"The Trip Insurance Store is an online insurance agency that also allows you to book your protection right from the site, but offers so much information in such a clear and concise manner that we found it to be one of the best Web sites we have ever visited. Not only can you compare the coverage of several travel insurance providers side by side, each covered component is described and explained in a manner that makes it easy to understand. We applaud and appreciate that, since the choices and conditions can be overwhelming. Another thing we liked about the Trip Insurance Store is that there are live agents you can call toll free to clarify any questions you might have." by Jana Jones, Cruise Critic
Note: All our plans cover Covid the same as any illness. Click here more detailed information. All coverages (*but not the prices*) below are per person, unless noted otherwise.
Questions? Call Deanna, Kim or Steve at 1-888-407-3854 or 816-282-6858.
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Your Total Policy Price | $7 | $7 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $ | $0 | $ | $ | $0 | $ |
180 Days | 180 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | |
Trip Cancellation | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount |
Trip Interruption | Up to 150% of the insured amount | Up to 175% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount |
Emergency Medical Expense | $50,000 Policy Maximum | $250,000 Policy Maximum | $250,000 | $250,000 | $500,000 | $250,000 | $250,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 Primary | $100,000 |
Emergency Medical Evacuation and Repatriation | $250,000 | $1,000,000 | $500,000 | $500,000 | $1,000,000 | $500,000 | $500,000 | $1,000,000 | $1,000,000 | $500,000 | $500,000 | $500,000 | $500,000 | $1,000,000 | $500,000 |
Baggage & Personal Effects | $1,000 | $1,500 | $1,500 | $1,500 | $2,500 | $1,500 | $1,500 | $2,500 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 Secondary | $1,000 |
Travel Baggage Delay | $200 (after 24 hour delay) | $500 (after 12 hour delay) | $250 (after 12 hours) | $250 (after 12 hours) | $500 (after 12 hours) | $250 (after 12 hours) | $250 (after 12 hours) | $250 (after 12 hour delay) | $300 (after 3 hours) | $300 (after 6 hours) | $300 (after 6 hours) | $300 (after 6 hours) | $300 (after 6 hours) | $300 (after 12 hours) | $300 (after 6 hours) |
$1,000 ($150 per day after 6 hours) | $1,000 ($200 per day after 6 hours) | $2,000 ($125 per day after 12 hours) | $2,000 ($125 per day after 12 hours) | $1,000 ($250 per day after 6 hours) | $2,000 ($125 per day after 12 hours) | $2,000 ($125 per day after 12 hours) | $2,000 ($150 per day after 6 hours) | $1,500 after 3 hours / $200 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $200 per day | $1,000 after 6 hours / $150 per day | |
Missed Connection en route to cruise or tour | $500 after a 3 hour delay | $1,000 after a 3 hour delay | $500 after a 6 hour delay | $500 after a 6 hour delay | $500 after a 3 hour delay | $500 after a 6 hour delay | $500 after a 6 hour delay | $2,500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay |
Accidental Death, Dismemberment | No Coverage | $50,000 Per Person / $250,000 Per Policy | $25,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $100,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $25,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 |
Rental Car Collision Damage Waiver | $25,000 (except TX residents) | $25,000 (except TX residents) | $40,000 Included | $40,000 Included | $40,000 Included | $40,000 Included | $40,000 Included (except NY residents) | Not available | Optional $50,000 for $8 per calendar day | Optional $30,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | Optional $50,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day |
Flight Accident Insurance (Air Only Common Carrier) | $100,000 | Optional upgrade to $500,000 is available | Optional upgrade to $1,000,000 is available | ||||||||||||
Travel Supplier Financial Default plan purchase deadline | No Coverage for Financial Default | No later than 24 hours after your final trip payment. | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 21 days | Your Initial Trip Deposit Date plus 21 days | 14 Day Wait after plan purchase date | 14 Day Wait after plan purchase date | 14 Day Wait after plan purchase date | 14 Day Wait after plan purchase date | Your Initial Trip Deposit Date plus 21 days | 14 Day Wait after plan purchase date |
Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Some More Details | - Emergency Medical and Emergency Medical Transportation are per policy, not per person | - Emergency Medical and Emergency Medical Transportation are per policy, not per person | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - 7 day Extension of Coverage (Extended through the duration of a Covid quarantine) | - 7 day Extension of Coverage (Extended through the duration of a Covid quarantine) | - 7 day Extension of Coverage (Extended through the duration of a Covid quarantine) | - 7 day Extension of Coverage (Extended through the duration of a Covid quarantine) | - Includes Cancel for Work Reasons | - 7 day Extension of Coverage (Extended through the duration of a Covid quarantine) |
Free Look | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days |
Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Insurance Underwriter | Generali US Branch (A Rated) | Generali US Branch (A Rated) | United States Fire Insurance or SiriusPoint America Insurance Company (A Rated) | United States Fire Insurance or SiriusPoint America Insurance Company (A Rated) | United States Fire Insurance or SiriusPoint America Insurance Company (A Rated) | United States Fire Insurance or SiriusPoint America Insurance Company (A Rated) | United States Fire Insurance or SiriusPoint America Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) |
Pre-screened trusted plans and their secure online order links |