Should I Help the Travel Insurance Company Save Money?

by Steve Dasseos on May 13, 2011

First, sorry about the long delay writing on my blog. I was sick with a bacterial infection in my lungs for the past 6 weeks. After going through that, I’d take a viral illness anytime!

There are recurring questions that come up regularly in the claims process. A common one is “Should I Help the Travel Insurance Company Save Money?”. This usually involves find a cheaper way home when your trip has to be interrupted because something unexpectedly bad happened to you, a traveling companion or a non-traveling family member.

For example, you have to fly home quick to Dallas from England because your brother-in-law got hit by a cement truck. Sometimes it’s cheaper to buy a round-trip ticket (ie – London-Dallas-London) than it is to for a one-way from London to Dallas.

Don’t do that. The travel insurance company has specific rules for how it pays claims. Even if you buy a cheaper round-trip ticket, the most you will be reimbursed for is one-half the cost of the ticket because you only used one-half of it. Therefore, you lose one-half the ticket’s price.

On the other hand, if you bought the more expensive one-way ticket, you would be reimbursed for its cost up to your trip interruption limits.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

Now, a word from our sponsor: (Travel Forums' Most Recommended Travel Insurance Website)

PS - If you liked what you read, please Subscribe to my Blog.

Previous post:

Next post: