{"id":9126,"date":"2024-04-17T00:25:35","date_gmt":"2024-04-17T06:25:35","guid":{"rendered":"https:\/\/tripinsurancestore.com\/blog\/?p=9126"},"modified":"2024-04-17T00:25:35","modified_gmt":"2024-04-17T06:25:35","slug":"the-drawback-of-hospital-of-choice","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/the-drawback-of-hospital-of-choice\/","title":{"rendered":"The Drawback of Hospital of Choice"},"content":{"rendered":"<div align=\"right\"><span class=\"mc-toc-title\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener\">Subscribe<\/a><\/span><\/div>\n<blockquote><p>I received this email about a year ago:<br \/>\n&#8220;Hi Steve, My husband&#8217;s in the American Hospital in Cabo San Lucas because he broke his hip. First, thank you for contacting the insurance company for us since our phones weren&#8217;t working correctly. We&#8217;re in touch with them now. Next, we also contacted my husband&#8217;s doctor as you suggested, but we don&#8217;t want to use the hospital his doctor wants. We have hospital of choice so we want him sent somewhere else. Can you help us? Liz&#8221;<\/p><\/blockquote>\n<p>I helped them, and they were very happy in the end, but I had to push against what they wanted. Hospital of Choice is touted as a big advantage, but, in my opinion, it can cloud your judgement and may result in you not getting the best overall treatment.<\/p>\n<p>I told Liz to contact her husband&#8217;s doctor so he could have input for the right hospital her husband would be transported to that was close to home. As it turned out, they didn&#8217;t like that hospital and wanted a different one. She asked me for help, so I asked her&#8221;: &#8220;Are either of you doctors? If not, I&#8217;m not either, so if I were you, I&#8217;d take the doctor&#8217;s advice.&#8221;<\/p>\n<p>They took his doctor&#8217;s advice and as it turned out, if her husband had gone to the hospital they wanted, he wouldn&#8217;t have been happy because that hospital didn&#8217;t have the expertise to best treat the kind of hip fracture he had. That&#8217;s why the doctor was recommending a different hospital. He is now fully recovered and is back to normal with no complications.<\/p>\n<h3><strong>How Exactly Does Travel Insurance Medical Transportation Work?<\/strong><\/h3>\n<p>Like many of the complicated parts of travel insurance, there&#8217;s confusion about how the Emergency Medical Transportion works, so I hope this will make sense to you:<\/p>\n<p>Early in the process of determining which is the best travel insurance plan our potential and repeat customers should get, we often hear &#8220;If something happens to me on a trip, I don&#8217;t want to go to an adequate medical facility, I want to go a better one.&#8221;<\/p>\n<table border=\"0\" width=\"99%\" cellspacing=\"5\" cellpadding=\"1\" align=\"center\">\n<tbody>\n<tr>\n<td valign=\"top\"><a href=\"https:\/\/cementtrucktravelinsurance.com\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/tripinsurancestore.com\/blog\/wp-content\/uploads\/2022\/11\/Cement-Truck-Right-scaled.jpg\" alt=\"Steve's Cement truck\" width=\"96\" height=\"120\" \/><\/a><\/td>\n<td valign=\"top\">If you&#8217;re on a trip and something bad happens to you medically (ie &#8211; getting <a href=\"https:\/\/cementtrucktravelinsurance.com\/\" target=\"_blank\" rel=\"noopener\">hit by a cement truck<\/a>), it&#8217;s likely that you will need an Emergency Medical Transport.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4>What needs to take place before a transport is arranged:<\/h4>\n<ul>\n<li>Get to a medical facility if you are ill or injured. If you&#8217;re on a cruise, go to the infirmary. If you are on land, you might be taken by ambulance to a local medical facility. <\/li>\n<li>Make sure <a href=\"https:\/\/tripinsurancestore.com\/blog\/you-need-to-see-a-doctor-if-you-get-ill-or-injured\/\" rel=\"noopener\" target=\"_blank\">you see a doctor<\/a>. If the condition is serious, you will likely be seen by other medical professionals, too. If you are traveling with a family member who is a doctor, you will need to see <a href=\"https:\/\/tripinsurancestore.com\/blog\/why-must-you-see-a-non-family-member-doctor\/\" target=\"_blank\" rel=\"noopener\">a doctor that you aren&#8217;t related to<\/a>.<\/li>\n<li>Call the travel insurance company&#8217;s 24 hour emergency assistance phone number. You may do a collect call from anywhere in the world. Also, make sure you give them your contact information in case the call drops. Anyone can make the call on the person&#8217;s behalf, too.<\/li>\n<li>If you want your own doctor to be invloved, contact them. They may not be set up to take collect calls, so maybe contacting them via a Patient Portal would be best.<\/li>\n<li>You may let us know, too, if you want.<\/li>\n<\/ul>\n<p>Lots of people tell us &#8220;I don&#8217;t want to go to <em>an adequate medical facility<\/em>, I want to go to <em>a better one<\/em>.&#8221;<\/p>\n<p>To that we say &#8220;No one wants you to die in the street, so you&#8217;ll first get taken somewhere to stabilize you. If you need further treatment in a better facility, and when it&#8217;s safe to transport you (as in you not dying in the process), you&#8217;ll be taken to the better facility or even back home depending on what the doctors taking care of you say. The insurance company doesn&#8217;t make that decision, though they will arrange and pay for the medical transport.&#8221;<\/p>\n<div align=\"center\">\n<hr width=\"30%\" \/>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe I received this email about a year ago: &#8220;Hi Steve, My husband&#8217;s in the American Hospital in Cabo San Lucas because he broke his hip. First, thank you for contacting the insurance company for us since our phones weren&#8217;t working correctly. We&#8217;re in touch with them now. Next, we also contacted my husband&#8217;s doctor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9126","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/9126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=9126"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/9126\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=9126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=9126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=9126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}