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This is a long page - You get lots of information and prices |
Hi Steve: I just wanted to let you know that we have received the HTH insurance refund for our cancelled trip to South Africa. Thank you so much for your help and your excellent service. We'll contact you again for future trips (well, not in hurricane season). Have a good day. Doreen & Han T., Slidell, Louisiana |
HTH has its strengths & quibbles:
Why Buy It? |
Quibbles |
 TripProtector has $100,000 Secondary Emergency Medical coverage
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HTH's Emergency Medical & Medical Evacuation Limits are per policy, not per person |
TripProtector Preferred has $250,000 Secondary Emergency Medical coverage |
HTH can not advance payment to a medical facility if needed to secure Your admission. You have to pay all the costs up front and get reimbursed when your claim is settled. |
You have to buy your HTH policy no later than 24 Hours after your final trip payment to get a plan to cover pre-existing conditions and supplier financial default |
The Emergency Medical coverage ends when you return to the USA if you're traveling outside the USA |
Both HTH plans have a 180 day Lookback Period for pre-existing conditions |
No frequent flyer fee reimbursement |
You don't have to insure your full trip cost to get the pre-existing conditions' waiver |
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You have a 10 day Free Look Period |
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The lowest trip cost you can cover is $0 |
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The maximum trip cost you can cover is $30,000 per person |
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HTH plans are available to US residents |
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You get a 150% trip interruption benefit with TripProtector Preferred |
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HTH's maximum trip length is 365 days. |
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HTH is 1 of the 6 companies we trust |
If you already know which HTH plan you want, click here to go to HTH's secure online order form. Or call us toll free at 1-888-407-3854 (US residents only) to place your order over the telephone. |
 The HTH Trip Protector plans feature up to $250,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and up to 150% Trip Interruption. 10 day money back smile of satisfaction guarantee. Available to US residents only. You can have up to ten (10) Travelers on an HTH policy. All plans include membership in the HTH Travelers Club.
HTH Trip Protector Certificates of Coverage:
Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Click here to go to TripProtector's secure online order form
Plan Name |
Trip Protector |
Trip Protector Preferred |
Secure online order form link (you don't pay extra fees using us) |
HTH's Trip Protector and Trip Protector Preferred Secure Online Order Form |
Who can get this? |
Any US resident |
Money Back Guarantee |
10 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 100% of the insured amount |
Up to 150% of the insured amount |
Secondary Emergency Medical (Policy Maximum) |
$100,000 |
$250,000 |
Emergency Dental Treatment for Accidental Injury (per person) |
Included in Emergency Medical |
Emergency Medical Evacuation / Repatriation (Policy Maximum) |
$500,000 |
$1,000,000 |
Emergency Dental (per person) |
Included in Medical |
Your deadline to waive the Pre-Existing Condition exclusion |
No later than 24 Hours after your final trip payment |
Pre-Existing Condition Lookback Period |
180 Days |
Travel Baggage (per person) |
$1000 |
$1500 |
Travel Baggage Delay (per person) |
$200 |
Travel Delay / Missed Connection (per person) |
up to $1,000 (after 6 hours) $150 per day |
Flight Accident Insurance (per person) |
$100,000 ($250,000 Policy Maximum) |
$200,000 ($250,000 Policy Maximum) |
Additional Flight Accident Insurance (per person) |
You can get up to $1,500,000 per traveler as separate plans |
Rental Car Collision / Loss Damage Waiver |
Yes, as a separate plan |
$50,000 (Not available to residents of OR, TX, NY) |
24-hour Assistance Services |
Included |
Travel Supplier Financial Default |
7 Day Wait if purchased no later than 24 Hours after your final trip payment |
Terrorist Incident coverage in Itinerary City |
"...in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 7 days..." |
Some More Details: |
• Includes HTH TravelersClub Services
• Secondary medical coverage |
Insurance Underwriter |
Stonebridge Casualty Company (A- Rated) |
Secure online order form link (you don't pay extra fees using us) |
HTH's Trip Protector and Trip Protector Preferred Secure Online Order Form |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Here are the HTH Trip Protector Plan prices:
Take note of this important HTH Trip Protector Plan pricing information:
The main section of the table contains rates for Trip costs up to $10,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption It's the same price for a trip of up to 31 days The 3rd to last row has the rates for trip costs of $10,001 to $30,000 The 4th to last row has the daily per person rates for a 32 - 365 days' trip Here's the TripProtector's secure online order form
The HTH TripProtector Plan's Prices: |
Per Person Trip Cost |
Up to Age 30 |
31 - 55 |
56 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0.00 |
$29 |
33 |
42 |
47 |
56 |
69 |
74 |
$0.01 - 500 |
$40 |
45 |
54 |
63 |
74 |
106 |
123 |
$500.01 - 1,000 |
$57 |
61 |
80 |
112 |
124 |
160 |
198 |
$1,000.01 - 1,500 |
$75 |
82 |
110 |
155 |
177 |
209 |
273 |
$1,500.01 - 2,000 |
$92 |
102 |
139 |
199 |
228 |
268 |
348 |
$2,000.01 - 2,500 |
$112 |
126 |
171 |
245 |
282 |
327 |
424 |
$2,500.01 - 3,000 |
$132 |
149 |
209 |
291 |
334 |
384 |
504 |
$3,000.01 - 3,500 |
$153 |
172 |
241 |
339 |
388 |
445 |
574 |
$3,500.01 - 4,000 |
$173 |
196 |
273 |
385 |
442 |
515 |
649 |
$4,000.01 - 4,500 |
$195 |
218 |
316 |
433 |
497 |
580 |
725 |
$4,500.01 - 5,000 |
$213 |
239 |
354 |
479 |
549 |
644 |
800 |
$5,000.01 - 5,500 |
$226 |
254 |
391 |
506 |
582 |
725 |
875 |
$5,500.01 - 6,000 |
$251 |
282 |
440 |
567 |
651 |
800 |
956 |
$6,000.01 - 6,500 |
$265 |
298 |
472 |
598 |
686 |
875 |
1,031 |
$6,500.01 - 7,000 |
$288 |
325 |
515 |
654 |
752 |
945 |
1,106 |
$7,000.01 - 8,000 |
$325 |
369 |
574 |
746 |
857 |
1,063 |
1,257 |
$8,000.01 - 9,000 |
$362 |
412 |
644 |
839 |
963 |
1,182 |
1,408 |
$9,000.01 - 10,000 |
$399 |
455 |
709 |
927 |
1,063 |
1,295 |
1,563 |
Additional per person daily fee for trips 32-365 days in length* |
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$3 |
$4 |
$5 |
$6 |
$7 |
$8 |
$8 |
Additional amount for trip costs between $10,001 and $30,000**
You need to add the following percentages for amounts above $10,000 |
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5% |
5% |
8% |
10% |
11% |
13% |
16% |
Coverage is not available for trips where the total trip cost for all insured persons exceeds $60,000 combined |
* Charge per day over 31 days
** The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Click here to go to TripProtector's secure online order form
You can also create your own price quote at our HTH site. Just enter your trip details and you'll get the prices for your travel insurance plan.
Here are the HTH Trip Protector Preferred Plan prices:
Take note of this important HTH Trip Protector Preferred Plan pricing information:
The main section of the table contains rates for Trip costs up to $10,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption It's the same price for a trip of up to 31 days The 3rd to last row has the rates for trip costs of $10,001 to $30,000 The 4th to last row has the daily per person rates for a 32 - 180 days' trip Here's the TripProtector Preferred's secure online order form
The HTH TripProtector Preferred Plan's Prices: |
Per Person Trip Cost |
Up to Age 30 |
31 - 55 |
56 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0.00 |
$41 |
47 |
51 |
65 |
70 |
89 |
99 |
$0.01 - 500 |
$56 |
65 |
69 |
80 |
94 |
109 |
134 |
$500.01 - 1,000 |
$75 |
80 |
99 |
135 |
155 |
174 |
214 |
$1,000.01 - 1,500 |
$90 |
105 |
140 |
190 |
220 |
239 |
294 |
$1,500.01 - 2,000 |
$115 |
130 |
175 |
250 |
285 |
309 |
364 |
$2,000.01 - 2,500 |
$141 |
160 |
215 |
300 |
345 |
375 |
449 |
$2,500.01 - 3,000 |
$166 |
186 |
255 |
360 |
415 |
445 |
534 |
$3,000.01 - 3,500 |
$191 |
211 |
296 |
415 |
480 |
515 |
599 |
$3,500.01 - 4,000 |
$211 |
241 |
331 |
470 |
545 |
590 |
689 |
$4,000.01 - 4,500 |
$241 |
266 |
371 |
535 |
615 |
670 |
769 |
$4,500.01 - 5,000 |
$261 |
301 |
411 |
590 |
675 |
740 |
849 |
$5,000.01 - 5,500 |
$286 |
321 |
466 |
670 |
770 |
825 |
929 |
$5,500.01 - 6,000 |
$311 |
346 |
506 |
706 |
810 |
865 |
1,009 |
$6,000.01 - 6,500 |
$331 |
381 |
561 |
776 |
885 |
950 |
1,089 |
$6,500.01 - 7,000 |
$361 |
396 |
586 |
816 |
945 |
985 |
1,159 |
$7,000.01 - 8,000 |
$396 |
456 |
661 |
911 |
1,045 |
1,125 |
1,309 |
$8,000.01 - 9,000 |
$446 |
506 |
731 |
1,021 |
1,170 |
1,260 |
1,459 |
$9,000.01 - 10,000 |
$487 |
551 |
811 |
1,126 |
1,295 |
1,390 |
1,619 |
Additional per person daily fee for trips 32 - 365 days in length* |
| |
$5 |
$6 |
$7 |
$8 |
$9 |
$10 |
$10 |
Additional amount for trip costs between $10,001 and $30,000**
You need to add the following percentages for amounts above $10,000 |
| |
5% |
6% |
9% |
12% |
13% |
14% |
17% |
Coverage is not available for trips where the total trip cost for all insured persons exceeds $60,000 combined |
* Charge per day over 31 days
** The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person |
Click here to go to TripProtector Preferred's
secure online order form
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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