Welcome to 2023 and Long Covid Tips

January 21, 2023

Subscribe Happy New Year and Welcome to 2023! I’m happy the last 3 years are over. The travel and hospitality business is recovering, the worst of the pandemic is over, though Covid and other diseases are still very dangerous for a small part of the population. Unfortunately, some people now have Long Covid. I’ve had […]

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How to Insure a Future Cruise or Travel Credit

July 28, 2022

Subscribe You were referenced on a Cruise Critic thread. Someone suggested you might know insurance plans that would cover the full cost of a canceled trip with Viking Cruises, when a portion of the cruise fare was paid with a Viking Voucher from a previously cancelled cruise. Once a Viking Voucher is used, Viking will […]

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Why are Travel Insurance Claims Taking So Long to Process?

July 14, 2022

Subscribe Why are Travel Insurance Claims Taking So Long to Process? Note: I originally wrote this on July 18, 2020. I updated it today with some more information. This is a typical phone call or email we have been getting for the last twenty nine (29) months: It’s now been 4 (or 5, 6, 7…) […]

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How Does Re-booking My Trip Affect My Initial Deposit Date?

March 28, 2022

Subscribe How Does Re-booking My Trip Affect My Initial Deposit Date? Prior to Covid, the most common reasons we saw that a traveler would potentially cancel and re-book their trip and not file a trip cancellation claim on their policy were these: Your travel supplier cancelled and they offered you a great deal on a […]

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Does Cancel For Any Reason Cover Me if the Travel Supplier Cancels My Trip?

January 27, 2022

Subscribe My cruise line cancelled my cruise. The cruise was supposed to be leaving 11 days from today. I have a policy with the Cancel for Any Reason Benefit. If I file a claim using my Cancel for Any Reason (CFAR) coverage, will I receive the 75% cash refund from the insurance company as long […]

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Are Quarantine Costs Covered if I Test Positive for Covid?

December 31, 2021

Subscribe Will a Trip Cancellation Travel Insurance policy pay anything towards the quarantine costs if I have to be medically quarantined due to a positive Covid test? I don’t have Covid now and I am fully vaccinated and boostered. I have cruises, tours and land trips booked for 2022 and 2023, so if Covid is […]

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Don’t Cancel for Your Own Medical Reasons If You’re Not Ill or Injured

December 29, 2021

Subscribe I originally wrote this on March 6, 2020, but with the confusing guidance from the CDC in respect to the Omicron variant, I am updated this and am moving this post to the top of my archives. The Coronavirus threat is real. Unfortunately, thanks to fear, seemingly “political” science decisions and the lack of […]

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This Little-Known Benefit is Important

November 11, 2021

Subscribe The Extension of Coverage is an Important Benefit What is the Extension of Coverage? If you insured the entire length of your Trip with your Trip Cancellation Travel Insurance Policy and your return is delayed by specific unavoidable circumstances beyond your control, all coverages will be extended to the earlier of the date you […]

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How is a Positive Covid Test at the Cruise Terminal Covered?

September 28, 2021

Subscribe Hi Steve, In “Does a Trip Cancellation plan Cover a Last-Minute Positive Covid Test?”, you said that your plans will cover me if I have a positive Covid test result just before I leave on my trip as long as I see a doctor who tells me that I have to cancel my trip. […]

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TripInsuranceStore is in the Washington Post

September 10, 2021

Subscribe TripInsuranceStore is in the Washington Post. I am thankful to Christopher Elliott for including me in his September 8, 2021 article “What’s the best travel insurance for your fall trip? It depends.” Here are some excerpts from his article: Finding the best travel insurance has never been easy, but if you’re planning a trip […]

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Will My Non-Refundable Airfare Be Covered?

August 22, 2021

Subscribe Hi Steve, We are going to Spain in October 2021 and we bought a Trip Cancellation policy from you on March 29, 2021. Subsequent changes in covid conditions have elevated our anxiety for this trip, but a recent advisory from the U.S. State Department to “do not travel” to Spain have caused us to […]

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Does Travel Insurance Cover Flying Standby?

August 15, 2021

Subscribe Hi Steve, I am a retired airline employee. Does flying Standby affect any trip cancellation travel insurance coverages including trip cancellation or interruption coverages? I’m also looking at the Cancel For Any Reason upgrade. Yes, your coverages will be affected. Flying standby, or any other trip with no scheduled trip dates, would affect all […]

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Does a Licensed Nurse Meet the Definition of a Physician?

July 5, 2021

Subscribe Hello, I’m looking at purchasing a Trip Insurance policy from you. When I read the policy wording, under definitions, I see: “Physician means a licensed practitioner of medical, surgical, or dental services acting within the scope of his/her license in the jurisdiction where the services are rendered. The treating Physician cannot be You, a […]

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How to Insure a Vacation Rental Property

March 12, 2021

Subscribe Either myself (age 72) or my daughter (age 43) are renting a house in another State and paying for the full cost of the rental for our family. The other family members will be staying for free. What’s the correct way to buy a trip cancellation plan? The correct way to insure a rental […]

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