| This is a long page – You get lots of information and prices |
| If you are receiving a full refund or travel credit due to Covid, CSA / Generali can change the dates on your policy. Click here to see what you can do with your CSA policy. |
| As of Oct 9, 2023 new CSA Trip Cancellation plans won’t cover trips to Israel |
CSA Freestyle and CSA Freestyle Luxe
Trip Cancellation Plans
CSA Freestyle and CSA Freestyle Luxe plans have their strengths & quibbles: |
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| Why Buy It? | Quibbles |
 You have to buy either CSA Freestyle policy no later than 24 hours after your final trip payment and insure your full prepaid trip cost to cover pre-existing medical conditions. You also have to be medically able to travel at the time the coverage is purchased. |
CSA defines the Final Payment as the last pre-paid payment (prior to departure) of the most expensive part of the trip, unless the main air arrangements are added last. “Main air arrangements” refer to air to/from the main destination vs. tickets for a side trip during the vacation. |
| The CSA Freestyle has $50,000 & the CSA Freestyle Luxe has $250,000 Excess (Secondary) Emergency Medical and Dental Coverage |
CSA’s Emergency Assistance and Transportation and Medical and Dental Coverages limits are per plan, not per person |
| Trip interruption coverage is 150% of trip cost with the Freestyle plan and 175% of trip cost with Freestyle Luxe |
You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage |
| CSA’s Medical and Dental Coverage provides reimbursement for the necessary medical costs incurred within one year from the date of a sickness or injury that occurs during a covered trip. |
The CSA Freestyle and Freestyle Luxe plans are not available until your departure date is less than 18 months in the future. |
| The lowest trip cost you can cover is $0. This means you don’t have Trip Cancellation or Trip Interruption coverage. |
The deadline to get the CFAR coverage on the CSA Freetyle Luxe is within 24 hours of the date your initial deposit |
| The CSA Freestyle plans do not exclude pre-existing medical conditions of family members who are not scheduled or booked to travel with you. |
Baggage coverage excludes telephones, computer hardware or software |
| You have a 10 day Free Look Period |
CSA doesn’t advance medical payments |
| CSA’s maximum trip length is 365 Days (some state limitations may apply) |
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| CSA covers revocation of the Insured’s previously granted leave |
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| Identity Theft Resolution Services are available for six full months, beginning on trip departure day |
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| The Emergency Assistance and Transportation does not exclude pre-existing conditions even if you are past the deadline to get pre-existing conditions coverage on the trip cancellation, trip interruption and medical. |
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| CSA is 1 of the few companies we trust | |
| If you already know which CSA plan you want, click here for CSA Freestyle and click here for CSA Freestyle Luxe secure online quote & order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. | |
CSA Travel Protection. CSA Travel Protection’s Freestyle Luxe plan provides coverage up to $250,000 per plan for Medical and Dental coverage, up to $1,000,000 per plan for Emergency Assistance and Transportation and up to 175% of trip cost for Trip Interruption coverage. The Freestyle Luxe plan can have up to 10 travelers on each plan and has a 10 day free look period.
The CSA Freestyle and Freestyle Luxe
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| CSA Freestyle Policy Wording | CSA Freestyle Luxe Policy Wording |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired CSA Freestyle or Freestyle Luxe Description of Coverage or Policy. | |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The CSA Freestyle & CSA Freestyle Luxe Plan Details: |
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| Plan Name / Maximum Benefit Limits Per Person | Freestyle | Freestyle Luxe |
| Secure online order form link (you don’t pay extra fees) | CSA Freestyle | CSA Freestyle Luxe |
| Trip Cancellation (each person) | 100% of Trip Cost | |
| Trip Interruption (each) | 150% of Trip Cost | 175% of Trip Cost |
| Excess (Secondary) Medical and Dental | $50,000 Policy Maximum | $250,000 Policy Maximum |
| Emergency Assistance and Transportation ($10,000 Limit Applies for Companion Hospitality Expenses) | $250,000 Policy Maximum | $1,000,000 Policy Maximum |
| Your deadline to waive the Pre-Existing Condition exclusion | No later than 24 hours after your final trip payment. Besides the deadline, other conditions apply. Read the Description of Coverage or Policy. | |
| Pre-Existing Condition Lookback Period | 180 Days for both plans | |
| Travel Delay (per person) | $1,000 (after 6 hours) $150 per day | $1,000 (after 6 hours) $200 per day |
| Baggage Coverage (per person) | $1,000 | $1,500 |
| Baggage Delay (per person) | $200 after 12 hours | $500 after 12 hours |
| Missed Connection (per person) | $500 (more than 3 hours) | $1,000 (more than 3 hours) |
| Accidental Death and Dismemberment – Air Flight Accident (plan limit of $500,000) | Optional Upgrade of $100,000 Per Person | $100,000 Per Person |
| Additional Flight Accident Insurance (per person) with providers other than CSA | You can get up to $1,500,000 per traveler as separate plans | |
| Rental Car Damage Coverage | $25,000 (not available to residents of Texas) | $50,000 (not available to residents of Texas) |
| Accidental Death and Dismemberment – Travel Accident (each) | Not Available | $50,000 Per Person / $250,000 Per Policy |
| 24 Hour Emergency Assistance | Yes | |
| Travel Supplier Financial Default | Not Available on the Freestyle plan | No later than 24 hours after your final trip payment. There’s a 14 Day Wait after purchase before this goes into effect. |
| Trip Cancellation and Trip Interruption Coverage for Terrorist Incident coverage | “A terrorist act which occurs in your departure city or in a city to which you are scheduled to travel while on your trip, and which occurs within 30 days of your scheduled departure date, provided the city has not experienced a terrorist act in the 30 days prior to the effective date of your coverage.” | |
| Concierge Services | Yes | |
| Insurance Underwriter | Travel insurance coverages are underwritten by: Generali U.S. Branch, New York,NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures | |
| Money Back Guarantee | 10 days | |
| Secure online order form link (you don’t pay extra fees) | CSA Freestyle and CSA Freestyle Luxe Secure Online Quote & Order Page |
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Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here Are CSA’s Maximum Trip Cost Limits for Trip Cancellation Coverage:
| Traveler’s Age | Each Individual’s Maximum Trip Cost Coverage Amount | Per Trip Maximum Trip Cost Coverage Amount |
| Up to Age 70 | $50,000 per individual | $100,000 per trip |
| Age 71 – 80 | $25,000 | $50,000 |
| Age 81 & Over | $20,000 | $30,000 |
Here are the CSA Freestyle Plan prices:
Take note of this important CSA Freestyle Plan pricing information:
- The main section of the CSA Freestyle plan table contains rates for Trip costs up to $10,000 per person
- $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
- It’s the same price for a trip of up to 31 days
- CSA Freestyle (not from us) has a $7 non-refundable administration fee (per policy, not per person) you need to add to the prices below
- The next to last row has the rates for trip costs of $10,000.01 to the maximum trip cost
- The last row has the daily per person rates for a 32-365 days’ trip
- Here’s the CSA Freestyle secure online order form
| The CSA Freestyle Plan’s Prices: | ||||||||
| Per Person Trip Cost |
Age 0 – 30 | 31 – 50 | 51 – 60 | 61 – 70 | 71 – 75 | 76 – 80 | 81 – 84 | 85+ |
| $0 | $21 | 32 | 35 | 44 | 64 | 79 | 131 | 146 |
| $.01-250 | $24 | 35 | 37 | 47 | 73 | 86 | 135 | 162 |
| $250.01-500 | $27 | 39 | 42 | 54 | 82 | 96 | 150 | 192 |
| $500.01-750 | $38 | 50 | 54 | 69 | 95 | 119 | 173 | 232 |
| $750.01-1,000 | $42 | 55 | 65 | 87 | 114 | 133 | 192 | 248 |
| $1,000.01-1,500 | $52 | 73 | 85 | 113 | 152 | 182 | 248 | 315 |
| $1,500.01-2,000 | $71 | 98 | 110 | 151 | 200 | 238 | 315 | 402 |
| $2,000.01-2,500 | $90 | 123 | 137 | 187 | 251 | 300 | 388 | 494 |
| $2,500.01-3,000 | $106 | 143 | 163 | 223 | 305 | 359 | 454 | 571 |
| $3,000.01-3,500 | $122 | 162 | 186 | 259 | 351 | 413 | 534 | 657 |
| $3,500.01-4,000 | $139 | 180 | 211 | 292 | 397 | 460 | 610 | 741 |
| $4,000.01-4,500 | $151 | 196 | 234 | 325 | 431 | 511 | 670 | 816 |
| $4,500.01-5,000 | $182 | 240 | 264 | 367 | 499 | 580 | 775 | 954 |
| $5,000.01-5,500 | $208 | 276 | 299 | 412 | 563 | 648 | 867 | 1,093 |
| $5,500.01-6,000 | $230 | 310 | 333 | 470 | 619 | 714 | 960 | 1,214 |
| $6,000.01-6,500 | $265 | 357 | 375 | 525 | 688 | 800 | 1,085 | 1,378 |
| $6,500.01-7,000 | $292 | 395 | 411 | 577 | 756 | 871 | 1,176 | 1,523 |
| $7,000.01-8,000 | $318 | 426 | 444 | 630 | 822 | 960 | 1,288 | 1,673 |
| $8,000.01-9,000 | $355 | 467 | 480 | 691 | 902 | 1,061 | 1,431 | 1,825 |
| $9,000.01-10,000 | $381 | 502 | 518 | 737 | 981 | 1,158 | 1,537 | 1,943 |
| Prices for an over $10,000 Trip Cost | ||||||||
| $381 + 4.75% of trip cost over $10K | $502 + 6.25% of trip cost over $10K | $518 + 8% of trip cost over $10K | $737 + 9% of trip cost over $10K | $981 + 10.25% of trip cost over $10K | $1,158 + 13% of trip cost over $10K | $1,537 + 16.75% of trip cost over $10K | $1,943 + 22% of trip cost over $10K | |
| Per Day Cost for Over 31 days Trip Length | ||||||||
| $3.75 | $5 | $6.50 | $8 | $9.50 | $10 | $11.50 | $13 | |
Click here to go to the CSA Freestyle secure online order form
Here are the CSA Freestyle Luxe Plan Prices:
Take note of this important CSA Freestyle Luxe Plan pricing information:
- The main section of the CSA Freestyle Luxe Plan table contains rates for Trip costs up to $10,000 per person
- $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
- It’s the same price for a trip of up to 31 days
- CSA Freestyle Luxe (not from us) has a $7 non-refundable administration fee (per policy, not per person) you need to add to the prices below
- The next to last row has the rates for trip costs of $10,000.01 to the maximum trip cost
- The last row has the daily per person rates for a 32-365 days’ trip
- Here’s the CSA Freestyle Luxe secure online order form
| The CSA Freestyle Luxe Plan’s Prices: | ||||||||
| Per Person Trip Cost |
Age 0 – 30 | 31 – 50 | 51 – 60 | 61 – 70 | 71 – 75 | 76 – 80 | 81 – 84 | 85+ |
| $0 | $29 | 47 | 54 | 72 | 87 | 111 | 180 | 190 |
| $.01-$250 | $35 | 54 | 60 | 75 | 92 | 118 | 194 | 214 |
| $250.01-$500 | $43 | 64 | 69 | 88 | 110 | 133 | 209 | 239 |
| $500.01-750 | $62 | 78 | 83 | 115 | 140 | 168 | 262 | 294 |
| $750.01-1,000 | $75 | 84 | 96 | 134 | 165 | 194 | 296 | 339 |
| 1,000.01-1,500 | $96 | 109 | 127 | 174 | 216 | 262 | 394 | 443 |
| $1,500.01-2,000 | $123 | 144 | 162 | 222 | 281 | 358 | 509 | 568 |
| $2,000.01-2,500 | $150 | 179 | 202 | 272 | 345 | 438 | 614 | 697 |
| $2,500.01-3,000 | $177 | 213 | 239 | 327 | 411 | 516 | 727 | 843 |
| $3,000.01-3,500 | $208 | 249 | 282 | 381 | 474 | 627 | 827 | 956 |
| $3,500.01-4,000 | $236 | 281 | 320 | 434 | 541 | 722 | 945 | 1,089 |
| $4,000.01-4,500 | $263 | 326 | 364 | 494 | 616 | 823 | 1,123 | 1,276 |
| $4,500.01-5,000 | $290 | 394 | 421 | 558 | 694 | 940 | 1,281 | 1,454 |
| $5,000.01-5,500 | $321 | 439 | 473 | 640 | 787 | 1,048 | 1,434 | 1,623 |
| $5,500.01-6,000 | $350 | 519 | 536 | 714 | 870 | 1,150 | 1,591 | 1,781 |
| $6,000.01-6,500 | $384 | 559 | 582 | 775 | 942 | 1,253 | 1,707 | 1,916 |
| $6,500.01-7,000 | $419 | 622 | 637 | 847 | 1,042 | 1,356 | 1,898 | 2,146 |
| $7,000.01-8,000 | $466 | 682 | 697 | 925 | 1,143 | 1,460 | 2,054 | 2,322 |
| $8,000.01-9,000 | $520 | 749 | 773 | 1,015 | 1,255 | 1,592 | 2,211 | 2,473 |
| $9,000.01-10,000 | $576 | 799 | 837 | 1,129 | 1,376 | 1,738 | 2,374 | 2,649 |
| Prices for an over $10,000 Trip Cost | ||||||||
| $576 + 8.75% of trip cost over $10K | $799 + 9.50% of trip cost over $10K | $837 + 11% of trip cost over $10K | $1,129 + 13.50% of trip cost over $10K | $1,376 + 15.50% of trip cost over $10K | $1,738 + 18.75% of trip cost over $10K | $2,374 + 23% of trip cost over $10K | $2,649 + 28.50% of trip cost over $10K | |
| Per Day Cost for Over 31 days Trip Length | ||||||||
| $6.75 | $7.25 | $8.25 | $10.25 | $11 | $12.75 | $14.50 | $16 | |
Click here to go to the CSA Freestyle Luxe secure online order form.
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
PS - Read Steve's Blog or you may Subscribe to Steve's blog here
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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