Does a Trip Cancellation Plan Cover a Last-Minute Positive Covid Test?

by Steve Dasseos on October 21, 2020

I need to know which Trip Cancellation plans will allow me to cancel if I cannot travel due to a last-minute positive COVID test.

There are no Trip Cancellation plans that will cover you if you have to cancel your trip at the last-minute due to a positive COVID test.

If you got the Coronavirus and saw your doctor in person before you left on your trip and he or she told you that you were too sick to travel, you would be covered for a Trip Cancellation the same as any other illness or injury.

The only plan you can get that will cover you if you have to cancel your trip for a not-covered reason like a positive Covid test result is one with the Cancel For Any Reason coverage.

However, one drawback to the Cancel For Any Reason coverage is that you have to cancel your trip not less than three calendar days before you leave on your trip. Due to this three day rule, a last-minute positive Covid test result is not covered with the Cancel For Any Reason.

I hope this makes sense.

And, if you have any questions about travel insurance, call us Toll-Free at 1-888-407-3854 or email Steve (me), The Travel Insurance Guru, here or using steve [at] tripinsurancestore dot com.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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