Does Travel Insurance Cover Pre-Existing Conditions for Scheduled Surgery?

May 27, 2008

Subscribe My sister is having hip replacement surgery which the doctor scheduled so she should be recovered way in advance. If there are complications from the surgery would she be covered? Should she get the insurance before she has the surgery? I know there are only a few policies that waive pre-existing so that’s what […]

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Does Trip Cancellation Travel Insurance Cover Unlimited Trips?

May 22, 2008

Subscribe We presently have a plan for unlimited 35 day long trips and can buy extra days in 15 day increments. Are your plans along the same idea or do you have to buy everytime you go on a trip? Thanks, June Hi June, Our Travel Insurance plans only work if you cover the full […]

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How Far in Advance Should You Buy Travel, Trip or Cruise Insurance?

May 20, 2008

Subscribe My first question is, how far in advance do we need to purchase our trip insurance? We have plane tickets for 2 for August 6, 2008 from LAX. I will have more questions later but first just need to know how far in advance we must purchase trip insurance. Thanks, Madelyn Hi Madelyn, You […]

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Is Rental Car Insurance Priced Per Driver?

May 16, 2008

Subscribe We might be having 3 drivers, but we don’t want to pay extra. Is Rental Car Insurance priced per driver? Howard I have some good new for you Howard: The Rental Car Insurance / Collision Damage Waiver’s price is based on the one car per calendar day. Not on the number of drivers since […]

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Doesn’t Fedex Want To Know Who’s Impersonating Them and Ruining Their Name?

May 14, 2008

Subscribe On April 8, 2008 I wrote a post called “Does Somebody Want to Transfer Millions of Dollars Into Your Account?“. Since I hate phishing scams and all other fraudulent uses of the Internet I always forward a copy of the suspicious e-mail to the companies that are being defrauded. For example, at PayPal the […]

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Must Everyone on a Travel Insurance Policy Cancel Their Trip?

May 9, 2008

Subscribe There will be two adults on this trip…what if one of them cancels but the other one goes…how is that handled? Don Don, that’s a great question. And it’s a simple answer, too: As long as the one who cancels can prove they had a non-refundable financial loss on their share of the trip […]

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Which Medical Facilities Take Your Travel Insurance?

May 7, 2008

Subscribe We’re going to Budapest for 4 days then to Istanbul. Can you give me the names and contact information for hospitals and doctors that you deal with in those cities. There’s no list of doctors and medical facilities we deal with worldwide. The doctor must be a “Legally Qualified Physician” and it’s best if […]

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Can I Get a Collision Damage Waiver For a Short Period of Time?

May 6, 2008

Subscribe I only plan on renting a car for 2 days to drive from Portland, Maine to Gettysburg, PA to pick up my daughter at school. Can I get the Collision Damage Waiver from you for that short a period of time? Bob Hi Bob, Yes, you can get the Collision Damage Waiver for just […]

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Do Cancel For Any Reason Plans Cover Any Reason Delays?

May 1, 2008

Subscribe I am trying to plan a trip for this summer but it is possible that work commitments may force me to rearrange my travel, but not cancel it. I’m considering buying a “cancel for any reason” plan. My question is what coverage I would then have for the rearranged trip? Would I need to […]

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Can You Have Multiple Travel Insurance Policies For The Same Trip?

April 25, 2008

Subscribe My sister and I put a deposit on a cruise last Feb 2007, to depart in September 2008. We purchased the insurance at that time with the travel agent, for the cruise portion of the vacation. We are now purchasing our air fare and hotel for a pre cruise stay. Can we now get […]

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Travel Insurance And Bad Weather Coverage

April 24, 2008

Subscribe Summer and hurricane season are quickly approaching. And even after hurricane season is over, then there’s winter. If next winter is anything like the winter of 2007-2008, you’re going to hope your travel insurance covers you in case of bad weather. No matter what kind of bad weather you want your travel insurance to […]

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How Does Travel Insurance Cover a Vacation House Rental?

April 17, 2008

Subscribe This is new to me but we are renting a condo next year in Florida for a total of $6,000. There is no cancellation clause in the lease, which we have’t signed yet. Is there any kind of protection we can buy in case of cancellation? We don’t plan on it, but you never […]

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What is Repatriation of Remains Coverage?

April 16, 2008

Subscribe I am going on an organized tour in Asia. The tour operator requires that each person have $75,000 insurance for “repatriation of remains”. Even though I would just as soon leave my remains in Asia, I do want to go on the tour! I looked at your plan comparisons and I can’t see any […]

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Does A Collision Damage Waiver Cover Dirt Roads?

April 14, 2008

Subscribe We are renting a mid-sized car. Would your Collision Damage Waiver cover driving on gravel and dirt roads? You’re covered for normal use of the car. Not all roads are paved everywhere, so if in the course of your trip you take gravel and dirt roads, it’s covered by our Collision Damage Waiver. On […]

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