Travel Insurance For School & Student Groups
|There’s one exception to the exclusions: You can get policies that let you cancel your trip for any reason. Click here to see the details. Without a “Cancel For Any Reason” plan, you may not be able to cover your school & student groups exactly for the scenarios you want.|
Not-Covered Events That May Impact School & Student Groups
Here are some specific exclusions your school group needs to know about:
- Not feeling safe to travel (volcanoes, swine flu, bird flu, terrorism threats or concerns, civil unrest)
- War (whether declared or undeclared)
- Your school or advisory board cancels your child’s trip
- Change in plans (“I just don’t want to go”)
- Any government regulation or prohibition
- Failure of any tour operator, Common Carrier, person or agency to provide the bargained-for travel arrangements. Note: this is different from Financial Default.
Travel Insurance only covers “Listed Unforeseen Events”. No more. No less.
This means that if the event’s not specifically named as a covered reason, you won’t have a valid claim. Or, put another way: a travel insurance plan only covers you for the perils or events that are listed in its Description of Coverage. If it’s not listed (or specifically <excluded) it’s not covered.
How Travel Insurance Will Help Your School’s Group
The best use of travel insurance is to cover medical emergencies and trip cancellation or interruption:
Travel Insurance is designed for trip cancellation / interruption due to sickness, injury or death of the traveler or a family member and medical coverage for leisure travel like cruises, tours and airplane trips in and outside the USA.
PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording.
PPPS - The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.
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