This is a long page - You get lots of information and prices

Why Buy It?

Quibbles

The CSA Freestyle has $50,000 & the CSA Freestyle Luxe has $250,000 Secondary Emergency Medical coverage

CSA's Emergency Medical & Medical Evacuation Limits are per policy, not per person

No out of pocket expenses for the Medical or Dental Expense benefit up to $1,000 per person are included while on the covered trip.

CSA can not advance payments to a medical facility. You have to get reimbursed when your claim is settled.

You have to buy either CSA Freestyle policy no later than 24 hours after your final trip payment to cover pre-existing conditions

No frequent flyer fee reimbursement

You have to get the CSA Freestyle Luxe policy no later than 24 hours after your final trip payment to cover supplier financial default

The CSA Freestyle policy doesn't cover supplier financial default

You can get "Cancel For Any Reason" coverage for up to 100% of non-refundable trip costs for the CSA Freestyle Luxe plan. See the details.

Your deadline to get the CSA Freestyle Luxe plan's "Cancel For Any Reason" is no later than 24 hours after you make your initial trip deposit

The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, nor pre-existing conditions coverage.

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

CSA's maximum trip length is 365 days

CSA policies with trip lengths longer than 90 days are issued "pending" subject to Underwriter approval

You don't have to insure your full trip cost to get the pre-existing conditions' waiver

You have to buy either CSA Freestyle policy no later than 24 hours after your final trip payment to cover pre-existing conditions

CSA covers your medical expenses from a sickness or injury, that first manifests itself while on a covered trip within one year from the date of your Sickness or Injury during a Covered Trip.

You have a 10 day Free Look Period

US & Canadian residents can get a CSA plan

You get a 150% trip interruption benefit

CSA covers revocation of the Insured's previously granted leave or re-assignment due to war.

Freestyle Luxe does not exclude mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing or travel on any air-supported device, other than on a regularly scheduled airline or air charter company

Identity Theft Protection for six full months, beginning on trip departure day (except for residents of Canada & New York)

CSA is 1 of the few companies we trust

If you already know which CSA plan you want, click here to go to CSA's secure online quote & order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone.

CSA's Certificates of Coverage:

Freestyle Certificate

Freestyle Luxe Certificate

Kansas Residents' FS

Kansas Residents' FL

Oregon Residents' FS

Oregon Residents' FL

Texas Residents' FS

Texas Residents' FL

Washington Residents' FS

Washington Residents' FL

All Other States' FS

All Other States' FL

FS Policy

FL Policy

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired CSA Freestyle or Freestyle Luxe Certificate of Coverage.

You can view or download CSA's Certificates with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

The CSA Freestyle & Freestyle Luxe Plans Cover:

Plan Name

Freestyle

Freestyle Luxe

Secure online order form link (you don't pay extra fees using us)

CSA Freestyle and Luxe Secure Online Quote & Order Page

Who can get this?

Any US or Canadian resident

Money Back Guarantee

10 Days

Trip Cancellation (each person)

100% of Trip Cost

Trip Interruption (each)

150% of Trip Cost

Secondary Emergency Medical

$50,000 Policy Maximum

$250,000 Policy Maximum

Emergency Medical Evacuation / Repatriation

$250,000 Policy Maximum

$1,000,000 Policy Maximum

Emergency Dental Treatment for Accidental Injury (per person)

$750

Your deadline to waive the Pre-Existing Condition exclusion

No later than 24 hours after your final trip payment

Pre-Existing Condition Lookback Period

180 Days

Travel Baggage (each)

$1,000

$1,500

Travel Baggage Delay (per person)

$200 after 24 hours

$500 after 24 hours

Travel Delay (per person)

$1,000 (after 6 hours) $150 per day

Missed Connection (per person)

$500 (more than 3 & less than 24 hours)

$1,000 (more than 3 & less than 24 hours)

Travel Baggage Delay (per person)

$200 after 24 hours

$500 after 24 hours

Flight Accident Insurance

$100,000 Per Person / $500,000 Per Policy

Additional Flight Accident Insurance (per person)

You can get up to $1,500,000 per traveler as separate plans (US residents can get up to $1,500,000 & Canadian residents can up to $500,000)

Damage To Your Rental Car (Not available to residents of OR or TX)

$25,000

$50,000

Travel Accident AD&D (each)

Not Available

$50,000 Per Person / $250,000 Per Policy

24 Hour Emergency Assistance

Yes

Travel Supplier Financial Default

Not Available on the Freestyle plan

No later than 24 hours after your final trip payment. There's a 14 Day Wait after purchase before this goes into effect.

Terrorist Incident coverage

"a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 7 days of the Scheduled Departure Date for your Covered Trip"

Identity Theft Protection

Only available for US residents except NY

Concierge Services

Yes

Insurance Underwriter

Stonebridge Casualty Insurance Company (A- Rated)

Secure online order form link (you don't pay extra fees using us)

CSA Freestyle and Luxe Secure Online Quote & Order Page

Here's How The CSA Freestyle Luxe Cancel For Any Reason Benefit Works:

 You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 100% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip.

 The Cancel For Any Reason benefit's cost is 50% extra for the CSA Freestyle Luxe

 You must fulfill these requirements to have the Cancel For Any Reason Benefit:

 1) You must order your CSA Freestyle Luxe plan no later than 24 hours after your initial trip payment; and
 2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
 3) You are not disabled from travel at the time you pay your premium; and
 4) You must cancel your Trip 48 hours or more before your Scheduled Trip Departure Date.

Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased.

Traveler's Age

Each Individual's Maximum Trip Cost Coverage Amount

Per Trip Maximum Coverage Amount

Age 30 & Under

$50,000 per individual

$100,000 per trip

Age 30 - 55

$50,000

$100,000

Age 56 - 70

$50,000

$100,000

Age 70 - 80

$25,000

$50,000

Age 81 & Over

$20,000

$30,000

Per Person Trip Cost

Age 0 - 30

31 - 50

51 - 60

61 - 70

71 - 75

76 - 80

81 - 84

85+

$0

$21

24

29

34

48

59

94

101

$.01 - 250

$24

27

34

39

52

63

99

109

$250.01 - 500

$29

34

41

48

64

81

117

134

$500.01 - 750

$39

44

53

68

95

114

149

189

$750.01 - 1,000

$44

51

59

74

101

134

174

219

$1,000.01 - 1,500

$57

68

82

101

134

176

219

287

$1,500.01 - 2,000

$76

91

108

133

172

223

281

369

$2,000.01 - 2,500

$93

113

134

166

250

299

351

452

$2,500.01 - 3,000

$112

134

156

198

325

374

409

537

$3,000.01 - 3,500

$129

148

172

234

360

414

474

613

$3,500.01 - 4,000

$149

167

194

269

400

444

548

699

$4,000.01 - 4,500

$166

187

221

321

435

479

624

776

$4,500.01 - 5,000

$187

210

244

366

465

521

683

852

$5,000.01 - 5,500

$209

237

276

406

500

567

743

941

$5,500.01 - 6,000

$232

256

300

440

516

611

821

1,019

$6,000.01 - 6,500

$254

283

328

479

567

675

890

1,109

$6,500.01 - 7,000

$276

309

362

520

619

750

990

1,187

$7,000.01 - 8,000

$306

344

403

578

699

837

1,092

1,354

$8,000.01 - 9,000

$338

382

443

642

784

957

1,231

1,511

$9,000.01 - 10,000

$381

419

496

712

866

1,086

1,354

1,684

Prices for an over $10,000 Trip Cost

$381 + 5.25% of trip cost over $10K

$419 + 6.25% of trip cost over $10K

$496 + 7.5% of trip cost over $10K

$712 + 8.5% of trip cost over $10K

$866 + 9.5% of trip cost over $10K

$1,086 + 12% of trip cost over $10K

$1,354 + 15.75% of trip cost over $10K

$1,684 + 21% of trip cost over $10K

Per Day Cost for Over 31 days Trip Length (CSA policies with trip lengths longer than 90 days are issued "pending" subject to Underwriter approval)

$4

$5

$6

$7

$8

$9.50

$10.50

$12

The CSA Freestyle Luxe Plan's Prices:

Per Person Trip Cost

Age 0 - 30

31 - 50

51 - 60

61 - 70

71 - 75

76 - 80

81 - 84

85+

$0

$29

33

43

54

59

70

129

136

$.01 - 250

$35

41

48

66

79

93

142

158

$250.01 - 500

$43

51

59

84

96

117

167

195

$500.01 - 750

$62

70

80

112

134

157

213

251

$750.01 - 1,000

$75

80

96

133

158

201

260

329

$1,000.01 - 1,500

$96

105

122

166

196

249

338

404

$1,500.01 - 2,000

$123

139

161

212

249

321

436

521

$2,000.01 - 2,500

$150

173

202

261

306

405

545

643

$2,500.01 - 3,000

$177

208

238

309

360

486

652

769

$3,000.01 - 3,500

$208

247

282

350

425

577

771

889

$3,500.01 - 4,000

$236

281

320

398

486

668

880

1,034

$4,000.01 - 4,500

$263

315

363

451

557

770

1,005

1,158

$4,500.01 - 5,000

$290

354

405

496

617

867

1,113

1,285

$5,000.01 - 5,500

$321

390

445

543

679

948

1,204

1,391

$5,500.01 - 6,000

$350

421

485

587

737

1,034

1,296

1,501

$6,000.01 - 6,500

$384

460

525

638

806

1,116

1,409

1,633

$6,500.01 - 7,000

$419

493

566

698

893

1,203

1,542

1,763

$7,000.01 - 8,000

$466

542

622

792

997

1,340

1,687

1,945

$8,000.01 - 9,000

$520

610

695

892

1,136

1,508

1,907

2,161

$9,000.01 - 10,000

$576

677

783

989

1,268

1,680

2,125

2,406

Prices for an over $10,000 Trip Cost

$576 + 8.75% of trip cost over $10K

$677 + 9.50% of trip cost over $10K

$783 + 10.50% of trip cost over $10K

$989 + 12.50% of trip cost over $10K

$1,268 + 14.50% of trip cost over $10K

$1,680 + 17.75% of trip cost over $10K

$2,125 + 22.25% of trip cost over $10K

$2,406 + 27.75% of trip cost over $10K

Per Day Cost for Over 31 days Trip Length (CSA policies with trip lengths longer than 90 days are issued "pending" subject to Underwriter approval)

$6.75

$7.25

$8

$10

$10.50

$12.25

$14

$15.75