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We Don’t Sell Travel Insurance To Everyone

I can’t believe it’s been three months since I’ve wriiten here. I am very thankful for the way things are going at TripInsuranceStore.com. I have one large project that is getting close to the end.

Plus, there are always things to write about, but I suffer from information overload along with the rest of you. I try to look for recurring subjects that I think will be of interest. Sometimes they are obvious, while other times there is just too much that clutters up my mind.

For example, I have a draft called “I love Lawyers”, another about China, Russia and the Petrodollar plus a few other ones that could be interesting. This time I’ll be writing about why we sometimes refuse to sell travel insurance to people who call us. There are a few main reasons why this is:

  • When what they want to cover is something that cannot be covered. Sometimes what they want covered isn’t insurable like going to Cancun and it rains the whole time. Other times people are past the deadlines and travel insurance would be a waste of money. Can they still buy a plan? Yes. Will we sell it to them? No. Can they find someone online to sell them a plan? Yes. if they have a claim, will it get paid? No. Will they be mad at us and bad-mouth us to everyone they know? Nope! Read this for more info: Don’t Buy Travel Insurance When You’re Ill and Past the Deadlines
  • When someone is being deceptive with us. Everybody makes mistakes when recalling details or giving information. I’m not talking about someone forgetting that their thyroid medication was adjusted 172 days ago. Or that their uncle had some procedure 2 months ago. I’m talking about the people that just lie to us. It happens more often than I originally expected. Here’s the most blatant example I’ve had (some since have come close): Do Callers Think We Were Born Yesterday?. In a nutshell, he wanted coverage for Hurricane Irene and claimed he didn’t know it was just off the coast of Florida at the time. I have a copy of the National Hurricane Center’s satellite image on that blog.
  • If they are someone who isn’t eligible to buy a policy. These people are the opposite of the ones who lie to us. They are completely truthful. And, if they were eligible to buy a policy we would be happy to do business with them. I spoke with a nice lady last week from England who told me that her family was taking a cruise on July 28th. She completely understood that it wouldn’t cover her because she lived outside the USA.

If you aren’t one of the above, call us. We’ll help you.

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