When is the Deadline to Buy Trip Insurance?

by Steve Dasseos on February 6, 2014

Sorry about the delay writing here. Thankfully, I didn’t get sick for 4 months like last year. Look at this music video my son and his friends made a few weeks ago: http://www.youtube.com/watch?v=eUeM9gzU3TY. I hope you find it inspiring.

Back to the exciting world of trip cancellation travel insurance.

Hi Steve, Our trip to Israel is scheduled for March 25th and was paid in full a month ago. When is the deadline to purchase the insurance? Thanks, Steve G.

Hi Steve, Thanks for writing.

You can get this anytime until the day before you leave assuming nothing bad happened that will cause you to say “I should have gotten the Trip Insurance policy!”

I know Steve understood what I meant by such a simple answer because he had already called us at 1-888-407-3854 to find out exactly how trip insurance works.

However, for the rest of you who haven’t called, here’s what I didn’t include in my written answer:

  • You do not have any pre-existing medical conditions coverage because your trip was paid in full a month ago. I have plans that will waive the exclusion for pre-existing medical conditions up to 30 days past your initial trip deposit date
  • Paying your trip in full doesn’t prevent you from buying trip cancellation insurance (or cruise insurance or travel insurance or trip insurance). This is a common myth spread by many in the travel industry. I don’t know why they do that.
  • You don’t have to insure the full prepaid non-refundable trip costs. Because Steve isn’t getting the waiver of the pre-existing medical condition exclusion nor the Cancel For Any Reason he can insure any trip cost he wants.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

Now, a word from our sponsor: TripInsuranceStore.com (Travel Forums' Most Recommended Travel Insurance Website)

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