292 | $340 | $382 | $435 | $504 | $649 |
| $3,501-4,000 | $236 | $278 | $331 | $386 | $435 | $493 | $571 | $731 |
| $4,001-4,500 | $264 | $310 | $372 | $435 | $487 | $553 | $639 | $813 |
| $4,501-5,000 | $292 | $344 | $414 | $483 | $541 | $613 | $707 | $895 |
| $5,001-5,500 | $322 | $380 | $456 | $535 | $598 | $675 | $778 | $977 |
| $5,501-6,000 | $353 | $416 | $500 | $583 | $654 | $739 | $848 | $1,061 |
| $6,001-6,500 | $386 | $455 | $547 | $637 | $712 | $802 | $920 | $1,145 |
| $6,501-7,000 | $420 | $494 | $593 | $690 | $772 | $870 | $992 | $1,230 |
| $7,001-7,500 | $456 | $536 | $642 | $746 | $834 | $937 | $1,068 | $1,320 |
| $7,501-8,000 | $493 | $581 | $694 | $805 | $897 | $1,007 | $1,145 | $1,410 |
| $8,001-8,500 | $552 | $645 | $765 | $884 | $979 | $1,094 | $1,239 | $1,515 |
| $8,501-9,000 | $619 | $719 | $841 | $968 | $1,069 | $1,189 | $1,340 | $1,627 |
| $9,001-9,500 | $696 | $803 | $936 | $1,062 | $1,168 | $1,292 | $1,448 | $1,744 |
| $9,501-10,000 | $786 | $901 | $1,038 | $1,168 | $1,278 | $1,405 | $1,566 | $1,874 |
| $10,001-10,500 | $870 | $993 | $1,136 | $1,271 | $1,382 | $1,515 | $1,680 | $1,997 |
| $10,501-11,000 | $989 | $1,122 | $1,267 | $1,405 | $1,519 | $1,653 | $1,822 | $2,150 |
| $11,001-11,500 | $1,130 | $1,271 | $1,420 | $1,559 | $1,674 | $1,810 | $1,981 | $2,318 |
| $11,501-12,000 | $1,295 | $1,447 | $1,597 | $1,736 | $1,852 | $1,987 | $2,161 | $2,503 |
| $12,001-12,500 | $1,372 | $1,533 | $1,690 | $1,836 | $1,957 | $2,100 | $2,283 | $2,647 |
| $12,501-13,000 | $1,450 | $1,618 | $1,783 | $1,937 | $2,063 | $2,214 | $2,409 | $2,797 |
| $13,001-13,500 | $1,529 | $1,706 | $1,877 | $2,038 | $2,172 | $2,332 | $2,538 | $2,953 |
| $13,501-14,000 | $1,607 | $1,792 | $1,973 | $2,143 | $2,282 | $2,452 | $2,670 | $3,114 |
| $14,001-14,500 | $1,686 | $1,881 | $2,070 | $2,247 | $2,395 | $2,573 | $2,808 | $3,285 |
| $14,501-15,000 | $1,764 | $1,969 | $2,166 | $2,353 | $2,508 | $2,699 | $2,948 | $3,461 |
| Prices for $15,001-$100,000 Multiply the following amounts by your trip cost to get the price: |
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| $15,001-$100,000 | .1238 | .1382 | .152 | .1651 | .176 | .1894 | .2068 | .2429 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $4.70 | 5.96 | 6.78 | 7.98 | 9.42 | 11.69 | 15.57 | 26.27 | |
8 Travel Insurance Hacks You Should Know, According to Experts
Before you set off exploring, ensure you’re protecting your trip the right way.
By Zachary Mack
October 27, 2022
2) Take a photographic note of everything you’ve packed in your checked luggage.
Whether packing is a long, drawn-out, and traumatic process for you or an easy last-minute task you breeze through, you still might not recall everything that makes its way into your bag. That’s why experts say it’s important to remember to do one thing before you zip up and take off. “Before you close your suitcases, take photos of the contents, so you have an accurate list for a claim,” Steve Dasseos from Trip Insurance Store tells Best Life. “It’s nearly impossible to remember what you packed if your suitcase is lost.”
| This is a long page – You get lots of information and prices. This plan is for MT, NY, OR and PA residents. Click here if you live in MO, here if you live in WA or here if you live in the other States to see your correct information. |
| If you are receiving a full refund or travel credit due to Covid, TravelSafe can change the dates on your policy. Click here to learn what you can do with your TravelSafe policy. |
| This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
TravelSafe’s Trip Cancellation Insurance Plans:
Classic or Classic with 75% CFAR upgrade
TravelSafe Classic or Classic with 75% CFAR upgrade
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| Why Buy It? | Quibbles |
| You may upgrade the TravelSafe Classic plan to include 75% Cancel For Any Reason benefit if purchased within 21 calendar days after your initial trip deposit date and you insure your full prepaid trip costs. |
The TravelSafe Classic with 75% CFAR upgrade is not available to NY residents |
| You have 21 calendar days after your initial trip deposit date to get a plan to cover Pre-Existing Medical Conditions. You don’t have to insure your full trip cost. |
The TravelSafe Classic with 75% CFAR upgrade covers a maximum per person trip cost of $40,000 |
| The Classic plan has $100,000 Primary Emergency Medical coverage |
Baggage coverage excludes telephones, tablets, laptops, PDAs, computer hardware or software |
| You can get the optional $15 Extended Personal Property Pac to cover $1,000 Cell Phones, Laptops, Tablets & PDAs (a $100 deductible applies) and Sports Equipment Rental |
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| TravelSafe can advance payment to a medical facility if needed to secure Your admission |
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| TravelSafe has a 60 day Lookback Period for pre-existing conditions. |
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| $25,000 Non-Medical Emergency Evacuation coverage is included |
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| TravelSafe covers stable pre-existing medical conditions of family members who are not travelling with you |
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| Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included |
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| You can cancel your trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following the effective date of coverage for your plan |
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| You have a 14 day Free Look Period |
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| TravelSafe is one of the few companies we trust | |
| If you already know you want the TravelSafe Classic plan, click here to go to the TravelSafe Classic plan’s secure online order form. You call us toll free at 1-888-407-3854 to order over the telephone, too. | |
TravelSafe gives you up to $100,000 Primary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Available to US residents.
TravelSafe Classic Plan Documents |
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| Classic plan for Montana | |
| TravelSafe Classic plan for New York CFAR’s not available for NY Residents |
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| Classic plan for Oregon | |
| Classic plan for Pennsylvania | |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the TravelSafe Classic or CFAR plan Document. You may view or download TravelSafe’s Certificates with the free Adobe Acrobat Reader. | |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The TravelSafe Classic (no CFAR)
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Plan Name |
TravelSafe Classic or |
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| Secure online order link (you don’t pay extra fees using us) | ||
| Cancel For Any Reason on Classic only (except NY residents) |
75% of non-refundable trip costs | |
| Who can get this? | Any US resident | |
| Trip Cancellation (per person) | Up to the insured amount | |
| Trip Interruption (per person) | Up to 150% of the insured amount | |
| Primary Emergency Medical (per person) – TravelSafe can advance payment to a medical facility if needed to secure Your admission (this doesn’t mean paying your full bill). | $100,000 | |
| Emergency Dental Treatment for Accidental Injury (per person) | $750 | |
| Emergency Medical Evacuation / Repatriation | $1,000,000 | |
| Your deadline to waive the Pre-Existing Condition exclusion (travelers only) | Your Initial Trip Deposit Date plus 21 calendar days | |
| Pre-Existing Condition Lookback Period | 60 Days | |
| Travel Baggage (per person) | $2,500 | |
| Travel Baggage Delay (per person) | $250 (12 Hours or more) | |
| Trip Delay (per person) | $750 (after 6 hours) $150 per day | |
| Missed Connection (per person) | $2,500 (after 3 hours) | |
| 24-hr Accidental Death & Dismemberment (per person) | $25,000 | |
| Damage To Your Rental Car | Optional $35,000 CDW ($7 per calendar day) | |
| Up to $500,000 Optional Flight Insurance Upgrade | $10 for $100,000 $25 for $250,000 $50 for $500,000 |
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| 24 Hour Emergency Assistance | Yes | |
| 3rd Party Travel Supplier Financial Default | 14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days | |
| Terrorist Incident coverage | Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip | |
| $15 per person Extended Personal Property Pac | Covers $1,000 Cell Phones, Laptops, Tablets & PDAs (a $100 deductible applies) and Sports Equipment Rental | |
| Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 14 days | |
| Secure online order link (you don’t pay extra fees using us) | Classic or Classic with 75% CFAR upgrade | |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the TravelSafe Classic with the optional Cancel For Any Reason upgrade Benefit Works:
If You cancel Your Trip for any reason not otherwise covered by the TravelSafe Classic Plus policy, you will be reimbursed for 75% of the non-refundable prepaid expenses for Travel Arrangements You paid for Your Trip, provided:
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Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the TravelSafe Classic plan prices:
Take note of this important TravelSafe Classic plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person.
- It’s the same price for a trip of up to 36 days in length
Ready to order the TravelSafe Classic plan? You can click here or call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
| The TravelSafe Classic Plan’s Prices: | |||||||
| Per Person Trip Cost | To Age 18 with adult | Ages 19-34 | Ages 35-55 | Ages 56-64 | Ages 65-72 | Ages 73-79 | Ages 80+ |
| $0 | $24 | $54 | $62 | $74 | $112 | $177 | $194 |
| $1 – $500 | $24 | $49 | $54 | $65 | $98 | $155 | $170 |
| $501 – $1,000 | $24 | $60 | $66 | $76 | $105 | $162 | $217 |
| $1,001 – $1,500 | $24 | $74 | $87 | $101 | $141 | $251 | $290 |
| $1,501 – $2,000 | $24 | $103 | $116 | $133 | $189 | $337 | $397 |
| $2,001 – $2,500 | $24 | $130 | $156 | $175 | $236 | $422 | $502 |
| $2,501 – $3,000 | $24 | $147 | $179 | $220 | $291 | $511 | $608 |
| $3,001 – $3,500 | $24 | $169 | $217 | $294 | $359 | $596 | $712 |
| $3,501 – $4,000 | $24 | $202 | $251 | $358 | $414 | $683 | $817 |
| $4,001 – $4,500 | $24 | $234 | $282 | $407 | $469 | $771 | $923 |
| $4,501 – $5,000 | $24 | $265 | $314 | $469 | $543 | $858 | $1,031 |
| $5,001 – $5,500 | $24 | $311 | $348 | $517 | $705 | $943 | $1,149 |
| $5,501 – $6,000 | $24 | $330 | $380 | $567 | $778 | $1,031 | $1,240 |
| $6,001 – $6,500 | $24 | $362 | $412 | $616 | $839 | $1,118 | $1,348 |
| $6,501 – $7,000 | $24 | $395 | $446 | $664 | $925 | $1,205 | $1,454 |
| $7,001 – $7,500 | $24 | $429 | $482 | $713 | $993 | $1,291 | $1,559 |
| $7,501 – $8,000 | $24 | $460 | $512 | $760 | $1,062 | $1,380 | $1,665 |
| $8,001 – $8,500 | $24 | $494 | $550 | $811 | $1,132 | $1,466 | $1,770 |
| $8,501 – $9,000 | $24 | $524 | $575 | $859 | $1,198 | $1,553 | $1,875 |
| $9,001 – $9,500 | $24 | $558 | $607 | $908 | $1,268 | $1,638 | $1,981 |
| $9,501 – $10,000 | $24 | $590 | $638 | $959 | $1,333 | $1,728 | $2,086 |
| $10,001 – $11,000 | $24 | $710 | $911 | $1,212 | $1,590 | $1,943 | $2,539 |
| $11,001 – $12,000 | $24 | $782 | $998 | $1,328 | $1,741 | $2,126 | $2,781 |
| $12,001 – $13,000 | $24 | $854 | $1,084 | $1,442 | $1,892 | $2,312 | $3,022 |
| $13,001 – $14,000 | $24 | $925 | $1,169 | $1,557 | $2,042 | $2,496 | $3,264 |
| $14,001 – $15,000 | $24 | $998 | $1,256 | $1,672 | $2,193 | $2,680 | $3,505 |
| $15,001 – $16,000 | $25 | $1,035 | $1,331 | $1,726 | $2,268 | $2,761 | N/A |
| $16,001 – $17,000 | $25 | $1,103 | $1,418 | $1,838 | $2,416 | $2,941 | N/A |
| $17,001 – $18,000 | $25 | $1,170 | $1,505 | $1,950 | $2,563 | $3,121 | N/A |
| $18,001 – $19,000 | $25 | $1,238 | $1,591 | $2,063 | $2,711 | $3,301 | N/A |
| $19,001 – $20,000 | $25 | $1,305 | $1,678 | $2,175 | $2,859 | $3,480 | N/A |
| $20,001 – $25,000 | $25 | $1,467 | $1,886 | $2,445 | $3,214 | $3,912 | N/A |
| $25,001 – $30,000 | $25 | $1,804 | $2,320 | $3,007 | $3,952 | $4,812 | N/A |
| $30,001 – $35,000 | $25 | $2,142 | $2,753 | $3,569 | $4,691 | $5,711 | N/A |
| $35,001 – $40,000 | $25 | $2,479 | $3,187 | $4,131 | $5,430 | $6,610 | N/A |
| $40,001 – $45,000 | $25 | $2,816 | $3,621 | $4,693 | $6,169 | $7,510 | N/A |
| $45,001 – $50,000 | $25 | $3,153 | $4,054 | $5,256 | $6,907 | $8,409 | N/A |
| $50,001 – $60,000 | $25 | $3,609 | $4,640 | $6,014 | $7,905 | $9,623 | N/A |
| $60,001 – $70,000 | $25 | $4,283 | $5,507 | $7,139 | $9,382 | $11,422 | N/A |
| $70,001 – $80,000 | $25 | $4,958 | $6,374 | $8,263 | $10,860 | $13,220 | N/A |
| $80,001 – $90,000 | $25 | $5,632 | $7,241 | $9,387 | $12,337 | $15,019 | N/A |
| $90,001 – $100,000 | $25 | $6,307 | $8,109 | $10,511 | $13,815 | $16,818 | N/A |
| Per Day Cost for Over 36 days Trip Length | |||||||
| N/A | $6.35 | $6.35 | $6.35 | $8.90 | $11.44 | $13.98 | $16.52 |
Click here to go to the TravelSafe secure online order form.
The TravelSafe Classic with 75% CFAR upgrade plan prices:
Take note of this important TravelSafe Classic with 75% CFAR upgrade plan pricing information:
- The table contains rates for Trip costs up to $40,000 per person
- It’s the same price for a trip of up to 36 days in length
Ready to order the TravelSafe Classic plan? You can click here or call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the TravelSafe secure online order form
| The TravelSafe Classic plan’s 75% CFAR upgrade Prices: | |||||||
| Per Person Trip Cost | To Age 18 with adult | Ages 19-34 | Ages 35-55 | Ages 56-64 | Ages 65-72 | Ages 73-79 | Ages 80+ |
| $1 – $500 | $62 | $87 | $93 | $111 | $159 | $252 | $279 |
| $501 – $1,000 | $72 | $108 | $114 | $132 | $171 | $265 | $354 |
| $1,001 – $1,500 | $86 | $135 | $151 | $174 | $230 | $409 | $475 |
| $1,501 – $2,000 | $111 | $190 | $201 | $231 | $309 | $553 | $650 |
| $2,001 – $2,500 | $137 | $243 | $273 | $304 | $386 | $694 | $825 |
| $2,501 – $3,000 | $152 | $274 | $313 | $385 | $476 | $840 | $999 |
| $3,001 – $3,500 | $171 | $315 | $380 | $515 | $592 | $981 | $1,173 |
| $3,501 – $4,000 | $199 | $377 | $440 | $631 | $681 | $1,124 | $1,347 |
| $4,001 – $4,500 | $227 | $436 | $496 | $716 | $771 | $1,271 | $1,520 |
| $4,501 – $5,000 | $256 | $496 | $552 | $826 | $893 | $1,413 | $1,699 |
| $5,001 – $5,500 | $294 | $580 | $613 | $912 | $1,161 | $1,554 | $1,893 |
| $5,501 – $6,000 | $314 | $620 | $668 | $999 | $1,281 | $1,698 | $2,045 |
| $6,001 – $6,500 | $342 | $680 | $725 | $1,085 | $1,382 | $1,843 | $2,223 |
| $6,501 – $7,000 | $370 | $740 | $785 | $1,172 | $1,525 | $1,985 | $2,397 |
| $7,001 – $7,500 | $400 | $804 | $848 | $1,258 | $1,638 | $2,129 | $2,571 |
| $7,501 – $8,000 | $429 | $864 | $903 | $1,341 | $1,750 | $2,274 | $2,745 |
| $8,001 – $8,500 | $459 | $929 | $969 | $1,431 | $1,863 | $2,418 | $2,919 |
| $8,501 – $9,000 | $485 | $984 | $1,014 | $1,517 | $1,974 | $2,559 | $3,092 |
| $9,001 – $9,500 | $515 | $1,049 | $1,069 | $1,604 | $2,089 | $2,701 | $3,267 |
| $9,501 – $10,000 | $543 | $1,108 | $1,126 | $1,694 | $2,196 | $2,848 | $3,442 |
| $10,001 – $11,000 | $650 | $1,336 | $1,608 | $2,142 | $2,622 | $3,203 | $4,187 |
| $11,001 – $12,000 | $714 | $1,471 | $1,761 | $2,346 | $2,871 | $3,506 | $4,586 |
| $12,001 – $13,000 | $777 | $1,607 | $1,914 | $2,548 | $3,120 | $3,811 | $4,984 |
| $13,001 – $14,000 | $842 | $1,743 | $2,065 | $2,750 | $3,368 | $4,117 | $5,384 |
| $14,001 – $15,000 | $906 | $1,879 | $2,219 | $2,956 | $3,617 | $4,421 | $5,782 |
| $15,001 – $16,000 | $955 | $1,965 | $2,368 | $3,070 | $3,761 | $4,578 | N/A |
| $16,001 – $17,000 | $1,014 | $2,092 | $2,521 | $3,268 | $4,003 | $4,874 | N/A |
| $17,001 – $18,000 | $1,073 | $2,219 | $2,674 | $3,466 | $4,246 | $5,169 | N/A |
| $18,001 – $19,000 | $1,132 | $2,346 | $2,827 | $3,664 | $4,489 | $5,465 | N/A |
| $19,001 – $20,000 | $1,192 | $2,472 | $2,979 | $3,862 | $4,732 | $5,761 | N/A |
| $20,001 – $25,000 | $1,417 | $2,859 | $3,439 | $4,457 | $5,448 | $6,632 | N/A |
| $25,001 – $30,000 | $1,713 | $3,493 | $4,203 | $5,447 | $6,662 | $8,110 | N/A |
| $30,001 – $35,000 | $2,009 | $4,126 | $4,966 | $6,437 | $7,876 | $9,588 | N/A |
| $35,001 – $40,000 | $2,305 | $4,760 | $5,730 | $7,427 | $9,090 | $11,066 | N/A |
| Per Day Cost for Over 36 days Trip Length | |||||||
| $7.54 | $7.54 | $7.54 | $10.56 | $13.57 | $19.61 | $19.61 | |
| This is a long page – You get lots of information and prices. This plan is for NY and PA residents. Click here if you live in MO, here if you live in WA or here if you live in the other States to see your correct information. |
| If your Travel hasn’t and will not take place due to Covid, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy. |
| This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
| Travel Insured doesn’t cover trips that that include destinations of Russia and/or Belarus |
Travel Insured’s Trip Cancellation
Travel Insurance Plans
| Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details. |
Travel Insured has its strengths & quibbles: |
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| Why Buy It? | Quibbles |
| Travel Insured’s Worldwide Trip Protector plan (WTP) has $100,000 Secondary Medical coverage. You can change Medical & Baggage to Primary for $25 a person. |
Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000. |
| Travel Insured’s Worldwide Trip Protector Plus plan has $100,000 Primary Medical coverage |
You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage |
| The lowest trip cost you can cover is $0. You won’t have trip cancellation coverage. You have $1,000 Return Air only for the Plus & $500 for the WTP. |
Business owners, partners, temporary or self-employed persons are not covered under the Cancel for Work Reasons |
| You have to buy a Travel Insured WTP or Plus plan within 21 calendar days after your initial trip deposit date to get pre-existing medical condition coverage and default coverage. And have the Cancel for Any Reason on the Plus plan. |
The Cancel for Any Reason on the Plus plan requires you to cancel Your Trip 48 hours or more before Your Scheduled Departure Date |
| Utah, Ohio and Connecticut residents have Primary medical coverage |
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| You can cancel your trip within 48 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date |
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| The WTP and Plus plans include $150,000 Non-Medical Emergency Evacuation coverage from a safe departure point to the nearest safe location if there was no Travel Advisory or Travel Warning from the US State Dept. |
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| Both the Travel Insured’s Worldwide Trip Protector & Plus plans include “Hospital of Your choice” emergency transportation if medically necessary |
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| Travel Insured can advance payment to a medical facility if needed to secure Your admission |
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| The pre-existing medical conditions Lookback Period is 60 days |
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| You have a 14 day Free Look Period |
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| You get a 150% trip interruption benefit |
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| Travel Insured’s maximum trip length is 180 days |
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| Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included |
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| Travel to Cuba is covered if you are going for an allowed reason |
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| Travel Insured is 1 of the few companies we trust | |
| If you already know which Travel Insured plan you want & your trip cost isn’t over $25,000 per person click here to go to Travel Insured’s secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. | |
Travel Insured covers you for $100,000 Primary or Secondary Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Both plans include Political and Natural Disaster Evacuation coverage to evacuate You home or to the nearest place of safety and then home, there is a $300,000 CSL.
Travel Insured’s Worldwide Trip Protector plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured’s Certificates of Coverage |
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| Worldwide Trip Protector plan’s Certificate | Worldwide Trip Protector Plus plan’s Certificate |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader. | |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form
The Travel Insured Worldwide Trip Protector
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| Plan Name | Worldwide Trip Protector | Worldwide Trip Protector Plus |
| Secure online order form link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
| Cancel For Any Reason | Not available | Included Benefit: 75% (except NY residents) |
| Who can get this? | Any US resident | |
| Trip Cancellation | Up to the insured amount | |
| Trip Interruption | Up to 150% of the insured amount | |
| Medical | $100,000 Secondary You can change Medical & Baggage to Primary for $25 a person. If your trip’s longer than 90 days you have 90 days of coverage for Sickness. |
$100,000 Primary If your trip is longer than 90 days you have 90 days of coverage for Sickness |
| Emergency Medical Transportation | $1,000,000 | |
| Dental Treatment for Accidental Injury | $750 sublimit of medical | |
| Your deadline to waive the Pre-Existing Medical Condition exclusion | Your Initial Trip Deposit Date plus 21 calendar days | |
| Pre-Existing Medical Condition Lookback Period | 60 Days (travelers, co-travelers & family members) | |
| Baggage/Personal Effects | $1,000 Secondary ($250 per item / $500 combined) | $1,000 Primary ($250 per item / $500 combined) |
| Baggage Delay | $300 (after 12 hours) | |
| Trip Delay | $1,000 after 6 hours / $200 per day | |
| Missed Connection | $500 after 3 hours en route to cruise or tour | |
| Itinerary Change | $500 | |
| Change Fee | $250 | |
| Reimbursement of Miles or Rewards Points | $250 | |
| Damage To Your Rental Car | $50,000 for $7 per day only if included when policy is purchased | $50,000 Included |
| 24-hr Accidental Death & Dismemberment | $10,000 | |
| Up to $1,000,000 Optional Flight Insurance Upgrade | $8 for $100,000 $18 for $250,000 $39 for $500,000 $50 for $1,000,000 |
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| $35 per person Optional Increase Benefit Limit Upgrade | Additional Travel Delay ($2,000 total) Additional Missed Connection ($1,000 total) Additional Baggage/Personal Effects ($2,000 total) Additional Baggage Delay ($600 total) |
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| 24-hour Assistance Services | Yes | |
| 3rd Party Travel Supplier Financial Default | 14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days | |
| Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
| Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 14 days | |
| Secure online order link (you don’t pay extra fees using us) | Travel Insured’s secure online order form | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How the Travel Insured Plus Cancel for Any Reason Benefit Works:If You cancel Your Covered Trip for any reason not otherwise covered by this plan at least fortyeight (48) hours or more before Your Scheduled Departure Date, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Covered Trip provided: Here’s How the Travel Insured Plus Interruption for Any Reason Benefit Works:If You interrupt Your Trip, 72 hours or more after Your actual Departure Date, for any reason not otherwise covered by this Policy, benefits will be paid, up to the lesser of a) the Maximum Benefit Amount shown in Your Confirmation of Benefits; or b) 75% the total amount of coverage You purchased, to reimburse You for unused non-refundable land or water Travel Arrangements; Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there’s no coverage available under the Optional Cancel and Interrupt for Any Reason Benefit. |
Here are the Travel Insured Plus Prices:
Note this important Travel Insured Plus Plan pricing information:
- Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
- The table contains rates for Trip costs up to $25,000 per person
- It’s the same price for a trip of up to 30 days
- The daily per person rates for a 31 – 180 days’ trip is $8
- Here’s the Travel Insured Worldwide Trip Protector Plus secure online order form
Travel Insured Worldwide Trip Protector Plus Prices: |
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| Per Person Trip Cost |
Ages 0 – 17 | Ages 18 – 34 | Ages 35 – 58 | Ages 59 – 65 | Ages 66 – 70 | Ages 71 – 80 | Ages 81 – 85 | Ages 86 + |
| $0 (No Trip Cost) | $20 | $50 | $54 | $63 | $90 | $122 | $165 | $188 |
| $1 – $250 | $20 | $52 | $57 | $66 | $94 | $140 | $171 | $197 |
| $251 – $500 | $20 | $56 | $62 | $69 | $99 | $154 | $177 | $209 |
| $501 – $1,000 | $20 | $75 | $78 | $86 | $105 | $156 | $238 | $305 |
| $1,001 – $1,500 | $20 | $94 | $108 | $113 | $143 | $218 | $298 | $419 |
| $1,501 – $2,000 | $20 | $123 | $140 | $156 | $218 | $291 | $434 | $525 |
| $2,001 – $2,500 | $20 | $155 | $185 | $206 | $251 | $389 | $531 | $638 |
| $2,501 – $3,000 | $20 | $187 | $216 | $249 | $274 | $498 | $664 | $747 |
| $3,001 – $3,500 | $20 | $218 | $256 | $319 | $335 | $594 | $762 | $864 |
| $3,501 – $4,000 | $20 | $251 | $296 | $389 | $400 | $660 | $885 | $983 |
| $4,001 – $4,500 | $20 | $287 | $317 | $467 | $476 | $772 | $978 | $1,073 |
| $4,501 – $5,000 | $20 | $320 | $379 | $532 | $542 | $832 | $1,104 | $1,188 |
| $5,001 – $5,500 | $20 | $363 | $412 | $582 | $680 | $932 | $1,288 | $1,366 |
| $5,501 – $6,000 | $20 | $406 | $457 | $653 | $722 | $1,048 | $1,384 | $1,455 |
| $6,001 – $6,500 | $20 | $442 | $486 | $717 | $800 | $1,126 | $1,423 | $1,570 |
| $6,501 – $7,000 | $20 | $488 | $533 | $777 | $870 | $1,342 | $1,527 | $1,878 |
| $7,001 – $8,000 | $20 | $567 | $600 | $885 | $983 | $1,388 | $1,816 | $2,175 |
| $8,001 – $9,000 | $20 | $635 | $710 | $1,026 | $1,110 | $1,411 | $2,067 | $2,423 |
| $9,001 – $10,000 | $20 | $720 | $836 | $1,160 | $1,215 | $1,563 | $2,312 | $2,528 |
| $10,001 – $11,000 | $20 | $817 | $906 | $1,232 | $1,427 | $2,048 | $2,602 | $2,766 |
| $11,001 – $12,000 | $20 | $887 | $998 | $1,376 | $1,562 | $2,235 | $2,847 | $3,003 |
| $12,001 – $13,000 | $20 | $958 | $1,090 | $1,520 | $1,697 | $2,424 | $3,192 | $3,240 |
| $13,001 – $14,000 | $20 | $1,037 | $1,190 | $1,672 | $1,839 | $2,619 | $3,453 | $3,476 |
| $14,001 – $15,000 | $20 | $1,107 | $1,282 | $1,816 | $1,974 | $2,806 | $3,706 | $3,714 |
| $15,001 – $16,000 | $20 | $1,177 | $1,374 | $1,960 | $2,109 | $2,994 | $3,958 | $3,951 |
| $16,001 – $17,000 | $20 | $1,247 | $1,465 | $2,104 | $2,244 | $3,181 | $4,188 | $4,211 |
| $17,001 – $18,000 | $20 | $1,318 | $1,557 | $2,248 | $2,379 | $3,320 | $4,424 | $4,464 |
| $18,001 – $19,000 | $20 | $1,388 | $1,649 | $2,392 | $2,514 | $3,509 | $4,662 | $4,717 |
| $19,001 – $20,000 | $20 | $1,458 | $1,741 | $2,536 | $2,649 | $3,696 | $4,899 | $4,970 |
| $20,001 – $21,000 | $20 | $1,528 | $1,833 | $2,680 | $2,784 | $3,883 | $5,136 | $5,222 |
| $21,001 – $22,000 | $20 | $1,598 | $1,924 | $2,824 | $2,919 | $4,070 | $5,374 | $5,475 |
| $22,001 – $23,000 | $20 | $1,669 | $2,016 | $2,968 | $3,054 | $4,258 | $5,610 | $5,728 |
| $23,001 – $24,000 | $20 | $1,739 | $2,108 | $3,112 | $3,189 | $4,445 | $5,847 | $5,981 |
| $24,001 – $25,000 | $20 | $1,809 | $2,200 | $3,256 | $3,324 | $4,632 | $6,084 | $6,234 |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form
Here are the Travel Insured Worldwide
Trip Protector Plan Prices:
Note this important Travel Insured Worldwide Trip Protector Plan pricing information:
- Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
- The table contains rates for Trip costs up to $25,000 per person
- It’s the same price for a trip of up to 30 days
- All children under 18 traveling with adult family member are covered at no additional charge
- Get Primary medical for just $25 per person
- The daily per person rates for a 31 – 180 days’ trip is $5
- Here’s the Travel Insured Worldwide Trip Protector secure online order form
The Travel Insured Worldwide Trip Protector Prices: |
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| Per Person Trip Cost |
Ages 0 – 34 | Ages 35 – 58 | Ages 59 – 65 | Ages 66 – 70 | Ages 71 – 80 | Ages 81 – 85 | Ages 86 + | |
| $0 (No Trip Cost) | $26 | $36 | $42 | $49 | $72 | $103 | $125 | |
| $1 – $250 | $28 | $38 | $44 | $51 | $76 | $108 | $131 | |
| $251 – $500 | $30 | $41 | $46 | $54 | $79 | $112 | $139 | |
| $501 – $1,000 | $47 | $50 | $57 | $70 | $120 | $170 | $203 | |
| $1,001 – $1,500 | $59 | $72 | $75 | $102 | $145 | $229 | $279 | |
| $1,501 – $2,000 | $77 | $93 | $104 | $150 | $194 | $289 | $350 | |
| $2,001 – $2,500 | $97 | $123 | $137 | $173 | $278 | $354 | $425 | |
| $2,501 – $3,000 | $117 | $144 | $166 | $189 | $356 | $415 | $498 | |
| $3,001 – $3,500 | $136 | $160 | $206 | $231 | $396 | $476 | $576 | |
| $3,501 – $4,000 | $157 | $185 | $251 | $276 | $440 | $590 | $655 | |
| $4,001 – $4,500 | $174 | $198 | $307 | $322 | $468 | $631 | $715 | |
| $4,501 – $5,000 | $194 | $237 | $343 | $361 | $504 | $712 | $792 | |
| $5,001 – $5,500 | $220 | $266 | $388 | $453 | $555 | $831 | $923 | |
| $5,501 – $6,000 | $246 | $295 | $421 | $481 | $606 | $865 | $1,054 | |
| $6,001 – $6,500 | $268 | $321 | $472 | $533 | $640 | $918 | $1,138 | |
| $6,501 – $7,000 | $296 | $353 | $511 | $580 | $754 | $985 | $1,361 | |
| $7,001 – $8,000 | $324 | $395 | $582 | $655 | $805 | $1,195 | $1,576 | |
| $8,001 – $9,000 | $363 | $444 | $662 | $740 | $882 | $1,360 | $1,756 | |
| $9,001 – $10,000 | $400 | $492 | $725 | $810 | $977 | $1,521 | $1,832 | |
| $10,001 – $11,000 | $454 | $553 | $780 | $991 | $1,250 | $1,679 | $2,004 | |
| $11,001 – $12,000 | $493 | $607 | $870 | $1,081 | $1,367 | $1,837 | $2,176 | |
| $12,001 – $13,000 | $532 | $661 | $960 | $1,171 | $1,485 | $1,995 | $2,348 | |
| $13,001 – $14,000 | $576 | $720 | $1,055 | $1,266 | $1,607 | $2,158 | $2,519 | |
| $14,001 – $15,000 | $615 | $774 | $1,145 | $1,356 | $1,724 | $2,316 | $2,691 | |
| $15,001 – $16,000 | $654 | $828 | $1,235 | $1,446 | $1,841 | $2,474 | $2,863 | |
| $16,001 – $17,000 | $693 | $882 | $1,325 | $1,536 | $1,958 | $2,632 | $3,035 | |
| $17,001 – $18,000 | $732 | $936 | $1,415 | $1,626 | $2,075 | $2,790 | $3,206 | |
| $18,001 – $19,000 | $771 | $990 | $1,505 | $1,716 | $2,193 | $2,948 | $3,378 | |
| $19,001 – $20,000 | $810 | $1,044 | $1,595 | $1,806 | $2,310 | $3,106 | $3,550 | |
| $20,001 – $21,000 | $849 | $1,098 | $1,685 | $1,896 | $2,427 | $3,264 | $3,722 | |
| $21,001 – $22,000 | $888 | $1,152 | $1,775 | $1,986 | $2,544 | $3,422 | $3,894 | |
| $22,001 – $23,000 | $927 | $1,206 | $1,865 | $2,076 | $2,661 | $3,580 | $4,065 | |
| $23,001 – $24,000 | $966 | $1,260 | $1,955 | $2,166 | $2,778 | $3,738 | $4,237 | |
| $24,001 – $25,000 | $1,005 | $1,314 | $2,045 | $2,256 | $2,895 | $3,896 | $4,409 | |
Click here to go to the Travel Insured’s secure online order form
| This is a long page – You get lots of information and prices. The prices on this page are for NY and PA residents. Click here if you live in MO or here if you live in WA or here if you live in the other States to see your correct information. |
| If you are receiving a full refund or travel credit due to Covid, IMG can change the dates on your policy. Click here to learn what you can do with your IMG iTI policy. |
| This is important: If you are making any of your first payment with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
IMG iTravelInsured SE and LX Trip Cancellation Plans
IMG iTI SE and IMG iTI LX have their strengths & quibbles: |
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| Why Buy It? | Quibbles |
| The IMG iTravelInsured SE has $150,000 Primary Emergency Medical & $500,000 Emergency Medical Evac / Repatriation |
The iTravelInsured SE plan’s medical is $20,000 Secondary for MO, WA residents |
| You have to buy the SE plan within 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition |
IMG iTravelInsured SE & LX plans’ maximum trip length is 90 days |
| IMG iTravelInsured SE & LX plans’ maximum trip cost is $50,000 per person |
Your Family member (that you may cancel your trip for) must live in the USA, Canada, or Mexico |
| PA and NY residents have to buy the iTravelInsured LX plan at or before the Final Trip payment for Your Trip to get the iTravelInsured LX plan’s pre-existing condition waiver |
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| You don’t have to insure your full trip cost to get the pre-existing medical condition coverage. |
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| PA residents have to buy the LX plan within 20 days after the initial trip deposit date to get the LX plan’s Cancel for Any Reason benefits. |
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| The IMG iTravelInsured LX has $500,000 Primary Emergency Medical & $1,000,000 Emergency Medical Evac / Repatriation |
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| You can cancel your trip within 24 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date |
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| Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip. |
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| The IMG plans have a 60 day pre-existing conditions Lookback Period |
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| Cancellation due to Work Reasons coverage is included |
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| The IMG iTravelInsured plans cover stable pre-existing medical conditions of non-traveling family members |
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| IMG iTravelInsured is one of the few companies we trust | |
| If you already know you want the IMG iTravelInsured SE or LX plan, click here for IMG iTravelInsured SE’s or LX’s secure online order form. You may also call us toll free at 1-888-407-3854 to order over the telephone, too. | |
IMG iTravelInsured covers you for up to $500,000 (LX) or $150,000 (SE) Primary Emergency Medical (SE is secondary for MO and WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
Download IMG iTravelInsured’s Policy Wording: |
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| IMG iTravelInsured SE Policy of Insurance |
IMG iTravelInsured LX Policy of Insurance |
| A brief description is below. For iTravelInsured SE or LX coverage, terms, conditions and exclusions, select the IMG iTravelInsured SE or LX Description of Coverage. | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG iTI SE & IMG iTI LX plans cover: |
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| Plan Name | IMG iTravelInsured SE | IMG iTravelInsured LX plan |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
| Cancel For Any Reason | Not available | Available for a 40% surcharge within 20 days of your Initial Trip Deposit Date, but not for NY residents. |
| Trip Cancellation (per person) | Up to the insured amount | |
| Trip Interruption (per person) | Up to 150% of the insured amount | |
| Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $150,000 | $500,000 |
| Emergency Medical Evacuation / Repatriation (per person) | $500,000 | $1,000,000 |
| Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
| Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | No later than Final Trip payment |
| Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
| Travel Baggage (per person) | $1,500 | $2,500 |
| Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
| Travel Delay (per person) | $500 (after 12 hours) $125 per day | $1,000 (after 6 hours) $250 per day |
| Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
| Common Carrier AD&D (per person) | $25,000 | $100,000 |
| Rental Car Damage | Optional $40,000 for $7 per calendar day you have the car | $40,000 Included |
| 24 Hour Emergency Assistance | Yes | |
| Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
| Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
| Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 10 days | |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How IMG’s iTravelInsured LX Plan’s
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Here are the IMG iTravelInsured SE Plan Prices:
Note this important IMG iTravelInsured SE Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 90 days’ trip varies by age
- Here’s the IMG iTravelInsured SE secure online order form
The IMG iTravelInsured SE Prices: |
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| Per Person Trip Cost |
Ages 0-39 | Ages 40-49 | Ages 50-59 | Ages 60-64 | Ages 65-69 | Ages 70-74 | Ages 75-79 | Ages 80-99 |
| $1-$500 | $22 | $31 | $33 | $37 | $42 | $49 | $60 | $86 |
| $501-$1,000 | $34 | $47 | $53 | $62 | $72 | $85 | $104 | $145 |
| $1,001-$1,500 | $49 | $67 | $76 | $90 | $105 | $125 | $150 | $208 |
| $1,501-$2,000 | $63 | $86 | $99 | $118 | $138 | $164 | $197 | $269 |
| $2,001-$2,500 | $77 | $107 | $124 | $147 | $172 | $203 | $244 | $329 |
| $2,501-$3,000 | $92 | $128 | $148 | $176 | $206 | $243 | $290 | $388 |
| $3,001-$3,500 | $108 | $149 | $172 | $205 | $240 | $283 | $336 | $446 |
| $3,501-$4,000 | $124 | $171 | $197 | $235 | $275 | $322 | $382 | $504 |
| $4,001-$4,500 | $139 | $192 | $223 | $266 | $309 | $362 | $428 | $561 |
| $4,501-$5,000 | $155 | $215 | $249 | $296 | $344 | $402 | $475 | $617 |
| $5,001-$5,500 | $172 | $237 | $275 | $327 | $379 | $443 | $521 | $674 |
| $5,501-$6,000 | $188 | $259 | $302 | $358 | $414 | $484 | $567 | $731 |
| $6,001-$6,500 | $205 | $283 | $328 | $389 | $451 | $525 | $614 | $789 |
| $6,501-$7,000 | $222 | $306 | $354 | $421 | $488 | $567 | $662 | $847 |
| $7,001-$7,500 | $239 | $330 | $382 | $453 | $524 | $610 | $711 | $906 |
| $7,501-$8,000 | $257 | $353 | $410 | $486 | $561 | $652 | $760 | $966 |
| $8,001-$8,500 | $274 | $377 | $438 | $519 | $600 | $696 | $810 | $1,028 |
| $8,501-$9,000 | $292 | $402 | $466 | $552 | $639 | $741 | $862 | $1,092 |
| $9,001-$9,500 | $309 | $427 | $495 | $586 | $678 | $786 | $915 | $1,158 |
| $9,501-$10,000 | $328 | $452 | $524 | $621 | $718 | $833 | $969 | $1,227 |
| $10,001-$10,500 | $331 | $460 | $539 | $643 | $746 | $868 | $1,013 | $1,287 |
| $10,501-$11,000 | $348 | $484 | $569 | $678 | $787 | $917 | $1,070 | $1,361 |
| $11,001-$11,500 | $367 | $509 | $598 | $714 | $830 | $966 | $1,129 | $1,438 |
| $11,501-$12,000 | $384 | $535 | $629 | $751 | $873 | $1,018 | $1,190 | $1,519 |
| $12,001-$12,500 | $402 | $561 | $660 | $789 | $918 | $1,071 | $1,253 | $1,604 |
| $12,501-$13,000 | $422 | $587 | $691 | $828 | $963 | $1,125 | $1,320 | $1,694 |
| $13,001-$13,500 | $440 | $613 | $723 | $867 | $1,010 | $1,182 | $1,388 | $1,787 |
| $13,501-$14,000 | $458 | $641 | $755 | $907 | $1,059 | $1,240 | $1,459 | $1,886 |
| $14,001-$14,500 | $477 | $668 | $789 | $949 | $1,108 | $1,300 | $1,533 | $1,990 |
| $14,501-$15,000 | $497 | $695 | $823 | $991 | $1,158 | $1,362 | $1,610 | $2,099 |
| Prices for $15,001 – $100,000 Multiply the following amounts by your trip cost to get the price: |
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| $15,001-$100,000 | .0331 | .0463 | .0549 | .0661 | .0772 | .0908 | .1073 | .1399 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $2.22 | $3.23 | $3.50 | $4.11 | $4.94 | $6.25 | $8.41 | $14.36 | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the IMG iTravelInsured LX Plan Prices:
Note this important IMG iTravelInsured LX Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 90 days’ trip varies by age
- Multiply the iTravelInsured LX price by 1.4 to get the 75% Cancel & Interrupt For Any Reason price
- Here’s the IMG iTravelInsured LX secure online order form
The IMG iTravelInsured LX Prices:(Add 40% to get the Cancel & Interrupt For Any Reason prices) |
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| Per Person Trip Cost |
Ages 0-39 | Ages 40-49 | Ages 50-59 | Ages 60-64 | Ages 65-69 | Ages 70-74 | Ages 75-79 | Ages 80-99 |
| $0-$500 | $27 | $33 | $37 | $44 | $48 | $57 | $70 | $103 |
| $501-$1,000 | $77 | $86 | $95 | $105 | $113 | $125 | $143 | $187 |
| $1,001-$1,500 | $93 | $106 | $121 | $136 | $150 | $168 | $195 | $257 |
| $1,501-$2,000 | $110 | $128 | $148 | $170 | $189 | $214 | $249 | $326 |
| $2,001-$2,500 | $130 | $151 | $178 | $204 | $230 | $259 | $302 | $394 |
| $2,501-$3,000 | $149 | $175 | $207 | $240 | $270 | $307 | $356 | $462 |
| $3,001-$3,500 | $170 | $200 | $238 | $277 | $312 | $354 | $410 | $529 |
| $3,501-$4,000 | $192 | $226 | $270 | $314 | $354 | $402 | $466 | $596 |
| $4,001-$4,500 | $215 | $253 | $303 | $354 | $397 | $450 | $521 | $662 |
| $4,501-$5,000 | $238 | $280 | $337 | $393 | $441 | $500 | $576 | $730 |
| $5,001-$5,500 | $262 | $310 | $371 | $433 | $487 | $550 | $634 | $796 |
| $5,501-$6,000 | $288 | $339 | $408 | $475 | $533 | $602 | $691 | $865 |
| $6,001-$6,500 | $314 | $371 | $446 | $519 | $580 | $654 | $750 | $933 |
| $6,501-$7,000 | $342 | $403 | $484 | $562 | $629 | $709 | $808 | $1,002 |
| $7,001-$7,500 | $371 | $437 | $523 | $608 | $679 | $764 | $870 | $1,075 |
| $7,501-$8,000 | $402 | $473 | $565 | $656 | $731 | $821 | $933 | $1,149 |
| $8,001-$8,500 | $449 | $525 | $623 | $719 | $798 | $891 | $1,010 | $1,234 |
| $8,501-$9,000 | $504 | $586 | $690 | $789 | $871 | $969 | $1,092 | $1,325 |
| $9,001-$9,500 | $567 | $655 | $763 | $865 | $952 | $1,053 | $1,180 | $1,421 |
| $9,501-$10,000 | $640 | $734 | $846 | $952 | $1,041 | $1,145 | $1,276 | $1,527 |
| $10,001-$10,500 | $709 | $809 | $925 | $1,036 | $1,126 | $1,234 | $1,369 | $1,627 |
| $10,501-$11,000 | $806 | $914 | $1,033 | $1,145 | $1,238 | $1,347 | $1,485 | $1,752 |
| $11,001-$11,500 | $921 | $1,036 | $1,157 | $1,270 | $1,364 | $1,474 | $1,614 | $1,889 |
| $11,501-$12,000 | $1,055 | $1,179 | $1,302 | $1,415 | $1,509 | $1,619 | $1,760 | $2,040 |
| $12,001-$12,500 | $1,118 | $1,249 | $1,377 | $1,496 | $1,594 | $1,711 | $1,860 | $2,157 |
| $12,501-$13,000 | $1,182 | $1,319 | $1,453 | $1,578 | $1,681 | $1,804 | $1,963 | $2,279 |
| $13,001 -$13,500 | $1,245 | $1,390 | $1,530 | $1,661 | $1,770 | $1,900 | $2,068 | $2,406 |
| $13,501-$14,000 | $1,309 | $1,460 | $1,607 | $1,746 | $1,859 | $1,998 | $2,176 | $2,537 |
| $14,001-$14,500 | $1,374 | $1,532 | $1,686 | $1,831 | $1,951 | $2,097 | $2,288 | $2,676 |
| $14,501-$15,000 | $1,437 | $1,605 | $1,765 | $1,917 | $2,043 | $2,199 | $2,402 | $2,820 |
| Prices for $15,001 – $100,000 Multiply the following amounts by your trip cost to get the price: |
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| $15,001-$100,000 | .0958 | .107 | .1177 | .1278 | .1362 | .1466 | .1601 | .188 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $3.65 | $4.63 | $5.26 | $6.19 | $7.31 | $9.07 | $12.08 | $20.38 | |
| IMG SE is available to anyone who lives in the United States. In addition, each State has its own approved wording. In order to understand what is covered you need to read the State-Specific Documents: Scroll down to find your State-Specific Description of Coverages |
If you already know you want an IMG SE plan, click here to go to the IMG plan’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.
| IMG LX is available to anyone who lives in the United States. In addition, each State has its own approved wording. In order to understand what is covered you need to read the State-Specific Documents: Scroll down to find your State-Specific Description of Coverages |
If you already know you want an IMG LX plan, click here to go to the IMG plan’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.
| IMG LX with the CFAR/IFAR Upgrade is available to anyone who lives in the United States. In addition, each State has its own approved wording. In order to understand what is covered you need to read the State-Specific Documents: Scroll down to find your State-Specific Description of Coverages |
If you already know you want an IMG LX plan with the CFAR/IFAR Upgrade, click here to go to the IMG plan’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.
The Travel Guard Preferred
Trip Cancellation Travel Insurance Plan
Click here if you are looking for the Travel Guard Plus plan
If you are going to Costa Rica, you can add the Costa Rica Lodging Expense Bundle, when you buy this plan, which includes the following Upgrades:
- Travel Inconvenience Maximum increased to $2,750
- Adds the following events to the Travel Inconvenience Benefit
- Bed Rest Accommodation $2,000
| The Travel Guard Preferred prices aren’t guaranteed. They can change day to day and are based on multiple price factors. |
| Travel Guard’s COVID-19 Notification FOR POLICIES PURCHASED ON OR AFTER MARCH 11, 2020 On March 11, 2020, the World Health Organization (WHO) declared Coronavirus (COVID-19) a pandemic. Therefore, any losses for trip cancellation, trip interruption and/or trip delay caused by or resulting from quarantine due to COVID-19 is not considered “Unforeseen” and will not be covered under the terms and conditions of this insurance policy. However, this does not affect any Medical Benefits available under the insurance policy. If you contract COVID-19 prior to departure, you would be covered for Trip Cancellation, if you have a confirmed and documented diagnosis and/or you are medically unable to travel at the time of departure due to COVID-19. If you contract COVID-19 while on a covered trip, you would be covered for Medical Expense and Trip Interruption/Curtailment benefits if you have a confirmed and documented diagnosis. Please thoroughly read the Description of Coverage for your insurance policy and note that Travel Guard offers a free-look period, which means you can cancel this insurance policy by giving us written notice within 15 days from the Effective Date of your insurance policy to receive a refund of the premium paid (provided that you have not started your trip or filed a claim). For New York residents, please call 1-800-826-1300 for more information about refunds. If you have already purchased an insurance policy, the facts and circumstances surrounding your trip and the terms and conditions of your policy will determine the extent of coverage for COVID-19 related claims.For more information, please visit https://www.travelguard.com/travel-news/coronavirus-advisory. |
This is an overview of the Travel Guard Preferred Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the your insurance policy, the policy terms will govern in all cases.
Travel Guard Preferred has its strengths & quibbles: |
|
| Why Buy It? | Quibbles |
| The Preferred Plan includes $50,000 Primary Medical Expense coverage if purchased within 15 days of your initial trip payment. You may double the coverage for a small extra cost with the Medical Bundle. |
You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage |
| The optional Emergency Evacuation Upgrade to $1,000,000 gives you Hospital of Your Choice Emergency Evacuation |
Without the optional Emergency Medical and Evacuation Upgrade, Emergency Evacuation limited to the nearest adequate licensed medical facility |
| Travel Guard can arrange payment to a medical facility if needed to secure your admission |
Coverage for you when a Family Member not traveling with you requires that any injury or sickness is considered life-threatening, as certified by a Physician or they require Your immediate care. |
| The Preferred plan has a 180 day Lookback period for the pre-existing medical condition exclusion. |
|
| If plan is purchased within 15 days of initial trip payment, the Medical Expense coverage will be Primary, you’ll receive coverage due to supplier financial default, a waiver of the pre existing condition exclusion, and the option to purchase Cancel for Any Reason coverage. |
|
| Cancellation due to Work Reasons coverage is included |
|
| You have a 15 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip. |
|
| The Preferred plan provides a Trip Interruption benefit of up to 150% of total trip cost |
|
| The Preferred plan’s maximum trip length is 365 days | |
| Travel Guard is 1 of the few companies we trust | |
| If you already know you want the Travel Guard Preferred plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone. | |
The Travel Guard Preferred plan includes $50,000 Medical Expense, $500,000 Emergency Evacuation and 150% Trip Interruption. Includes a 15 day satisfaction guarantee. Available to US residents only.
Travel Guard’s Preferred plan is family-friendly:
At no additional cost, the plan covers all children age 17 and under who are travelling with and related to the primary adult named on the enrollment form. Offer does not apply to optional coverages. Child’s trip cost cannot exceed adult trip cost to obtain coverage at no additional cost. You get a break on your children’s travel costs, so why pay extra for their travel insurance, too?
Travel Guard Preferred – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy. |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.
The Travel Guard Preferred Plan: |
|
| Secure online enrollment form link (you don’t pay extra fees using us) | Preferred’s secure online purchase page |
| Optional: Cancel For Any Reason |
50% of non-refundable trip costs |
| Satisfaction Guarantee | 15 days |
| Trip Cancellation (per person) | 100% of the insured trip cost |
| Trip Interruption (per person) | 150% of the insured trip cost |
| Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill). |
$50,000 Primary if purchased within 15 days of the initial trip deposit date, otherwise Secondary. You may double the coverage for an extra cost with the Medical Bundle. |
| Emergency Evacuation and Repatriation of Remains (per person) | $500,000 |
| Waiver of the Pre-Existing Medical Condition Exclusion | Included if coverage is purchased within 15 days of Initial Trip Deposit Date |
| Pre-Existing Medical Condition Lookback Period | 180 Days |
| Baggage and Personal Effects (per person) | $1,000 |
| Baggage Delay (per person) | $300 (after 12 hours) |
| Trip Delay (per person) | $200 per day, to a maximum of $800 (after 5 hours) |
| Missed Connection (per person) | $1,000 (after 3 hours) |
| Trip Cancellation/Interruption due to 3rd Party Financial Default | Included with a 14 waiting period after purchase |
| Trip Cancellation/Interruption due to Terrorist Incident | Included |
| 24-hour Assistance Services | Included |
| Insurance Underwriter | National Union Fire Insurance Company of Pittsburgh, PA (A Rated) |
| Secure online order form link (you don’t pay extra fees using us) | Go to the Preferred secure online order form |
Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.
Click here to go directly to Preferred’s secure online quote and purchase page
This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.
Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.
Coronavirus Policy Date Changes and Claims
If you are forced to change your travel plans due to the Coronavirus, scroll down this long page to see what you can do with your trip insurance policy. Deanna, Kim and Steve are happy to help you. If we don’t answer the phone, we’ll get back to you as soon as possible (we have caller ID) if you don’t leave a message. Or, contact us here.
As a policyholder you have every right to file a claim. If you ask us if your claim will be paid, we tell you to the best of our knowledge. That said, the only way you can be sure if your claim will be paid or not is after you file your claim. We cannot pre-determine the outcome of your claim. The insurance company has the final say.
| You’ll find each of our company’s contact emails and links to specific forms below. If you’re not as computer savvy / literate as you want to be, call or email us and we’ll start the process for you.
Each company requires you to furnish all your supporting documentation. This includes documentation from any travel arrangements you bought independently for the same trip. If you bought airfare on your own, the airline is likely waiving the change fees when you re-use the tickets. This is not the same as getting a cash refund. Except for us, companies are currently experiencing unusually high call volumes and this will continue for the foreseeable future. |
Here are the kinds of questions the Insurance company typically asks customers when they request a date transfer or a premium refund. You will be responsible for furnishing all your supporting documentation from your travel suppliers and travel agents:
- Did you incur any penalties from the cancellation of the original trip? This applies to all your travel suppliers including any that you booked independently.
- Did you get any Future Travel Credits from your cancelled trip?
- Do you have any pending claims for the original travel dates?
- What are your new travel dates (if known)?
- What is your new travel destination (if known)?
- Is there a new trip cost, or will it remain the same as listed for your original trip (if known)?
Travel Insured |
| Here’s Travel Insured’s Dedicated Coronavirus Page: https://www.travelinsured.com/coronavirus/ |
| You may email Travel Insured at customercare@travelinsured.com |
Voucher eligibility:
Important: The voucher’s value cannot be used to pay for a premium on a policy that is already in force. Nor can you use the voucher’s value to buy a different policy than the one the voucher is associated with.
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TravelSafe |
| If you are receiving a full refund or travel credit due to the Coronavirus, TravelSafe can change the dates on your policy. The new dates must be within 3 years of the date you originally purchased the policy, but not later than Dec 31, 2023.
If the customer receives a partial cash refund and partial future travel credit with the documentation showing this, TravelSafe would change the dates to a new booking. |
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CSA, Generali and TripAssure |
| Here’s CSA, Generali and TripAssure’s Dedicated Coronavirus Page: https://www.generalitravelinsurance.com/position-statements/coronavirus.html |
| If you are receiving a full refund or travel credit due to the Coronavirus, CSA / Generali can change the dates on your policy to new travel dates. The destination doesn’t have to be the same.
If you purchased a Generali travel insurance or CSA Travel Protection plan, you may be eligible for a travel insurance policy voucher. If you are eligible for a voucher, you will receive a voucher number within 10 business days of submitting your request. This voucher number can be used to apply your travel insurance plan to a future trip booked on or before March 31, 2022. While travel does not need to occur in 2021, your rebooking of the insurance will need to be done this year. Voucher eligibility:
Voucher redemption deadlines:
Go here to find CSA / Generali Voucher Request Form: https://www.generalitravelinsurance.com/customer/voucher-and-refund We’re happy to help you make your changes. Let us know if you make any changes so we can keep your information up to date. |
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IMG (iTravelInsured) |
| IMG’s Dedicated Coronavirus Page: https://www.imglobal.com/coronavirus |
If your trip has been rescheduled, you may change your policy dates:
|
| Go here to start a claim: https://www.imglobal.com/claims-center |
| We’re happy to help you make your changes. Let us know if you make any changes so we can keep your information up to date. |
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Travel Guard |
| Here’s Travel Guard’s Dedicated Coronavirus Page: https://www.travelguard.com/o/coronavirus-resource-center/ |
| Here’s Travel Guard’s Voucher and Refund Form: https://www.travelguard.com/o/coronavirus-resource-center/voucher-and-refund-form |
Please note the following for voucher requests:
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Berkshire Hathaway Travel Protection (BHTP) |
If customers are getting a full refund and can prove that for their trip cost BHTP allows you to do one of these two options:
|
| BHTP questions including what can be done with your policy should be emailed to: assist@bhtp.com |
| BHTP Claims questions can also be emailed to: claims@bhtp.com |
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Geo Blue |
| COVID-19 Update for Members: Requests for policy cancellation must be received in writing to enrollment@geo-blue.com. There is no need to speak to someone for policy cancellation requests. |
| Contact Geo Blue here: https://www.geobluetravelinsurance.com/contact.cfm/
We’re happy to help you make your changes. Let us know if you make any changes so we can keep your information up to date. |
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RoamRight |
| Here’s RoamRight’s Claim page: https://partner.roamright.com/claims/ |
| We’re happy to help you make your changes. Let us know if you make any changes so we can keep your information up to date. |
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Travelex |
| Here’s Travelex’s Dedicated Coronavirus Page: https://www.travelexinsurance.com/covid19 |
| If you are changing your travel dates due to the Coronavirus, Travelex is allowing a one-time date transfer if the new trip is within 12 months of the original departure date. If the new trip is more than 12 months from the original departure date, the date transfer may be approved if all of the following guidelines are met: |
|
| This is a long page – You get lots of information and prices. This plan is only for Missouri residents. Click here if you live in NY or PA, here if you live in WA or here if you live in the other States to see your correct information. |
| If you are receiving a full refund or travel credit due to Covid, IMG can change the dates on your policy. Click here to learn what you can do with your IMG iTI policy. |
| This is important: If you are making any of your payments with a travel credit from a previously cancelled trip, your Initial Trip Deposit Date is the date you first paid money on the cancelled trip that created the travel credit. Not the date you used the credit. |
IMG iTravelInsured SE and LX Trip Cancellation Plans
IMG iTI SE and IMG iTI LX have their strengths & quibbles: |
|
| Why Buy It? | Quibbles |
| You have 20 days after your initial trip deposit date to get the SE and LX plan’s pre-existing condition waiver and the LX plan’s Cancel for Any Reason benefits. |
IMG SE & LX plans’ maximum trip length is 90 days |
| The IMG LX has $100,000 Primary Emergency Medical & $1,000,000 Emergency Medical Evac / Repatriation |
The IMG SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation |
| IMG iTravelInsured SE & LX plans’ maximum trip cost is $50,000 per person |
|
| You can cancel your trip within 24 hours of Your Scheduled Departure Date and time if Your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of Your Trip occurs more than 14 days after Your Effective Date |
|
| Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip. |
|
| You don’t have to insure your full trip cost to get the pre-existing medical condition coverage. |
|
| The IMG plans have a 60 day pre-existing conditions Lookback Period |
|
| Cancellation due to Work Reasons coverage is included |
|
| The IMG iTravelInsured plans cover stable pre-existing medical conditions of non-traveling family members |
|
| IMG is one of the few companies we trust | |
| If you already know you want the IMG SE plan, click here for IMG SE’s secure online order form or here for IMG LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too. | |
IMG covers you for up to $100,000 (LX) Primary or $20,000 (SE) Secondary Emergency Medical, 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
Download IMG iTravelInsured’s Policy Wording: |
|
| IMG SE Policy of Insurance |
IMG LX Policy of Insurance |
| A brief description is below. For LX coverage, terms, conditions and exclusions, select the IMG SE or LX Description of Coverage. | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG iTI SE & IMG iTI LX plans cover: |
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| Plan Name | IMG SE | IMG LX |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
| Cancel For Any Reason | Not available | Available for a 40% surcharge |
| Trip Cancellation (per person) | Up to the insured amount | |
| Trip Interruption (per person) | Up to 150% of the insured amount | |
| Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $20,000 Secondary | $100,000 Primary |
| Emergency Medical Evacuation / Repatriation (per person) | $100,000 Primary | $1,000,000 Primary |
| Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
| Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | |
| Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
| Travel Baggage (per person) | $1,500 | $2,500 |
| Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
| Travel Delay (per person) | $500 (after 12 hours) $125 per day | $1,000 (after 6 hours) $250 per day |
| Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
| Common Carrier AD&D (per person) | $25,000 | $100,000 |
| 24 Hour Emergency Assistance | Yes | |
| Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
| Terrorist Incident coverage in Itinerary City | “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.” | |
| Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
| Money Back Guarantee | 10 days | |
| Secure online order link (you don’t pay extra fees using us) | Buy the IMG SE plan | Buy the IMG LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How IMG’s LX Plan’s
|
Here are the IMG SE Plan Prices:
Note this important IMG SE Plan pricing information:
- The table contains rates for Trip costs up to $50,000 per person
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 90 days’ trip varies by age
- Here’s the IMG SE secure online order form
The IMG SE Prices: |
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| Per Person Trip Cost |
Ages 0 – 39 | Ages 40 – 49 | Ages 50 – 59 | Ages 60 – 64 | Ages 65 – 69 | Ages 70 – 74 | Ages 75 – 79 | Ages 80 – 99 |
| $1-$500 | $31 | $43 | $45 | $50 | $57 | $67 | $82 | $121 |
| $501-$1,000 | $47 | $64 | $71 | $83 | $96 | $114 | $141 | $201 |
| $1,001-$1,500 | $66 | $90 | $101 | $119 | $139 | $166 | $203 | $285 |
| $1,501-$2,000 | $84 | $116 | $132 | $156 | $182 | $217 | $264 | $367 |
| $2,001-$2,500 | $104 | $142 | $163 | $193 | $226 | $268 | $325 | $447 |
| $2,501-$3,000 | $123 | $169 | $194 | $231 | $270 | $319 | $386 | $525 |
| $3,001-$3,500 | $143 | $196 | $226 | $269 | $314 | $370 | $446 | $601 |
| $3,501-$4,000 | $164 | $224 | $258 | $307 | $358 | $421 | $505 | $676 |
| $4,001-$4,500 | $184 | $252 | $291 | $345 | $402 | $473 | $565 | $750 |
| $4,501-$5,000 | $205 | $281 | $324 | $384 | $447 | $524 | $624 | $823 |
| $5,001-$5,500 | $227 | $310 | $357 | $424 | $492 | $576 | $684 | $896 |
| $5,501-$6,000 | $248 | $339 | $391 | $463 | $537 | $628 | $744 | $969 |
| $6,001-$6,500 | $270 | $369 | $425 | $503 | $583 | $681 | $804 | $1,043 |
| $6,501-$7,000 | $292 | $399 | $460 | $544 | $630 | $734 | $865 | $1,117 |
| $7,001-$7,500 | $314 | $429 | $495 | $585 | $677 | $788 | $928 | $1,193 |
| $7,501-$8,000 | $336 | $460 | $530 | $627 | $725 | $843 | $991 | $1,271 |
| $8,001-$8,500 | $359 | $491 | $566 | $669 | $773 | $899 | $1,056 | $1,352 |
| $8,501-$9,000 | $382 | $523 | $603 | $712 | $823 | $956 | $1,122 | $1,435 |
| $9,001-$9,500 | $405 | $554 | $639 | $756 | $873 | $1,015 | $1,191 | $1,521 |
| $9,501-$10,000 | $428 | $586 | $677 | $801 | $925 | $1,075 | $1,261 | $1,611 |
| $10,001-$10,500 | $424 | $587 | $688 | $822 | $956 | $1,115 | $1,314 | $1,687 |
| $10,501-$11,000 | $447 | $619 | $726 | $868 | $1,009 | $1,178 | $1,389 | $1,785 |
| $11,001-$11,500 | $470 | $651 | $765 | $915 | $1,064 | $1,243 | $1,467 | $1,888 |
| $11,501-$12,000 | $493 | $684 | $804 | $962 | $1,120 | $1,310 | $1,548 | $1,996 |
| $12,001-$12,500 | $517 | $717 | $844 | $1,011 | $1,178 | $1,379 | $1,632 | $2,111 |
| $12,501-$13,000 | $541 | $751 | $885 | $1,061 | $1,238 | $1,451 | $1,720 | $2,232 |
| $13,001-$13,500 | $565 | $785 | $926 | $1,112 | $1,299 | $1,525 | $1,811 | $2,360 |
| $13,501-$14,000 | $589 | $820 | $968 | $1,165 | $1,362 | $1,602 | $1,907 | $2,495 |
| $14,001-$14,500 | $613 | $855 | $1,011 | $1,219 | $1,427 | $1,682 | $2,007 | $2,638 |
| $14,501-$15,000 | $638 | $890 | $1,055 | $1,274 | $1,494 | $1,764 | $2,111 | $2,789 |
| Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price: |
||||||||
| $15,001-$50,000 | .045 | .062 | .072 | .086 | .101 | .118 | .141 | .186 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $2.79 | $4.03 | $4.37 | $5.12 | $6.15 | $7.78 | $10.53 | $17.96 | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the IMG LX Plan Prices:
Note this important IMG LX Plan pricing information:
- The table contains rates for Trip costs up to $50,000 per person
- It’s the same price for a trip of up to 31 days
- The daily per person rates for a 32 – 90 days’ trip varies by age
- Multiply the LX price by 1.4 to get the 75% Cancel & Interrupt For Any Reason price
- Here are the IMG LX secure online order form
The IMG LX Prices without Cancel for Any Reason: |
||||||||
| Per Person Trip Cost |
Ages 0 – 39 | Ages 40 – 49 | Ages 50 – 59 | Ages 60 – 64 | Ages 65 – 69 | Ages 70 – 74 | Ages 75 – 79 | Ages 80 + |
| $0-$500 | $34 | $41 | $47 | $54 | $61 | $72 | $90 | $137 |
| $501-$1,000 | $95 | $107 | $116 | $128 | $139 | $155 | $180 | $241 |
| $1,001-$1,500 | $115 | $131 | $148 | $167 | $185 | $209 | $245 | $329 |
| $1,501-$2,000 | $137 | $158 | $182 | $208 | $233 | $264 | $310 | $415 |
| $2,001-$2,500 | $160 | $186 | $217 | $251 | $281 | $321 | $377 | $500 |
| $2,501-$3,000 | $185 | $215 | $254 | $294 | $331 | $378 | $443 | $584 |
| $3,001-$3,500 | $210 | $246 | $292 | $339 | $382 | $435 | $509 | $666 |
| $3,501-$4,000 | $237 | $277 | $330 | $385 | $433 | $493 | $575 | $748 |
| $4,001-$4,500 | $265 | $310 | $370 | $431 | $485 | $552 | $642 | $829 |
| $4,501-$5,000 | $293 | $344 | $411 | $479 | $539 | $611 | $709 | $909 |
| $5,001-$5,500 | $323 | $379 | $453 | $528 | $593 | $672 | $777 | $990 |
| $5,501-$6,000 | $354 | $416 | $497 | $578 | $649 | $733 | $846 | $1,072 |
| $6,001-$6,500 | $387 | $454 | $542 | $630 | $706 | $797 | $916 | $1,155 |
| $6,501-$7,000 | $421 | $493 | $589 | $683 | $764 | $861 | $988 | $1,239 |
| $7,001-$7,500 | $456 | $534 | $637 | $738 | $825 | $928 | $1,062 | $1,326 |
| $7,501-$8,000 | $494 | $577 | $687 | $795 | $887 | $996 | $1,138 | $1,416 |
| $8,001-$8,500 | $552 | $642 | $758 | $871 | $967 | $1,082 | $1,229 | $1,518 |
| $8,501-$9,000 | $618 | $714 | $836 | $954 | $1,055 | $1,174 | $1,328 | $1,628 |
| $9,001-$9,500 | $693 | $797 | $924 | $1,047 | $1,151 | $1,274 | $1,434 | $1,746 |
| $9,501-$10,000 | $781 | $891 | $1,023 | $1,150 | $1,258 | $1,385 | $1,550 | $1,873 |
| $10,001-$10,500 | $854 | $971 | $1,109 | $1,242 | $1,353 | $1,485 | $1,656 | $1,992 |
| $10,501-$11,000 | $971 | $1,096 | $1,237 | $1,372 | $1,486 | $1,621 | $1,796 | $2,143 |
| $11,001-$11,500 | $1,108 | $1,242 | $1,385 | $1,522 | $1,637 | $1,774 | $1,952 | $2,309 |
| $11,501-$12,000 | $1,270 | $1,413 | $1,557 | $1,694 | $1,809 | $1,947 | $2,128 | $2,494 |
| $12,001-$12,500 | $1,346 | $1,497 | $1,648 | $1,792 | $1,913 | $2,058 | $2,250 | $2,640 |
| $12,501-$13,000 | $1,422 | $1,581 | $1,740 | $1,890 | $2,018 | $2,172 | $2,376 | $2,792 |
| $13,001-$13,500 | $1,499 | $1,666 | $1,832 | $1,991 | $2,126 | $2,288 | $2,505 | $2,952 |
| $13,501-$14,000 | $1,576 | $1,751 | $1,926 | $2,092 | $2,235 | $2,408 | $2,639 | $3,119 |
| $14,001-$14,500 | $1,653 | $1,837 | $2,020 | $2,195 | $2,346 | $2,530 | $2,777 | $3,294 |
| $14,501-$15,000 | $1,730 | $1,924 | $2,116 | $2,300 | $2,460 | $2,655 | $2,920 | $3,477 |
| Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price: |
||||||||
| $15,001-$50,000 | .094 | .107 | .12 | .134 | .146 | .16 | .179 | .219 |
| Per Day Cost for Over 31 days Trip Length: | ||||||||
| $3.65 | $4.66 | $5.31 | $6.26 | $7.42 | $9.23 | $12.33 | $20.97 | |
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PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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