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Steve's Pre-screened and Hand-Picked Travel Insurance Companies:
CSA | Geo-Blue | Global Alert | HTH Trip Protector 
Travelex Max, Select | Travel Guard Gold | Travel Insured | TravelSafe USA, Canada

As of Feb 1, 2017 Global Alert policies must have a departure date of 12 months or less in the future from the purchase date (it used to be 24 months). This does not affect policies issued before Feb 1, 2017. In addition, starting Feb 1, 2017 Global Alert plans are no longer available to anyone over age 80 at the time of purchase.
This is a long page – You get lots of information and prices

Global Alert Preferred and Preferred Plus
Trip Cancellation Plans

Global Alert Preferred and Global Alert Preferred Plus have their strengths & quibbles:

Why Buy It? Quibbles
Round bullet point The Global Alert Preferred Plus plan includes 75% Cancel For Any Reason benefit (except for NY residents) if these 4 rules are met Round bullet point You can have a maximum of 9 people on the same Global Alert policy
Round bullet point You have to get the Global Alert Preferred plan within 14 calendar days after your initial trip deposit date to cover pre-existing conditions and supplier financial default Round bullet point New York residents are not covered for treatment of Pre-Existing Medical conditions
Round bullet point You have to get the Global Alert Preferred Plus plan within 14 calendar days after your initial trip deposit date to include the Cancel For Any Reason coverage Round bullet point Default is covered when your Scheduled Departure Date is not more than 12 months beyond Your Effective Date.
Round bullet point The Global Alert Preferred Plus requires you buy it anytime before, but not later than your Final Payment to cover pre-existing conditions Round bullet point The Plus plan requires you insure 100% of all prepaid and non-refundable trip costs to get pre-existing medical condition coverage
Round bullet point The Global Alert Preferred has $250,000 Primary Emergency Medical & Emergency Medical Evacuation / Repatriation. The Preferred Plus has $500,000. Round bullet point If you live in Massachusetts, do not get a Global Alert plan for medical coverage. This is an Accident Only Policy and it does not pay benefits in the event of sickness. The Accident hospital indemnity is $500 per day, up to 30 days.
Round bullet point Global Alert Preferred & Plus plans’ maximum trip length is 60 days. The price is the same for a trip of up to 60 days. You do not have to insure the full length of your trip. Round bullet point The Global Alert plans are not available to residents of New Hampshire and Puerto Rico
Round bullet point The maximum trip cost you can insure is $30,000 per person Forefinger bullet point Baggage coverage excludes telephones, computer hardware or software
Round bullet point Advance payment may be made to a Hospital if needed to secure Your admission because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
Round bullet point The Global Alert Preferred plans cover pre-existing conditions of family members who are not scheduled or booked to travel with you.
Round bullet point You have a 14 day Free Look Period
Round bullet point $25,000 Non-Medical Emergency Evacuation coverage is included
Global Alert is one of the few companies we trust
If you already know you want the Global Alert Preferred plan, click here for Global Alert Preferred’s secure online order form or here for Global Alert Preferred Plus’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

Global AlertGlobal Alert covers you for up to $250,000 Primary Emergency Medical, 150% Trip Interruption & up to 100% Cancel For Any Reason. 14 day money back Smile of Satisfaction Guarantee. Available to all US residents except NH and Puerto Rico.

Global Alert Preferred Description of Coverage
Global Alert Preferred Plus Description of Coverage
A brief description is below. For complete coverage, terms, conditions and exclusions, select the Global Alert Preferred or Plus Description of Coverage. You can view or download Global Alert’s Certificate with the free Adobe Acrobat Reader).

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

The Global Alert Preferred & Preferred Plus plans cover:

Plan Name Global Alert Preferred Global Alert Preferred Plus
Secure online order link (you don’t pay extra fees using us) Global Alert Preferred plan Global Alert Preferred Plus plan
Cancel For Any Reason (except for NY residents)
Not Available Included Benefit if these 4 rules are met: 75%
Who can get this? Any US resident except residents of New Hampshire and Puerto Rico
Money Back Guarantee 14 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 100% of the insured amount Up to 150% of the Trip Cost
Primary Emergency Medical (per person) – Global Alert can advance payment to a medical facility if needed to secure Your admission $250,000 ($500 Dental Sublimit)

NY residents are not covered for treatment of Pre-Existing Medical conditions

$500,000 ($500 Dental Sublimit)
If you live in Massachusetts, do not get a Global Alert plan for medical coverage. This is an Accident Only Policy and it does not pay benefits in the event of sickness. The Accident hospital indemnity is $500 per day, up to 30 days
Emergency Medical Evacuation / Repatriation (per person) $250,000 $500,000
Non-Emergency Evacuation (per person) $25,000
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 14 calendar days Anytime before, but not later than your Final Payment except IN and VA residents which are Initial Trip Deposit Date plus 14 calendar days
Pre-Existing Condition Lookback Period 180 Days
Travel Baggage (per person), Per Article Maximum Limit = $100 $500 $750
Travel Baggage Delay (per person) $200 (24 Hours or More) $300 (24 Hours or More)
Trip Delay (per person) $500 (after 9 hours) $100 per day $1,000 (after 9 hours) $250 per day
Missed Connection (per person) $500 (after 3 hours) $750 (after 3 hours)
24-hr Accidental Death & Dismemberment (per person) $25,000 Non Flight Optional Upgrade for $2 Per person $50,000 Non Flight Optional Upgrade for $3 Per person
Damage To Your Rental Car
(Except TX residents)
Yes, as a separate plan $25,000 Secondary available as Upgrade for $28
Additional Flight Accident Insurance (per person) $100,000 Flight Only Optional Upgrade for $5 Per Person $250,000 Flight Only Optional Upgrade for $12 Per Person
24 Hour Emergency Assistance Yes
Travel Supplier Financial Default 15 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days for a trip departing less than 12 months after policy purchase
Terrorist Incident coverage A Terrorist Incident that occurs in a city listed on the itinerary of Your Trip and within 30 days of Your Scheduled Departure Date
Insurance Underwriter American Modern Home Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Global Alert Preferred plan Global Alert Preferred Plus plan

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here’s How the Global Alert Preferred Plus
Cancel For Any Reason Benefit Works:

bullet The Global Alert Preferred Plus includes 75% Cancel For Any Reason coverage

bullet Not available to New York residents

If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:

(a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and
(b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and
(c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.

This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.
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Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the Global Alert Preferred Prices

Note this important Global Alert Preferred Plan pricing information:


Click here for Global Alert Preferred’s secure online order form or here for Global Alert Preferred Plus’s secure online order form

Here are the Global Alert Preferred Plus Prices

Note this important Global Alert Preferred Plus Plan pricing information:


Click here for Global Alert Preferred’s secure online order form or here for Global Alert Preferred Plus’s secure online order form



Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Becky, Kim or Steve at (888) 407-3854 or (816) 282-6858.

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