When Is The Travel Insurance Pre-Existing Medical Conditions Lookback Period?

Lookback Period question: If my companion or I are stable and can travel when I buy the insurance more than 181 days before the trip will I have coverage for pre-existing conditions? If I have a condition that requires a doctor visit today and I buy the insurance the next day but more than 181 days before the trip am I covered for pre-existing conditions? Hank

Hi Hank,

The Lookback period is not the number of days before you leave on your trip. It’s the number of days before you buy a policy.

So, if you or your traveling companion (and any non-traveling immediate family members) have any medical condition in the Lookback Period and are medically stable by the travel insurance plan’s rules, you must get the trip cancellation travel insurance plan by its deadline.

You also need to abide by the specific company’s rules to get its own Pre-Existing Medical Conditions. Go here to learn more on Pre-Existing Medical Conditions:
http://www.tripinsurancestore.com/3/pre-existing.shtml

Here’s more on medically stable:
http://www.tripinsurancestore.com/3/medically-stable.shtml

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

Now, a word from our sponsor: TripInsuranceStore.com (Travel Forums' Most Recommended Travel Insurance Website)

• Save your time & money with 9 pre-screened companies (you don't need 100+ travel or cruise insurance plans).
• You get personalized service at 1-888-407-3854. Or email us.
• Do you want a relationship with your travel insurance supplier? If so, you'll fit right in. If you'd rather not get to know us, you'll still find everything you need to get the right travel insurance plan.
• Get side-by-side plan & price comparisons
• You get our exclusive Smile of Satisfaction Money Back Guarantee

• TripInsuranceStore.com is easy to use

PS - If you liked what you read, please Subscribe to my Blog.