Here are the Generali Standard, Preferred and Premium Trip Cancellation Plans
Note: The Generali plans aren’t on our comparisons because they own CSA and they won’t let me compare them to each other on our quotes.
| This is a long page – You get lots of information. Note: the Generali prices aren’t guaranteed. They can change day to day and are based on multiple price factors. |
| If you are receiving a full refund or travel credit due to the Covid, Generali can change the dates on your policy. Click here to learn what you can do with your Generali policy. |
| As of Oct 9, 2023 new Generali Trip Cancellation plans won’t cover trips to Israel |
The Generali Standard, Preferred and Premium plans have their strengths & quibbles: |
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| Why Buy It? | Quibbles |
 You have to buy the Premium policy no later than 24 hours after your final trip payment and insure your full prepaid trip cost to cover pre-existing medical conditions. You also have to be medically able to travel at the time the coverage is purchased. |
The Final Payment is the last pre-paid payment (prior to departure) of the most expensive part of the trip, unless the main air arrangements are added last. “Main air arrangements” refer to air to / from the main destination vs. tickets for a side trip during the vacation. |
| The Generali plans have $50,000 to $250,000 Excess (Secondary) Emergency Medical and Dental Coverage |
Neither the Preferred nor the Standard plan cover pre-existing medical conditions |
| Trip interruption coverage is 125% to 175% of trip cost |
You must insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage |
| The Generali Global Assistance Plans do not exclude pre-existing medical conditions of family members who are not scheduled or booked to travel with you. |
The Generali plans are not available if your departure date is more than 18 months in the future |
| Generali’s maximum trip length is 365 Days (some state limitations may apply) |
Baggage coverage excludes telephones, computer hardware or software |
| The lowest trip cost you can cover is $0. This means you don’t have Trip Cancellation or Trip Interruption coverage. |
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| You have a 10 day Free Look Period |
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| Generali covers revocation of the Insured’s previously granted leave |
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| Identity Theft Resolution Services are available for six full months, beginning on trip departure day |
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| Generali is 1 of the few companies we trust | |
| If you already know which Generali plan you want, click here for Generali and click here for Generali secure online quote & order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. | |
Generali provides coverage up to $250,000 per plan for Medical and Dental coverage, up to $1,000,000 per plan for Emergency Assistance and Transportation and up to 175% of trip cost for Trip Interruption coverage. You may up to 10 travelers on each plan.
The Generali Plans’ Descriptions of Coverage / Policy: |
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| Generali Standard | Generali Preferred | Generali Premium |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Generali Description of Coverage or Policy. | ||
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The Generali Standard, Preferred, Premium Plan Details: |
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| Plan Name / Maximum Benefit Limits Per Person | Standard | Preferred | Premium |
| Secure online order form link (you don’t pay extra fees) | Generali Global Assistance’s Secure online order form | ||
| Trip Cancellation (each person) | 100% of Trip Cost | ||
| Trip Interruption (each) | 125% of Trip Cost | 150% of Trip Cost | 175% of Trip Cost |
| Excess (Secondary) Medical and Dental | $50,000 | $150,000 | $250,000 |
| Emergency Assistance and Transportation ($10,000 Limit Applies for Companion Hospitality Expenses) | $250,000 | $500,000 | $1,000,000 |
| Your deadline to waive the Pre-Existing Condition exclusion | Not covered | Not covered | No later than 24 hours after your final trip payment. Besides the deadline, other conditions apply. Read the Description of Coverage or Policy. |
| Pre-Existing Condition Lookback Period | 180 Days | ||
| Travel Delay (per person) | $1,000 (after 10 hours) $150 per day | $1,000 (after 8 hours) $200 per day | $1,000 (after 6 hours) $300 per day |
| Baggage Coverage (per person) | $1,000 | $1,500 | $2,000 |
| Baggage Delay (per person) | $200 after 24 hours | $300 after 18 hours | $500 after 12 hours |
| Missed Connection (per person) | $500 (more than 3 hours) | $750 (more than 3 hours) | $1,000 (more than 3 hours) |
| Rental Car Damage Coverage | None | None | $25,000 (not available to residents of Texas) |
| A, D and D – Travel Accident | None | $25,000 Per Person $150,000 plan limit |
$50,000 Per Person $100,000 plan limit |
| A, D and D – Air Flight Accident | $50,000 Per Person $100,000 plan limit |
$75,000 Per Person $50,000 plan limit |
$100,000 Per Person $200,000 plan limit |
| 24 Hour Emergency Assistance | Yes | ||
| Travel Supplier Financial Default | Not covered | Yes, if purchased no later than 24 hours after your final trip payment. There’s a 14 Day Wait after purchase before this goes into effect. | |
| Trip Cancellation and Trip Interruption Coverage for Terrorist Incident coverage | “A terrorist act which occurs in your departure city or in a city to which you are scheduled to travel while on your trip, and which occurs within 30 days of your scheduled departure date, provided the city has not experienced a terrorist act in the 30 days prior to the effective date of your coverage.” | ||
| Concierge Services | Yes | ||
| Insurance Underwriter | Travel insurance coverages are underwritten by: Generali U.S. Branch, New York,NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures | ||
| Money Back Guarantee | 10-day free look | ||
| Secure online order form link (you don’t pay extra fees) | Generali Global Assistance’s Secure online order form | ||
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here Are the Maximum Trip Cost Limits for Trip Cancellation Coverage:
| Traveler’s Age | Each Individual’s Maximum Trip Cost Coverage Amount | Per Trip Maximum Trip Cost Coverage Amount |
| Up to Age 70 | $50,000 per individual | $100,000 per trip |
| Age 71 – 80 | $25,000 | $50,000 |
| Age 81 & Over | $20,000 | $30,000 |
Click here to go to the Generali secure online order form.
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
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PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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