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While pulling all the necessary paperwork together to file a claim was daunting (but necessary), I was amazed at how easy and hastle-free Travel Insured International made the claim and paid it promptly. I would definitely purchase a policy through TripInsuranceStore.com in the future. It was the best investment I have ever made. Thanks, Richard S., Acworth, Georgia

Travel Insured has its strengths & quibbles:

Why Buy It?

Quibbles

The Travel Insured Comprehensive plan has $50,000 & the Gold plan has $250,000 Secondary Emergency Medical coverage

The emergency medical has a $50 deductible per occurence

You can upgrade to Primary medical & eliminate the deductible for $25 per person. You also get $50,000 more medical on the Comprehensive plan

Travel Insured plans are not available to Canadian residents

Travel Insured can guarantee payment to a medical facility to secure your admission while you're on your trip

The Emergency Medical coverage ends when you reach your home if you are returned to the USA under the Emergency Medical Transportation coverage

Children under 18 are covered at no additional cost (except for optional upgrades) on the Comprehensive plan when accompanied by a covered adult. The children must be a Family Member of the primary insured.

 

You have 14 calendar days after your initial trip deposit date to get a plan to cover pre-existing conditions

 

Both Travel Insured plans have a 180 day Lookback Period for pre-existing conditions

 

Supplier Financial Default and Terrorism are covered provided the entire trip cost is insured.

 

You have a 14 day Free Look Period

 

The Comprehensive & Gold plans include "Missed Port of Call" as part of their Missed Connection coverage

 

The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, nor pre-existing conditions coverage. You will have $1,000 Return Air only

 

The maximum trip cost you can cover is $100,000 per person

 

Travel Insured plans are available to US residents

 

You get a 150% trip interruption benefit

 

Travel Insured's maximum trip length is 180 days.

 

Everyone with the same itinerary is considered a traveling companion

 

Your airline tickets can be covered if your travel supplier cancels its portion. You must cover your entire trip cost including the airfare.

 

Supplier Financial Default is covered even if you book your travel directly (no travel agent)

 

Your frequent flyer re-deposit fee is paid when your claim's for a covered reason.

 

Travel Insured is 1 of the 6 companies we trust

If you already know which Travel Insured plan you want & your trip cost isn't over $30,000 per person click here to go to Travel Insured's secure online order form. Or call us toll free at 1-888-407-3854 (US residents only) to place your order over the telephone.

Travel InsuredTravel Insured covers you for up to $100,000 Primary Emergency Medical and up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back satisfaction guarantee. Available to US residents only. All benefits are expressed in U.S. dollars.

Travel Insured's Certificates of Coverage:

Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Travel Insured Comprehensive

Travel Insured Gold

US States

US States

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Comprehensive or Gold Certificate of Coverage. You may click on the link to view or download it

Click here to go to Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person

The Travel Insured Comprehensive & Gold Plans' cover:

Plan Name

Comprehensive Plan

Gold Comprehensive Plan

Secure online order form link (You won't pay extra fees by going through us)

Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person

Money Back Guarantee

14 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Secondary Emergency Medical (per person)

note: you can upgrade to Primary & no deductible

$50,000 / $50 deductible (secondary benefit)

Travel Insured can guarantee the hospital payment

$250,000 / $50 deductible (secondary benefit)

Travel Insured can guarantee the hospital payment

Emergency Medical Transportation (per person)

$500,000

$1,000,000

Emergency Dental Treatment for Accidental Injury (per person)

$750

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

180 Days

Travel Baggage (per person)

$1500

$2500

Baggage Delay (per person)

$300 (after 12 hours)

$500 (after 12 hours)

Travel Delay (per person)

$750 (after 6 hours)

$1,500 (after 6 hours)

Missed Connection (per person)

$750 (after 3-5 hours)

Damage To Your Rental Car (Not available to residents of OR & TX)

Yes, as a separate plan

$50,000 (Not available to residents of NY, OR & WA)

24-hr Accidental Death & Dismemberment (per person)

$25,000

$25,000

$200,000 Air Only Common Carrier

24-hour Assistance Services

Included

Travel Supplier Financial Default

Supplier Financial Default is covered provided the entire trip cost is insured. There's a 14 Day Wait for benefits to begin

Terrorist Incident coverage in Itinerary City

"If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage."

Optional Upgrades

You can upgrade to Primary medical, get an additional $50,000 Emergency Medical & eliminate the deductibles for just $25 per person
Collision Damage Waiver ($7 per calendar day) except for OR, TX & WA residents
Up to $1,000,000 Flight Insurance

You can upgrade to Primary medical and eliminate the deductibles for just $25 per person
Up to $1,000,000 Flight Insurance

Insurance Underwriter

ARCH Insurance Company (2008 AM Best Rating A)

Secure online order link (you don't pay extra fees by going through us)

Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person

Here are the Travel Insured Comprehensive Plan Prices:

Take note of this important Travel Insured Comprehensive Plan pricing information:

  • The maximum trip cost you can insure with a Travel Insured plan is $100,000 per person
  • The table contains rates for Trip costs up to $20,000 per person. Click here to get the prices from $20,001 to $100,000 per person.
  • The highest per person trip cost you can order online is $30,000. Call us at 1-888-407-3854 to order a policy with a per person trip cost over $30,000 per person.
  • It's the same price for a trip of up to 30 days
  • You can add an additional $50,000 Emergency Medical, double the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary with no deductible for $25 per person
  • Travel Insured Comprehensive has a $8 non-refundable policy fee
  • The daily per person rates for a 31 - 180 days' trip is $4
  • Here's the Travel Insured Comprehensive secure online order form

Trip Cost Per Person (US dollars)

Up to
Age 35

Ages
36 - 60

Ages
61 - 70

Ages
71 - 75

Ages
76 - 80

Ages
81 - 85

Ages
86+

$0

20

30

36

45

54

89

97

$1 - 500

24

35

40

51

60

98

106

$501 - 1,000

41

51

65

89

107

143

173

$1,001 - 1,500

53

71

90

117

152

205

242

$1,501 - 2,000

71

94

122

165

199

260

311

$2,001 - 2,500

91

117

151

203

246

320

383

$2,501 - 3,000

111

138

180

244

297

378

454

$3,001 - 3,500

130

146

210

280

338

442

522

$3,501 - 4,000

147

161

239

320

386

522

592

$4,001 - 4,500

164

183

301

360

432

580

664

$4,501 - 5,000

184

204

343

397

480

655

730

$5,001 - 5,500

210

243

378

470

527

685

801

$5,501 - 6,000

236

281

411

510

575

737

870

$6,001 - 6,500

258

311

452

559

621

805

941

$6,501 - 7,000

281

338

486

605

681

872

1,010

$7,001 - 8,000

309

368

544

683

767

980

1,154

$8,001 - 9,000

348

396

602

744

860

1,086

1,293

$9,001 - 10,000

385

428

665

841

956

1,195

1,414

$10,001 - 11,000

439

518

755

931

1,212

1,611

1,611

$11,001 - 12,000

478

572

845

1,021

1,322

1,746

1,746

$12,001 - 13,000

517

626

935

1,111

1,432

1,881

1,881

$13,001 - 14,000

556

680

1,025

1,201

1,542

2,016

2,016

$14,001 - 15,000

595

734

1,115

1,291

1,652

2,151

2,151

$15,001 - 16,000

634

788

1,205

1,381

1,762

2,286

2,286

$16,001 - 17,000

673

842

1,295

1,471

1,872

2,421

2,421

$17,001 - 18,000

712

896

1,385

1,561

1,982

2,556

2,556

$18,001 - 19,000

751

950

1,475

1,651

2,092

2,691

2,691

$19,001 - 20,000

790

1,004

1,565

1,741

2,202

2,826

2,826

Click here to go to the Travel Insured's secure online order form - you need to call us toll-free at 1-888-407-3854 to order a plan in the $30,001 - 100,000 trip cost range:

Here are the Travel Insured Comprehensive Gold Plan Prices:

Take note of this important Travel Insured Gold Plan pricing information:

  • The maximum trip cost you can insure with a Travel Insured plan is $100,000 per person
  • The table contains rates for Trip costs up to $20,000 per person. Click here to get the prices from $20,001 to $100,000 per person.
  • The highest per person trip cost you can order online is $30,000. Call us at 1-888-407-3854 to order a policy with a per person trip cost over $30,000 per person.
  • It's the same price for a trip of up to 30 days
  • You can add an additional $50,000 Emergency Medical plus upgrade the medical to Primary with no deductible for $25 per person
  • Travel Insured Comprehensive has a $8 non-refundable policy fee
  • The daily per person rates for a 31 - 180 days' trip is $4
  • Here's the Travel Insured Comprehensive secure online order form

Trip Cost Per Person (US dollars)

Up to
Age 35

Ages
36 - 45

Ages
46 - 60

Ages
61 - 74

Ages
75 - 80

Ages
81+

$0

25

29

34

56

72

131

$1 - 500

27

31

36

59

76

138

$501 - 1,000

47

56

60

96

138

197

$1,001 - 1,500

66

81

85

135

195

293

$1,501 - 2,000

76

111

117

171

257

380

$2,001 - 2,500

104

139

149

213

334

475

$2,501 - 3,000

126

139

180

243

378

559

$3,001 - 3,500

159

186

212

285

439

655

$3,501 - 4,000

172

220

240

326

549

749

$4,001 - 4,500

193

249

271

359

659

842

$4,501 - 5,000

210

280

315

389

769

937

$5,001 - 5,500

255

326

349

440

825

997

$5,501 - 6,000

282

349

391

486

860

1,056

$6,001 - 6,500

306

385

427

510

905

1,155

$6,501 - 7,000

332

405

474

540

1,010

1,253

$7,001 - 8,000

373

461

522

620

1,109

1,461

$8,001 - 9,000

424

547

607

705

1,210

1,659

$9,001 - 10,000

481

607

680

807

1,308

1,889

$10,001 - 11,000

541

686

758

942

1,454

3,002

$11,001 - 12,000

588

749

879

1,050

1,586

3,173

$12,001 - 13,000

635

812

999

1,158

1,718

3,347

$13,001 - 14,000

682

875

1,118

1,266

1,850

3,524

$14,001 - 15,000

729

938

1,236

1,374

1,982

3,703

$15,001 - 16,000

776

1,001

1,353

1,482

2,114

3,883

$16,001 - 17,000

823

1,064

1,470

1,590

2,246

4,065

$17,001 - 18,000

870

1,127

1,587

1,698

2,378

4,249

$18,001 - 19,000

917

1,190

1,703

1,806

2,510

4,433

$19,001 - 20,000

964

1,253

1,818

1,914

2,642

4,617

Click here to go to the Travel Insured's secure online order form - you need to call us toll-free at 1-888-407-3854 to order a plan in the $30,001 - 100,000 trip cost range:

Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Deanna, Becky, Teresa or Mary at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.

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to use, provides answers to the important questions, and is backed up by the toll free phone line. It definitely makes shopping for a complicated product easier. Our policy arrived in the mail and was correct in every regard - just as requested. Thanks! - Cynthia C., Portland, OR

In the last 2 years I have taken out about 8-10 policies thru you because your group is a class act. Sincerely, Stan S., Dacula, GA

Please do modify our policy as you suggested. This is quite a surprise to us, in the past we've used other online companies and no recommendations to change our insurance were ever made. Kudos to you and your company. You really do offer great service plus advice, a real leap ahead of other companies and all online insurance companies that we've used in the past. Many Thanks! Regards, John C., Novato, CA

Before I found Trip Insurance Store.com I was bouncing back and forth between web sites trying to sort out the pros, cons, & details of the different companies & policies. I found your 'side by side' comparisons very helpful and easy to understand. It made it much easier to make what I believe was a intelligent choice that I feel comfortable with. When you can compare apples to apples (side by side), it's easy to see that there are significant differences between the various companies and policies being sold. Because there is so much deceptive and 'slight of hand' marketing out there, your recommendations of reputable and trusted policy issuers was comforting. Mark C., Urbana, IL