Does a Licensed Nurse Meet the Definition of a Physician?

by Steve Dasseos on July 5, 2021

Hello, I’m looking at purchasing a Trip Insurance policy from you. When I read the policy wording, under definitions, I see: “Physician means a licensed practitioner of medical, surgical, or dental services acting within the scope of his/her license in the jurisdiction where the services are rendered. The treating Physician cannot be You, a Traveling Companion, a Family Member, or a Business Partner.”

Does that mean a licensed nurse can be a “Physician” to authorize a Trip Cancellation, a Trip Interruption or make any other medical recommendations for anything covered by a policy?

Thanks, Jeff

Hi Jeff,

No, a licensed nurse does not meet a Trip Insurance policy’s definition of a “Physician”.

In case you’re wondering, the medical coverage doesn’t exclude you from receiving treatment from a icensed nurse because medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment are covered.

And, it’s important you are not related to the doctor. Here’s why: https://tripinsurancestore.com/blog/why-must-you-see-a-non-family-member-doctor/

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.


Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)

PS – If you liked what you read, please Subscribe to my Blog.

I hope this makes sense.

And, if you have any questions about travel insurance, call us Toll-Free at 1-888-407-3854 or email Steve (me), The Travel Insurance Guru, here or using steve [at] tripinsurancestore dot com.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

Now, a word from our sponsor: TripInsuranceStore.com (Travel Forums' Most Recommended Travel Insurance Website)

PS - If you liked what you read, please Subscribe to my Blog.

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