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What People Like You Want To Tell You About TripInsuranceStore.com

The newest comments are on the last pages. Some have the author’s name & city, state / province attached and some do not. These are are the real (not made up) words we have received from our customers. In case you’re tempted to think we just sit around and make these up, here’s why we don’t:

  • The obvious reason is that it’s dishonest and unethical. This shouldn’t need to be said – I (Steve) do say it up front because that’s the kind of person I am
  • Deanna, Becky, Tara & Steve are not that creative
  • We are busy. It’s a lot of work running TripInsuranceStore.com. I (Steve) have better things to do than have Deanna, Becky & Tara sit around and make up kind words, feedback and testimonials. Click here to go to our feedback form if you’d like to leave us any comments.
  • Some of our clients say it’s OK if you want to talk to them directly. If so, email Steve here and we’ll help you get in touch with them.

Read more testimonies and comments:

The Travel Guard Preferred
Trip Cancellation Travel Insurance Plan

Click here if you are looking for the Travel Guard Plus plan

This Travel Guard Preferred plan is available to all States except FL, MN, MO, MT, NY, WA residents.
The Travel Guard Preferred prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
You may have coverage due to the Coronavirus outbreak

This is an overview of the Travel Guard Preferred Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the your insurance policy, the policy terms will govern in all cases.

Travel Guard Preferred has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point The Preferred Plan includes $50,000 Primary Medical Expense coverage if purchased within 15 days of your initial trip payment. You may double the coverage for a small extra cost. Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Forefinger bullet point The optional Emergency Evacuation Upgrade to $1,000,000 gives you Hospital of Your Choice Emergency Evacuation Forefinger bullet point Without the optional Emergency Medical and Evacuation Upgrade, Emergency Evacuation limited to the nearest adequate licensed medical facility
Forefinger bullet point Travel Guard can arrange payment to a medical facility if needed to secure your admission Forefinger bullet point Coverage for you when a Family Member not traveling with you requires that any injury or sickness is considered life-threatening, as certified by a Physician or they require Your immediate care.
Forefinger bullet point The Preferred plan has a 180 day Lookback period for the pre-existing medical condition exclusion.
Forefinger bullet point If plan is purchased within 15 days of initial trip payment, the Medical Expense coverage will be Primary, you’ll receive coverage due to supplier financial default, a waiver of the pre existing condition exclusion, and the option to purchase Cancel for Any Reason coverage.
Forefinger bullet point Cancellation due to Work Reasons coverage is included
Forefinger bullet point You have a 15 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip.
Forefinger bullet point The Preferred plan provides a Trip Interruption benefit of up to 150% of total trip cost
The Preferred plan’s maximum trip length is 365 days
Travel Guard is 1 of the few companies we trust
If you already know you want the Travel Guard Preferred plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone.

Travel GuardThe Travel Guard Preferred plan includes $50,000 Medical Expense, $500,000 Emergency Evacuation and 150% Trip Interruption. Includes a 15 day satisfaction guarantee. Available to US residents only.

Travel Guard’s Preferred plan is family-friendly:
At no additional cost, the plan covers all children age 17 and under who are travelling with and related to the primary adult named on the enrollment form. Offer does not apply to optional coverages. Child’s trip cost cannot exceed adult trip cost to obtain coverage at no additional cost. You get a break on your children’s travel costs, so why pay extra for their travel insurance, too?

Travel Guard Preferred – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

The Travel Guard Preferred Plan:

Secure online enrollment form link (you don’t pay extra fees using us) Preferred’s secure online purchase page
Who can get this? Any US Resident except FL, MN, MO, MT, NY, WA residents
Optional:
Cancel For Any Reason
50% or 75% of non-refundable trip costs
Satisfaction Guarantee 15 days
Trip Cancellation (per person) 100% of the insured trip cost
Trip Interruption (per person) 150% of the insured trip cost
Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill).
$50,000 Primary if purchased within 15 days of the initial trip deposit date, otherwise Secondary. You may double the coverage for an extra cost.
Emergency Evacuation and Repatriation of Remains (per person) $500,000
Waiver of the Pre-Existing Medical Condition Exclusion Included if coverage is purchased within 15 days of Initial Trip Deposit Date
Pre-Existing Medical Condition Lookback Period 180 Days
Baggage and Personal Effects (per person) $1,000
Baggage Delay (per person) $300 (after 12 hours)
Trip Delay (per person) $200 per day, to a maximum of $800 (after 5 hours)
Missed Connection (per person) $1,000 (after 3 hours)
Trip Cancellation/Interruption due to 3rd Party Financial Default Included with a 14 waiting period after purchase
Trip Cancellation/Interruption due to Terrorist Incident Included
24-hour Assistance Services Included
Insurance Underwriter National Union Fire Insurance Company of Pittsburgh, PA (A Rated)
Secure online order form link (you don’t pay extra fees using us) Go to the Preferred secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

Click here to go directly to Preferred’s secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.

Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.


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Get RoamRight’s Multi-Trip Cancellation Insurance:

  • Your Trip destination must be at least 100 miles from home
  • You do not live in the State of Oregon or Puerto Rico
  • Your trips are not more than 30 days long each time

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance
has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point Pre-existing Medical Conditions are covered for Trip Cancellation, Trip Interruption and Medical Treatment. The exclusion for the Pre-Existing Condition will be waived provided: You or the individual with the Pre-Existing Condition, are not disabled from travel at the time Your premium is paid. Round bullet point Maximum eligible age is 74
Round bullet point The RoamRight’s Multi-Trip Cancellation plan has $25,000 (no deductible) Excess (Secondary) Emergency Medical coverage Round bullet point Supplier financial default is not covered
Round bullet point The RoamRight’s Multi-Trip Cancellation plan has $100,000 Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains coverage Round bullet point You have a Maximum of One (1) Emergency Evacuation, Medically Necessary Repatriation or Repatriation of Remains Occurrence Per Plan Year
Round bullet point You may have $2,500, $5,000, $7,500, or $10,000 Trip Cancellation & Trip Interruption coverage per insured person
Round bullet point RoamRight’s Multi-Trip Cancellation’s maximum trip length is 30 days
Round bullet point Any US Resident (except Oregon and Puerto Rico) can get this plan
Round bullet point Terrorist Incidents are covered that occur within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your or Your Traveling Companion’s Trip. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.
$100,000 Political Evacuation coverage to evacuate you home or to the nearest place of safety and then home in the event of a political emergency situation due to government or social upheaval while traveling in a foreign country is included
Round bullet point You have a 14 day Free Look Period
RoamRight is 1 of the few companies we trust
If you already know you want the RoamRight Multi-Trip Annual Trip Cancellation plan, click here to go to our secure online quote & order form. Or call Deanna, Kim or Steve toll free at 1-888-407-3854 to place your order over the telephone.

Your latest deadline to buy this Multi-Trip Cancellation plan is the earlier / earliest of the following:
(a) any date within 30 days after final payment is paid for the first Trip to be covered by this policy; and
(b) the day before the Scheduled Departure Date for the first trip to be covered by this policy.

You may buy this Multi-Trip Cancellation plan any time before the deadlines – the deadlines above are the latest you may get this Multi-Trip Cancellation plan.

The exclusion for the Pre-Existing Condition will be waived provided:
You or the individual with the Pre-Existing Condition, are not disabled from travel at the time Your premium is paid.

“Pre-Existing Condition” means any Injury, Sickness or condition of You, a Traveling Companion or Your and/or Your Traveling Companion’s Family Member for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the Sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance Prices:
Annual Trip Cancellation Limit Annual Price
$2,500 $192
$5,000 $320
$7,500 $447
$10,000 $574

RoamRight’s Multi-Trip Annual Trip Cancellation Insurance plan is a good alternative to buying a policy for each trip. Instead of buying a whole new travel insurance plan every time you travel, just get the RoamRight Multi-Trip Annual Trip Cancellation plan.

View or Download RoamRight’s Multi-Trip Cancellation Description of Coverage

A brief description is below. For complete coverage, terms, conditions and exclusions, select the RoamRight Multi-Trip Cancellation Certificate of Coverage. You can view or download RoamRight’s Description of Coverage with the free Adobe Acrobat Reader.
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The RoamRight Multi-Trip Annual Trip Cancellation Plan Covers
Secure online order form link
(you don’t pay extra fees using us)
RoamRight Multi-Trip Annual Trip Cancellation’s
Secure Online Order Form
Benefits Maximum Limit Per Person Per Year*
Part A – Travel Protection
Trip Cancellation $2,500, $5,000, $7,500, or $10,000
Trip Interruption $2,500, $5,000, $7,500, or $10,000
Part B – Medical Protection
Emergency Accident and Sickness Medical Expense $25,000
Dental Sublimit $750
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains $250,000 Maximum of One (1) Occurrence Per Year
Part C – Baggage Protection
Baggage and Personal Effects $1,000
Baggage Per Article Limit $250
Baggage Combined Articles Limit $500
Baggage Delay (24 Hours) $300
Missed Connection (after 3 Hours) $500
Accidental Death and Dismemberment $25,000
Secure online order form link
(you don’t pay extra fees using us)
RoamRight Multi-Trip Annual Trip Cancellation’s
Secure Online Order Form

Benefits are provided on an aggregate basis. The maximum limits are applied to the entire policy term (one year).

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The pre-June 10, 2020 Travel Insured FL Prices

The Travel Insured Worldwide Trip Protector Plus Prices:

Per Person Trip Cost Ages 0 – 34 Ages 35 – 58 Ages 59 – 70 Ages 71 – 74 Ages 75 – 80 Ages 81 – 85 Ages 86 +
$0 – $0 27 37 45 54 77 138 239
1 – $250 62 70 71 74 85 114 166
251 – $500 71 81 89 96 112 153 218
501 – $1,000 88 104 121 135 161 222 309
1,001 – $1,500 108 130 159 179 217 299 412
1,501 – $2,000 129 159 198 226 274 377 513
2,001 – $2,500 152 187 238 273 331 452 610
2,501 – $3,000 175 218 280 321 388 528 705
3,001 – $3,500 199 249 321 370 447 602 797
3,501 – $4,000 225 282 364 419 505 676 887
4,001 – $4,500 251 315 409 469 564 750 978
4,501 – $5,000 279 351 455 521 624 823 1,067
5,001 – $5,500 307 386 501 573 685 899 1,156
5,501 – $6,000 338 424 549 628 747 974 1,245
6,001 – $6,500 369 464 600 683 810 1,051 1,336
6,501 – $7,000 402 505 651 741 876 1,129 1,429
7,001 – $8,000 464 580 745 845 995 1,272 1,595
8,001 – $9,000 542 675 861 973 1,139 1,446 1,801
9,001 – $10,000 629 780 988 1,112 1,295 1,634 2,025
10,001 – $11,000 726 896 1,126 1,263 1,466 1,841 2,273
11,001 – $12,000 836 1,027 1,279 1,430 1,654 2,071 2,551
12,001 – $13,000 962 1,174 1,449 1,615 1,863 2,326 2,865
13,001 – $14,000 1,105 1,341 1,640 1,822 2,096 2,613 3,223
14,001 – $15,000 1,271 1,531 1,855 2,053 2,356 2,936 3,628
15,001 – $16,000 1,360 1,641 1,989 2,203 2,527 3,149 3,885
16,001 – $17,000 1,452 1,753 2,126 2,355 2,702 3,364 4,148
17,001 – $18,000 1,544 1,866 2,266 2,509 2,878 3,581 4,413
18,001 – $19,000 1,637 1,979 2,405 2,664 3,055 3,801 4,678
19,001 – $20,000 1,729 2,094 2,546 2,820 3,234 4,020 4,945
20,001 – $21,000 1,823 2,209 2,686 2,976 3,414 4,242 5,215
21,001 – $22,000 1,916 2,325 2,829 3,134 3,594 4,464 5,484
22,001 – $23,000 2,011 2,442 2,972 3,292 3,776 4,688 5,756
23,001 – $24,000 2,106 2,558 3,115 3,452 3,958 4,913 6,028
24,001 – $25,000 2,201 2,676 3,259 3,612 4,141 5,139 6,302

The Travel Insured WTP Plus Per Day Prices for Trips over 30 Days Long:

$2.78 $4.18 $5.66 $7.22 $10.61 $19.37 $32.91

The Travel Insured Worldwide Trip Protector Prices:

Per Person
Trip Cost
Ages 0 – 34 Ages 35 – 58 Ages 59 – 70 Ages 71 – 74 Ages 75 – 80 Ages 81 – 85 Ages 86 +
$0 – $0 22 31 36 45 67 127 222
1 – $250 17 23 28 35 49 83 136
251 – $500 24 34 43 54 74 119 187
501 – $1,000 38 54 71 88 118 183 274
1,001 – $1,500 53 77 104 127 169 256 371
1,501 – $2,000 68 102 136 167 220 327 465
2,001 – $2,500 84 126 170 208 269 396 555
2,501 – $3,000 100 151 203 247 320 464 644
3,001 – $3,500 117 177 237 288 370 531 729
3,501 – $4,000 135 202 271 329 420 597 813
4,001 – $4,500 151 227 306 370 470 664 894
4,501 – $5,000 169 254 340 411 520 729 976
5,001 – $5,500 187 280 375 452 571 794 1,057
5,501 – $6,000 204 308 411 494 621 859 1,137
6,001 – $6,500 223 335 447 537 672 925 1,218
6,501 – $7,000 241 363 483 579 724 992 1,300
7,001 – $8,000 274 412 548 656 817 1,112 1,448
8,001 – $9,000 311 469 624 745 926 1,255 1,626
9,001 – $10,000 350 529 702 839 1,042 1,409 1,820
10,001 – $11,000 390 590 785 937 1,165 1,575 2,033
11,001 – $12,000 430 651 870 1,040 1,295 1,756 2,269
12,001 – $13,000 470 716 958 1,149 1,434 1,953 2,535
13,001 – $14,000 511 782 1,052 1,265 1,586 2,172 2,833
14,001 – $15,000 553 849 1,151 1,388 1,748 2,414 3,169
15,001 – $16,000 595 914 1,238 1,493 1,878 2,589 3,395
16,001 – $17,000 637 981 1,326 1,599 2,011 2,768 3,626
17,001 – $18,000 680 1,047 1,416 1,706 2,143 2,949 3,857
18,001 – $19,000 723 1,113 1,506 1,814 2,278 3,130 4,090
19,001 – $20,000 766 1,181 1,598 1,922 2,414 3,313 4,324
20,001 – $21,000 810 1,250 1,689 2,033 2,550 3,497 4,560
21,001 – $22,000 855 1,318 1,782 2,143 2,686 3,682 4,797
22,001 – $23,000 900 1,388 1,875 2,255 2,826 3,868 5,035
23,001 – $24,000 944 1,458 1,969 2,366 2,964 4,055 5,275
24,001 – $25,000 989 1,528 2,064 2,480 3,104 4,243 5,514

The Travel Insured WTP Per Day Prices for Trips over 30 Days Long:

$2.01 $3.28 $4.54 $6.05 $9.35 $17.77 $30.80

The Travel Insured Lite Prices for FL residents:

Per Person
Trip Cost
Ages 0 – 34 Ages 35 – 58 Ages 59 – 70 Ages 71 – 74 Ages 75 – 80 Ages 81 – 85 Ages 86 +
$0 – $0 $14 $19 $20 $30 $43 $67 $109
$1 – $250 $14 $19 $21 $30 $39 $51 $73
$251 – $500 $22 $29 $34 $49 $63 $81 $116
$501 – $1,000 $33 $46 $57 $81 $106 $134 $187
$1,001 – $1,500 $46 $67 $82 $120 $156 $195 $265
$1,501 – $2,000 $62 $89 $109 $159 $204 $253 $341
$2,001 – $2,500 $75 $109 $134 $198 $253 $309 $412
$2,501 – $3,000 $91 $132 $161 $236 $300 $365 $481
$3,001 – $3,500 $106 $154 $188 $274 $349 $419 $547
$3,501 – $4,000 $121 $176 $216 $314 $395 $472 $611
$4,001 – $4,500 $136 $198 $242 $352 $442 $523 $673
$4,501 – $5,000 $152 $221 $270 $392 $489 $575 $734
$5,001 – $5,500 $169 $245 $297 $431 $537 $771 $795
$5,501 – $6,000 $196 $267 $325 $471 $584 $887 $854
$6,001 – $6,500 $234 $328 $397 $596 $736 $982 $1,232
$6,501 – $7,000 $254 $357 $428 $642 $793 $1,054 $1,314
$7,001 – $8,000 $287 $405 $485 $728 $895 $1,180 $1,465
$8,001 – $9,000 $328 $460 $552 $827 $1,016 $1,335 $1,649
$9,001 – $10,000 $368 $519 $623 $932 $1,145 $1,501 $1,852

Coronavirus Policy Date Changes and Claims

You’re likely being forced to change your travel plans due to the Coronavirus. You’ll find more details scrolling down this long page.

We’re happy to help you, though contacting the companies directly avoids confusion. If we don’t answer the phone, we’ll get back to you as soon as possible (caller ID). The same for emails. You may contact us here.

As a policyholder you have every right to file a claim. When you ask us if your claim will be covered, we tell you to the best of our knowledge. That said, the only way you can be sure if your claim will be paid or not is after you file your claim. The insurance company has the final say.

You’ll find each of our company’s contact emails and links to specific forms below. If you’re not as computer savvy / literate as you want to be, call or email us and we’ll start the process for you.

Each company requires you to furnish all your supporting documentation from your travel suppliers and / or travel agents.

This includes documentation from any travel arrangements you bought independently for the same trip. If you bought airfare on your own, the airline is likely waiving the change fees when you re-use the tickets. This is not the same as getting a cash refund.

Except for us, companies are currently experiencing unusually high call volumes and this will continue for the foreseeable future.

Here are the kinds of questions the Insurance company typically asks customers when they request a date transfer or a premium refund. You will be responsible for furnishing all your supporting documentation from your travel suppliers and travel agents:

  • Did you incur any penalties from the cancellation of the original trip? This applies to all your travel suppliers including any that you booked independently.
  • Did you get any Future Travel Credits from your cancelled trip?
  • Do you have any pending claims for the original travel dates?
  • What are your new travel dates (if known)?
  • What is your new travel destination (if known)?
  • Is there a new trip cost, or will it remain the same as listed for your original trip (if known)?

Travel Insured

This is only available for trips where your original trip departure date is between March 1, 2020 – September 30, 2020

Here’s Travel Insured’s Dedicated Coronavirus Page:
https://www.travelinsured.com/coronavirus/
You may email Travel Insured at customercare@travelinsured.com
  • Travel Insured has a Voucher Form you can use when your trip has been affected due to the Coronavirus:
    https://www.travelinsured.com/vouchers/
  • If you would like to change the travel dates on your plan to cover a new or rescheduled trip (provided you are no longer taking the impacted trip due to COVID-19) you can fill out this form for a travel protection voucher. If you know your new dates of travel, we will update your protection plan to reflect the new dates. If you do not know your new travel dates yet, we will hold your plan voucher for future use. The future or rescheduled departure date must be within 3 years from the date of your original plan application date. Voucher for future use will be provided in email format.
  • We’re happy to help you; though contacting Travel Insured directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

Voucher eligibility:

  • Original trip departure date is between March 1, 2020 – October 31, 2020
  • Travel has not and will not take place due to COVID-19
  • A claim hasn’t already been filed against the plan

Important: The voucher’s value cannot be used to pay for a premium on a policy that is already in force. Nor can you use the voucher’s value to buy a different policy than the one the voucher is associated with.

Click here to start a Travel Insured claim

=============

TravelSafe

If you are receiving a full refund or travel credit due to the Coronavirus, TravelSafe can change the dates on your policy. The new dates must be within 3 years of the date you originally purchased the policy, but not later than Dec 31, 2022.

If the customer receives a partial cash refund and partial future travel credit with the documentation showing this, TravelSafe would change the dates to a new booking.

  • If you don’t have the new dates, TravelSafe puts in dates prior to the 3 years. Let us or TravelSafe know when you have new dates.
  • TravelSafe needs the request in writing with proof of refund/credit.
  • If you choose to transfer your policy to another trip, you will be able to make adjustments to the trip cost. This option also requires documentation showing they are not within penalty.
  • Email edits@travelsafe.com
  • Click here to start a TravelSafe claim
  • We’re happy to help you; though contacting TravelSafe directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

=============

Travelex

Here’s Travelex’s Dedicated Coronavirus Page:
https://www.travelexinsurance.com/covid19
If you are changing your travel dates due to the Coronavirus, Travelex is allowing a one-time date transfer if the new trip is within 12 months of the original departure date. If the new trip is more than 12 months from the original departure date, the date transfer may be approved if all of the following guidelines are met:
  1. Traveler must pay the rates in effect at the time the new trip is booked.
  2. The new trip dates must be APPLIED to the policy within 12 months of the original departure date.
  • Notify Travelex of request (email or phone) prior to original departure date.
  • Trip must be cancelled prior to original departure date.
  • There cannot be any claims filed against the original policy.
  • The traveler confirms they are waiving their right to claim against the original insured trip under the policy.
  • The date the new trip is confirmed with dates becomes the new ‘initial deposit date’ for, pre-existing condition exclusion waiver, financial default eligibility and cancel for business reasons, where applicable.
  • The policy is effective at 12:01am the day following contacting Travelex.
  • Email customersolutions@travelexinsurance.com
  • Click here to start a Travelex claim
  • We’re happy to help you; though contacting Travelex directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

=============

CSA, Generali and TripAssure

Here’s CSA, Generali and TripAssure’s Dedicated Coronavirus Page:
https://www.generalitravelinsurance.com/position-statements/coronavirus.html
If you are receiving a full refund or travel credit due to the Coronavirus, CSA / Generali can change the dates on your policy to new travel dates. The destination doesn’t have to be the same.

If you purchased a Generali travel insurance or CSA Travel Protection plan, you may be eligible for a travel insurance policy voucher. If you are eligible for a voucher, you will receive a voucher number within 10 business days of submitting your request. This voucher number can be used to apply your travel insurance plan to a future trip booked on or before December 31, 2020. While travel does not need to occur in 2020, your rebooking of the insurance will need to be done this year.

Voucher eligibility:

  • Original trip departure date is between January 29, 2020 – June 30, 2020
  • Travel has not already taken place
  • A claim hasn’t already been filed against the plan

Go here to find CSA / Generali Voucher Request Form: https://www.generalitravelinsurance.com/customer/voucher-and-refund

  • If CSA / Generali / TripAssure is updated with the new travel dates within 18 months of the date the trip was cancelled or the trip departure date (whichever date is earlier), you may change the dates to a new trip.
  • The new must be completed not more than 18 months from the date your original trip was cancelled.
  • If your trip cost later increases, you may also increase your insured trip cost.
  • If you are past your departure date email: exceptions@csatravelprotection.com
  • If your departure date is in the future email: customerservice@generalitravelinsurance.com
  • CSA / Generali needs the request in writing with proof of refund/credit.
  • If you choose to transfer your policy to another trip, you will be able to make adjustments to the trip cost. This option also requires documentation showing they are not within penalty.
  • We’re happy to help you; though contacting CSA / Generali directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

Click here to start a CSA claim

=============

GeoBlue

COVID-19 Update for Members: Requests for policy cancellation must be received in writing to enrollment@geo-blue.com. There is no need to speak to someone for policy cancellation requests.
Contact GeoBlue here: https://www.geobluetravelinsurance.com/contact.cfm/

We’re happy to help you; though contacting AIG Travel Guard directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

=============

IMG iTravelInsured

Here’s the IMG iTravelInsured’s Dedicated Coronavirus Page:
https://www.imglobal.com/coronavirus
If your trip costs have been fully refunded or credited for your future use by your travel provider(s) due to Coronavirus cancellations, this is what IMG iTravelInsured is doing as of June 1, 2020:

  • We can advance your policy travel dates by 12 months to the year 2021. This could change going forward due to the nature of current events.
  • As long as we are contacted 24 hours before the start date of the trip, we are able to make changes to the polices but not after this date has lapsed.

Contact service@itravelinsured.com with your name and policy number to inquire about advancing your policy travel dates by 12 months to the year 2021.

You may download all the IMG Claim forms from this page in the pdf format: https://www.itravelinsured.com/customer-service/claim-forms
Go here if you need to start a claim:
https://www.imglobal.com/claims-center
We’re happy to help you; though contacting IMG directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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Travel Guard

Here’s Travel Guard’s Dedicated Coronavirus Page:
https://www.travelguard.com/o/coronavirus-resource-center/
Here’s Travel Guard’s Voucher and Refund Form:
https://www.travelguard.com/o/coronavirus-resource-center/voucher-and-refund-form
Please note the following for voucher requests:

  • The client must inform AIG Travel Guard of the trip cancellation prior to the departure date. It is imperative the insured make the voucher request prior to, and not after, the departure date. We cannot issue a voucher after the departure date.
  • The client must complete and submit the voucher request form.
  • If the above requirements are met, our administration team will issue the client a voucher for the value of the premium. The voucher must be applied within two years from the voucher issuance date.
  • If the client does not apply the voucher to another AIG Travel insurance policy in the two-year period, the voucher cannot be extended.
  • If the new policy premium is more than the voucher amount, the client is responsible for any additional premium. If the new policy premium is less than the voucher value, no refund or future voucher will be given for the difference.
  • Select Refund if your policy was purchased within the last 15 days.
  • Select Vouchers if your policy was purchased over 15 days ago AND your trip departure is before April 30, 2020.
  • We’re happy to help you; though contacting AIG Travel Guard directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

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Berkshire Hathaway Travel Protection (BHTP)

If customers are getting a full refund and can prove that for their trip cost BHTP allows you to do one of these two options:

  • You may move the travel dates to a future trip, but the request must be done prior to the departure date on the plan. If you or us, on your behalf, contact BHTP before your departure date, you may update your plan’s travel dates. If your policy was bought after Sept 30, 2019, a new quote would be calculated. If the cost is higher, you will the owe the difference. If it’s less, you’ll be refunded the difference.
  • If you do not update your dates prior to the departure date on your plan, you will have to provide proof of 100% refund to transfer the dates. Once the documentation is supplied, BHTP will then purchase a new plan and cancel the old plan refunding the cost of the old plan.
  • We’re happy to help you; though contacting BHTP directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.
BHTP questions including what can be done with your policy should be emailed to: assist@bhtp.com
BHTP Claims questions can also be emailed to:
claims@bhtp.com

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We’re happy to help you; though contacting RoamRight directly avoids confusion. Let us know if you make any changes so we can keep your information up to date.

RoamRight

Here’s RoamRight’s Claim page:
https://partner.roamright.com/claims/

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Florida residents. Click here if you live in KS, MO or VA, here if you live in WA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver Forefinger bullet point IMG iTI SE plan’s maximum trip length is 90 days
Forefinger bullet point The maximum trip cost you can insure is $50,000 per person for the SE plan Forefinger bullet point The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Forefinger bullet point Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
Forefinger bullet point The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
Forefinger bullet point The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Forefinger bullet point Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTIIMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance
A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:

Plan Name IMG iTI SE
Secure online order link (you don’t pay extra fees using us) Buy IMG iTI SE
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission $20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person) $100,000
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period 60 Days (you or your Traveling Companion)
Travel Baggage (per person) 1,500
Travel Baggage Delay (per person) $250 (12 Hours or More)
Travel Delay (per person) $500 (after 12 hours) $125 per day
Missed Connection (per person) $500 (more than 6 hours)
Common Carrier AD&D (per person) $25,000
$40,000 Rental Car Damage
(except TX residents
Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance Yes
3rd Party Travel Supplier Financial Insolvency 14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

The IMG iTI SE Prices:

Per Person
Trip Cost
Ages 0 – 39 Ages 40 – 49 Ages 50 – 59 Ages 60 – 64 Ages 65 – 69 Ages 70 – 74 Ages 75 – 79 Ages 80 – 99
$1-$500 $26 $36 $37 $42 $48 $56 $69 $102
$501-$1,000 $36 $49 $54 $64 $74 $89 $110 $161
$1,001-$1,500 $50 $69 $78 $93 $108 $129 $159 $228
$1,501-$2,000 $65 $90 $102 $122 $142 $169 $208 $293
$2,001-$2,500 $80 $111 $126 $151 $176 $209 $256 $356
$2,501-$3,000 $95 $132 $151 $181 $211 $249 $304 $418
$3,001-$3,500 $111 $154 $176 $211 $245 $289 $351 $479
$3,501-$4,000 $127 $176 $201 $241 $280 $329 $398 $538
$4,001-$4,500 $143 $198 $226 $271 $315 $370 $445 $597
$4,501-$5,000 $159 $221 $252 $302 $350 $410 $492 $655
$5,001-$5,500 $176 $244 $278 $333 $385 $450 $539 $713
$5,501-$6,000 $193 $267 $305 $364 $421 $491 $586 $771
$6,001-$6,500 $210 $291 $331 $395 $457 $533 $634 $829
$6,501-$7,000 $227 $314 $358 $427 $493 $574 $682 $888
$7,001-$7,500 $244 $338 $385 $460 $530 $617 $731 $948
$7,501-$8,000 $261 $362 $413 $492 $568 $660 $781 $1,010
$8,001-$8,500 $279 $387 $441 $526 $606 $704 $832 $1,074
$8,501-$9,000 $297 $412 $470 $559 $645 $749 $885 $1,140
$9,001-$9,500 $315 $437 $498 $594 $684 $794 $939 $1,208
$9,501-$10,000 $333 $462 $528 $629 $725 $842 $994 $1,279
$10,001-$10,500 $351 $488 $557 $665 $766 $890 $1,052 $1,354
$10,501-$11,000 $369 $514 $588 $701 $809 $940 $1,111 $1,432
$11,001-$11,500 $388 $540 $618 $738 $852 $991 $1,173 $1,515
$11,501-$12,000 $406 $567 $649 $776 $897 $1,044 $1,237 $1,601
$12,001-$12,500 $425 $594 $681 $815 $943 $1,098 $1,304 $1,693
$12,501-$13,000 $444 $621 $713 $855 $990 $1,155 $1,374 $1,789
$13,001-$13,500 $463 $648 $746 $896 $1,038 $1,213 $1,446 $1,891
$13,501-$14,000 $483 $676 $780 $938 $1,088 $1,274 $1,522 $1,999
$14,001-$14,500 $502 $705 $814 $981 $1,140 $1,337 $1,601 $2,113
$14,501-$15,000 $522 $733 $849 $1,025 $1,193 $1,402 $1,684 $2,233
Prices for $15,001 – $50,000
Multiply the following amounts by your trip cost to get the price:
$15,001 – 100,000 0.035 0.049 0.056 0.068 0.079 0.092 0.111 0.147
Per Day Cost for Over 31 days Trip Length:
$2.79 $4 $4.25 $5.03 $6.07 $7.78 $10.90 $19.92

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Kansas, Missouri, Virginia residents. Click here if you live in FL, here if you live in WA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver Forefinger bullet point IMG iTI SE plan’s maximum trip length is 90 days
Forefinger bullet point The maximum trip cost you can insure is $50,000 per person for the SE plan Forefinger bullet point The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Forefinger bullet point Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
Forefinger bullet point The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
Forefinger bullet point The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Forefinger bullet point Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTIIMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance for Kansas IMG iTI SE’s Policy of Insurance for Missouri IMG iTI SE’s Policy of Insurance for Virgina
A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:

Plan Name IMG iTI SE
Secure online order link (you don’t pay extra fees using us) Buy IMG iTI SE
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission $20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person) $100,000
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period 60 Days (you or your Traveling Companion)
Travel Baggage (per person) 1,500
Travel Baggage Delay (per person) $250 (12 Hours or More)
Travel Delay (per person) $500 (after 12 hours) $125 per day
Missed Connection (per person) $500 (more than 6 hours)
Common Carrier AD&D (per person) $25,000
$40,000 Rental Car Damage
(except TX residents
Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance Yes
3rd Party Travel Supplier Financial Insolvency 14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

The IMG iTI SE Prices:

Per Person
Trip Cost
Ages 0 – 39 Ages 40 – 49 Ages 50 – 59 Ages 60 – 64 Ages 65 – 69 Ages 70 – 74 Ages 75 – 79 Ages 80 – 99
$1-$500 $31 $43 $45 $50 $57 $67 $82 $121
$501-$1,000 $47 $64 $71 $83 $96 $114 $141 $201
$1,001-$1,500 $66 $90 $101 $119 $139 $166 $203 $285
$1,501-$2,000 $84 $116 $132 $156 $182 $217 $264 $367
$2,001-$2,500 $104 $142 $163 $193 $226 $268 $325 $447
$2,501-$3,000 $123 $169 $194 $231 $270 $319 $386 $525
$3,001-$3,500 $143 $196 $226 $269 $314 $370 $446 $601
$3,501-$4,000 $164 $224 $258 $307 $358 $421 $505 $676
$4,001-$4,500 $184 $252 $291 $345 $402 $473 $565 $750
$4,501-$5,000 $205 $281 $324 $384 $447 $524 $624 $823
$5,001-$5,500 $227 $310 $357 $424 $492 $576 $684 $896
$5,501-$6,000 $248 $339 $391 $463 $537 $628 $744 $969
$6,001-$6,500 $270 $369 $425 $503 $583 $681 $804 $1,043
$6,501-$7,000 $292 $399 $460 $544 $630 $734 $865 $1,117
$7,001-$7,500 $314 $429 $495 $585 $677 $788 $928 $1,193
$7,501-$8,000 $336 $460 $530 $627 $725 $843 $991 $1,271
$8,001-$8,500 $359 $491 $566 $669 $773 $899 $1,056 $1,352
$8,501-$9,000 $382 $523 $603 $712 $823 $956 $1,122 $1,435
$9,001-$9,500 $405 $554 $639 $756 $873 $1,015 $1,191 $1,521
$9,501-$10,000 $428 $586 $677 $801 $925 $1,075 $1,261 $1,611
$10,001-$10,500 $424 $587 $688 $822 $956 $1,115 $1,314 $1,687
$10,501-$11,000 $447 $619 $726 $868 $1,009 $1,178 $1,389 $1,785
$11,001-$11,500 $470 $651 $765 $915 $1,064 $1,243 $1,467 $1,888
$11,501-$12,000 $493 $684 $804 $962 $1,120 $1,310 $1,548 $1,996
$12,001-$12,500 $517 $717 $844 $1,011 $1,178 $1,379 $1,632 $2,111
$12,501-$13,000 $541 $751 $885 $1,061 $1,238 $1,451 $1,720 $2,232
$13,001-$13,500 $565 $785 $926 $1,112 $1,299 $1,525 $1,811 $2,360
$13,501-$14,000 $589 $820 $968 $1,165 $1,362 $1,602 $1,907 $2,495
$14,001-$14,500 $613 $855 $1,011 $1,219 $1,427 $1,682 $2,007 $2,638
$14,501-$15,000 $638 $890 $1,055 $1,274 $1,494 $1,764 $2,111 $2,789
Prices for $15,001 – $50,000
Multiply the following amounts by your trip cost to get the price:
$15,001-$100,000 0.045 0.062 0.072 0.086 0.101 0.118 0.141 0.186
Per Day Cost for Over 31 days Trip Length:
$2.79 $4.03 $4.37 $5.12 $6.15 $7.78 $10.53 $17.96

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. This plan is only for Washington residents. Click here if you live in FL, here if you live in KS, MO or VA or here if you don’t live in FL, KS, MO, VA or WA to see your correct information.

The IMG iTI SE has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver Forefinger bullet point IMG iTI SE plan’s maximum trip length is 90 days
Forefinger bullet point The maximum trip cost you can insure is $50,000 per person for the SE plan Forefinger bullet point The IMG iTI SE has $20,000 Secondary Emergency Medical & $100,000 Emergency Medical Evac / Repatriation
Forefinger bullet point Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
Forefinger bullet point The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
Forefinger bullet point The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Forefinger bullet point Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTIIMG iTI’s SE plan covers you for up to $20,000 Secondary Emergency Medical, 100% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance
A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:

Plan Name IMG iTI SE
Secure online order link (you don’t pay extra fees using us) Buy IMG iTI SE
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 100% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission $20,000 Secondary
Emergency Medical Evacuation / Repatriation (per person) $100,000
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period 60 Days (you or your Traveling Companion)
Travel Baggage (per person) 1,500
Travel Baggage Delay (per person) $250 (12 Hours or More)
Travel Delay (per person) $500 (after 12 hours) $125 per day
Missed Connection (per person) $500 (more than 6 hours)
Common Carrier AD&D (per person) $25,000
$40,000 Rental Car Damage
(except TX residents
Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance Yes
3rd Party Travel Supplier Financial Insolvency 14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

The IMG iTI SE Prices:

Per Person
Trip Cost
Ages 0 – 39 Ages 40 – 49 Ages 50 – 59 Ages 60 – 64 Ages 65 – 69 Ages 70 – 74 Ages 75 – 79 Ages 80 – 99
$1-$500 $27 $37 $39 $43 $49 $58 $72 $106
$501-$1,000 $41 $56 $62 $72 $84 $100 $123 $176
$1,001-$1,500 $57 $79 $89 $104 $122 $145 $178 $251
$1,501-$2,000 $74 $101 $115 $137 $160 $190 $232 $322
$2,001-$2,500 $91 $124 $142 $169 $198 $235 $285 $392
$2,501-$3,000 $108 $148 $170 $202 $237 $280 $339 $461
$3,001-$3,500 $126 $172 $198 $236 $275 $325 $391 $528
$3,501-$4,000 $143 $197 $227 $269 $314 $370 $444 $594
$4,001-$4,500 $162 $221 $255 $303 $353 $415 $496 $658
$4,501-$5,000 $180 $247 $284 $337 $392 $460 $548 $723
$5,001-$5,500 $199 $272 $314 $372 $432 $506 $600 $787
$5,501-$6,000 $218 $298 $343 $407 $472 $551 $653 $851
$6,001-$6,500 $237 $324 $373 $442 $512 $598 $706 $916
$6,501-$7,000 $256 $350 $404 $478 $553 $645 $760 $982
$7,001-$7,500 $276 $377 $434 $514 $594 $692 $815 $1,048
$7,501-$8,000 $295 $404 $466 $550 $636 $740 $870 $1,117
$8,001-$8,500 $315 $431 $497 $588 $679 $790 $927 $1,188
$8,501-$9,000 $335 $459 $529 $625 $723 $840 $986 $1,261
$9,001-$9,500 $356 $487 $562 $664 $767 $891 $1,046 $1,336
$9,501-$10,000 $376 $515 $594 $703 $813 $944 $1,108 $1,415
$10,001-$10,500 $372 $515 $604 $722 $839 $980 $1,155 $1,482
$10,501-$11,000 $392 $543 $638 $762 $886 $1,035 $1,220 $1,568
$11,001-$11,500 $413 $572 $672 $803 $934 $1,092 $1,289 $1,659
$11,501-$12,000 $433 $601 $706 $845 $984 $1,151 $1,360 $1,754
$12,001-$12,500 $454 $630 $741 $888 $1,035 $1,212 $1,434 $1,855
$12,501-$13,000 $475 $660 $777 $932 $1,087 $1,275 $1,511 $1,961
$13,001-$13,500 $496 $689 $813 $977 $1,141 $1,340 $1,591 $2,073
$13,501-$14,000 $517 $720 $850 $1,023 $1,196 $1,407 $1,675 $2,192
$14,001-$14,500 $539 $751 $888 $1,071 $1,254 $1,477 $1,763 $2,318
$14,501-$15,000 $560 $782 $927 $1,119 $1,313 $1,550 $1,855 $2,451
Prices for $15,001 – $50,000
Multiply the following amounts by your trip cost to get the price:
$15,001-$100,000 0.039 0.054 0.063 0.076 0.088 0.104 0.124 0.163
Per Day Cost for Over 31 days Trip Length:
$2.43 $3.51 $3.81 $4.47 $5.37 $6.81 $9.22 $15.77
This is a long page – You get lots of information and prices
If you are receiving a full refund or travel credit due to the Coronavirus, Generali can change the dates on your policy. Click here to learn what you can do with your Generali policy.

Generali Premium or Generali Preferred or Generali Standard Trip Cancellation Plans

The Generali Premium, Generali Preferred and Generali Standard plans have their strengths & quibbles:

Why Buy It? Quibbles
Round bullet point You have to buy the Premium policy no later than 24 hours after your final trip payment and insure your full prepaid trip cost to cover pre-existing medical conditions. You also have to be medically able to travel at the time the coverage is purchased. Round bullet point The Final Payment is the last pre-paid payment (prior to departure) of the most expensive part of the trip, unless the main air arrangements are added last. “Main air arrangements” refer to air to / from the main destination vs. tickets for a side trip during the vacation.
Round bullet point The Generali plans have $50,000 to $250,000 Excess (Secondary) Emergency Medical and Dental Coverage Round bullet point Neither the Preferred nor the Standard plan cover pre-existing medical conditions
Round bullet point Trip interruption coverage is 125% to 175% of trip cost Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Round bullet point The Generali Global Assistance Plans do not exclude pre-existing medical conditions of family members who are not scheduled or booked to travel with you. Round bullet point The Generali plans are not available if your departure date is more than 18 months in the future
Round bullet point Generali’s maximum trip length is 365 Days (some state limitations may apply) Round bullet point Baggage coverage excludes telephones, computer hardware or software
Round bullet point The lowest trip cost you can cover is $0. This means you don’t have Trip Cancellation or Trip Interruption coverage.
Round bullet point You have a 10 day Free Look Period
Round bullet point Generali covers revocation of the Insured’s previously granted leave
Round bullet point Identity Theft Resolution Services are available for six full months, beginning on trip departure day
Generali is 1 of the few companies we trust
If you already know which Generali plan you want, click here for Generali and click here for Generali secure online quote & order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone.

Generali logoGenerali provides coverage up to $250,000 per plan for Medical and Dental coverage, up to $1,000,000 per plan for Emergency Assistance and Transportation and up to 175% of trip cost for Trip Interruption coverage. You may up to 10 travelers on each plan.

The Generali Plans’ Descriptions of Coverage / Policy:

Generali Premium Generali Preferred Generali Standard
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Generali Description of Coverage or Policy.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The Generali Premium, Generali Preferred, Generali Standard Plan Details:

Plan Name / Maximum Benefit Limits Per Person Generali Standard Generali Preferred Generali Premium
Secure online order form link (you don’t pay extra fees) The Generali Global Assistance’s Secure online order form
Money Back Guarantee 10-day free look
Trip Cancellation (each person) 100% of Trip Cost
Trip Interruption (each) 125% of Trip Cost 150% of Trip Cost 175% of Trip Cost
Excess (Secondary) Medical and Dental $50,000 Policy Maximum $150,000 Policy Maximum $250,000 Policy Maximum
Emergency Assistance and Transportation ($10,000 Limit Applies for Companion Hospitality Expenses) $250,000 Policy Maximum $500,000 Policy Maximum $1,000,000 Policy Maximum
Your deadline to waive the Pre-Existing Condition exclusion Not covered Not covered No later than 24 hours after your final trip payment. Besides the deadline, other conditions apply. Read the Description of Coverage or Policy.
Pre-Existing Condition Lookback Period 180 Days
Travel Delay (per person) $1,000 (after 10 hours) $150 per day $1,000 (after 8 hours) $200 per day $1,000 (after 6 hours) $300 per day
Baggage Coverage (per person) $1,000 $1,500 $2,000
Baggage Delay (per person) $200 after 24 hours $300 after 18 hours $500 after 12 hours
Missed Connection (per person) $500 (more than 3 hours) $750 (more than 3 hours) $1,000 (more than 3 hours)
Rental Car Damage Coverage None None $25,000 (not available to residents of Texas)
A, D and D – Travel Accident None $25,000 Per Person
$150,000 plan limit
$50,000 Per Person
$100,000 plan limit
A, D and D – Air Flight Accident $50,000 Per Person
$100,000 plan limit
$75,000 Per Person
$50,000 plan limit
$100,000 Per Person
$200,000 plan limit
24 Hour Emergency Assistance Yes
Travel Supplier Financial Default Not covered Yes, if purchased no later than 24 hours after your final trip payment. There’s a 14 Day Wait after purchase before this goes into effect.
Trip Cancellation and Trip Interruption Coverage for Terrorist Incident coverage “A terrorist act which occurs in your departure city or in a city to which you are scheduled to travel while on your trip, and which occurs within 30 days of your scheduled departure date, provided the city has not experienced a terrorist act in the 30 days prior to the effective date of your coverage.”
Concierge Services Yes
Insurance Underwriter Generali U.S. Branch (A Rated)
Secure online order form link (you don’t pay extra fees) The Generali Global Assistance’s Secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here Are the Maximum Trip Cost Limits for Trip Cancellation Coverage:

Traveler’s Age Each Individual’s Maximum Trip Cost Coverage Amount Per Trip Maximum Trip Cost Coverage Amount
Up to Age 70 $50,000 per individual $100,000 per trip
Age 71 – 80 $25,000 $50,000
Age 81 & Over $20,000 $30,000

Click here to go to the Generali secure online order form.

The IMG iTI SE Trip Cancellation Plan

This is a long page – You get lots of information and prices. The prices on this page are for anyone except FL, KS, MO, VA or WA residents. Click here if you live in FL, here if you live in KS, MO or VA or here if you live in WA.

The IMG iTI SE has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point You have 20 days after your initial trip deposit date to get the SE plan’s pre-existing condition waiver Forefinger bullet point IMG iTI SE plan’s maximum trip length is 90 days
Forefinger bullet point The IMG iTI SE has $150,000 Primary Emergency Medical & $500,000 Emergency Medical Evac / Repatriation Forefinger bullet point The SE plan’s medical is $20,000 Secondary for FL, KS, MO, VA, WA residents
Forefinger bullet point The maximum trip cost you can insure is $50,000 per person for the SE plan
Forefinger bullet point Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
Forefinger bullet point The IMG iTI plans cover stable pre-existing medical conditions of non-traveling family member
Forefinger bullet point The IMG iTI plans have a 60 day pre-existing conditions Lookback Period
Forefinger bullet point Cancellation due to Work Reasons coverage is included
IMG iTI is one of the few companies we trust
If you already know you want the IMG iTI SE plan, click here for IMG iTI SE’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

IMG iTIIMG iTI’s SE plan covers you for up to $150,000 Secondary Emergency Medical, 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.

IMG iTI SE’s Policy of Insurance
A brief description is below. For the complete coverage, terms, conditions and exclusions, select the IMG iTI SE Description of Coverage.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The IMG iTI SE plan covers:

Plan Name IMG iTI SE
Secure online order link (you don’t pay extra fees using us) Buy IMG iTI SE
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 150% of the insured amount
Medical (per person) – IMG iTI can advance payment to a medical facility if needed to secure Your admission $150,000 Primary (SE is secondary for FL, KS, MO, VA and WA residents)
Emergency Medical Evacuation / Repatriation (per person) $500,000
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 20 days
Pre-Existing Condition Lookback Period 60 Days (you or your Traveling Companion)
Travel Baggage (per person) 1,500
Travel Baggage Delay (per person) $250 (12 Hours or More)
Travel Delay (per person) $500 (after 12 hours) $125 per day
Missed Connection (per person) $500 (more than 6 hours)
Common Carrier AD&D (per person) $25,000
$40,000 Rental Car Damage
(except TX residents
Optional upgrade: $7 per calendar day up to 31 days
24 Hour Emergency Assistance Yes
3rd Party Travel Supplier Financial Insolvency 14 Day Wait if purchased not more than 20 days after your initial trip deposit date
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Buy the SE plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the IMG iTI SE Plan Prices:

Note this important IMG iTI SE Plan pricing information:

The IMG iTI SE Prices:

Per Person
Trip Cost
Ages 0 – 39 Ages 40 – 49 Ages 50 – 59 Ages 60 – 64 Ages 65 – 69 Ages 70 – 74 Ages 75 – 79 Ages 80 – 99
$1-$500 $22 $31 $33 $37 $42 $49 $60 $86
$501-$1,000 $34 $47 $53 $62 $72 $85 $104 $145
$1,001-$1,500 $49 $67 $76 $90 $105 $125 $150 $208
$1,501-$2,000 $63 $86 $99 $118 $138 $164 $197 $269
$2,001-$2,500 $77 $107 $124 $147 $172 $203 $244 $329
$2,501-$3,000 $92 $128 $148 $176 $206 $243 $290 $388
$3,001-$3,500 $108 $149 $172 $205 $240 $283 $336 $446
$3,501-$4,000 $124 $171 $197 $235 $275 $322 $382 $504
$4,001-$4,500 $139 $192 $223 $266 $309 $362 $428 $561
$4,501-$5,000 $155 $215 $249 $296 $344 $402 $475 $617
$5,001-$5,500 $172 $237 $275 $327 $379 $443 $521 $674
$5,501-$6,000 $188 $259 $302 $358 $414 $484 $567 $731
$6,001-$6,500 $205 $283 $328 $389 $451 $525 $614 $789
$6,501-$7,000 $222 $306 $354 $421 $488 $567 $662 $847
$7,001-$7,500 $239 $330 $382 $453 $524 $610 $711 $906
$7,501-$8,000 $257 $353 $410 $486 $561 $652 $760 $966
$8,001-$8,500 $274 $377 $438 $519 $600 $696 $810 $1,028
$8,501-$9,000 $292 $402 $466 $552 $639 $741 $862 $1,092
$9,001-$9,500 $309 $427 $495 $586 $678 $786 $915 $1,158
$9,501-$10,000 $328 $452 $524 $621 $718 $833 $969 $1,227
$10,001-$10,500 $331 $460 $539 $643 $746 $868 $1,013 $1,287
$10,501-$11,000 $348 $484 $569 $678 $787 $917 $1,070 $1,361
$11,001-$11,500 $367 $509 $598 $714 $830 $966 $1,129 $1,438
$11,501-$12,000 $384 $535 $629 $751 $873 $1,018 $1,190 $1,519
$12,001-$12,500 $402 $561 $660 $789 $918 $1,071 $1,253 $1,604
$12,501-$13,000 $422 $587 $691 $828 $963 $1,125 $1,320 $1,694
$13,001-$13,500 $440 $613 $723 $867 $1,010 $1,182 $1,388 $1,787
$13,501-$14,000 $458 $641 $755 $907 $1,059 $1,240 $1,459 $1,886
$14,001-$14,500 $477 $668 $789 $949 $1,108 $1,300 $1,533 $1,990
$14,501-$15,000 $497 $695 $823 $991 $1,158 $1,362 $1,610 $2,099
Prices for $15,001 – $50,000
Multiply the following amounts by your trip cost to get the price:
$15,001 – $100,000 0.0331 0.0463 0.0549 0.0661 0.0772 0.0908 0.1073 0.1399
Per Day Cost for Over 31 days Trip Length:
$2.22 $3.23 $3.50 $4.11 $4.94 $6.25 $8.41 $14.36

The Travel Guard Plus
Trip Cancellation Travel Insurance Plan

Click here if you are looking for the Travel Guard Preferred plan

The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
You may have coverage due to the Coronavirus outbreak

This is an overview of the Travel Guard Plus Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below. If there are any conflicts between the information on this page and the insurance policy, the policy terms govern in all cases.

Travel Guard Plus has its strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point The Plus Plan includes $100,000 Primary Medical Expense coverage Round bullet point You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Forefinger bullet point You have to buy the Travel Guard Plus plan within 20 days of your initial trip payment to get the pre existing condition exclusion waiver, and the optional Cancel for Any Reason coverages. Forefinger bullet point The optional “Cancel For Any Reason” coverage provides reimbursement for non-refundable trip costs up to 50% or 75% of total trip cost
Forefinger bullet point The Plus plan’s Pre-existing medical condition Lookback Period is 180 days for all States. Forefinger bullet point The Travel Guard Plus prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
Forefinger bullet point Travel Guard can arrange payment to a medical facility if needed to secure your admission
Forefinger bullet point This plan includes “Hospital of Your choice” emergency transportation if medically necessary
Forefinger bullet point Cancellation due to Work Reasons coverage is included
Forefinger bullet point You have a 14 day Satisfaction Guarantee. The Guarantee is conditional in that no claims can be filed and the insured cannot have left on their trip.
Forefinger bullet point The Plus plan provides a Trip Interruption benefit of up to 150% of total trip cost
Forefinger bullet point Travel to Cuba is covered if you are going for an allowed reason.
The Plus plan’s maximum trip length is 364 days
Travel Guard is 1 of the few companies we trust
If you already know you want the Travel Guard Plus plan, click here to go to Travel Guard’s secure online enrollment form. Or call toll free at 1-888-407-3854 to purchase over the telephone.

Travel GuardThe Travel Guard Plus plan includes $100,000 Primary Medical Expense, $1,000,000 Emergency Evacuation and 150% Trip Interruption. Includes a 14 day satisfaction guarantee.

Travel Guard Plus – Enter your state of residence and click “Continue”. Then click on “Coverage Details” to view your Description of Coverage or Policy.

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

The Travel Guard Plus Plan:

Secure online enrollment form link (you don’t pay extra fees using us) Travel Guard Plus’s secure online purchase page
Optional:
Cancel For Any Reason
50% or 75% of non-refundable trip costs
Satisfaction Guarantee 14 days
Trip Cancellation (per person) 100% of the insured trip cost
Trip Interruption (per person) 150% of the insured trip cost
Medical Expense (per person) Travel Guard can arrange payment to a medical facility if needed to secure your admission (this doesn’t mean paying your full bill).
$100,000 Primary

$500 Dental (emergency dental treatment) and
2,500 Physical Therapy sublimits

Emergency Evacuation and Repatriation of Remains (per person) $1,000,000
Pre-Existing Medical Condition Exclusion Waiver Included if coverage is purchased within 20 days of Initial Trip Deposit Date
Pre-Existing Medical Condition Lookback Period 180 Days
Baggage and Personal Effects (per person) $2,500
Baggage Delay (per person) $400 (after 12 hours)
Trip Delay (per person) $200 per day, to a maximum of $1,000 (after 12 hours)
Missed Connection (per person) $1,000 (after 3 hours)
24 Hour Accidental Death & Dismemberment (per person) $50,000
3rd Party Financial Default 14 day wait after plan purchase
Trip Cancellation/Interruption due to Terrorist Incident “a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival.”
24-hour Assistance Services Included
Insurance Underwriter National Union Fire Insurance Company of Pittsburgh, PA (A Rated)
Secure online order form link (you don’t pay extra fees using us) Go to the Travel Guard Plus secure online order form

Ready to Purchase? It’s easy (and safe) to purchase online or over the telephone – just call toll free at 1-888-407-3854 or 816-282-6858.

Click here to go directly to Plus’s secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.

Due to Licensing rules, Steve Dasseos is the only person authorized to give specific Travel Guard plan details about a Travel Guard plan over the phone or via email.


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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Steve at (888) 407-3854 or (816) 282-6858.

PS - Read Steve's Blog or you may Subscribe to Steve's blog here

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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