Travel Insurance Doesn’t Do Everything

by Steve Dasseos on March 17, 2008

I want a Travel Insurance Policy that will guarantee my admittance to any medical facilityand pay my bill directly, and have air evacuation back to USA when I want it. Bill

Bill, the short answer to your question is “Sorry, but you can’t get a travel insurance policy that will do all that.”

Travel Insurance plans are reimbursement policies. That means you pay for your medical treatment & prescriptions up front and are reimbursed after filing your claim. Sometimes the insurance company will pay the medical claim directly, but it’s on a case-by-case basis.

Some travel insurance plans will cover air evacuation back home if needed. The key is “Medically Necessary”. Many plans will guarantee your admittance to a medical facility, too.

Another choice is MedjetAssist. MedjetAssist is not an insurance plan, so it doesn’t pay medical costs (just the transport). Travel insurance pays medical costs. You can see all the MedjetAssist details here.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

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