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The key to travel insurance covering you for a layoff is that it has to be unexpected. If you expect to be laid off, get a “Cancel for Any Reason” plan.

Trip Insurance Coverage If You’re Unexpectedly Laid Off

Travel Insurance can provide coverage for trip cancellation if you are unexpectedly hit by a cement truck and your doctor says you can’t travel. But, what about your work place and employment? What if you are laid off or have an involuntary termination?

You have 2 choices if you are laid off:

  1. Go on your trip because you’ll need a vacation. What’s the likelihood that your new boss will say “Sure, go ahead and take your vacation, even though no one else here is taking a trip” ?
  2. Cancel your vacation because you need the money. Or, even if you could afford the trip, you won’t want to pay for all the spending that will take place on your trip.

Here’s How Our Plans Will Cover You If You Are Unexpectedly Laid Off:

Provider Required Years of Continuous Employment Waiting Period After You Buy Travel Insurance
CSA Freestyle & Freestyle Luxe Plans 1 continuous year 14 days
Travelex Select 3 continuous years No waiting period
Travel Guard Plans 1 continuous year No waiting period
Travel Insured WTP & Plus Plans 1 continuous year No waiting period
TravelSafe 1 continuous year No waiting period

Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.

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PPS - Even though is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.

PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

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