How Do I Protect Against Brexit?

by Steve Dasseos on October 26, 2019

I’m booking a trip to the United Kingdom for August 2020. I’m a bit worried about Brexit. I’m not sure what might happen, e.g. getting stuck in Europe while on my connection, or my flights becoming unavailable or something. I’m interested in having insurance in case of travel delays or any other coverage that would result from any disputes between the European Union and the United Kingdom

All Travel Insurance plans, in some way or another, exclude governmental actions or requirements as a normally Covered Reason for a Travel Insurance claim. This means that you are not covered under any policy provision if your trip is affected by Brexit or any other governmental action.

Having said this, you do have one way to potentially cover the value of your prepaid and non-refundable trip costs if you decide to completely cancel your trip at least 2 days before you leave. You would need to have a policy that includes the “Cancel For Any Reason” coverage.

There are some details you need to know up front about the “Cancel For Any Reason” coverage that will help you decide if it’s worth the extra cost:

  • You will be reimbursed not more than 75% of your
    per person prepaid, non-refundable trip costs at the time you cancel
  • This adds about 50% to your policy’s price
  • It’s not “Delay For Any Reason”
  • It’s not “Change Your Travel Arrangements For Any Reason”
  • You must cancel your trip at least 2 calendar days before your scheduled Departure Date

It’s up to you if it’s worth getting a policy for a potential disruption related to Brexit. I personally don’t think it’s a risk insuring against because I can’t imagine why any government will intentionally want to disrupt the flow of commerce and cause a financial problem.

I hope this made sense. If you have any questions about travel insurance, call us Toll-Free at 1-888-407-3854 or email Steve (me), The Travel Insurance Guru, here or using steve [at] tripinsurancestore dot com.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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