Can I Re-book To Reset My Initial Deposit Date?

by Steve Dasseos on May 18, 2009

We are in the process of switching our reservation from Holland America to AAA as it’s $120 cheaper!! I will confirm this on Friday and then call you. So I am assuming I have 14 days or so to get the travel insurance and that would cover pre-existing conditions, right? Thanks, Sharon

Hi Sharon,

Switching the cruise to a different travel agent doesn’t necessarily re-set your initial trip deposit date. In addition, it doesn’t matter if you keep the same cruise line and travel agent or you switch the cruise to a completely different travel agent. If any of the money you paid previously is either transferred or applied to your new cruise’s booking, the original deposit date will be the same.

The only way it’s treated as a new cruise & new deposit date is if:

  • You can show documentation that you completely cancelled the 1st cruise and received 100% of your money back as either a credit card credit or in the form of a check made payable to you, and
  • You then have to book a trip with different travel dates from the trip you cancelled.

Why different travel dates?
If you examine the travel insurance policies, you’ll see that they all include wording like “this is the first and only booking for this same destination and dates of travel” as a condition of waiving the pre-existing medical condition exclusion. The reason is that you cannot cancel your trip & re-book it to just reset your initial trip deposit date.

Click here to find out more about pre-existing conditions coverage.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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