Can I Split Up Our Trip Costs to Get a Lower Price?

by Steve Dasseos on July 16, 2008

Can I insure my wife at $900 and myself at $1500 to get a lower price on the trip cancellation travel insurance?

No, you can’t do this. Here’s why not:

The only way you can split up your trip costs is if you have invoices showing the costs specifically attributed to your wife is $900 and the costs specifically attributed to you personally is $1,500.

If not, then the insurance company will correctly assume your trip costs are divided up equally between you both. In other words, your per person trip cost will be $1,200.

I also covered this on Feb. 27, 2008 in my post called “How To Correctly Quote a Travel Insurance Plan

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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