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CSA | Geo-Blue | Global Alert | HTH Trip Protector | MH Ross
Travelex Max, Select | Travel Guard Gold | Travel Insured | TravelSafe USA, Canada

This is a long page – You get lots of information and prices

 

Hi Steve: I just wanted to let you know that we have received the HTH insurance refund for our cancelled trip to South Africa. Thank you so much for your help and your excellent service. We’ll contact you again for future trips (well, not in hurricane season). Have a good day. Doreen & Han T., Slidell, Louisiana

Click here if you are looking for the HTH TripProtector Economy plan

The HTH TripProtector Classic and Preferred plans
have their strengths & quibbles:

Why Buy It? Quibbles
Forefinger bullet point TripProtector Classic has $250,000 Secondary Emergency Medical coverage Baggage coverage excludes telephones, tablets, laptops, PDAs, computer hardware or software
Forefinger bullet point TripProtector Preferred has $500,000 Secondary Emergency Medical coverage Forefinger bullet point Your Scheduled Departure Date must be no more than fifteen (15) months beyond your policy Purchase Date
Forefinger bullet point You have to buy the TripProtector plan within 14 calendar days after your initial trip deposit date to get pre-existing condition coverage Forefinger bullet point You have to insure your full prepaid non-refundable trip costs to qualify for the pre-existing condition coverage
Forefinger bullet point You have to buy the TripProtector Preferred plan within 21 calendar days after your initial trip deposit date to get pre-existing condition coverage Forefinger bullet point Not available to residents of Puerto Rico
Forefinger bullet point You get a 150% trip interruption benefit with TripProtector Preferred
Forefinger bullet point The HTH plans cover stable pre-existing medical conditions of family members who are not travelling with you.
Forefinger bullet point Both HTH plans have a 60 day Lookback Period for pre-existing conditions
Forefinger bullet point If you use a network provider HTH can pay your medical bills directly payment to a medical facility if needed to secure Your admission
Forefinger bullet point You have a 10 day Free Look Period
Forefinger bullet point The maximum trip cost you can cover is $30,000 per person
Forefinger bullet point HTH’s maximum trip length is 90 days. You do not have to insure the full length of your trip.
Forefinger bullet point Trips to Cuba are covered
HTH is 1 of the few companies we trust
If you already know which HTH plan you want, click here to go to HTH’s secure online order form. Or call us toll free at 1-888-407-3854 (US residents only) to place your order over the telephone.

hth logo  The HTH Trip Protector plans feature up to $500,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and up to 150% Trip Interruption. 10 day money back smile of satisfaction guarantee. Available to US residents only. You can have up to ten (10) Travelers on an HTH policy.

HTH Trip Protector Certificates of Coverage:

Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader).

TripProtector Certificate TripProtector Preferred Certificate
TripProtector Evacuation Details TripProtector Preferred Evacuation Details
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired HTH TripProtector or TripProtector Preferred Certificate of Coverage. You may click on the link to view or download it.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.
Click here to go to TripProtector’s secure online order form

The HTH Trip Protector plans cover:

Plan Name Trip Protector Trip Protector Preferred
Secure online order form link (you don’t pay extra fees using us) HTH’s Trip Protector and Trip Protector Preferred Secure Online Order Form
Who can get this? Any US resident
Money Back Guarantee 10 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 100% of the trip cost Up to 150% of the trip cost
Secondary Emergency Medical (Policy Maximum) $250,000 $500,000
Emergency Dental Treatment for Accidental Injury (per person) Included in Emergency Medical
Emergency Medical Evacuation / Repatriation (Policy Maximum) $500,000 $1,000,000
Emergency Dental (per person) Included in Medical
Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 15 calendar days Your Initial Trip Deposit Date plus 21 calendar days
Pre-Existing Condition Lookback Period 60 Days (6 months for NV residents)
Travel Baggage (per person) $1,000 Secondary $2,000 Secondary
Baggage Delay (per person) $200 (after 12 hours) $400 (after 12 hours)
Trip Delay (per person after 6 hours) up to $1,000 (after 6 hours) $200 per day up to $1,500 (after 6 hours) $250 per day
Missed Connection (per person) $500 (after 3 hours) en route to cruise $1,000 (after 3 hours) en route to cruise
Flight Accident Insurance (per person) $50,000 $100,000
Additional Flight Accident Insurance (per person) You can get up to $1,500,000 per traveler as separate plans
Rental Car Collision / Loss Damage Waiver Yes, as a separate plan $35,000 (Except NY, OR, TX residents)
24-hour Assistance Services Included
Travel Supplier Financial Default 10 Day Wait
Terrorist Incident coverage in Itinerary City “a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.”
Insurance Underwriter Nationwide Insurance Company (A+ Rated)
Secure online order form link (you don’t pay extra fees using us) HTH’s Trip Protector and Trip Protector Preferred Secure Online Order Form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the HTH Trip Protector Plan prices:

Take note of this important HTH Trip Protector Plan pricing information:

The HTH TripProtector Plan Prices:

Per Person
Trip Cost
Ages 0 – 50 Ages 51 – 60 Ages 61 – 65 Ages 66 – 70 Ages 71 – 75 Ages 76 – 80 Ages 81+
$1 – $500 $40.60 $48.96 $53.22 $65.68 $83.60 $102.70 $154.06
$501 – $1,000 $53.74 $70.46 $76.59 $87.18 $123.01 $157.64 $226.91
$1,001 – $1,500 $66.88 $96.73 $105.15 $115.84 $167.19 $218.55 $290.20
$1,501 – $2,000 $81.21 $115.84 $125.92 $149.28 $217.35 $286.62 $392.91
$2,001 – $2,500 $100.32 $146.89 $159.67 $187.50 $257.96 $383.35 $397.68
$2,501 – $3,000 $120.62 $167.19 $181.74 $214.96 $302.14 $406.04 $548.16
$3,001 – $3,500 $140.92 $193.47 $210.30 $236.46 $406.04 $482.47 $611.45
$3,501 – $4,000 $154.06 $219.74 $238.86 $285.42 $434.70 $527.86 $746.40
$4,001 – $4,500 $181.52 $247.21 $268.72 $347.52 $515.91 $689.08 $874.19
$4,501 – $5,000 $201.83 $279.45 $303.77 $382.16 $552.93 $727.29 $944.65
$5,001 – $5,500 $235.27 $320.06 $347.90 $451.42 $589.96 $803.73 $1,072.43
$5,501 – $6,000 $268.70 $366.63 $398.53 $493.22 $671.16 $850.30 $1,111.84
$6,001 – $6,500 $315.28 $433.51 $471.23 $520.69 $701.02 $880.16 $1,191.85
$6,501 – $7,000 $369.02 $472.92 $514.06 $591.15 $773.87 $957.78 $1,255.15
$7,001 – $8,000 $403.65 $486.06 $528.34 $604.29 $870.60 $1,056.90 $1,390.10
$8,001 – $9,000 $470.53 $632.95 $688.02 $798.95 $996.00 $1,187.08 $1,548.93
$9,001 – $10,000 $537.41 $699.83 $760.71 $833.58 $1,068.85 $1,263.51 $1,627.75
Additional amount for trip costs between $15,001 – $100,000
Multiply the following amounts by your trip cost to get the price:
$10,001 – 15,000 0.0597 0.0776 0.0844 0.0955 0.1135 0.1314 0.1672
$15,001 – 20,000 0.0657 0.0836 0.0909 0.1015 0.1194 0.1373 0.1732
$20,001 – 25,000 0.0657 0.0836 0.0909 0.1015 0.1194 0.1373 0.1732
* The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person

More HTH Pricing Factors

Destination Rate Factor Purchase To Departure Lag Rate Factor
USA, Canada & Europe 0.96 0-30 days 0.9
Caribbean & Mexico 0.94 31-90 days 0.95
All other 1.0 91 & more days 1.04

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Click here to go to TripProtector’s secure online order form

You can also create your own price quote at our HTH site. Just enter your trip details and you’ll get the prices for your travel insurance plan.

Here are the HTH Trip Protector Preferred Plan prices:

Take note of this important HTH Trip Protector Preferred Plan pricing information:

The HTH TripProtector Preferred Plan Prices:

Per Person
Trip Cost
Ages 0 – 50 Ages 51 – 60 Ages 61 – 65 Ages 66 – 70 Ages 71 – 75 Ages 76 – 80 Ages 81 +
$1 – $500 $48.56 $58.56 $63.65 $78.56 $99.98 $122.83 $184.25
$501 – $1,000 $64.27 $84.27 $91.60 $104.26 $147.11 $188.53 $271.37
$1,001 – $1,500 $79.98 $115.69 $125.76 $138.54 $199.96 $261.38 $347.07
$1,501 – $2,000 $97.12 $138.54 $150.60 $178.54 $259.95 $342.79 $469.91
$2,001 – $2,500 $119.98 $175.68 $190.96 $224.24 $308.51 $458.48 $475.62
$2,501 – $3,000 $144.26 $199.96 $217.36 $257.09 $361.36 $485.62 $655.58
$3,001 – $3,500 $168.54 $231.38 $251.51 $282.80 $485.62 $577.03 $731.28
$3,501 – $4,000 $184.25 $262.80 $285.67 $341.36 $519.90 $631.30 $892.68
$4,001 – $4,500 $217.10 $295.66 $321.38 $415.63 $617.02 $824.12 $1,045.51
$4,501 – $5,000 $241.38 $334.22 $363.30 $457.05 $661.30 $869.83 $1,129.78
$5,001 – $5,500 $281.37 $382.78 $416.08 $539.89 $705.57 $961.24 $1,282.60
$5,501 – $6,000 $321.36 $438.48 $476.63 $589.88 $802.70 $1,016.94 $1,329.74
$6,001 – $6,500 $377.07 $518.47 $563.57 $622.73 $838.40 $1,052.65 $1,425.43
$6,501 – $7,000 $441.34 $565.60 $614.81 $707.00 $925.53 $1,145.49 $1,501.13
$7,001 – $8,000 $482.76 $581.31 $631.89 $722.71 $1,041.22 $1,264.03 $1,662.53
$8,001 – $9,000 $562.75 $756.99 $822.85 $955.52 $1,191.19 $1,419.72 $1,852.49
$9,001 – $10,000 $642.73 $836.98 $909.79 $996.94 $1,278.32 $1,511.13 $1,946.76
Additional amount for trip costs between $15,001 – $100,000
Multiply the following amounts by your trip cost to get the price:
$10,001 – 15,000 0.0714 0.0928 0.1009 0.1143 0.1357 0.1571 0.2000
$15,001 – 20,000 0.0786 0.1000 0.1087 0.1214 0.1428 0.1634 0.2071
$20,001 – 25,000 0.0786 0.1000 0.1087 0.1214 0.1428 0.1634 0.2071
$25,001 – 50,000 0.0857 0.1071 0.1164 0.1285 0.1500 0.1714 0.2142
* The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person

More HTH Pricing Factors

Destination Rate Factor Purchase To Departure Lag Rate Factor
USA, Canada & Europe 0.96 0-30 days 0.9
Caribbean & Mexico 0.94 31-90 days 0.95
All other 1.0 91 & more days 1.04

Click here to go to TripProtector Preferred’s secure online order form


Short Term Single Trip

GeoBlue Voyager Essential: GeoBlue Voyager Essential

GeoBlue Voyager Choice: GeoBlue Voyager Choice

Short Term Multi Trip

GeoBlue Trekker Essential: GeoBlue Trekker Essential

GeoBlue Trekker Choice: GeoBlue Trekker Choice

Standard Expatriate

GeoBlue Xplorer Essential: GeoBlue Xplorer Essential

GeoBlue Xplorer Premier: GeoBlue Xplorer Premier

Crew and Mission Expatriate

GeoBlue Navigator Crew: GeoBlue Navigator Crew

GeoBlue Navigator Missionary: GeoBlue Navigator Missionary

Short Term Single/Multi Trip

TravelGap: TravelGap

Standard Expatriate

Global Citizen: Global Citizen

Global Citizen EXP: Global Citizen EXP

TripProtector: TripProtector and TripProtector Preferred


Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 (US, Canada) or 816-282-6858.

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