Find Cures With Your Computer

February 2, 2020

Subscribe How to Use Your Computer for Good You can get involved with legitimate research projects that use your computer’s spare and unused computing power to solve complex computations that are used to find cures for diseases. I have done this for over 12 years. This blog post is about Protein Folding projects. The wording […]

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My November 2019 Q & A on Cruise Critic

December 5, 2019

Subscribe I did a month long Question and Answer about Trip Insurance on in November 2019. I am thankful for everyone who participated and asked questions. If you cruise, or even if you are potentially interested in cruising in the future, I suggest you become a member of if you are not already. […]

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How Do I Protect Against Brexit?

October 26, 2019

Subscribe I’m booking a trip to the United Kingdom for August 2020. I’m a bit worried about Brexit. I’m not sure what might happen, e.g. getting stuck in Europe while on my connection, or my flights becoming unavailable or something. I’m interested in having insurance in case of travel delays or any other coverage that […]

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We Average the Cruise Suite’s Cost Between Us

September 5, 2019

Subscribe We are four friends taking a cruise together. We don’t think it’s fair that the first two passengers listed on the invoice have to pay more for their cruise insurance just because they randomly have a higher per person trip cost than the 3rd and 4th passengers. To get around that, we split the […]

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Why Doesn’t CFAR Cover Pre-existing Conditions?

July 19, 2019

Subscribe To clarify, since I am not up to speed in these things, I have have been told by other companies that the Cancel for any Reason (CFAR) doesn’t apply to pre-existing medical conditions, so is it not truly Cancel for ANY Reason? Thanks for writing. What you were told is technically correct, but you […]

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New Job Will Not Allow Me to Take My Trip

April 2, 2019

Subscribe I recently got a new job and just found out I may not be able to take off for my planned trip. I booked this trip 3 months ago when I had my previous job and had the time off approved with that job. I don’t have any approved time off for this, but […]

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Cruise Critic’s Jan 7, 2019 Q & A with Steve Dasseos

February 18, 2019

Subscribe CruiseCritic invited me to be their Question and Answer featured guest: “Everything you’ve always wanted to know about cruise insurance will be answered by Steve Dasseos of”. Here’s the Cruise Critic Q & A I did on Jan. 7th: I have always been very thankful by the kind things people say about […]

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Why Must I Insure The Full Trip Cost?

November 12, 2018

Subscribe Hello Steve, I don’t think it’s right that in order to have the Pre-Existing Medical Conditions exclusion waiver and / or the Cancel For Any Reason coverage, the Travel Insurance company makes me insure all my non-refundable prepaid trip costs. If I want to self-insure any of my prepaid trip costs I should not […]

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Will a Travel Date Change Void My Policy?

October 13, 2018

Subscribe We changed our travel dates. Due to the delay in processing the change, the payment was not received within 14 days of booking and paying for the award flights. My concern is that the date change put us one day over the 30 day trip duration, so an additional $18 was required. My concern […]

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May I Increase My Trip Cost Later?

August 20, 2018

Subscribe When I booked my trip, and bought Travel Insurance from you, my departure date was too far away to buy airfare. It’s possible that I will use frequent flyer miles for my airfare. If I end up paying for my airfare, may I add the price of it to my policy? What about other […]

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Why Can’t I Get This Letter?

May 11, 2018

Subscribe When I bought your Rental Car Insurance policy I specifically asked regarding the Rental Car Damage Coverage if Ireland was covered. I was told that “yes it is”, and also in the plan documentation, I see there is NOT any exclusion for Ireland. I have my Plan Document and Confirmation of Benefits. But for […]

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Am I Covered if the Travel Supplier Changes the Itinerary?

January 25, 2018

Subscribe I’m back after a few major high stress life changes. My son graduated from High School and moved away to college. We also sold our house, downsized (which was harder than I thought it would be) and moved to a small town 10 miles away. We are taking a cruise in the Baltics which […]

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Do This Right Now To Protect Yourself

September 16, 2017

Subscribe If you haven’t heard, credit monitoring company Equifax was hacked a few months ago. Equifax discovered the hack July 29, but waited until Sept 7, 2017 to warn consumers. I don’t think that was ethical to wait so long, but I’m sure they had their reasons. The hackers gained access to company data that […]

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Does Booking a Cruise with a Non-Refundable Deposit Make a Difference?

August 29, 2017

Subscribe We are getting ready to book another cruise. Royal Caribbean now offers lower rates when booking a cruise with non-refundable deposit. Does trip insurance reimburse non-refundable deposits in the event we have to cancel? Non-refundable deposits also incur a fee if date of cruise is changed. Is that covered? Janet Hi Janet, Those fees […]

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I Enjoy Answering Email Requests Like These

July 18, 2017

Subscribe Here are three requests I recently received. I appreciate it when someone calls or emails us with any request no matter how strange it might sound. These three people wanted the correct answers and I’m happy to tell them. I recently got a new job function and just found out I may not be […]

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