Steve, I want travel insurance, but I don’t want to pay for all the coverages. Here’s what I want:
- Trip Cancellation & Interruption coverage, but no medical
- Coverage for all variations of missed flights for any reason
- Full coverage for my $2300 laptop that I’ll buy on my trip
Thanks in advance, Robert
Hi Robert,
In a nutshell, you cannot get a travel insurance plan to cover what you want.
You can stop looking for a Trip Cancellation / Interruption travel insurance plan without medical. All Trip Cancellation / Interruption plans are package plans. And, you can not pick and choose the coverages. I cover this more on this page:
Next, no travel insurance plan will cover you for all variations of missed flights for any reason. The most common reasons to be covered for missed connection are if the cause of a delay is an automobile accident or bad weather that delays you at least 3 hours.
Finally, travel insurance won’t cover the entire value of your laptop. Most plans cover a maximum or $400 or $500 for a single item.
Therefore, in good faith, I cannot recommend you buy a travel insurance plan.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.
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