The Drawback of Hospital of Choice

April 17, 2024

Subscribe I received this email about a year ago: “Hi Steve, My husband’s in the American Hospital in Cabo San Lucas because he broke his hip. First, thank you for contacting the insurance company for us since our phones weren’t working correctly. We’re in touch with them now. Next, we also contacted my husband’s doctor […]

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Are Itinerary Changes a Covered Trip Interruption?

February 24, 2024

Subscribe My cruise is supposed to be going through the Red Sea and the Suez Canal to the Mediterranean in early April. Unless the conflict near Yemen ends quickly, it looks like my cruise line will be changing the itinerary and going the long way around Africa. I will be missing a lot of ports […]

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May I Buy a New Flight if My Flight is Cancelled?

January 6, 2024

Subscribe Hi Steve, Uncle Lenny takes off tomorrow and there are high winds expected. If they cancel his flight and can’t put him on a new flight for some reason is he able to buy a new flight even if it’s a higher cost? Will his travel insurance cover him if there’s only a flight […]

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You Need to See a Doctor if You Get Ill or Injured

November 3, 2023

Subscribe You Need to See a Doctor if You Get Ill or Injured First, all our plans cover Covid the same as any illness. And, if you get ill or injured, you need to see a doctor wherever you are in the world. This includes seeing a doctor while still at home before you cancel […]

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What Are the Right Travel Dates to Insure?

October 7, 2023

Subscribe We are taking a European River cruise, but we are going 5 days early to Holland and adding on extra days in Budapest. Everywhere we look, it says to insure the length of the cruise, but we want to be sure we are also insured for the extra days in case something happens to […]

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Is it Worth Paying More to Have $500,000 Medical Coverage?

August 20, 2023

Subscribe An update on my being healed from Long Covid: I am still free of Long Covid and I explained how it happened it in detail here on April 12, 2023. Since then, dozens of people have contacted me telling me that they’ve been taking 5 – 20 grams of Glycine every day with positive […]

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Steve’s Long Covid Breakthrough

April 12, 2023

Subscribe Anyone that’s talked with me in the last 31 months probably heard (as I tend to overshare) about my Long Covid symptoms: Fatigue and brain fog that affected me until the middle of the day. I wrote about it here on Jan. 21, 2023. Not surprisingly, I lost business due to delays in my […]

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Travel Insurance Can be Bought After Final Payment

March 6, 2023

Subscribe Hi Steve, We recently paid our trip’s Final Payment, but didn’t buy a Trip Cancellation plan. Based on what I read on other websites, it’s too late to get a policy. But, your name keeps coming up online as the person to get the right answer from, so can you help me? We don’t […]

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Welcome to 2023 and Long Covid Tips

January 21, 2023

Subscribe Happy New Year and Welcome to 2023! I’m happy the last 3 years are over. The travel and hospitality business is recovering, the worst of the pandemic is over, though Covid and other diseases are still very dangerous for a small part of the population. Unfortunately, some people now have Long Covid. I’ve had […]

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How to Insure a Future Cruise or Travel Credit

July 28, 2022

Subscribe You were referenced on a Cruise Critic thread. Someone suggested you might know insurance plans that would cover the full cost of a canceled trip with Viking Cruises, when a portion of the cruise fare was paid with a Viking Voucher from a previously cancelled cruise. Once a Viking Voucher is used, Viking will […]

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Why are Travel Insurance Claims Taking So Long to Process?

July 14, 2022

Subscribe Why are Travel Insurance Claims Taking So Long to Process? Note: I originally wrote this on July 18, 2020. I updated it today with some more information. This is a typical phone call or email we have been getting for the last twenty nine (29) months: It’s now been 4 (or 5, 6, 7…) […]

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