Home |  About |  Popular |  FAQs |  Site Map |  Why Use Us? |  Buy |  Blog |  Specialties |  Press

How Does Trip Cancellation Travel Insurance Work?

Trip Cancellation Insurance gives you the money you lose if you can’t go or are forced to cut your trip, cruise or tour short by unforeseen losses. US and Canadian residents can get our plans.

What does “Unforeseen” mean?

Unforeseen means: Losses that result from sudden events. Travel insurance for trips and cruises does not cover conditions or events that, on the date of purchase, are known. If what is known causes a claim, your claim will not be paid. It’s like wanting to buy Fire Insurance when your house is on fire. Read: “Do Callers Think We Were Born Yesterday?” or “Gina Didn’t Need Trip Insurance Until Now

This is very important when you want Pre-Existing Medical Condition coverage. That’s because a travel insurance claim will likely be denied if there’s not “a turn for the worse”. In other words, if the person with the pre-existing condition has already had “a turn for the worse” prior to you buying your travel insurance, there won’t be any coverage.

This is important: The Trip Cancellation coverage begins at 12:01 a.m. on the day after the date the policy is purchased. All other coverages begin when you leave home for your trip when your departure date is in the future.

How Travel, Trip, Cruise Cancellation Insurance Helps You:

  • Trip Cancellation Insurance coverage:
    You, a close family member or a traveling companion
    gets hurt or sick before you leave (your doctor must say you can’t travel). Travel Insurance reimburses you the money you lose. This can include pre-existing medical conditions. Other events that could cause you to cancel your trip are: Your travel supplier unexpectedly ceases operation, you are laid off, you’re required to work, terrorism at your destination, bad weather, hurricanes, natural disasters or unexpected jury duty.
  • Trip Interruption Insurance coverage:
    You, a close family member or a traveling companion
    gets hurt or sick during your trip and you have to return home early. Before the trip it’s trip cancellation. During the trip it’s trip interruption. Our plans reimburse you the unused value of your trip plus pays the cost of one-way airfare up to the plan’s limit.
  • Emergency Medical & Evacuation Insurance coverage:
    You get hurt (ie – hit by a cement truck) or sick on your trip
    . Travel Insurance reimburses you your medical expenses including emergency medical transportation. Did you know that Medicare doesn’t cover you outside the USA?
  • A Trip Delay forces you to have extra accommodation expenses
  • Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn’t arrive within 12 or 24 hours after you do, you can be reimbursed for items you need to buy. Or if it’s damaged or never arrives, you can be covered.
  • Or you can get a “Cancel For Any Reason” plan to cover any possible reason to cancel your trip including: you change your mind, you’re afraid to travel, you just don’t want to go.

“If You Are Dead Serious About Understanding How Cruise, Travel & Trip Cancellation Insurance Works, TripInsuranceStore.com Will Be The Most Important Website You Have Ever Read”

The reason I stuck with Trip Insurance Store in my research was that I really liked Steve’s blog and various comments throughout, I felt confident about what I was reading (I hate dealing with insurance). When I called with questions I was extremely pleased with your answers and professionalism. No hard sell. Calm and competent. Will tell others. Thanks, Jean H. Allenhurst, NJ

Why should you get your cruise insurance, travel insurance or trip insurance from TripInsuranceStore.com and nowhere else?

  • You get our help if you have a claim
  • As you are planning your trip you will realize how much you still have to learn about travel insurance. You are getting useful travel insurance information at TripInsuranceStore.com and are wondering when it will all click. We’ll help you.
  • You will get the truth, not a sales pitch. Pardon my insurance blasphemy, but not all trips need travel insurance (gasps). Andy from Virginia said, (after I told him not to insure his trip) “Steve, thank YOU for your prompt reply and candid advice! Andy”.
  • You get 6 pre-screened travel insurance companies. Don’t waste your time sorting out 100 + travel insurance plans!
  • You get detailed side-by-side travel insurance comparison quotes
  • Want an intelligent conversation about how travel insurance works for you? You can visit with smart, friendly & not-in-a-hurry experts. Call Deanna, Becky, Kim or Steve at 1-888-407-3854 for personalized service, with no pressure to buy, at no extra cost. Or email us at: steve@tripinsurancestore.com.”
    We enjoy doing business with you. Professional yet cordial, patient and friendly. Your accessibility is a welcome feature of your business practice.” – Tom C. in Honolulu (12 policies).
  • Skeptical? See what many hundreds of others like you say. Teachers, lawyers, accountants, engineers, medical professionals and business owners especially appreciate all the details.

Yehey!!! Your site and your staff are truly wonderful (I want to use ‘awesome’ but for personal reasons, that word has been reserved for the Supreme Deity)! Regards, Bet M., Fords, NJ


Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Becky, Kim or Steve at (888) 407-3854 or (816) 282-6858.

PS -  Read Steve's Blog or you can Subscribe to Steve's blog here

TripInsuranceStore.com's
Trustworthy Travel Insurance Companies

Global Alert

Travelex

Travel Guard Travel Insured TravelSafe

Get side-by-side plan & price comparisons


Can't find what you need? Try TripInsuranceStore.com's Search Page:


This link kills spam for free

Privacy

Recommend this page

PPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording. Click here to get each plan's complete details of coverage.


How Have We Done?

Links

Service & Contact

Videos

TripInsuranceStore.com, 401 NW Whitlock Dr., Lees Summit, MO 64081