My cruise is supposed to be going through the Red Sea and the Suez Canal to the Mediterranean in early April. Unless the conflict near Yemen ends quickly, it looks like my cruise line will be changing the itinerary and going the long way around Africa. I will be missing a lot of ports in the Red Sea and the Mediterranean that were the reason I chose this specific cruise. An amended itinerary is not what I signed up for, do I have a covered Trip Interruption if I decide to go home early?
This is a timely question considering how much travel has changed due the war and tensions in the Middle East since the October 7, 2023 Hamas Terrorist attack on Israel.
The short answer is “No, Itinerary Changes are not a covered Trip Interruption” when the travel supplier makes the change. And, it’s the same answer for a Trip Cancellation when the travel supplier cancels a trip or makes Itinerary Changes.
There are some (not many) Trip Cancellation plans that include reimbursement of up to $250 or $500 if a change to Your Trip itinerary either prevents You from participating in a previously scheduled event/activity or eliminates a destination from originally scheduled itinerary.
In a Trip Cancellation insurance plan there are many covered reasons (Perils) which may happen to the Insured Person that will be paid as a claim. My favorite example is “you’re walking across the street and get hit by a cement truck“. I’ve had this Playschool Cement Truck ever since I was a Life Insurance agent and my sales manager Frank hated it.
There are also many excluded reasons that are not covered.
So, if you haven’t read the Terms and Conditions from your travel supplier, now is a good time to read it. You will find out exactly what your Cruise Line, Tour Company or Airline will do for you if they cancel or change your itinerary.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.
Now, a word from our sponsor: TripInsuranceStore.com (Travel Forums' Most Recommended Travel Insurance Website)
- Save your time & money with 9 pre-screened companies (you don't need 100+ travel or cruise insurance plans).
- You get personalized service at 1-888-407-3854. Or email us.
- Do you want a relationship with your travel insurance supplier? If so, you'll fit right in. If you'd rather not get to know us, you'll still find everything you need to get the right travel insurance plan.
- Get side-by-side plan & price comparisons
- You get our exclusive Smile of Satisfaction Money Back Guarantee
Comments on this entry are closed.