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Steve's Pre-screened and Hand-Picked Travel Insurance Companies:
CSA | Geo-Blue | Global Alert | HTH Trip Protector 
Travelex Max, Select | Travel Guard Gold | Travel Insured | TravelSafe USA, Canada

This is a long page – You get lots of information and prices

Travelex Travel Max has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point The Travel Max has $100,000 First Payer Emergency Medical & $1,000,000 Emergency Medical Evacuation / Repatriation. Round bullet point Travelex does not continue to pay any medical expenses from an illness or injury that occurred on your trip after you return home
Round bullet point You have to get the Travel Max within 30 days of your initial trip deposit date to cover stable pre-existing medical conditions and get the optional 75% of non-refundable trip costs Cancel For Any Reason upgrade. Round bullet point Travelex does not cover trips to, or cruises who port in the following OFAC destinations: Cuba, Iran, Libya, North Korea, Syria.
Round bullet point The Travelex Max plan covers stable pre-existing medical conditions of family members who are not scheduled or booked to travel with you. Round bullet point The waiver of the pre-existing medical conditions exclusion does not override this General Exclusion: “a diagnosed sickness from which no recovery is expected and which only palliative treatment is provided and which carries a prognosis of death within 12 months of your Effective Date; Sickness, Injury or Death if insurance is purchased after entering a hospice facility or receiving hospice treatment.”
Round bullet point Advance payment will be made to a Hospital, if needed to secure Your admission to a Hospital because of a covered Sickness or Injury which first occurs during the course of the Covered Trip. Round bullet point The Missed Connection coverage only covers you for Cruise departures ($1,000 after a 3 hour delay)
Round bullet point The maximum trip cost you can insure is $50,000 per person Round bullet point Diving is not covered
Round bullet point Travel Max has a 60 day pre-existing medical conditions Lookback Period
Round bullet point The “Cancel For Any Reason” coverage in the Travel Max plan reimburses you for 75% of non-refundable trip costs. See the details.
Round bullet point Cancellation due to Work Reasons coverage is included for no extra charge
Round bullet point You have a 10 day Free Look Period
Round bullet point Trip interruption is 150% of the covered trip cost.
Round bullet point Travelex’s maximum trip length is 180 days.
Round bullet point If your travel supplier cancels the covered trip, you are covered up to $200 for the reissue fee charged by the airline for your tickets. You must have covered the entire trip cost of the covered trip including the airfare.
Travelex is 1 of the few companies we trust
If you already know you want the Travel Max plan, click here for Travel Max’s secure online order form. You call us toll free at 1-888-407-3854 (US residents only) to order over the telephone, too

TravelexTravel Max covers you for $100,000 First Payer Emergency Medical, $1,000,000 Emergency Medical Evacuation & 150% Trip Interruption. 10 day money back Smile of Satisfaction Guarantee. Available to all US residents or citizens including APO addresses.

Travel Max’s Certificate of Insurance:

Travelex Travel Max’s Description of Coverage
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Max Certificate of Insurance.You can view or download Travelex’s Certificates with the free Adobe Acrobat Reader).

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858. Click here for the Travel Max secure online order form

The Travelex Travel Max plan covers:

Plan Name Travel Max
Secure online order form link (you don’t pay extra fees using us) Go to Travel Max’s secure online order form
Who can get this? US Residents and US Citizens Only
Optional Benefit:
Cancel For Any Reason
75% of non-refundable trip costs
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 150% of the insured amount
First Payer Emergency Medical (per person) – Travelex can advance payment to a medical facility if needed to secure Your admission (this doesn’t mean paying your full bill). $100,000
Emergency Medical Evacuation / Repatriation (per person) $1,000,000
Emergency Dental Treatment for Accidental Injury (per person) $750
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 30 days
Pre-Existing Condition Lookback Period 60 Days
Travel Baggage (per person) $2,500
Travel Baggage Delay (per person) $600 after 12 hour delay
Trip Delay (per person) $1,000 after a 5 hour delay
Missed Cruise Connection (per person) $1,000 after a 3 hour delay for Cruise departure
24 hour Accidental Death & Dismemberment (per person) $25,000 (24 hours) $50,000 (on Common Carrier)
Rental Car Collision / Loss Damage Waiver Yes, $50,000 Collision Damage Waiver
24-hour Assistance Services Yes
Additional Flight Accident Insurance (per person) $200,000 Flight Accident AD&D per person
Travel Supplier Financial Default Bankruptcy and/or Default of Your Travel Supplier which occurs more than fourteen (14) days following Your Effective Date is covered
Terrorist Incident coverage in Itinerary City Yes
Insurance Underwriter Transamerica Casualty Insurance Company (A- Rated)
Secure online order link (you don’t pay extra fees using us) Go to Travel Max’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858. Click here for the Travel Max secure online order form

Here’s How the Travel Max Optional
75% Cancel For Any Reason Benefit Upgrade Works:

A brief description is below. For complete coverage, terms, conditions and exclusions, see page 30 of the Travel Max Description of Coverage for the Cancel For Any Reason language.
Round bullet point The Cancel for Any Reason benefit’s cost is 50% extra for the Travel Max plan.

If you cancel your Covered Trip for any reason not otherwise covered by this plan, we will reimburse you for 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip provided:
1. the payment for this plan is received (or, if mailed, postmarked) within 30 days of the date your initial deposit / payment for your Covered Trip is received; and
2. you insure 100% of all prepaid Covered Trip costs that are subject to cancellation penalties or restrictions; and also insure within 30 days of the payment for those arrangements the cost of any subsequent arrangements added to your Covered
Trip; and
3. you cancel your Covered Trip 2 days or more before your scheduled Covered Trip departure date.

Trip Cancellation & Trip Interruption Benefits:

If you are prevented from taking or continuing your Covered Trip for the following unforeseeable event or its consequences which occur while coverage is in effect under this Policy, we will reimburse you, up to the amount in the Schedule for the benefits outlined in the Trip Cancellation and Trip Interruption areas of this Description of Coverage.

  • a cancellation of your Covered Trip if your arrival on the Covered Trip is delayed and causes you to lose 30% or more the scheduled Covered Trip duration due to the reasons covered under the Covered Trip Delay Benefit.

Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased.


Here are the Travel Max prices:

Take note of this important Travel Max Plan pricing information:

  • $0 Trip Cost band does not include Trip Cancellation. You have $1,000 Trip Interruption coverage
  • The maximum trip cost you can insure with the Travel Max plan is $50,000 per person
  • The table below contains rates for Trip costs up to $10,000 per person.
  • It’s the same price for a trip of up to 30 days in length
  • For trips from 31 – 180 days, add $8 per day per person
  • Here’s the Travel Max plan’s secure online order form

The Travel Max Plan’s Prices:

Per Person Trip Cost Ages 0 – 34 35 – 59 60 – 69 70 – 79 80+
$0 $46 57 80 105 272
$1-500 $50 63 89 117 437
$501-1,000 $78 93 137 181 619
$1,001-1,500 $112 134 190 255 665
$1,501-2,000 $140 183 240 332 880
$2,001-2,500 $184 232 295 422 1,099
$2,501-3,000 $216 275 343 498 1,316
$3,001-3,500 $257 337 396 585 1,537
$3,501-4,000 $285 381 452 681 1,757
$4,001-4,500 $318 428 500 792 1,974
$4,501-5,000 $348 487 548 889 2,184
$5,001-5,500 $410 566 660 956 2,318
$5,501-6,000 $440 613 715 1,011 2,376
$6,001-6,500 $480 682 790 1,131 2,672
$6,501-7,000 $514 732 831 1,199 2,873
$7,001-8,000 $600 818 947 1,353 3,259
$8,001-9,000 $684 946 1,073 1,523 3,700
$9,001-10,000 $780 1,061 1,206 1,694 4,184
Multiply Your Trip Cost by the Applicable Factor:
$10,001-15,000 .0881 .1101 .1258 .1827 .4457
$15,001-20,000 .0912 .1132 .1321 .1957 .4491
$20,001-25,000 .0944 .1164 .1410 .2088 .4646
$25,001-50,000 .0993 .1217 .1563 .2323 .4695
The Travel Max Plan’s Rates are subject to Change

Click here for the Travel Max secure online order form

Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Becky, Kim or Steve at (888) 407-3854 or (816) 282-6858.

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