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Travel Guard's Protect Assist Gold Trip Cancellation, Trip Interruption Travel Insurance Plan

Click here if you are looking for the Travel Guard Platinum plan
Click here if you are looking for the Travel Guard Essential plans

This is a long page - You get lots of information and prices

This Travel Guard Protect Assist Gold plan is for FL & PA residents only

Click here if you don't live in FL, NY, PA or WA to see the plan that covers you

AIG owns Travel Guard. Click here to learn more about Travel Guard's Financial Reserves. Want to know what the Trip Insurance Guru says about Travel Guard? You can read Steve's 3/6/09 blog post called "Is it Still Safe to Get Travel Guard Travel Insurance?" here, and read this one, too: Travel Guard Response to Recent AIG News Reports.

Travel Guard has its strengths & quibbles:

Why Buy It?

Quibbles

The Protect Assist Gold plan has $25,000 Secondary Emergency Medical coverage

The Protect Assist Gold's Pre-ex waiver applies to the first $30,000 of trip cost per person

The Optional Medical Upgrade to $50,000 Primary (from $25,000) gives you Hospital of Your Choice Emergency Evacuation for up to $44 per person

Without the optional Medical Upgrade, the Hospital of Your Choice Emergency Evacuation requires the medical facility you're in to be inadequate

The lowest trip cost you can cover is $0

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

Travel Guard can advance payment to a medical facility if needed to secure Your admission

Travel Guard does not continue to pay any medical expenses from an illness or injury that occured on your trip after you return home

Children under 18 are covered at no additional cost (except for optional upgrades) on the Protect Assist Gold plan when accompanied by a covered adult. The children must be a Family Member of the primary insured.

 

You have 14 calendar days after your initial trip payment (they say 15 days) to cover pre-existing conditions & supplier financial default, and the & the optional Cancel For Any Reason or Work upgrades

 

You can get "Cancel For Any Reason" coverage for up to 75% of non-refundable trip cost.

 

You can get "Cancel For Work Reason" coverage. See the details.

 

The Protect Assist Gold plan has a 180 day Lookback period

 

You have a 14 day Free Look Period

 

The Protect Assist Gold plan has a 150% trip interruption benefit

 

Travel Guard's maximum trip length is 365 days

 

You can upgrade Protect Assist Gold's Medical coverage to $50,000 Primary (from $25,000)

 

Travel Guard is 1 of the few companies we trust

If you already know you want the Travel Guard Gold plan, click here to go to Travel Guard's secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone.


Travel GuardTravel Guard's plans cover you for up to $50,000 Primary Emergency Medical and up to $500,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Available to US (except NY & WA) residents only.

Travel Guard's Protect Assist Gold plan is family-friendly:

Children under 18 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Guard Also Has a Collision Damage Waiver Plan: This Collision Damage Waiver covers damage to your Rental Car for only $9 a day. Get more information here.

Travel Guard's Certificates of Coverage

Protect Assist Gold's DOC

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Protect Assist Gold DOC.

You can view or download Travel Guard's Certificates with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

The Travel Guard Protect Assist Gold Plan Covers:

Secure online order form link (you don't pay extra fees using us)

Protect Assist's Gold secure online purchase page

Who can get these?

Any FL & PA resident

Optional Benefit:
Cancel For Any Reason

50% of non-refundable trip costs

Money Back Guarantee

15 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Emergency Medical (per person) - Travel Guard can advance payment to a medical facility if needed to secure Your admission

$25,000 Secondary

Emergency Medical Evacuation / Repatriation (per person)

$500,000

Emergency Dental Treatment for Accidental Injury (per person)

$500

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

180 Days

Travel Baggage (per person)

$1,000

Travel Baggage Delay (per person)

$300 (after 24 hours)

Travel Delay (per person)

$750 (after 5 hours) $150 per day

Missed Connection (per person)

$250 (after 3 hours)

24 Hour AD&D (per person)

No Coverage

Rental Car Collision / Loss Damage Waiver

Yes, as a separate plan

24-hour Assistance Services

Yes

Flight Accident Insurance (per person)

You can get up to $1,500,000 per traveler as separate plans

Travel Supplier Financial Default

14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days

Terrorist Incident coverage in Itinerary City

"...in a city to which you were scheduled to arrive within 30 days"

The Medical Upgrade Plan Details:

• Double your medical coverage to $50,000 Primary
• Get Hospital of Your choice Emergency Evacuation

Insurance Underwriter

National Union Fire Insurance Company (A Rated)

Secure online order form link (you don't pay extra fees using us)

Go to the Protect Assist Gold secure online order form

Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

Here are the Protect Assist Gold Plan prices for FL & PA State Residents:

Click here if you live in a state other than FL, NY, PA or WA

Take note of this important Travel Guard Protect Assist Gold Plan pricing information:

  • The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person

  • $0 Trip Cost band does not include Trip Cancellation and Trip Interruption

  • You have to add 40% (or multiply it by 1.4) to the Protect Assist Gold rates to get the optional Cancel For Any Reason Benefit's cost

  • You can double the Emergency Medical to $50,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $15-$63 per person, depending on their age

  • It's the same price for a trip of up to 30 days

  • Travel Guard (not from us) has a $6 non-refundable policy fee (not per person) you need to add to the prices below

  • The daily per person rates for a 31 - 365 days' long trip are $5

  • Here's the Travel Guard Protect Assist Gold secure online order form

The Travel Guard Protect Assist Gold Plan's Prices:

Per Person Trip Cost

Ages
0-34

Ages
35-59

Ages
60-69

Ages
70-74

Ages
75-79

Ages
80-84

Ages
85+

$0

$18

28

34

46

53

89

96

$1 - 250

$22

32

37

49

58

93

101

$251 - 500

$24

36

40

51

60

95

105

$501 - 1,000

$41

52

65

89

108

144

172

$1,001 - 1,500

$53

71

89

117

154

202

242

$1,501 - 2,000

$72

94

123

166

201

261

311

$2,001 - 2,500

$92

118

152

205

248

320

381

$2,501 - 3,000

$111

139

181

245

295

379

453

$3,001 - 3,500

$130

148

211

284

340

439

522

$3,501 - 4,000

$148

162

240

323

388

519

592

$4,001 - 4,500

$165

185

303

362

434

577

662

$4,501 - 5,000

$184

206

340

401

481

652

731

$5,001 - 5,500

$211

244

374

472

528

682

802

$5,501 - 6,000

$237

281

407

516

575

733

873

$6,001 - 6,500

$258

307

444

561

621

801

943

$6,501 - 7,000

$279

333

481

605

667

869

1,012

$7,001 - 8,000

$307

362

540

684

762

977

1,155

$8,001 - 9,000

$345

392

598

764

856

1,084

1,295

$9,001 - 10,000

$382

422

659

842

953

1,192

1,439

Click here to get the up to $100,000 per person prices

Medical Upgrade, with Hospital of Choice (Umbrella Package) to $50,000 Total Coverage (plus a $3 policy fee)

$15

20

25

33

42

53

63

Add an additional $5 per person per day for trips in excess of 30 days.

Click here to go directly to Protect Assist Gold's secure online quote and purchase page


Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

PS - Steve has some Free Gifts & Fun Stuff for you to enjoy just for visiting TripInsuranceStore.com

PPS -  Read Steve's Blog or you can Subscribe to Steve's blog here

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