{"id":9373,"date":"2025-06-17T01:17:04","date_gmt":"2025-06-17T07:17:04","guid":{"rendered":"https:\/\/tripinsurancestore.com\/blog\/?p=9373"},"modified":"2025-06-17T01:22:31","modified_gmt":"2025-06-17T07:22:31","slug":"am-i-able-to-travel","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/am-i-able-to-travel\/","title":{"rendered":"Am I Able to Travel?"},"content":{"rendered":"<div align=\"right\"><span class=\"mc-toc-title\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener\">Subscribe<\/a><\/span><\/div>\n<blockquote><p>When a Trip Cancellation plan&#8217;s wording includes &#8220;You are medically able and not disabled from travel at the time Your premium is paid based on assessment of a Physician&#8221;, do I literally have to get a note from my doctor right now that says I am medically able and not disabled from travel before I buy the policy?<\/p><\/blockquote>\n<p>These are good and very timely questions. All Travel Insurance plans require you to be able to travel on the date you buy it.<\/p>\n<p>Erroneously, most people think that the ability to travel only matters if you want the <a href=\"https:\/\/tripinsurancestore.com\/how-travel-insurance-pre-existing-medical-conditions-coverage-works\/\" target=\"_blank\">pre-existing medical condition coverage<\/a>. However, the truth is that in order to be eligible to buy any travel insurance plan, you have to be able to travel on the date you buy it.<\/p>\n<p>Nearly everyone is able to travel, but there are situations where that&#8217;s not the case. If any of these are true today, you aren&#8217;t able to travel:<\/p>\n<ul>\n<li>You are in the hospital now.<\/li>\n<li>If you recently got out of the hospital, you likely aren&#8217;t able to travel.<\/li>\n<li>You have specifically been told by your doctor you can&#8217;t travel.<\/li>\n<\/ul>\n<p>So, how do you document if you are able to travel? If you&#8217;re not sure, ask your doctor. If you have a Patient Portal, it&#8217;s best to send them a message so you have a document trail.<\/p>\n<p>Here are screenshots from someone asking their doctor if Dave can travel today. The message was sent through the Patient Portal, so RN Jessie is who responded.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9473\" src=\"https:\/\/tripinsurancestore.com\/blog\/wp-content\/uploads\/2025\/06\/Question.png\" alt=\"\" width=\"302\" height=\"612\" srcset=\"https:\/\/tripinsurancestore.com\/blog\/wp-content\/uploads\/2025\/06\/Question.png 302w, https:\/\/tripinsurancestore.com\/blog\/wp-content\/uploads\/2025\/06\/Question-148x300.png 148w\" sizes=\"auto, (max-width: 302px) 100vw, 302px\" \/><\/p>\n<p>And, here&#8217;s Doctor Greenberg&#8217;s response via Jessie:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/tripinsurancestore.com\/blog\/wp-content\/uploads\/2025\/06\/Response.png\" width=\"302\" height=\"612\" \/><\/p>\n<p>If Dave were to have any claim, they now have documentation he was able to travel.<\/p>\n<p>Another reason to ask is if your doctor dies. I&#8217;ve seen this happen where someone&#8217;s being treated for a medical condition and after they received documentation that they were able to travel, before their trip, their doctor passed away. One of these people ended up with a large claim <strong>that was only paid because they had the documentation<\/strong>. Their new doctor wouldn&#8217;t certify his ability to travel because it was before knew each other.<\/p>\n<div align=\"center\">\n<hr width=\"30%\" \/>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe When a Trip Cancellation plan&#8217;s wording includes &#8220;You are medically able and not disabled from travel at the time Your premium is paid based on assessment of a Physician&#8221;, do I literally have to get a note from my doctor right now that says I am medically able and not disabled from travel before [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9373","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/9373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=9373"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/9373\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=9373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=9373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=9373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}