IMG SE and LX Trip Cancellation Plans
This is a long page – You get lots of information and prices. The prices on this page are for MT, NY, OR and PA residents. Click here if you live in MO or here if you live in WA or here if you live in the other States to see your correct information. |
IMG SE and IMG LX have their strengths & quibbles: |
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Why Buy It? | Quibbles |
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IMG is one of the few companies we trust | |
If you already know you want the IMG SE plan, click here for IMG SE’s secure online order form or here for IMG LX’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too. |
IMG covers you for up to $500,000 (LX) or $150,000 (SE) Primary Emergency Medical (SE is secondary for FL, KS, MO, VA and WA residents), 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee.
IMG’s Policy of Insurance |
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IMG SE Policy of Insurance |
IMG LX Policy of Insurance |
A brief description is below. For LX coverage, terms, conditions and exclusions, select the IMG SE or LX Description of Coverage. |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
The IMG SE & LX plans cover: |
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Plan Name | IMG SE | IMG LX |
Secure online order link (you don’t pay extra fees using us) | Buy IMG SE | Buy IMG LX |
Money Back Guarantee | 10 days | |
Cancel For Any Reason | Not available | Available for a 40% surcharge |
Trip Cancellation (per person) | Up to the insured amount | |
Trip Interruption (per person) | Up to 150% of the insured amount | |
Primary Emergency Medical (per person) – IMG can advance payment to a medical facility if needed to secure Your admission | $150,000 (SE is secondary for MO and WA residents) | $500,000 |
Emergency Medical Evacuation / Repatriation (per person) | $500,000 | $1,000,000 |
Non-Medical Emergency Evacuation (per person) | No Coverage | $50,000 |
Your deadline to waive the Pre-Existing Condition exclusion | Your Initial Trip Deposit Date plus 20 days | No later than 24 hours after your Final Trip payment |
Pre-Existing Condition Lookback Period | 60 Days (you or your Traveling Companion) | |
Travel Baggage (per person) | $1,500 | $2,500 |
Travel Baggage Delay (per person) | $250 (12 Hours or More) | $500 (12 Hours or More) |
Travel Delay (per person) | $500 (after 12 hours) $125 per day | $1,000 (after 6 hours) $250 per day |
Missed Connection (per person) | $500 (more than 6 hours) | $500 (more than 3 hours) |
Common Carrier AD&D (per person) | $25,000 | $100,000 |
$40,000 Rental Car Damage (except TX residents |
Optional upgrade: $7 per calendar day up to 31 days | Included |
24 Hour Emergency Assistance | Yes | |
Travel Supplier Financial Insolvency | 14 Day Wait if purchased not more than 20 days after your initial trip deposit date | |
Insurance Underwriter | United States Fire Insurance Company (A Rated) | |
Secure online order link (you don’t pay extra fees using us) | Buy the SE plan | Buy the LX plan |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here’s How IMG’s LX Plan’s
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Here are the IMG SE Plan Prices:
Note this important IMG SE Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- It’s the same price for a trip of up to 30 days
- The daily per person rates for a 31 – 90 days’ trip varies by age
- Here’s the IMG SE secure online order form
The IMG SE Prices: |
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Per Person Trip Cost |
Ages 0-39 | Ages 40-49 | Ages 50-59 | Ages 60-64 | Ages 65-69 | Ages 70-74 | Ages 75-79 | Ages 80-99 |
$1-$500 | $22 | $31 | $33 | $37 | $42 | $49 | $60 | $86 |
$501-$1,000 | $34 | $47 | $53 | $62 | $72 | $85 | $104 | $145 |
$1,001-$1,500 | $49 | $67 | $76 | $90 | $105 | $125 | $150 | $208 |
$1,501-$2,000 | $63 | $86 | $99 | $118 | $138 | $164 | $197 | $269 |
$2,001-$2,500 | $77 | $107 | $124 | $147 | $172 | $203 | $244 | $329 |
$2,501-$3,000 | $92 | $128 | $148 | $176 | $206 | $243 | $290 | $388 |
$3,001-$3,500 | $108 | $149 | $172 | $205 | $240 | $283 | $336 | $446 |
$3,501-$4,000 | $124 | $171 | $197 | $235 | $275 | $322 | $382 | $504 |
$4,001-$4,500 | $139 | $192 | $223 | $266 | $309 | $362 | $428 | $561 |
$4,501-$5,000 | $155 | $215 | $249 | $296 | $344 | $402 | $475 | $617 |
$5,001-$5,500 | $172 | $237 | $275 | $327 | $379 | $443 | $521 | $674 |
$5,501-$6,000 | $188 | $259 | $302 | $358 | $414 | $484 | $567 | $731 |
$6,001-$6,500 | $205 | $283 | $328 | $389 | $451 | $525 | $614 | $789 |
$6,501-$7,000 | $222 | $306 | $354 | $421 | $488 | $567 | $662 | $847 |
$7,001-$7,500 | $239 | $330 | $382 | $453 | $524 | $610 | $711 | $906 |
$7,501-$8,000 | $257 | $353 | $410 | $486 | $561 | $652 | $760 | $966 |
$8,001-$8,500 | $274 | $377 | $438 | $519 | $600 | $696 | $810 | $1,028 |
$8,501-$9,000 | $292 | $402 | $466 | $552 | $639 | $741 | $862 | $1,092 |
$9,001-$9,500 | $309 | $427 | $495 | $586 | $678 | $786 | $915 | $1,158 |
$9,501-$10,000 | $328 | $452 | $524 | $621 | $718 | $833 | $969 | $1,227 |
$10,001-$10,500 | $331 | $460 | $539 | $643 | $746 | $868 | $1,013 | $1,287 |
$10,501-$11,000 | $348 | $484 | $569 | $678 | $787 | $917 | $1,070 | $1,361 |
$11,001-$11,500 | $367 | $509 | $598 | $714 | $830 | $966 | $1,129 | $1,438 |
$11,501-$12,000 | $384 | $535 | $629 | $751 | $873 | $1,018 | $1,190 | $1,519 |
$12,001-$12,500 | $402 | $561 | $660 | $789 | $918 | $1,071 | $1,253 | $1,604 |
$12,501-$13,000 | $422 | $587 | $691 | $828 | $963 | $1,125 | $1,320 | $1,694 |
$13,001-$13,500 | $440 | $613 | $723 | $867 | $1,010 | $1,182 | $1,388 | $1,787 |
$13,501-$14,000 | $458 | $641 | $755 | $907 | $1,059 | $1,240 | $1,459 | $1,886 |
$14,001-$14,500 | $477 | $668 | $789 | $949 | $1,108 | $1,300 | $1,533 | $1,990 |
$14,501-$15,000 | $497 | $695 | $823 | $991 | $1,158 | $1,362 | $1,610 | $2,099 |
Prices for $15,001 – $100,000 Multiply the following amounts by your trip cost to get the price: |
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$15,001-$100,000 | 0.0331 | 0.0463 | 0.0549 | 0.0661 | 0.0772 | 0.0908 | 0.1073 | 0.1399 |
Per Day Cost for Over 31 days Trip Length: | ||||||||
$2.22 | $3.23 | $3.50 | $4.11 | $4.94 | $6.25 | $8.41 | $14.36 |
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Here are the IMG LX Plan Prices:
Note this important IMG LX Plan pricing information:
- The table contains rates for Trip costs up to $100,000 per person
- It’s the same price for a trip of up to 30 days
- The daily per person rates for a 31 – 90 days’ trip varies by age
- Multiply the LX price by 1.4 to get the 75% “Cancel & Interrupt For Any Reason” price
- Here’s the IMG LX secure online order form
The IMG LX Prices
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Per Person Trip Cost |
Ages 0-39 | Ages 40-49 | Ages 50-59 | Ages 60-64 | Ages 65-69 | Ages 70-74 | Ages 75-79 | Ages 80-99 |
$0-$500 | $27 | $33 | $37 | $44 | $48 | $57 | $70 | $103 |
$501-$1,000 | $77 | $86 | $95 | $105 | $113 | $125 | $143 | $187 |
$1,001-$1,500 | $93 | $106 | $121 | $136 | $150 | $168 | $195 | $257 |
$1,501-$2,000 | $110 | $128 | $148 | $170 | $189 | $214 | $249 | $326 |
$2,001-$2,500 | $130 | $151 | $178 | $204 | $230 | $259 | $302 | $394 |
$2,501-$3,000 | $149 | $175 | $207 | $240 | $270 | $307 | $356 | $462 |
$3,001-$3,500 | $170 | $200 | $238 | $277 | $312 | $354 | $410 | $529 |
$3,501-$4,000 | $192 | $226 | $270 | $314 | $354 | $402 | $466 | $596 |
$4,001-$4,500 | $215 | $253 | $303 | $354 | $397 | $450 | $521 | $662 |
$4,501-$5,000 | $238 | $280 | $337 | $393 | $441 | $500 | $576 | $730 |
$5,001-$5,500 | $262 | $310 | $371 | $433 | $487 | $550 | $634 | $796 |
$5,501-$6,000 | $288 | $339 | $408 | $475 | $533 | $602 | $691 | $865 |
$6,001-$6,500 | $314 | $371 | $446 | $519 | $580 | $654 | $750 | $933 |
$6,501-$7,000 | $342 | $403 | $484 | $562 | $629 | $709 | $808 | $1,002 |
$7,001-$7,500 | $371 | $437 | $523 | $608 | $679 | $764 | $870 | $1,075 |
$7,501-$8,000 | $402 | $473 | $565 | $656 | $731 | $821 | $933 | $1,149 |
$8,001-$8,500 | $449 | $525 | $623 | $719 | $798 | $891 | $1,010 | $1,234 |
$8,501-$9,000 | $504 | $586 | $690 | $789 | $871 | $969 | $1,092 | $1,325 |
$9,001-$9,500 | $567 | $655 | $763 | $865 | $952 | $1,053 | $1,180 | $1,421 |
$9,501-$10,000 | $640 | $734 | $846 | $952 | $1,041 | $1,145 | $1,276 | $1,527 |
$10,001-$10,500 | $709 | $809 | $925 | $1,036 | $1,126 | $1,234 | $1,369 | $1,627 |
$10,501-$11,000 | $806 | $914 | $1,033 | $1,145 | $1,238 | $1,347 | $1,485 | $1,752 |
$11,001-$11,500 | $921 | $1,036 | $1,157 | $1,270 | $1,364 | $1,474 | $1,614 | $1,889 |
$11,501-$12,000 | $1,055 | $1,179 | $1,302 | $1,415 | $1,509 | $1,619 | $1,760 | $2,040 |
$12,001-$12,500 | $1,118 | $1,249 | $1,377 | $1,496 | $1,594 | $1,711 | $1,860 | $2,157 |
$12,501-$13,000 | $1,182 | $1,319 | $1,453 | $1,578 | $1,681 | $1,804 | $1,963 | $2,279 |
$13,001 -$13,500 | $1,245 | $1,390 | $1,530 | $1,661 | $1,770 | $1,900 | $2,068 | $2,406 |
$13,501-$14,000 | $1,309 | $1,460 | $1,607 | $1,746 | $1,859 | $1,998 | $2,176 | $2,537 |
$14,001-$14,500 | $1,374 | $1,532 | $1,686 | $1,831 | $1,951 | $2,097 | $2,288 | $2,676 |
$14,501-$15,000 | $1,437 | $1,605 | $1,765 | $1,917 | $2,043 | $2,199 | $2,402 | $2,820 |
Prices for $15,001 – $100,000 Multiply the following amounts by your trip cost to get the price: |
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$15,001-$100,000 | 0.0958 | 0.107 | 0.1177 | 0.1278 | 0.1362 | 0.1466 | 0.1601 | 0.188 |
Per Day Cost for Over 31 days Trip Length: | ||||||||
$3.65 | $4.63 | $5.26 | $6.19 | $7.31 | $9.07 | $12.08 | $20.38 |
Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854.
PS - Read Steve's Blog or you may Subscribe to Steve's blog here
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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