Does Travel Insurance Cover Airline Flight Cancellations?

by Steve Dasseos on April 10, 2008

Does Travel Insurance cover the flight cancellations by American, Southwest, United, Delta, Alaska & Midwest Airlines? Thanks, Kate

You may not like this answer Kate, but generally the answer is “No” because it’s the airline’s responsibilty to get you to your destination (your ticket is a contract with the airline).

For example, American Airlines has offered to make amends to travelers with refunds, vouchers and compensation for overnight stays. I suspect the other airlines will do something similar.

On the other hand, if you had travel insurance prior to these recent flight cancellations and you have been affected by the recent airline cancellations you may be covered. Due to the recent mass airline cancellation each travel insurance company is handling claims differently. We cannot pre-determine a claim, so we are strongly advising our clients to contact their respective insurance companies’ claim department to discuss and to determine if you have a payable claim.

So far, only American Airlines has a page that tell you what to do in filing a claim with them: Here’s the American Airlines page

PS – Go here to see what else travel insurance doesn’t cover

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