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What Does Trip Cancellation Travel Insurance Cover?

Cruise, trip and travel insurance covers losses resulting from sudden and unforeseen perils. Cruise, trip and travel insurance does not cover events that, on the date you buy the insurance, are known to You. If what was expected causes a claim, your claim will not be covered. Just like it’s too late to buy Fire Insurance when your house is on fire.

Cruise, trip and travel insurance plans cover you for the perils listed in its Description of Coverage. If it’s not listed (or specifically excluded) it’s not covered.

For example, if you want Pre-Existing Medical Condition coverage, the condition needs to take “a turn for the worse” after you buy your travel insurance. If the pre-existing condition already has taken “a turn for the worse” prior to you buying your Cruise, trip or travel insurance, there won’t be any coverage for anything related to that condition. Read this for more details: “Do Callers Think We Were Born Yesterday?”

Trip Cancellation Travel Insurance gives you back the money you lose if the you can’t leave or are forced to cut your trip short.

Trip Cancellation Travel Insurance plan includes:

Here are the typical events Travel Insurance covers:

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PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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