Primary Medical Travel Insurance Is Not Better Than Secondary

January 17, 2008

Subscribe Most travelers are are mis-informed about how Primary & Secondary Medical Travel Insurance coverage works. Read this to learn the truth about what Primary or Secondary Medical coverage means and how they differ: Primary Medical Coverage means your medical bills are paid from the first dollar. No “coordination of benefit” claim forms need to […]

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US State Department Travel Warnings

January 13, 2008

Subscribe Travel Insurance does not cover civil unrest, so if you’re considering a trip to a potentially unstable area of the world, I suggest you go here to find out about US State Department Travel Warnings. And if you want to see what else Travel Insurance doesn’t cover, go here to see the Exclusions

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Track Storms And Bad Weather

January 12, 2008

Subscribe I came across a great website for tracking storms and seeing weather in general. It’s called “Storm Pulse”. You get a satellite image map. You can zoom in and out, too. Here’s the link to Storm Plus. You can even become a forecaster at Storm Pulse. You can try your hand at forecasting the […]

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Rounding Up Your Trip Cost

January 11, 2008

Subscribe We estimate our cruise’s per person cost at $4,171, but we might add a shore excursion. What trip cost should we insure? Thanks, Diane P. Great question Diane! As you said, you don’t know exactly what your final prepaid non-refundable trip cost will be. Therefore, I suggest you round your trip cost up to […]

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Who Else Wants To Understand How Rental Car Insurance Works?

January 10, 2008

Subscribe Tired of paying up to $28 a day for Rental Car Insurance? If you live in the USA AND are taking trip of at least 50 miles from home, you will save money by getting a rental car collision damage waiver on your own. A Collision Damage Waiver is damage insurance and “Loss of […]

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Put Your Naglene Water Bottles Away

January 9, 2008

Subscribe Having your own water bottle to use over & over again just seems so normal and “green”. And taking it along on a trip gives you the ability to carry pure water wherever you go. But, if your water bottle’s a Naglene, you might want to put it away for now. Worries about a […]

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How To Pick The Best Seat on an Airplane

January 8, 2008

Subscribe The creator & editor of SanPedro.com just alerted us to a really neat website that bills itself as “Your Guide to Airplane Seats and In-flight Amenities”. The website’s name is www.SeatGuru.com. SeatGuru.com tells you what seats are in specific planes, which seats have power or where the good seats are. I know I’ll be […]

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New Preflight Boarding Procedures

January 6, 2008

Subscribe I understand waiting in line for security checkpoints, but the one part of the beginning of any trip I take that includes flying is waiting to board the aircraft. With the exception of traveling with babies, it’s usually a frustratingly slow process. Rob Lovitt (Travel writer, MSNBC contributor) wrote an article on 10-30-07 called […]

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Prevent Lost Luggage

January 4, 2008

Subscribe I don’t dread much about traveling, except having my luggage lost, damaged or stolen. It’s such a helpless feeling when it doesn’t arrive. In fact my parents had their luggage lost when they returned home from a Rhine River Cruise on 12-23-06 (it showed up late on 12-26-06). They were on Delta, but it […]

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How Are Frequent Flyer Miles Covered?

December 30, 2007

Subscribe Do your travel insurance plans cover the flight portions of our trip we bought with frequent flyer miles? Carole Even though this sounds like a simple question, the answer’s a bit complicated. That’s because you must count frequent flyer tickets, award travel, vouchers, reward points & credit card miles as a $0 trip cost. […]

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Watch Out For Security Line Travel Delays

December 19, 2007

Subscribe Security Line travel delays take longer than expected. You have to plan enough time between flights to account for a longer-than-expected wait. Why is this important, even if you have travel insurance? The reason why is because a common travel insurance exclusion is “Any government regulation or prohibition”. Every policy words this a little […]

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Top-Up Travel Insurance Plans For Snowbirds

December 9, 2007

Subscribe Just to make sure we all are talking about the same thing, here’s how a Top-Up Travel Insurance Plan works for any Canadian resident and for Snowbirds in particular: Your Provincial Emergency Medical coverage typically covers you out of province for up to 60 days usually at no additional cost. After the 60 days […]

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Are Frequent Flyer Miles & Other Free Travel Awards Covered The Same Way?

December 3, 2007

Subscribe This question was asked in December 2007. All my advice was correct until the Coronavis crisis that started in early 2020. Click here to see how future travel credits can be insured. We’re buying a trip with our credit card award points and frequent flyer miles for the airline portion. If we cancel the […]

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Travel Insurance and Medically Stable

November 30, 2007

Subscribe Contrary to popular opinion, getting coverage for a pre-existing condition with a pre-existing condition waiver is not guaranteed. That’s because the person with the pre-existing condition must be medically stable when the insurance is purchased. We get quite a few calls a month from people where it almost sounds like we are the only […]

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