The Travel Guard Preferred
Trip Cancellation Travel Insurance Plan

Click here if you are looking for the Travel Guard Plus plan

This Travel Guard Preferred plan is available to all States except FL, MN, MO, MT, NY, WA residents.

The Travel Guard Preferred prices aren’t guaranteed. They can change day to day and are based on multiple price factors.

You may have coverage due to the Coronavirus outbreak

This is an overview of the Travel Guard Preferred Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the your insurance policy, the policy terms will govern in all cases.

Travel Guard Preferred has its strengths & quibbles:
Why Buy It?	Quibbles
The Preferred Plan includes $50,000 Primary Medical Expense coverage if purchased within 15 days of your initial trip payment. You may double the coverage for a small extra cost.	You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
The optional Emergency Evacuation Upgrade to $1,000,000 gives you Hospital of Your Choice Emergency Evacuation	Without the optional Emergency Medical and Evacuation Upgrade, Emergency Evacuation limited to the nearest adequate licensed medical facility
Travel Guard can arrange payment to a medical facility if needed to secure your admission	Coverage for you when a Family Member not traveling with you requires that any injury or sickness is considered life-threatening, as certified by a Physician or they require Your immediate care.
The Preferred plan has a 180 day Lookback period for the pre-existing medical condition exclusion.
If plan is purchased within 15 days of initial trip payment, the Medical Expense coverage will be Primary, you’ll receive coverage due to supplier financial default, a waiver of the pre existing condition exclusion, and the option to purchase Cancel for Any Reason coverage.
Cancellation due to Work Reasons coverage is included
You have a 15 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip.
The Preferred plan provides a Trip Interruption benefit of up to 150% of total trip cost
The Preferred plan’s maximum trip length is 365 days
Travel Guard is 1 of the few companies we trust
If you already know you want the Travel Guard Preferred plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone.

The Travel Guard Preferred plan includes $50,000 Medical Expense, $500,000 Emergency Evacuation and 150% Trip Interruption. Includes a 15 day satisfaction guarantee. Available to US residents only.

Travel Guard’s Preferred plan is family-friendly:
At no additional cost, the plan covers all children age 17 and under who are travelling with and related to the primary adult named on the enrollment form. Offer does not apply to optional coverages. Child’s trip cost cannot exceed adult trip cost to obtain coverage at no additional cost. You get a break on your children’s travel costs, so why pay extra for their travel insurance, too?

Travel Guard Preferred – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

The Travel Guard Preferred Plan:
Secure online enrollment form link (you don’t pay extra fees using us)	Preferred’s secure online purchase page
Who can get this?	Any US Resident except FL, MN, MO, MT, NY, WA residents
Optional: Cancel For Any Reason	50% or 75% of non-refundable trip costs
Satisfaction Guarantee	15 days
Trip Cancellation (per person)	100% of the insured trip cost
Trip Interruption (per person)	150% of the insured trip cost
Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill).	$50,000 Primary if purchased within 15 days of the initial trip deposit date, otherwise Secondary. You may double the coverage for an extra cost.
Emergency Evacuation and Repatriation of Remains (per person)	$500,000
Waiver of the Pre-Existing Medical Condition Exclusion	Included if coverage is purchased within 15 days of Initial Trip Deposit Date
Pre-Existing Medical Condition Lookback Period	180 Days
Baggage and Personal Effects (per person)	$1,000
Baggage Delay (per person)	$300 (after 12 hours)
Trip Delay (per person)	$200 per day, to a maximum of $800 (after 5 hours)
Missed Connection (per person)	$1,000 (after 3 hours)
Trip Cancellation/Interruption due to 3rd Party Financial Default	Included with a 14 waiting period after purchase
Trip Cancellation/Interruption due to Terrorist Incident	Included
24-hour Assistance Services	Included
Insurance Underwriter	National Union Fire Insurance Company of Pittsburgh, PA (A Rated)
Secure online order form link (you don’t pay extra fees using us)	Go to the Preferred secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

Click here to go directly to Preferred’s secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.

Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.

Get RoamRight’s Multi-Trip Cancellation Insurance:

• Your Trip destination must be at least 100 miles from home
• You do not live in the State of Oregon or Puerto Rico
• Your trips are not more than 30 days long each time

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance has its strengths & quibbles:
Why Buy It?	Quibbles
Pre-existing Medical Conditions are covered for Trip Cancellation, Trip Interruption and Medical Treatment. The exclusion for the Pre-Existing Condition will be waived provided: You or the individual with the Pre-Existing Condition, are not disabled from travel at the time Your premium is paid.	Maximum eligible age is 74
The RoamRight’s Multi-Trip Cancellation plan has $25,000 (no deductible) Excess (Secondary) Emergency Medical coverage	Supplier financial default is not covered
The RoamRight’s Multi-Trip Cancellation plan has $100,000 Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains coverage	You have a Maximum of One (1) Emergency Evacuation, Medically Necessary Repatriation or Repatriation of Remains Occurrence Per Plan Year
You may have $2,500, $5,000, $7,500, or $10,000 Trip Cancellation & Trip Interruption coverage per insured person
RoamRight’s Multi-Trip Cancellation’s maximum trip length is 30 days
Any US Resident (except Oregon and Puerto Rico) can get this plan
Terrorist Incidents are covered that occur within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your or Your Traveling Companion’s Trip. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.
$100,000 Political Evacuation coverage to evacuate you home or to the nearest place of safety and then home in the event of a political emergency situation due to government or social upheaval while traveling in a foreign country is included
You have a 14 day Free Look Period
RoamRight is 1 of the few companies we trust
If you already know you want the RoamRight Multi-Trip Annual Trip Cancellation plan, click here to go to our secure online quote & order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Your latest deadline to buy this Multi-Trip Cancellation plan is the earlier / earliest of the following:
(a) any date within 30 days after final payment is paid for the first Trip to be covered by this policy; and
(b) the day before the Scheduled Departure Date for the first trip to be covered by this policy.

You may buy this Multi-Trip Cancellation plan any time before the deadlines – the deadlines above are the latest you may get this Multi-Trip Cancellation plan.

The exclusion for the Pre-Existing Condition will be waived provided:
You or the individual with the Pre-Existing Condition, are not disabled from travel at the time Your premium is paid.

“Pre-Existing Condition” means any Injury, Sickness or condition of You, a Traveling Companion or Your and/or Your Traveling Companion’s Family Member for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the Sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance Prices:
Annual Trip Cancellation Limit	Annual Price
$2,500	$192
$5,000	$320
$7,500	$447
$10,000	$574

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance plan is a good alternative to buying a policy for each trip. Instead of buying a whole new travel insurance plan every time you travel, just get the RoamRight Multi-Trip Annual Trip Cancellation plan.

View or Download RoamRight’s Multi-Trip Cancellation Description of Coverage

A brief description is below. For complete coverage, terms, conditions and exclusions, select the RoamRight Multi-Trip Cancellation Certificate of Coverage. You can view or download RoamRight’s Description of Coverage with the free Adobe Acrobat Reader.
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The RoamRight Multi-Trip Annual Trip Cancellation Plan Covers
Secure online order form link (you don’t pay extra fees using us)	RoamRight Multi-Trip Annual Trip Cancellation’s Secure Online Order Form
Benefits	Maximum Limit Per Person Per Year*
Part A – Travel Protection
Trip Cancellation	$2,500, $5,000, $7,500, or $10,000
Trip Interruption	$2,500, $5,000, $7,500, or $10,000
Part B – Medical Protection
Emergency Accident and Sickness Medical Expense	$25,000
Dental Sublimit	$750
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains	$250,000 Maximum of One (1) Occurrence Per Year
Part C – Baggage Protection
Baggage and Personal Effects	$1,000
Baggage Per Article Limit	$250
Baggage Combined Articles Limit	$500
Baggage Delay (24 Hours)	$300
Missed Connection (after 3 Hours)	$500
Accidental Death and Dismemberment	$25,000
Secure online order form link (you don’t pay extra fees using us)	RoamRight Multi-Trip Annual Trip Cancellation’s Secure Online Order Form

Benefits are provided on an aggregate basis. The maximum limits are applied to the entire policy term (one year).

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The pre-June 10, 2020 Travel Insured FL Prices

The Travel Insured Worldwide Trip Protector Plus Prices:
Per Person Trip Cost	Ages 0 – 34	Ages 35 – 58	Ages 59 – 70	Ages 71 – 74	Ages 75 – 80	Ages 81 – 85	Ages 86 +
$0 – $0	27	37	45	54	77	138	239
1 – $250	62	70	71	74	85	114	166
251 – $500	71	81	89	96	112	153	218
501 – $1,000	88	104	121	135	161	222	309
1,001 – $1,500	108	130	159	179	217	299	412
1,501 – $2,000	129	159	198	226	274	377	513
2,001 – $2,500	152	187	238	273	331	452	610
2,501 – $3,000	175	218	280	321	388	528	705
3,001 – $3,500	199	249	321	370	447	602	797
3,501 – $4,000	225	282	364	419	505	676	887
4,001 – $4,500	251	315	409	469	564	750	978
4,501 – $5,000	279	351	455	521	624	823	1,067
5,001 – $5,500	307	386	501	573	685	899	1,156
5,501 – $6,000	338	424	549	628	747	974	1,245
6,001 – $6,500	369	464	600	683	810	1,051	1,336
6,501 – $7,000	402	505	651	741	876	1,129	1,429
7,001 – $8,000	464	580	745	845	995	1,272	1,595
8,001 – $9,000	542	675	861	973	1,139	1,446	1,801
9,001 – $10,000	629	780	988	1,112	1,295	1,634	2,025
10,001 – $11,000	726	896	1,126	1,263	1,466	1,841	2,273
11,001 – $12,000	836	1,027	1,279	1,430	1,654	2,071	2,551
12,001 – $13,000	962	1,174	1,449	1,615	1,863	2,326	2,865
13,001 – $14,000	1,105	1,341	1,640	1,822	2,096	2,613	3,223
14,001 – $15,000	1,271	1,531	1,855	2,053	2,356	2,936	3,628
15,001 – $16,000	1,360	1,641	1,989	2,203	2,527	3,149	3,885
16,001 – $17,000	1,452	1,753	2,126	2,355	2,702	3,364	4,148
17,001 – $18,000	1,544	1,866	2,266	2,509	2,878	3,581	4,413
18,001 – $19,000	1,637	1,979	2,405	2,664	3,055	3,801	4,678
19,001 – $20,000	1,729	2,094	2,546	2,820	3,234	4,020	4,945
20,001 – $21,000	1,823	2,209	2,686	2,976	3,414	4,242	5,215
21,001 – $22,000	1,916	2,325	2,829	3,134	3,594	4,464	5,484
22,001 – $23,000	2,011	2,442	2,972	3,292	3,776	4,688	5,756
23,001 – $24,000	2,106	2,558	3,115	3,452	3,958	4,913	6,028
24,001 – $25,000	2,201	2,676	3,259	3,612	4,141	5,139	6,302
The Travel Insured WTP Plus Per Day Prices for Trips over 30 Days Long:
	$2.78	$4.18	$5.66	$7.22	$10.61	$19.37	$32.91

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The Travel Insured Worldwide Trip Protector Prices:
Per Person Trip Cost	Ages 0 – 34	Ages 35 – 58	Ages 59 – 70	Ages 71 – 74	Ages 75 – 80	Ages 81 – 85	Ages 86 +
$0 – $0	22	31	36	45	67	127	222
1 – $250	17	23	28	35	49	83	136
251 – $500	24	34	43	54	74	119	187
501 – $1,000	38	54	71	88	118	183	274
1,001 – $1,500	53	77	104	127	169	256	371
1,501 – $2,000	68	102	136	167	220	327	465
2,001 – $2,500	84	126	170	208	269	396	555
2,501 – $3,000	100	151	203	247	320	464	644
3,001 – $3,500	117	177	237	288	370	531	729
3,501 – $4,000	135	202	271	329	420	597	813
4,001 – $4,500	151	227	306	370	470	664	894
4,501 – $5,000	169	254	340	411	520	729	976
5,001 – $5,500	187	280	375	452	571	794	1,057
5,501 – $6,000	204	308	411	494	621	859	1,137
6,001 – $6,500	223	335	447	537	672	925	1,218
6,501 – $7,000	241	363	483	579	724	992	1,300
7,001 – $8,000	274	412	548	656	817	1,112	1,448
8,001 – $9,000	311	469	624	745	926	1,255	1,626
9,001 – $10,000	350	529	702	839	1,042	1,409	1,820
10,001 – $11,000	390	590	785	937	1,165	1,575	2,033
11,001 – $12,000	430	651	870	1,040	1,295	1,756	2,269
12,001 – $13,000	470	716	958	1,149	1,434	1,953	2,535
13,001 – $14,000	511	782	1,052	1,265	1,586	2,172	2,833
14,001 – $15,000	553	849	1,151	1,388	1,748	2,414	3,169
15,001 – $16,000	595	914	1,238	1,493	1,878	2,589	3,395
16,001 – $17,000	637	981	1,326	1,599	2,011	2,768	3,626
17,001 – $18,000	680	1,047	1,416	1,706	2,143	2,949	3,857
18,001 – $19,000	723	1,113	1,506	1,814	2,278	3,130	4,090
19,001 – $20,000	766	1,181	1,598	1,922	2,414	3,313	4,324
20,001 – $21,000	810	1,250	1,689	2,033	2,550	3,497	4,560
21,001 – $22,000	855	1,318	1,782	2,143	2,686	3,682	4,797
22,001 – $23,000	900	1,388	1,875	2,255	2,826	3,868	5,035
23,001 – $24,000	944	1,458	1,969	2,366	2,964	4,055	5,275
24,001 – $25,000	989	1,528	2,064	2,480	3,104	4,243	5,514
The Travel Insured WTP Per Day Prices for Trips over 30 Days Long:
	$2.01	$3.28	$4.54	$6.05	$9.35	$17.77	$30.80

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The Travel Insured Lite Prices for FL residents:
Per Person Trip Cost	Ages 0 – 34	Ages 35 – 58	Ages 59 – 70	Ages 71 – 74	Ages 75 – 80	Ages 81 – 85	Ages 86 +
$0 – $0	$14	$19	$20	$30	$43	$67	$109
$1 – $250	$14	$19	$21	$30	$39	$51	$73
$251 – $500	$22	$29	$34	$49	$63	$81	$116
$501 – $1,000	$33	$46	$57	$81	$106	$134	$187
$1,001 – $1,500	$46	$67	$82	$120	$156	$195	$265
$1,501 – $2,000	$62	$89	$109	$159	$204	$253	$341
$2,001 – $2,500	$75	$109	$134	$198	$253	$309	$412
$2,501 – $3,000	$91	$132	$161	$236	$300	$365	$481
$3,001 – $3,500	$106	$154	$188	$274	$349	$419	$547
$3,501 – $4,000	$121	$176	$216	$314	$395	$472	$611
$4,001 – $4,500	$136	$198	$242	$352	$442	$523	$673
$4,501 – $5,000	$152	$221	$270	$392	$489	$575	$734
$5,001 – $5,500	$169	$245	$297	$431	$537	$771	$795
$5,501 – $6,000	$196	$267	$325	$471	$584	$887	$854
$6,001 – $6,500	$234	$328	$397	$596	$736	$982	$1,232
$6,501 – $7,000	$254	$357	$428	$642	$793	$1,054	$1,314
$7,001 – $8,000	$287	$405	$485	$728	$895	$1,180	$1,465
$8,001 – $9,000	$328	$460	$552	$827	$1,016	$1,335	$1,649
$9,001 – $10,000	$368	$519	$623	$932	$1,145	$1,501	$1,852

Coronavirus Policy Date Changes and Claims

You’re likely being forced to change your travel plans due to the Coronavirus. You’ll find more details scrolling down this long page.

We’re happy to help you, though contacting the companies directly avoids confusion. If we don’t answer the phone, we’ll get back to you as soon as possible (caller ID). The same for emails. You may contact us here.

As a policyholder you have every right to file a claim. When you ask us if your claim will be covered, we tell you to the best of our knowledge. That said, the only way you can be sure if your claim will be paid or not is after you file your claim. The insurance company has the final say.

You’ll find each of our company’s contact emails and links to specific forms below. If you’re not as computer savvy / literate as you want to be, call or email us and we’ll start the process for you. Each company requires you to furnish all your supporting documentation from your travel suppliers and / or travel agents. This includes documentation from any travel arrangements you bought independently for the same trip. If you bought airfare on your own, the airline is likely waiving the change fees when you re-use the tickets. This is not the same as getting a cash refund. Except for us, companies are currently experiencing unusually high call volumes and this will continue for the foreseeable future.

Here are the kinds of questions the Insurance company typically asks customers when they request a date transfer or a premium refund. You will be responsible for furnishing all your supporting documentation from your travel suppliers and travel agents:

• Did you incur any penalties from the cancellation of the original trip? This applies to all your travel suppliers including any that you booked independently.
• Did you get any Future Travel Credits from your cancelled trip?
• Do you have any pending claims for the original travel dates?
• What are your new travel dates (if known)?
• What is your new travel destination (if known)?
• Is there a new trip cost, or will it remain the same as listed for your original trip (if known)?

Travel Insured This is only available for trips where your original trip departure date is between March 1, 2020 – September 30, 2020

Here’s Travel Insured’s Dedicated Coronavirus Page: https://www.travelinsured.com/coronavirus/

You may email Travel Insured at customercare@travelinsured.com

Travel Insured has a Voucher Form you can use when your trip has been affected due to the Coronavirus: https://www.travelinsured.com/vouchers/ If you would like to change the travel dates on your plan to cover a new or rescheduled trip (provided you are no longer taking the impacted trip due to COVID-19) you can fill out this form for a travel protection voucher. If you know your new dates of travel, we will update your protection plan to reflect the new dates. If you do not know your new travel dates yet, we will hold your plan voucher for future use. The future or rescheduled departure date must be within 3 years from the date of your original plan application date. Voucher for future use will be provided in email format. We’re happy to help you; though contacting Travel Insured directly avoids confusion. Let us know if you make any changes so we can keep your information up to date. Voucher eligibility: Original trip departure date is between March 1, 2020 – October 31, 2020 Travel has not and will not take place due to COVID-19 A claim hasn’t already been filed against the plan Important: The voucher’s value cannot be used to pay for a premium on a policy that is already in force. Nor can you use the voucher’s value to buy a different policy than the one the voucher is associated with. Click here to start a Travel Insured claim

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TravelSafe

If you are receiving a full refund or travel credit due to the Coronavirus, TravelSafe can change the dates on your policy. The new dates must be within 3 years of the date you originally purchased the policy, but not later than Dec 31, 2022. If the customer receives a partial cash refund and partial future travel credit with the documentation showing this, TravelSafe would change the dates to a new booking.

If you don’t have the new dates, TravelSafe puts in dates prior to the 3 years. Let us or TravelSafe know when you have new dates. TravelSafe needs the request in writing with proof of refund/credit. If you choose to transfer your policy to another trip, you will be able to make adjustments to the trip cost. This option also requires documentation showing they are not within penalty. Email edits@travelsafe.com Click here to start a TravelSafe claim We’re happy to help you; though contacting TravelSafe directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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Travelex

Here’s Travelex’s Dedicated Coronavirus Page: https://www.travelexinsurance.com/covid19

If you are changing your travel dates due to the Coronavirus, Travelex is allowing a one-time date transfer if the new trip is within 12 months of the original departure date. If the new trip is more than 12 months from the original departure date, the date transfer may be approved if all of the following guidelines are met:

Traveler must pay the rates in effect at the time the new trip is booked. The new trip dates must be APPLIED to the policy within 12 months of the original departure date. Notify Travelex of request (email or phone) prior to original departure date. Trip must be cancelled prior to original departure date. There cannot be any claims filed against the original policy. The traveler confirms they are waiving their right to claim against the original insured trip under the policy. The date the new trip is confirmed with dates becomes the new ‘initial deposit date’ for, pre-existing condition exclusion waiver, financial default eligibility and cancel for business reasons, where applicable. The policy is effective at 12:01am the day following contacting Travelex. Email customersolutions@travelexinsurance.com Click here to start a Travelex claim We’re happy to help you; though contacting Travelex directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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CSA, Generali and TripAssure

Here’s CSA, Generali and TripAssure’s Dedicated Coronavirus Page: https://www.generalitravelinsurance.com/position-statements/coronavirus.html

If you are receiving a full refund or travel credit due to the Coronavirus, CSA / Generali can change the dates on your policy to new travel dates. The destination doesn’t have to be the same. If you purchased a Generali travel insurance or CSA Travel Protection plan, you may be eligible for a travel insurance policy voucher. If you are eligible for a voucher, you will receive a voucher number within 10 business days of submitting your request. This voucher number can be used to apply your travel insurance plan to a future trip booked on or before December 31, 2020. While travel does not need to occur in 2020, your rebooking of the insurance will need to be done this year. Voucher eligibility: Original trip departure date is between January 29, 2020 – June 30, 2020 Travel has not already taken place A claim hasn’t already been filed against the plan Go here to find CSA / Generali Voucher Request Form: https://www.generalitravelinsurance.com/customer/voucher-and-refund If CSA / Generali / TripAssure is updated with the new travel dates within 18 months of the date the trip was cancelled or the trip departure date (whichever date is earlier), you may change the dates to a new trip. The new must be completed not more than 18 months from the date your original trip was cancelled. If your trip cost later increases, you may also increase your insured trip cost. If you are past your departure date email: exceptions@csatravelprotection.com If your departure date is in the future email: customerservice@generalitravelinsurance.com CSA / Generali needs the request in writing with proof of refund/credit. If you choose to transfer your policy to another trip, you will be able to make adjustments to the trip cost. This option also requires documentation showing they are not within penalty. We’re happy to help you; though contacting CSA / Generali directly avoids confusion. Let us know if you make any changes so we can keep your information up to date. Click here to start a CSA claim

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GeoBlue

COVID-19 Update for Members: Requests for policy cancellation must be received in writing to enrollment@geo-blue.com. There is no need to speak to someone for policy cancellation requests.

Contact GeoBlue here: https://www.geobluetravelinsurance.com/contact.cfm/ We’re happy to help you; though contacting AIG Travel Guard directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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IMG iTravelInsured

Here’s the IMG iTravelInsured’s Dedicated Coronavirus Page: https://www.imglobal.com/coronavirus

If your trip costs have been fully refunded or credited for your future use by your travel provider(s) due to Coronavirus cancellations, this is what IMG iTravelInsured is doing as of June 1, 2020: We can advance your policy travel dates by 12 months to the year 2021. This could change going forward due to the nature of current events. As long as we are contacted 24 hours before the start date of the trip, we are able to make changes to the polices but not after this date has lapsed. Contact service@itravelinsured.com with your name and policy number to inquire about advancing your policy travel dates by 12 months to the year 2021.

You may download all the IMG Claim forms from this page in the pdf format: https://www.itravelinsured.com/customer-service/claim-forms

Go here if you need to start a claim: https://www.imglobal.com/claims-center

We’re happy to help you; though contacting IMG directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

=============

Travel Guard

Here’s Travel Guard’s Dedicated Coronavirus Page: https://www.travelguard.com/o/coronavirus-resource-center/

Here’s Travel Guard’s Voucher and Refund Form: https://www.travelguard.com/o/coronavirus-resource-center/voucher-and-refund-form

Please note the following for voucher requests: The client must inform AIG Travel Guard of the trip cancellation prior to the departure date. It is imperative the insured make the voucher request prior to, and not after, the departure date. We cannot issue a voucher after the departure date. The client must complete and submit the voucher request form. If the above requirements are met, our administration team will issue the client a voucher for the value of the premium. The voucher must be applied within two years from the voucher issuance date. If the client does not apply the voucher to another AIG Travel insurance policy in the two-year period, the voucher cannot be extended. If the new policy premium is more than the voucher amount, the client is responsible for any additional premium. If the new policy premium is less than the voucher value, no refund or future voucher will be given for the difference. Select Refund if your policy was purchased within the last 15 days. Select Vouchers if your policy was purchased over 15 days ago AND your trip departure is before April 30, 2020. We’re happy to help you; though contacting AIG Travel Guard directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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Berkshire Hathaway Travel Protection (BHTP)

If customers are getting a full refund and can prove that for their trip cost BHTP allows you to do one of these two options: You may move the travel dates to a future trip, but the request must be done prior to the departure date on the plan. If you or us, on your behalf, contact BHTP before your departure date, you may update your plan’s travel dates. If your policy was bought after Sept 30, 2019, a new quote would be calculated. If the cost is higher, you will the owe the difference. If it’s less, you’ll be refunded the difference. If you do not update your dates prior to the departure date on your plan, you will have to provide proof of 100% refund to transfer the dates. Once the documentation is supplied, BHTP will then purchase a new plan and cancel the old plan refunding the cost of the old plan. We’re happy to help you; though contacting BHTP directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

BHTP questions including what can be done with your policy should be emailed to: assist@bhtp.com

BHTP Claims questions can also be emailed to: claims@bhtp.com

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We’re happy to help you; though contacting RoamRight directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

RoamRight

Here’s RoamRight’s Claim page: https://partner.roamright.com/claims/

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Florida residents. Click here if you live in KS, MO or VA, here if you live in WA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:
Why Buy It?	Quibbles
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver	IMG iTI SE plan’s maximum trip length is 90 days
The maximum trip cost you can insure is $50,000 per person for the SE plan	The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance

A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:
Plan Name	IMG iTI SE
Secure online order link (you don’t pay extra fees using us)	Buy IMG iTI SE
Money Back Guarantee	10 days
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission	$20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person)	$100,000
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period	60 Days (you or your Traveling Companion)
Travel Baggage (per person)	1,500
Travel Baggage Delay (per person)	$250 (12 Hours or More)
Travel Delay (per person)	$500 (after 12 hours) $125 per day
Missed Connection (per person)	$500 (more than 6 hours)
Common Carrier AD&D (per person)	$25,000
$40,000 Rental Car Damage (except TX residents	Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance	Yes
3rd Party Travel Supplier Financial Insolvency	14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us)	Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

• The table contains rates for Trip costs up to $50,000 per person
• It’s the same price for a trip of up to 30 days
• The daily per person rates for a 31 – 90 days’ trip varies by age
• Here’s the IMG iTI SE secure online order form

The IMG iTI SE Prices:
Per Person Trip Cost	Ages 0 – 39	Ages 40 – 49	Ages 50 – 59	Ages 60 – 64	Ages 65 – 69	Ages 70 – 74	Ages 75 – 79	Ages 80 – 99
$1-$500	$26	$36	$37	$42	$48	$56	$69	$102
$501-$1,000	$36	$49	$54	$64	$74	$89	$110	$161
$1,001-$1,500	$50	$69	$78	$93	$108	$129	$159	$228
$1,501-$2,000	$65	$90	$102	$122	$142	$169	$208	$293
$2,001-$2,500	$80	$111	$126	$151	$176	$209	$256	$356
$2,501-$3,000	$95	$132	$151	$181	$211	$249	$304	$418
$3,001-$3,500	$111	$154	$176	$211	$245	$289	$351	$479
$3,501-$4,000	$127	$176	$201	$241	$280	$329	$398	$538
$4,001-$4,500	$143	$198	$226	$271	$315	$370	$445	$597
$4,501-$5,000	$159	$221	$252	$302	$350	$410	$492	$655
$5,001-$5,500	$176	$244	$278	$333	$385	$450	$539	$713
$5,501-$6,000	$193	$267	$305	$364	$421	$491	$586	$771
$6,001-$6,500	$210	$291	$331	$395	$457	$533	$634	$829
$6,501-$7,000	$227	$314	$358	$427	$493	$574	$682	$888
$7,001-$7,500	$244	$338	$385	$460	$530	$617	$731	$948
$7,501-$8,000	$261	$362	$413	$492	$568	$660	$781	$1,010
$8,001-$8,500	$279	$387	$441	$526	$606	$704	$832	$1,074
$8,501-$9,000	$297	$412	$470	$559	$645	$749	$885	$1,140
$9,001-$9,500	$315	$437	$498	$594	$684	$794	$939	$1,208
$9,501-$10,000	$333	$462	$528	$629	$725	$842	$994	$1,279
$10,001-$10,500	$351	$488	$557	$665	$766	$890	$1,052	$1,354
$10,501-$11,000	$369	$514	$588	$701	$809	$940	$1,111	$1,432
$11,001-$11,500	$388	$540	$618	$738	$852	$991	$1,173	$1,515
$11,501-$12,000	$406	$567	$649	$776	$897	$1,044	$1,237	$1,601
$12,001-$12,500	$425	$594	$681	$815	$943	$1,098	$1,304	$1,693
$12,501-$13,000	$444	$621	$713	$855	$990	$1,155	$1,374	$1,789
$13,001-$13,500	$463	$648	$746	$896	$1,038	$1,213	$1,446	$1,891
$13,501-$14,000	$483	$676	$780	$938	$1,088	$1,274	$1,522	$1,999
$14,001-$14,500	$502	$705	$814	$981	$1,140	$1,337	$1,601	$2,113
$14,501-$15,000	$522	$733	$849	$1,025	$1,193	$1,402	$1,684	$2,233
Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price:
$15,001 – 100,000	0.035	0.049	0.056	0.068	0.079	0.092	0.111	0.147
Per Day Cost for Over 31 days Trip Length:
	$2.79	$4	$4.25	$5.03	$6.07	$7.78	$10.90	$19.92

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Kansas, Missouri, Virginia residents. Click here if you live in FL, here if you live in WA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:
Why Buy It?	Quibbles
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver	IMG iTI SE plan’s maximum trip length is 90 days
The maximum trip cost you can insure is $50,000 per person for the SE plan	The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance for Kansas	IMG iTI SE’s Policy of Insurance for Missouri	IMG iTI SE’s Policy of Insurance for Virgina
A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:
Plan Name	IMG iTI SE
Secure online order link (you don’t pay extra fees using us)	Buy IMG iTI SE
Money Back Guarantee	10 days
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission	$20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person)	$100,000
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period	60 Days (you or your Traveling Companion)
Travel Baggage (per person)	1,500
Travel Baggage Delay (per person)	$250 (12 Hours or More)
Travel Delay (per person)	$500 (after 12 hours) $125 per day
Missed Connection (per person)	$500 (more than 6 hours)
Common Carrier AD&D (per person)	$25,000
$40,000 Rental Car Damage (except TX residents	Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance	Yes
3rd Party Travel Supplier Financial Insolvency	14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us)	Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

• The table contains rates for Trip costs up to $50,000 per person
• It’s the same price for a trip of up to 30 days
• The daily per person rates for a 31 – 90 days’ trip varies by age
• Here’s the IMG iTI SE secure online order form

The IMG iTI SE Prices:
Per Person Trip Cost	Ages 0 – 39	Ages 40 – 49	Ages 50 – 59	Ages 60 – 64	Ages 65 – 69	Ages 70 – 74	Ages 75 – 79	Ages 80 – 99
$1-$500	$31	$43	$45	$50	$57	$67	$82	$121
$501-$1,000	$47	$64	$71	$83	$96	$114	$141	$201
$1,001-$1,500	$66	$90	$101	$119	$139	$166	$203	$285
$1,501-$2,000	$84	$116	$132	$156	$182	$217	$264	$367
$2,001-$2,500	$104	$142	$163	$193	$226	$268	$325	$447
$2,501-$3,000	$123	$169	$194	$231	$270	$319	$386	$525
$3,001-$3,500	$143	$196	$226	$269	$314	$370	$446	$601
$3,501-$4,000	$164	$224	$258	$307	$358	$421	$505	$676
$4,001-$4,500	$184	$252	$291	$345	$402	$473	$565	$750
$4,501-$5,000	$205	$281	$324	$384	$447	$524	$624	$823
$5,001-$5,500	$227	$310	$357	$424	$492	$576	$684	$896
$5,501-$6,000	$248	$339	$391	$463	$537	$628	$744	$969
$6,001-$6,500	$270	$369	$425	$503	$583	$681	$804	$1,043
$6,501-$7,000	$292	$399	$460	$544	$630	$734	$865	$1,117
$7,001-$7,500	$314	$429	$495	$585	$677	$788	$928	$1,193
$7,501-$8,000	$336	$460	$530	$627	$725	$843	$991	$1,271
$8,001-$8,500	$359	$491	$566	$669	$773	$899	$1,056	$1,352
$8,501-$9,000	$382	$523	$603	$712	$823	$956	$1,122	$1,435
$9,001-$9,500	$405	$554	$639	$756	$873	$1,015	$1,191	$1,521
$9,501-$10,000	$428	$586	$677	$801	$925	$1,075	$1,261	$1,611
$10,001-$10,500	$424	$587	$688	$822	$956	$1,115	$1,314	$1,687
$10,501-$11,000	$447	$619	$726	$868	$1,009	$1,178	$1,389	$1,785
$11,001-$11,500	$470	$651	$765	$915	$1,064	$1,243	$1,467	$1,888
$11,501-$12,000	$493	$684	$804	$962	$1,120	$1,310	$1,548	$1,996
$12,001-$12,500	$517	$717	$844	$1,011	$1,178	$1,379	$1,632	$2,111
$12,501-$13,000	$541	$751	$885	$1,061	$1,238	$1,451	$1,720	$2,232
$13,001-$13,500	$565	$785	$926	$1,112	$1,299	$1,525	$1,811	$2,360
$13,501-$14,000	$589	$820	$968	$1,165	$1,362	$1,602	$1,907	$2,495
$14,001-$14,500	$613	$855	$1,011	$1,219	$1,427	$1,682	$2,007	$2,638
$14,501-$15,000	$638	$890	$1,055	$1,274	$1,494	$1,764	$2,111	$2,789
Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price:
$15,001-$100,000	0.045	0.062	0.072	0.086	0.101	0.118	0.141	0.186
Per Day Cost for Over 31 days Trip Length:
	$2.79	$4.03	$4.37	$5.12	$6.15	$7.78	$10.53	$17.96

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Washington residents. Click here if you live in FL, here if you live in KS, MO or VA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:
Why Buy It?	Quibbles
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver	IMG iTI SE plan’s maximum trip length is 90 days
The maximum trip cost you can insure is $50,000 per person for the SE plan	The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance

A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:
Plan Name	IMG iTI SE
Secure online order link (you don’t pay extra fees using us)	Buy IMG iTI SE
Money Back Guarantee	10 days
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission	$20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person)	$100,000
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period	60 Days (you or your Traveling Companion)
Travel Baggage (per person)	1,500
Travel Baggage Delay (per person)	$250 (12 Hours or More)
Travel Delay (per person)	$500 (after 12 hours) $125 per day
Missed Connection (per person)	$500 (more than 6 hours)
Common Carrier AD&D (per person)	$25,000
$40,000 Rental Car Damage (except TX residents	Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance	Yes
3rd Party Travel Supplier Financial Insolvency	14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us)	Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

• The table contains rates for Trip costs up to $50,000 per person
• It’s the same price for a trip of up to 30 days
• The daily per person rates for a 31 – 90 days’ trip varies by age
• Here’s the IMG iTI SE secure online order form

The IMG iTI SE Prices:
Per Person Trip Cost	Ages 0 – 39	Ages 40 – 49	Ages 50 – 59	Ages 60 – 64	Ages 65 – 69	Ages 70 – 74	Ages 75 – 79	Ages 80 – 99
$1-$500	$27	$37	$39	$43	$49	$58	$72	$106
$501-$1,000	$41	$56	$62	$72	$84	$100	$123	$176
$1,001-$1,500	$57	$79	$89	$104	$122	$145	$178	$251
$1,501-$2,000	$74	$101	$115	$137	$160	$190	$232	$322
$2,001-$2,500	$91	$124	$142	$169	$198	$235	$285	$392
$2,501-$3,000	$108	$148	$170	$202	$237	$280	$339	$461
$3,001-$3,500	$126	$172	$198	$236	$275	$325	$391	$528
$3,501-$4,000	$143	$197	$227	$269	$314	$370	$444	$594
$4,001-$4,500	$162	$221	$255	$303	$353	$415	$496	$658
$4,501-$5,000	$180	$247	$284	$337	$392	$460	$548	$723
$5,001-$5,500	$199	$272	$314	$372	$432	$506	$600	$787
$5,501-$6,000	$218	$298	$343	$407	$472	$551	$653	$851
$6,001-$6,500	$237	$324	$373	$442	$512	$598	$706	$916
$6,501-$7,000	$256	$350	$404	$478	$553	$645	$760	$982
$7,001-$7,500	$276	$377	$434	$514	$594	$692	$815	$1,048
$7,501-$8,000	$295	$404	$466	$550	$636	$740	$870	$1,117
$8,001-$8,500	$315	$431	$497	$588	$679	$790	$927	$1,188
$8,501-$9,000	$335	$459	$529	$625	$723	$840	$986	$1,261
$9,001-$9,500	$356	$487	$562	$664	$767	$891	$1,046	$1,336
$9,501-$10,000	$376	$515	$594	$703	$813	$944	$1,108	$1,415
$10,001-$10,500	$372	$515	$604	$722	$839	$980	$1,155	$1,482
$10,501-$11,000	$392	$543	$638	$762	$886	$1,035	$1,220	$1,568
$11,001-$11,500	$413	$572	$672	$803	$934	$1,092	$1,289	$1,659
$11,501-$12,000	$433	$601	$706	$845	$984	$1,151	$1,360	$1,754
$12,001-$12,500	$454	$630	$741	$888	$1,035	$1,212	$1,434	$1,855
$12,501-$13,000	$475	$660	$777	$932	$1,087	$1,275	$1,511	$1,961
$13,001-$13,500	$496	$689	$813	$977	$1,141	$1,340	$1,591	$2,073
$13,501-$14,000	$517	$720	$850	$1,023	$1,196	$1,407	$1,675	$2,192
$14,001-$14,500	$539	$751	$888	$1,071	$1,254	$1,477	$1,763	$2,318
$14,501-$15,000	$560	$782	$927	$1,119	$1,313	$1,550	$1,855	$2,451
Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price:
$15,001-$100,000	0.039	0.054	0.063	0.076	0.088	0.104	0.124	0.163
Per Day Cost for Over 31 days Trip Length:
	$2.43	$3.51	$3.81	$4.47	$5.37	$6.81	$9.22	$15.77

This is a long page – You get lots of information and prices

If you are receiving a full refund or travel credit due to the Coronavirus, Generali can change the dates on your policy. Click here to learn what you can do with your Generali policy.

Generali Premium or Generali Preferred or Generali Standard Trip Cancellation Plans

The Generali Premium, Generali Preferred and Generali Standard plans have their strengths & quibbles:
Why Buy It?	Quibbles
You have to buy the Premium policy no later than 24 hours after your final trip payment and insure your full prepaid trip cost to cover pre-existing medical conditions. You also have to be medically able to travel at the time the coverage is purchased.	The Final Payment is the last pre-paid payment (prior to departure) of the most expensive part of the trip, unless the main air arrangements are added last. “Main air arrangements” refer to air to / from the main destination vs. tickets for a side trip during the vacation.
The Generali plans have $50,000 to $250,000 Excess (Secondary) Emergency Medical and Dental Coverage	Neither the Preferred nor the Standard plan cover pre-existing medical conditions
Trip interruption coverage is 125% to 175% of trip cost	You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
The Generali Global Assistance Plans do not exclude pre-existing medical conditions of family members who are not scheduled or booked to travel with you.	The Generali plans are not available if your departure date is more than 18 months in the future
Generali’s maximum trip length is 365 Days (some state limitations may apply)	Baggage coverage excludes telephones, computer hardware or software
The lowest trip cost you can cover is $0. This means you don’t have Trip Cancellation or Trip Interruption coverage.
You have a 10 day Free Look Period
Generali covers revocation of the Insured’s previously granted leave
Identity Theft Resolution Services are available for six full months, beginning on trip departure day
Generali is 1 of the few companies we trust
If you already know which Generali plan you want, click here for Generali and click here for Generali secure online quote & order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone.

Generali provides coverage up to $250,000 per plan for Medical and Dental coverage, up to $1,000,000 per plan for Emergency Assistance and Transportation and up to 175% of trip cost for Trip Interruption coverage. You may up to 10 travelers on each plan.

The Generali Plans’ Descriptions of Coverage / Policy:
Generali Premium	Generali Preferred	Generali Standard
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Generali Description of Coverage or Policy.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The Generali Premium, Generali Preferred, Generali Standard Plan Details:
Plan Name / Maximum Benefit Limits Per Person	Generali Standard	Generali Preferred	Generali Premium
Secure online order form link (you don’t pay extra fees)	The Generali Global Assistance’s Secure online order form
Money Back Guarantee	10-day free look
Trip Cancellation (each person)	100% of Trip Cost
Trip Interruption (each)	125% of Trip Cost	150% of Trip Cost	175% of Trip Cost
Excess (Secondary) Medical and Dental	$50,000 Policy Maximum	$150,000 Policy Maximum	$250,000 Policy Maximum
Emergency Assistance and Transportation ($10,000 Limit Applies for Companion Hospitality Expenses)	$250,000 Policy Maximum	$500,000 Policy Maximum	$1,000,000 Policy Maximum
Your deadline to waive the Pre-Existing Condition exclusion	Not covered	Not covered	No later than 24 hours after your final trip payment. Besides the deadline, other conditions apply. Read the Description of Coverage or Policy.
Pre-Existing Condition Lookback Period	180 Days
Travel Delay (per person)	$1,000 (after 10 hours) $150 per day	$1,000 (after 8 hours) $200 per day	$1,000 (after 6 hours) $300 per day
Baggage Coverage (per person)	$1,000	$1,500	$2,000
Baggage Delay (per person)	$200 after 24 hours	$300 after 18 hours	$500 after 12 hours
Missed Connection (per person)	$500 (more than 3 hours)	$750 (more than 3 hours)	$1,000 (more than 3 hours)
Rental Car Damage Coverage	None	None	$25,000 (not available to residents of Texas)
A, D and D – Travel Accident	None	$25,000 Per Person $150,000 plan limit	$50,000 Per Person $100,000 plan limit
A, D and D – Air Flight Accident	$50,000 Per Person $100,000 plan limit	$75,000 Per Person $50,000 plan limit	$100,000 Per Person $200,000 plan limit
24 Hour Emergency Assistance	Yes
Travel Supplier Financial Default	Not covered	Yes, if purchased no later than 24 hours after your final trip payment. There’s a 14 Day Wait after purchase before this goes into effect.
Trip Cancellation and Trip Interruption Coverage for Terrorist Incident coverage	“A terrorist act which occurs in your departure city or in a city to which you are scheduled to travel while on your trip, and which occurs within 30 days of your scheduled departure date, provided the city has not experienced a terrorist act in the 30 days prior to the effective date of your coverage.”
Concierge Services	Yes
Insurance Underwriter	Generali U.S. Branch (A Rated)
Secure online order form link (you don’t pay extra fees)	The Generali Global Assistance’s Secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here Are the Maximum Trip Cost Limits for Trip Cancellation Coverage:

Traveler’s Age	Each Individual’s Maximum Trip Cost Coverage Amount	Per Trip Maximum Trip Cost Coverage Amount
Up to Age 70	$50,000 per individual	$100,000 per trip
Age 71 – 80	$25,000	$50,000
Age 81 & Over	$20,000	$30,000

Click here to go to the Generali secure online order form.

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. The prices on this page are for anyone except FL, KS, MO, VA or WA residents. Click here if you live in FL, here if you live in KS, MO or VA or here if you live in WA.

The IMG iTI SE has its strengths & quibbles:
Why Buy It?	Quibbles
You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver	IMG iTI SE plan’s maximum trip length is 90 days
The IMG iTI SE has $150,000 Primary Emergency Medical & $500,000 Emergency Medical Evac / Repatriation	The SE plan’s medical is $20,000 Secondary for FL, KS, MO, VA, WA residents
The maximum trip cost you can insure is $50,000 per person for the SE plan
Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTI’s SE plan covers you for up to $150,000 Secondary Emergency Medical, 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance

A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:
Plan Name	IMG iTI SE
Secure online order link (you don’t pay extra fees using us)	Buy IMG iTI SE
Money Back Guarantee	10 days
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 150% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission	$150,000 Primary (SE is secondary for FL, KS, MO, VA and WA residents)
Emergency Medical Evacuation / Repatriation (per person)	$500,000
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period	60 Days (you or your Traveling Companion)
Travel Baggage (per person)	1,500
Travel Baggage Delay (per person)	$250 (12 Hours or More)
Travel Delay (per person)	$500 (after 12 hours) $125 per day
Missed Connection (per person)	$500 (more than 6 hours)
Common Carrier AD&D (per person)	$25,000
$40,000 Rental Car Damage (except TX residents	Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance	Yes
3rd Party Travel Supplier Financial Insolvency	14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter	United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us)	Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

• The table contains rates for Trip costs up to $50,000 per person
• It’s the same price for a trip of up to 30 days
• The daily per person rates for a 31 – 90 days’ trip varies by age
• Here’s the IMG iTI SE secure online order form

The IMG iTI SE Prices:
Per Person Trip Cost	Ages 0 – 39	Ages 40 – 49	Ages 50 – 59	Ages 60 – 64	Ages 65 – 69	Ages 70 – 74	Ages 75 – 79	Ages 80 – 99
$1-$500	$22	$31	$33	$37	$42	$49	$60	$86
$501-$1,000	$34	$47	$53	$62	$72	$85	$104	$145
$1,001-$1,500	$49	$67	$76	$90	$105	$125	$150	$208
$1,501-$2,000	$63	$86	$99	$118	$138	$164	$197	$269
$2,001-$2,500	$77	$107	$124	$147	$172	$203	$244	$329
$2,501-$3,000	$92	$128	$148	$176	$206	$243	$290	$388
$3,001-$3,500	$108	$149	$172	$205	$240	$283	$336	$446
$3,501-$4,000	$124	$171	$197	$235	$275	$322	$382	$504
$4,001-$4,500	$139	$192	$223	$266	$309	$362	$428	$561
$4,501-$5,000	$155	$215	$249	$296	$344	$402	$475	$617
$5,001-$5,500	$172	$237	$275	$327	$379	$443	$521	$674
$5,501-$6,000	$188	$259	$302	$358	$414	$484	$567	$731
$6,001-$6,500	$205	$283	$328	$389	$451	$525	$614	$789
$6,501-$7,000	$222	$306	$354	$421	$488	$567	$662	$847
$7,001-$7,500	$239	$330	$382	$453	$524	$610	$711	$906
$7,501-$8,000	$257	$353	$410	$486	$561	$652	$760	$966
$8,001-$8,500	$274	$377	$438	$519	$600	$696	$810	$1,028
$8,501-$9,000	$292	$402	$466	$552	$639	$741	$862	$1,092
$9,001-$9,500	$309	$427	$495	$586	$678	$786	$915	$1,158
$9,501-$10,000	$328	$452	$524	$621	$718	$833	$969	$1,227
$10,001-$10,500	$331	$460	$539	$643	$746	$868	$1,013	$1,287
$10,501-$11,000	$348	$484	$569	$678	$787	$917	$1,070	$1,361
$11,001-$11,500	$367	$509	$598	$714	$830	$966	$1,129	$1,438
$11,501-$12,000	$384	$535	$629	$751	$873	$1,018	$1,190	$1,519
$12,001-$12,500	$402	$561	$660	$789	$918	$1,071	$1,253	$1,604
$12,501-$13,000	$422	$587	$691	$828	$963	$1,125	$1,320	$1,694
$13,001-$13,500	$440	$613	$723	$867	$1,010	$1,182	$1,388	$1,787
$13,501-$14,000	$458	$641	$755	$907	$1,059	$1,240	$1,459	$1,886
$14,001-$14,500	$477	$668	$789	$949	$1,108	$1,300	$1,533	$1,990
$14,501-$15,000	$497	$695	$823	$991	$1,158	$1,362	$1,610	$2,099
Prices for $15,001 – $50,000 Multiply the following amounts by your trip cost to get the price:
$15,001 – $100,000	0.0331	0.0463	0.0549	0.0661	0.0772	0.0908	0.1073	0.1399
Per Day Cost for Over 31 days Trip Length:
	$2.22	$3.23	$3.50	$4.11	$4.94	$6.25	$8.41	$14.36

The Travel Guard Plus
Trip Cancellation Travel Insurance Plan

Click here if you are looking for the Travel Guard Preferred plan

The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.

You may have coverage due to the Coronavirus outbreak

This is an overview of the Travel Guard Plus Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the insurance policy, the policy terms govern in all cases.

Travel Guard Plus has its strengths & quibbles:
Why Buy It?	Quibbles
The Plus Plan includes $100,000 Primary Medical Expense coverage	You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
You have to buy the Travel Guard Plus plan within 20 days of your initial trip payment to get the pre existing condition exclusion waiver, and the optional Cancel for Any Reason coverages.	The optional “Cancel For Any Reason” coverage provides reimbursement for non-refundable trip costs up to 50% or 75% of total trip cost
The Plus plan’s Pre-existing medical condition Lookback Period is 180 days for all States.	The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
Travel Guard can arrange payment to a medical facility if needed to secure your admission
This plan includes “Hospital of Your choice” emergency transportation if medically necessary
Cancellation due to Work Reasons coverage is included
You have a 14 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip.
The Plus plan provides a Trip Interruption benefit of up to 150% of total trip cost
Travel to Cuba is covered if you are going for an allowed reason.
The Plus plan’s maximum trip length is 364 days
Travel Guard is 1 of the few companies we trust
If you already know you want the Travel Guard Plus plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone.

The Travel Guard Plus plan includes $100,000 Primary Medical Expense, $1,000,000 Emergency Evacuation and 150% Trip Interruption. Includes a 14 day satisfaction guarantee.

Travel Guard Plus – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

The Travel Guard Plus Plan:
Secure online enrollment form link (you don’t pay extra fees using us)	Travel Guard Plus’s secure online purchase page
Optional: Cancel For Any Reason	50% or 75% of non-refundable trip costs
Satisfaction Guarantee	14 days
Trip Cancellation (per person)	100% of the insured trip cost
Trip Interruption (per person)	150% of the insured trip cost
Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill).	$100,000 Primary $500 Dental (emergency dental treatment) and 2,500 Physical Therapy sublimits
Emergency Evacuation and Repatriation of Remains (per person)	$1,000,000
Pre-Existing Medical Condition Exclusion Waiver	Included if coverage is purchased within 20 days of Initial Trip Deposit Date
Pre-Existing Medical Condition Lookback Period	180 Days
Baggage and Personal Effects (per person)	$2,500
Baggage Delay (per person)	$400 (after 12 hours)
Trip Delay (per person)	$200 per day, to a maximum of $1,000 (after 12 hours)
Missed Connection (per person)	$1,000 (after 3 hours)
24 Hour Accidental Death & Dismemberment (per person)	$50,000
3rd Party Financial Default	14 day wait after plan purchase
Trip Cancellation/Interruption due to Terrorist Incident	“a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival.”
24-hour Assistance Services	Included
Insurance Underwriter	National Union Fire Insurance Company of Pittsburgh, PA (A Rated)
Secure online order form link (you don’t pay extra fees using us)	Go to the Travel Guard Plus secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

Click here to go directly to Plus’s secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.

Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.

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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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