{"id":833,"date":"2009-02-18T12:14:38","date_gmt":"2009-02-18T20:14:38","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=833"},"modified":"2009-02-18T12:14:38","modified_gmt":"2009-02-18T20:14:38","slug":"is-it-too-late-to-get-travel-insurance","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/is-it-too-late-to-get-travel-insurance\/","title":{"rendered":"Is It Too Late To Get Travel Insurance?"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<blockquote><p>We&#8217;re taking a cruise March 1, 2009. We paid our cruise in full in January 2009. My husband was hospitalized last week for something unexpected &#038; his doctor says he&#8217;s ok to travel. I called another website (________) &#038; they said my husband doesn&#8217;t have a pre-existing condition. Which cruise insurance plan should we get? Shannon<\/p><\/blockquote>\n<p>Hi Shannon,<\/p>\n<p>I&#8217;m sorry to break the bad news to you, but since you don&#8217;t yet have a cruise insurance plan, whatever your husband was hospitalized for <strong>is a pre-existing condition<\/strong> on any cruise, travel or trip insurance plan you buy. This means nothing related to it is covered: trip cancellation, trip interruption or medical treatment while on your trip.<\/p>\n<p>It&#8217;s a pre-existing condition because it will have been treated or diagnosed in the 60, 90 or 180 days before you bought your policy.<\/p>\n<p><strong>What would I do in your situation?<\/strong> I suggest you go back to who ever told you your husband doesn&#8217;t have a pre-existing condition and get that in writing. Then, order the policy from them so they can back you up if you need their help on a claim.<\/p>\n<p><a title=\"What is a Pre-Existing Medical Condition?\" href=\"https:\/\/tripinsurancestore.com\/how-travel-insurance-pre-existing-medical-conditions-coverage-works\/\" target=\"_blank\" rel=\"noopener noreferrer\">You can learn more about travel insurance pre-existing conditions here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe We&#8217;re taking a cruise March 1, 2009. We paid our cruise in full in January 2009. My husband was hospitalized last week for something unexpected &#038; his doctor says he&#8217;s ok to travel. I called another website (________) &#038; they said my husband doesn&#8217;t have a pre-existing condition. Which cruise insurance plan should we [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-833","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=833"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/833\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}