Does a Trip Cancellation Plan Cover a Last-Minute Positive Covid Test?

by Steve Dasseos on December 29, 2020

I need to know which Trip Cancellation plans will allow me to cancel if I cannot travel due to a last-minute positive COVID test.

If you have a positive COVID test result just before you leave on your trip, you must see a doctor who will likely tell you that you have to cancel your trip. If you do not see a doctor, and instead cancel your trip based on the positive COVID test, there are no Trip Cancellation plans that will cover you simply because you receive a positive COVID test.

At the risk of sounding redundant, this is what you need to do if you receive a positive COVID test or even if you got the Coronavirus:

  1. See your doctor in person and
  2. If he or she says that you cannot travel, any of our Trip Cancellation plans will cover you the same as any other illness or injury.

I cannot say if any of the other Trip Cancellation plans we do not sell will cover you, so you will have to check with them.

The only plan you can get that will cover you if you have to cancel your trip for a not-covered reason like being worried that you will have Covid or that you will potentially get Covid on your trip is one with the Cancel For Any Reason coverage.

However, one drawback to the Cancel For Any Reason coverage is that you have to cancel your trip not less than three calendar days before you leave on your trip.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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