TripInsuranceStore is in the Washington Post

TripInsuranceStore is in the Washington Post. I am thankful to Christopher Elliott for including me in his September 8, 2021 article “What’s the best travel insurance for your fall trip? It depends.”

Here are some excerpts from his article:

Finding the best travel insurance has never been easy, but if you’re planning a trip for this year, it’s never been this confusing.

Just ask Gail Arnoff, who contacted me recently about insurance for a trip to Israel.

“I don’t know how to get insurance which will cover me if I get covid,” she says. “Of course, my insurance will cover me for other conditions, but not specifically for covid. How do I find the needed insurance for me and my husband?”

Arnoff, an English professor from Shaker Heights, Ohio, says it appeared as if the travel insurance companies didn’t have time to articulate their coronavirus policies. As a result, she didn’t know what to buy.

Travel insurance companies have been adjusting their policies in the past few months to meet the demands of both cautious travelers and underwriters who are wary of losing their shirts on pandemic claims. Experts say there are a few essential coverages you need for your upcoming trips — and some that you can skip. Their advice can inform any decision you make about the best travel insurance for your fall and winter travels.

There’s a growing awareness of travel insurance. Sales of travel protection have roughly doubled since the pandemic started, following two decades of steady growth. Current and emerging coronavirus variants are putting it front and center this fall, too.

Confused? There’s an easy solution: a “cancel for any reason” travel insurance policy, which allows you to cancel your vacation and receive a partial refund of your nonrefundable prepaid expenses. You can also buy an extra medical option to handle any potential coronavirus issue.

But there’s a downside: Cancel-for-any-reason insurance is expensive. A traditional travel insurance policy, which covers named perils, such as evacuations and lost luggage, is between 7 and 9 percent of the cost of your trip. This type of policy will set you back between 10 and 12 percent, and sometimes more.

Also, since the pandemic, many insurance companies have quietly reduced the payout on a cancel-for-any-reason policy, from 75 percent to 50 percent. You can still find 75 percent payout policies, but you have to look for them. And fortunately, most insurance companies include medical coverage in their plans, although significant restrictions apply.

The best trip cancellation travel insurance policy for you might not be the most expensive one, says Steve Dasseos, founder of TripInsuranceStore.com. For example, a regular policy will cover trip cancellation, interruption, trip delays, lost luggage, medical emergencies and evacuations. Not one of his policies exclude pandemics or epidemics.

“Many people have been overpaying for travel insurance plans, because whoever sold the policy to them failed to tell them that they didn’t need cancel-for-any-reason coverage,” he says.

Elliott is a consumer advocate, journalist and co-founder of the advocacy group Travelers United. Email him at chris@elliott.org.

If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.

Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)

PS – If you liked what you read, please Subscribe to my Blog.

I hope this makes sense.

And, if you have any questions about travel insurance, call us Toll-Free at 1-888-407-3854 or email Steve (me), The Travel Insurance Guru, here or using steve [at] tripinsurancestore dot com.

I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we'll help you figure it all out.

Now, a word from our sponsor: TripInsuranceStore.com (Travel Forums' Most Recommended Travel Insurance Website)

PS - If you liked what you read, please Subscribe to my Blog.

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