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This is a long page – You get lots of information and prices. The prices on this page are for anyone except MO, MT, NY, OR, PA or WA residents. Click here if you live in MT, NY, OR and PA, here if you live in MO or here if you live in WA.
If your original trip departure date is between March 1, 2020 – May 31, 2021 and you are receiving a full refund or travel credit due to the Coronavirus, Travel Insured can change the dates on your policy. Click here to learn what you can do with your Travel Insured policy.
If you are making any of your first payment with a travel credit from a previously cancelled trip, Travel Insured will not consider that date your Initial Trip Deposit Date. They define your Initial Trip Deposit Date as the date you first paid money on the trip that created the travel credit.
These prices and coverages changed on March 1, 2021

Travel Insured’s Trip Cancellation
Travel Insurance Plans

Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in)… Click here to read Jon’s letter with all the details.

Travel Insured has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point Travel Insured’s Worldwide Trip Protector plan (WTP) has $100,000 Primary Medical coverage. Round bullet point Travel Insured plans cover up to $100,000 p/p trip cost and $200,000 per policy. $25,000 p/p maximum is quoted online. Ask us for quotes to $100,000.
Round bullet point You have to buy this plan within 21 calendar days after your initial trip deposit date to get pre-existing condition coverage, financial default coverage, and the optional upgrades. Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to have the pre-existing medical condition coverage, the CFAR and the IFAR.
Round bullet point Trip cancellation within 48 hours of Your Scheduled Departure Date is covered if Your Scheduled Departure City or Destination is under a hurricane warning issued by the NOAA Hurricane Center and it’s more than 14 days after Your Effective Date. Round bullet point The Cancel for Any Reason requires you to cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.
Round bullet point The pre-existing medical conditions Lookback is 60 days
Round bullet point $150,000 Political or Security Evacuation and Natural Disaster Evacuation is included
Round bullet point “Hospital of Your choice” emergency transportation if medically necessary is included
Round bullet point Travel Insured can advance payment to a medical facility if needed to secure Your admission
Round bullet point You have a 14 day Free Look Period
Round bullet point You get a 150% trip interruption benefit
Round bullet point Travel Insured’s maximum trip length is 180 days
Round bullet point Cancellation due to Work Reasons coverage (revocation of previously approved time off) is included
Round bullet point Travel to Cuba is covered if you are going for an allowed reason
Travel Insured is 1 of the few companies we trust
If you already know you want the Travel Insured plan click here to go to Travel Insured’s secure online order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Travel InsuredTravel Insured covers you for $100,000 Primary Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Includes Political and Natural Disaster Evacuation coverage to evacuate You home or to the nearest place of safety and then home.

Travel Insured’s Worldwide Trip Protector plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured’s Certificates of Coverage

Most States’ WTP plan Certificate Illinois Residents
Indiana Residents New Hampshire Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to Travel Insured’s secure online order form

Travel Insured’s Worldwide Trip Protector plan covers:

Plan Name Worldwide Trip Protector
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form
Cancel For Any Reason Optional Upgrade for a 44% surcharge
Interrupt For Any Reason Optional Upgrade for a 10% surcharge
Who can get this? Any US resident
Money Back Guarantee 14 days
Trip Cancellation Up to the insured amount
Trip Interruption Up to 150% of the insured amount
Medical $100,000 Primary. If your trip’s longer than 90 days you have 90 days of coverage for Sickness.
Emergency Medical Transportation $1,000,000
Dental Treatment for Accidental Injury $750 sublimit of medical
Your deadline to waive the Pre-Existing Medical Condition exclusion Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Medical Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Trip Delay) $1,500 after 3 hours / $200 per day
Baggage/Personal Effects $1,000 Primary ($250 per item / $500 combined)
Baggage Delay $500 (after 3 hours)
Missed Tour or Cruise Connection $500 after 3 hours en route to cruise or tour
Itinerary Change $500
Change Fee $250
Reimbursement of Miles or Rewards Points $250
Optional Rental Car Damage $100,000 for $8 per day only if included when policy is purchased
24-hr Accidental Death & Dismemberment $10,000
Up to $1,000,000 Optional Flight Insurance Upgrade Round bullet point $9 for $100,000
Round bullet point $20 for $250,000
Round bullet point $44 for $500,000
Round bullet point $56 for $1,000,000
24-hour Assistance Services Yes
3rd Party Travel Supplier Financial Default 14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days
Terrorist Incident coverage in Itinerary City “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.”
$15 p/p Optional Travel Inconvenience $250 per Inconvenience ($750 maximum)
$34 p/p Optional Event Ticket $1000
$4 p/p Optional Electronic Equipment $2000
$28 p/p Optional Bed Rest $4000
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Travel Insured’s Cancel for Any Reason:

Travel insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits You paid for Your Trip, when You cancel Your Trip prior to departure for any reason not otherwise covered by this policy, provided the following conditions are met:

If You cancel Your Covered Trip for any reason not otherwise covered by this plan at least fortyeight (48) hours or more before Your Scheduled Departure Date, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Covered Trip provided:

1) You purchase the Cancel for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip); and
2) You insure the full cost of any subsequent arrangements added to Your Trip within 21 days of the date of Your payment for any such subsequent Travel Arrangements; and
3) You cancel Your Trip no later than 48 hours prior to the Scheduled Departure Date of Your Trip.

You can only purchase this benefit at the time the base policy is purchased.

This Cancel for Any Reason Benefit does not cover penalties associated with any Travel Arrangements not provided by Retail Travel Supplier or the failure of Retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Travel Insured’s Interruption for Any Reason:

Travel insured will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for unused, forfeited prepaid non-refundable Payments or Deposits paid for the Travel Arrangements You purchased for Your Trip, if You interrupt Your Trip 72 or more hours after the actual Scheduled Departure Date for any reason not otherwise covered by this policy, provided the following conditions are met:

1. You purchase the Interruption for Any Reason Benefit within the Time Sensitive Period (within 21 days after the date your Initial Payment or Deposit for your Trip); and
2. You insure the full cost of any subsequent arrangements added to the same Trip within 21 days of the date of Your payments for any subsequent Travel Arrangements;

You can only purchase this benefit at the time the base policy is purchased.

If the above conditions are met, We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the Additional Transportation Cost to:

a) join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or
b) rejoin Your Trip from the point where You interrupted Your Trip to the next scheduled destination; or
c) transport You to Your originally scheduled return or final destination of Your Trip.
This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.

In no event shall the amount reimbursed for Trip Interruption for Any Reason exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.
These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to the Travel Insured’s secure online order form

Here are the Travel Insured Worldwide
Trip Protector Plan Prices:

Note this important Travel Insured Worldwide Trip Protector Plan pricing information:

  • Travel Insured plans will cover up to $100,000 p/p trip cost and $200,000 per policy. They only quote $25,000 p/p maximum online. Contact us for quotes on up to $100,000.
  • The table contains rates for Trip costs up to $25,000 per person
  • It’s the same price for a trip of up to 30 days
  • All children under 18 traveling with adult family member are covered at no additional charge
  • The daily per person rates for a 31 – 180 days’ trip is $7.50
  • Here’s the Travel Insured Worldwide Trip Protector secure online order form

Travel Insured’s Worldwide Trip Protector Prices:

For all States except MO, MT, NY, OR, PA, and WA

Per Person
Trip Cost
Ages 0-34 Ages 35-58 Ages 59-65 Ages 66-70 Ages 71-80 Ages 81-85 Age 86+
$1-250 $42 57 66 77 114 162 197
$251-500 $45 62 69 81 119 168 209
$501-1,000 $71 75 86 105 180 255 305
$1,001-1,500 $89 108 113 153 218 344 419
$1,501-2,000 $116 140 156 225 291 434 525
$2,001-2,500 $146 185 206 260 417 531 638
$2,501-3,000 $176 216 249 284 534 623 747
$3001-3,500 $204 240 309 347 594 714 864
$3,501-4,000 $236 278 377 414 660 885 983
$4,001-4,500 $261 297 461 483 702 947 1,073
$4,501-5,000 $291 356 515 542 756 1,068 1,188
$5,001-5,500 $330 399 582 680 833 1,247 1385
$5,501-6,000 $369 443 632 722 909 1,298 1,581
$6,001-6,500 $402 482 708 800 960 1,377 1,707
$6,501-7,000 $444 530 767 870 1,131 1,478 2,041
$7,001-8,000 $486 593 873 983 1,208 1,792 2,364
$8,001-9,000 $545 666 993 1,110 1,323 2,040 2,634
$9,001-10,000 $600 738 1,088 1,215 1,466 2,281 2,748
$10,001-11,000 $681 830 1,170 1,487 1,875 2,518 3,006
$11,001-12,000 $740 911 1,305 1,622 2,050 2,755 3,264
$12,001-13,000 $798 992 1,440 1,757 2,227 2,992 3,522
$13,001-14,000 $864 1,080 1,583 1,899 2,410 3,237 3,778
$14,001-15,000 $923 1,161 1,718 2,034 2,586 3,474 4,036
$15,001-16,000 $981 1,242 1,852 2,169 2,761 3,710 4,294
$16,001-17,000 $1,040 1,323 1,987 2,304 2,937 3,947 4,552
$17,001-18,000 $1,098 1,404 2,122 2,439 3,112 4,184 4,808
$18,001-19,000 $1,157 1,485 2,257 2,574 3,289 4,421 5,066
$19,001-20,000 $1,215 1,566 2,392 2,709 3,465 4,658 5,324
$20,001-21,000 $1,274 1,647 2,527 2,844 3,640 4,895 5,582
$21,001-22,000 $1,332 1,728 2,662 2,979 3,815 5,132 5,840
$22,001-23,000 $1,391 1,809 2,797 3,114 3,991 5,369 6,096
$23,001-24,000 $1,449 1,890 2,932 3,249 4,166 5,606 6,354
$24,001-25,000 $1,508 1,971 3,067 3,384 4,342 5,843 6,612

Click here to go to the Travel Insured’s secure online order form


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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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