First, sorry about the long delay writing on my blog. I was sick with a bacterial infection in my lungs for the past 6 weeks. After going through that, I’d take a viral illness anytime!
There are recurring questions that come up regularly in the claims process. A common one is “Should I Help the Travel Insurance Company Save Money?”. This usually involves find a cheaper way home when your trip has to be interrupted because something unexpectedly bad happened to you, a traveling companion or a non-traveling family member.
For example, you have to fly home quick to Dallas from England because your brother-in-law got hit by a cement truck. Sometimes it’s cheaper to buy a round-trip ticket (ie – London-Dallas-London) than it is to for a one-way from London to Dallas.
Don’t do that. The travel insurance company has specific rules for how it pays claims. Even if you buy a cheaper round-trip ticket, the most you will be reimbursed for is one-half the cost of the ticket because you only used one-half of it. Therefore, you lose one-half the ticket’s price.
On the other hand, if you bought the more expensive one-way ticket, you would be reimbursed for its cost up to your trip interruption limits.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.
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