How Do Post Departure Trip Interruptions Work?

September 23, 2010

Subscribe here If I needed to interrupt my trip due to a covered reason or change my travel plans after my trip has started because of covered reasons, do I make these revised travel arrangements myself and then work out the details and expense with the insurance company afterwards, or do they get involved in […]

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Is It Worth Insuring a Timeshare Stay?

September 9, 2010

Subscribe here Since I am exchanging my timeshare for this trip, I have included my assessment (plus the exchange fees) in the total trip cost. However, if assessments cannot be used as part of my expenses, the total is only $497.37. The exchange fees were $348. Btw, I am driving to the resort and I […]

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Mexicana Airlines Bankruptcy and Travel Insurance Coverage

August 30, 2010

Subscribe here Here’s some advice on the Mexicana Airlines Bankruptcy & Travel Insurance. I hope you find it useful. It’s now being reported in the LA Times that Mexicana Airlines has suspended all flights. Here are my Tips: Do not assume all Trip Cancellation Travel Insurance plans work the same way. They do not and […]

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It’s a Long Walk From Guatemala to Honduras

July 16, 2010

Subscribe here Unless you’ve read my About Us page, you may not know that I lived in Mexico & Guatemala from July 1985 to July 1986. That means I lived in Guatemala in during its Civil War. I learned Spanish in Antigua, Guatemala, too. In the course of the year, I traveled quite a bit. […]

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Travel Insurance and Hurricane Coverage

July 15, 2010

Subscribe here Will your travel insurance plans give me back 100% of my money if there is a hurricane? Vickie Hi Vickie, The short answer is “no, travel insurance plans will not give you 100% of you money back if there is a hurricane”. Having said that, depending on how a hurricane affects your trip […]

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Does Trip Cancellation Insurance Give You All Your Money Back?

June 30, 2010

Subscribe here My itinerary with Expedia is partially refundable if I have to cancel. I’d lose $800. How does trip insurance work if some of my cost is refundable? Would I get the $800 back in a trip cancellation claim or would it not help at all? Sincerely, Nicole Hi Nicole, If you will get […]

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The 9 Worst Places for Your Health

June 22, 2010

Subscribe here Source: MSNBC June 8, 2010 MSNBC lists some surprisingly bad locations for your health, and the best places to optimize it: Worst place to keep your toothbrush — the bathroom sink There are 3.2 million microbes per square inch in the average toilet bowl, and all of those germs are propelled out every […]

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The Fastest Way to Get a Newer Credit Card

June 15, 2010

Subscribe Is your credit card wearing out quicker than you want? Are you haveing trouble reading the account number? I hear it all the time from people as they are calling us to order their trip insurance policies. Side note: In case you’re wondering why people call us to order their trip insurance policies instead […]

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What Happens When You Get the Wrong Advice in Writing?

June 9, 2010

Subscribe here I always advise people to get trip insurance details in writing. But, what would happen if you got the wrong advice in writing and your claim is turned down? It’s hard to believe the travel insurance seller would pay the claim after the travel insurance company denied it. Here’s something that happened just […]

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Do Travel Insurance Claims Require Documentation?

June 3, 2010

Subscribe here My Mother is ill and is at home surrounded by her family and friends. She has a health care directive that forbids any medical professional from giving her any medical treatment no matter what happens to her. I just paid the deposit on a trip that starts 6 weeks from now. I will […]

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When 48 Hours Does Not Equal 2 Calendar Days

May 27, 2010

Subscribe here I called one of your competitors and was told that all the plans with the Cancel For Any Reason coverage require you to cancel your trip at least 48 hours prior to your departure. Is this true? They gave you the wrong information about the “cancel for any reason” insurance policies. It’s not […]

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The Skinny on the Iceland Volcano and Travel Insurance

May 16, 2010

Subscribe here If you didn’t get trip cancellation insurance before April 14, 2010 you are being confronted with a basic insurance principle: Risk. To understand what insurance is and how it works, you must first understand something about risk. Risk means the same thing in insurance that it does in everyday language. Risk is the […]

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Does Travel Insurance Cover the BP Oil Spill?

May 7, 2010

Subscribe We are planning on renting a house in Alabama. Which trip cancellation plans will cover us if the beaches are fouled with oil? The Gulf of Mexico oil spill following the April 20, 2010 explosion on the Mobile Offshore Drilling Unit Deepwater Horizon is a man-made disaster. Unfortunately, man-made disasters are not a covered […]

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Why Does My Trip Cancellation Coverage End on My Departure Date?

April 8, 2010

Subscribe Steve, I received my travel insurance confirmation and I am very concerned because it says that my Trip Cancellation Expiration Date is July 31 which is the day I leave on my trip. Can you please explain this? Thanks, Karen Hi Karen, The reason your travel insurance confirmation says your Trip Cancellation Expiration Date […]

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